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Blizzard warnings west, 50 degrees next week?


A general swath of 1 to 3 inches in southern Minnesota and the south metro, with 2 to 4 inch totals favoring the north metro. I still think the heaviest snow axis with this system will be north of the metro, along an Alexandria-St. Cloud-Duluth line ...

Taking the plunge for Special Olympics (w/video)


About 430 brave souls jumped into the icy waters of Lake Darling today, Sunday, for the 2015 Alexandria Polar Plunge. The event, a big fundraiser for Special Olympics Minnesota, took place near the Arrowwood Resort and Conference Center. The jumpers ...

House committee approves hemp bill


Efforts to legalize growing hemp in the state of Minnesota moved forward this week when bill HF683 was approved without opposition by the House Agriculture Policy Committee. The bill, sponsored by Rep. Mary Franson, R-Alexandria, Minnesota, would make ...

Hemp legalization bill advances in Minnesota House


ST. PAUL -- An effort to legalize hemp in Minnesota continues. A state House committee Wednesday unanimously approved a bill by Rep. Mary Franson, R-Alexandria, to allow limited hemp growth. Hemp farming has been illegal in Minnesota since shortly after ...

Minnesota legislation establishing 'blue alert' could help track down police attackers


ST. PAUL – Legislation is moving ahead to establish a Minnesota alert system that would be activated when a law enforcement officer has been killed or seriously wounded. Sen. Bill Ingebrigtsen, R-Alexandria, said a so-called blue alert program would help ...

Business news: American Federal Bankers recognized


Erdman and Lindberg were among 17 American Federal “Sales Star” employees and their families invited to attend a weekend Sales Star retreat and award banquet in their honor at the Arrowwood Resort and Conference Center in Alexandria, MN. American ...

Jason Zimmerman


Jason Zimmerman has been part of the Action 2 News team for 15 years, joining WBAY in May 2000 after working in Wausau and Alexandria, Minnesota. He’s always enjoyed following current events – and in 1997 he was a part of them. Serving in the Minnesota ...

Minnesota temperatures plunge below zero


Minnesota just can't seem to shake off the polar plunge. The National Weather Service says International Falls reports a low of 26 below zero. Grand Marais dropped to 20 below, Hibbing dipped to 19 below and Alexandria bottomed out at 18 below. By late ...

Goin’ To The (Frozen) Lake: Frank & Chris Visit Alexandria


ALEXANDRIA, Minn. (WCCO ...
There’s still plenty to do here in the cold months of a Minnesota year. This town was first settled in 1858. Just 14 years later, a business opened that’s still here today! Cowing Robards has had just three owners ...

Alexandria Industries Announces New Board Director Duncan Crowdis


Alexandria Industries is headquartered in Alexandria, Minn., with manufacturing locations in Minnesota, Indiana and Texas. For more information, visit www.alexandriaindustries. com and Facebook. Investment & Company Information Finance Alexandria

Upcoming Pictometry User Groups in Minnesota


Pictomerty has four upcoming user groups in Minnesota next week from March 9-14.  Below are the locations, times and registration webpage. Monday, March 9, 2015: Duluth Tuesday, March 10, 2015: Alex…

Where To Buy Cheapest Anti Aging Laser Treatments In Alexandria, Virginia


Neutrogena anti wrinkle lotion anti aging laser treatments benefits of always young renewal HGH power for adults. Certified bio Pueraria Mirifica for nervous upset stomach in Alexandria, Virginia. The…

Hgh Igf-1 Growth Factor (Sublingual) For Hair Regrowth Hgh Blue Tops In Alexandria, Virginia


Fda approved hgh HGH IGF-1 Growth Factor (Sublingual) for hair regrowth. Read a review of organic L-Glutamine for improving immune system function after cancer chemotherapy in Alexandria, Virginia? Mo…

{Giveaway} Gift Card to Lost Dog Cafe in Alexandria, Virginia


As our readers know, the Lost Dog Cafe in the Braddock Road Metro/Parker Gray neighborhood of Alexandria, Virginia opened in early January. They have great food and they also do some great work in he…

Read A Review Of Hgh Enhancer For Insomnia In Alexandria, Virginia


Sublingual HGH HGH Enhancer for insomnia acella anti aging eye cream. Organic Eletaria cardamomum for joint and tendon disorders in Alexandria, Virginia. Those effects claim the level of the endocrine…

Where To Buy Online Genfx Hgh Is Safe For Adults In Alexandria, Virginia


GenFX HGH is safe for adults, lip balm HGH deficiency medications for bodybuilding. Certified natural Soursop for liver disease in Alexandria, Virginia. Blood is naturally observed to skin to the skin…

Photo: Beavers Hard at Work in Alexandria’s African American Heritage Park


Great photos here via one of our readers. Here, as you can see, beavers have been hard at work in Alexandria, Virginia’s African American Heritage Park. If you have a photo or photos of Alexandria, V…

DASH Bus Service Alert in Alexandria, Virginia


DASH bus is now operating on a regular weekday schedule in Alexandria, Virginia with no snow delays or snow detours. For more information, please visit this link.

Now Open: 15 New Restaurants in Alexandria


Over the past few months Alexandria has seen a smorgasbord of new restaurants arrive in Old Town and beyond, serving everything from steak to sushi, farm-to-table fare and Iranian-inspired pizza. The …

Grounded Coffee Shop: Grab Coffee in Alexandria


According to Yelp reviewers, Grounded Coffee Shop is just what a great neighborhood coffee house should be. The owners are committed to keeping prices as low as possible, and they only serve fair trad…




SPECIAL INFORMATION FOR ALEXANDRIA

Make Your Health Benefits Work for You in ALEXANDRIA MINNESOTA

The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.

1. Explore Your Options for Health Coverage

You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.

2. Review the Benefits Available

Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.

3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides

Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.

4. Use Your Health Coverage

Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.

5. Understand Your Plan’s Mental Health and Substance Use Coverage

Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.

6. Look For Wellness Programs

More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.

7. Know How to File an Appeal if Your Health Benefits Claim is Denied

Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.

8. Assess Your Benefits Coverage as Your Family Status Changes

Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.

9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits

If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.

10. Plan For Retirement

Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.

These Laws Can Help

  • The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
  • The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
  • The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
  • The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
  • The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
  • The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
  • The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
  • The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
  • The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.

For More Information

Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.

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ALEXANDRIA MINNESOTA tspan:3m ALEXANDRIA MINNESOTA




A problem in the city: A GREAT CONSUMPTION OF ALCOHOL IN ADOLESCENCE CAN IMPAIR THE BRAIN PERMANENTLY

To drink much during the teens years could lead to structural changes in the brain and memory deficits that persist in the adult phase, according to the disturbing results of a study done on animals. The study found that, even as adults, rats who had daily access to alcohol during his adolescence had reduced levels of myelin. With a function not very different from the  insulation of electrical wiring, myelin forms an insulating layer that surrounds the axons. These are filiform extensions of neurons that transmit nerve impulses.

These brain changes in rats were observed in a region important for reasoning and decision-making. Animals who drank more alcohol performed worse on a test of memory made when they were adults. The results suggest that high doses of alcohol during adolescence may continue affecting the brain even when the inpidual has left the consumption of alcohol. More research is needed to determine if these findings can be applied to humans.

According to the World Health Organization, a growing number of teens and young adults is provided to drinking to get drunk, consuming four (five for men) or more drinks in about two hours. Previous research in humans have shown an association between an episode of drinking excessive (binge) in adolescence, changes in the myelin sheath in several brain regions, and cognitive impairments in adulthood. However, it was unknown if alcohol was behind these brain differences and behaviour or if there was predisposition factors that could explain the found.

In this study, Heather N. Richardson, Wanette M. Vargas, Lynn Bengston and Brian. W. Whitcomb, of the University of Massachusetts in Amherst American city, as well as Nicholas W. Gilpin, of the State University of Louisiana in New Orleans, United States, compared the myelin in the prefrontal cortex (an area of the brain that is vital to reason and make decisions) in young male rats who gave a daily sweetened alcohol or sweetened water access for two weeks. It was found that animals that drank alcohol in his teens experienced a reduction in the levels of myelin in the prefrontal cortex, compared with those who drank a similar amount of sweetened water. When the researchers examined the animals exposed to the alcohol several months later, they found that continued showing levels of myelin reduced as adults.

In noticiasdelaciencia.com [21]




A generic drug is an identical copy of another factory named

1. What are generic drugs?

A generic drug is an identical copy of another factory named. The same dosage, safety, strength, desired effect, how to use and final results, unless the trademark.

2. Are the equally safe generic drugs to leading factory name? 

Yes. The FDA requires that all drugs are safe and effective. Being that the generic use the same active ingredients and work in the body in the same way as the original, also have the same risks and benefits.

 3. Are the equally powerful to the original generic drugs?

Yes. The FDA requires that generic drugs are of the same quality, strength, purity and stability as their counterparts with factory name.

4. generic drugs need more time to work in the body?

No. Generic drugs work in the same way and for the same period of time the drugs trade name.

5. Why are generic drugs less expensive?

One of the main reasons is because the manufacturers of generic drugs did not have to invest money to the developers of the original drug spent on the new product. New drugs are developed and protected by a patent. The patent protects the investment-including research, development, distribution and advertising-giving the company the sole right to sell the drug while it remains in effect. When approaching the expiration of the patent, manufacturers pueded submit an application to the FDA to sell generic versions of the drug. Since these manufacturers do not incur these costs desarrolllo the product as the first, can sell the generic version at substantial discounts. There is also more competition and less advertising, which helps keep the price down. Today, almost half of all drug prescriptions are replaced with generic versions.

6. Are drugs with name brand, produced in more modern facilities than generic?

No. Both facilities must meet manufacturing requirements required by the FDA. The agency does not allow drug manufacturing facilities of inferior quality. The FDA annually conducts about 3,500 inspections to ensure that regulations are met. The signatures of generic drugs work comparable to those of drugs called factory facilities. Indeed, the producers of original drugs produce approximately about 50 percent of generic drugs; frequently make copies of their own brand and other firms that are sold without the original name.

7. If the name drugs and generic factory have the same active ingredients, why they look different?

In the United States the law does not allow a generic drug look exactly the same to another name or trademark. However, a generic drug must duplicate the active ingredient of the original. The colors, flavors and some inactive ingredients may be different.

8. Is it necessary that every drug has a generic equivalent?

No. When drugs called factory were introduced, most of which were protected by a patent for 17 years.This provided protection to the originator that covered the initial costs (including research and marketing expenses) to develop the new drug. However, when the patent expires, other companies can introduce genetic competing versions, but only after being put to thorough testing by the manufacturer and FDA approved.

 9. What is the best source of information about generic drugs?

Contact your doctor, pharmacist, or insurance company for more information about its generic drugs. You can also visit the FDA on the Internet: Understanding Generic Drugs. [5]










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Newsof.org. Selected the top stories of the city of ALEXANDRIA MINNESOTA. Political events, traffic accidents on highways, downtown events, neighborhoods and inside. Also researched local newspapers and social networks, as well as the site of City Hall. Crimes, are always subject to demand generally for information. Also the tragedies and disasters such as fires, floods, flooding, rain, hail and winds. Tags: Breaking News, ALEXANDRIA MINNESOTA, City, Indoors, Monday, Tuesday, Wednesday, Thursday , Friday, Saturday, Sunday, Car, Crash, Elections, Beating, Accident, Crime, Police, Criminal, Police, Road, Highway Access, Elections, Party, Hail, Rain, Flood, Anniversary, Award, Month, Week End , Today, Yesterday, Female, Male, Family, Child, People.