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I-65 Closed in Hart County Because of Semi Crash


12 AM The Kentucky Vehicle Enforcement Reconstruction Specialist on scene has finished preliminary investigation and the semi is being removed. We are still looking at about an hour for clearing. I-65 Southbound - Near Mile Point 69 between Bonnieville and ...

I-65 South in Hart Co. reopens after semi crash


HART COUNTY, KY (WAVE) - A semi crash closed southbound Interstate 65 between Bonnieville and Munfordville for five hours Friday morning. According to a news release from Kentucky State Police, KSP Post 3 in Bowling Green received a call at approximately 4 ...

I-65 South closed in Hart Co. after semi crash


HART COUNTY, KY (WAVE) - A semi crash has closed southbound Interstate 65 between Bonnieville and Munfordville. According to the Kentucky Transportation Cabinet, one lane will be reopened as soon as possible. Both lanes are expected to be reopened by 11:30 ...

Seven-car pileup shuts down I-65 near Horse Cave


59 p.m., according to a release from the Kentucky Transportation Cabinet. No one was injured in the wreck. Drug arrests — About 9 a.m. Thursday, state police and the Hart County Sheriff’s Department went to Bonnieville to attempt to locate a stolen ...

Two Bonnieville men arrested in connection with vehicle thefts


were both found inside a residence at 1805 Wright Lane in Bonnieville behind which Kentucky State Police and Hart County Sheriff's Office personnel located a 2000 Pontiac Grand Am that had been reported stolen in connection with a home invasion Wednesday ...

Dale Lee Griffin Sr.


Age 68, of Bonnieville, Kentucky, passed away Tuesday, Sept. 30, 2014, at St. Joes Jessamine in Nicholasville, Kentucky. He was a retired accountant from General Motors and a member of Munfordville First United Methodist Church. He served with the U.S ...

TWO ARRESTED IN BONNIEVILLE ON DRUG CHARGES


On the evening of June 14, 2014, Kentucky State Police along with the Munfordville Police Department acted on a complaint of possible drug activity at 530 Locust Grove Rd. in the Bonnieville community of Hart County, KY. Upon arrival, officers made ...

I-65 lanes open again after tractor-trailer crash


BONNIEVILLE, Ky. (AP) - Kentucky transportation officials say all lanes of Interstate 65 have reopened in Hart County following a tractor-trailer crash near Bonnieville, but some of the cleanup is being left until after the holiday weekend. The wreck ...

Bonnieville, Kentucky Vacation Rentals


Bonnieville, Kentucky offers great vacation house rental and home rental-by-owner deals for the knowledgeable traveler. No matter what budget or level of comfort you seek in your holiday to Bonnieville, KY, there's surely a great local vacation home rental ...

Louisville Grotto’s 2015 Speleofest Caving Festival Announced


This year Louisville Grotto's Speleofest caving festival will be held from May 22nd to 25th, 2015 at the Lone Star Preserve in Bonnieville, Kentucky. Read More

Super-Rare TICA MINK and SEPIA Ragdoll Kittens!!! - $750 - Bonnieville, KY


Jazzy gave birth to 7 beautiful kittens on February 9th!!! These kittens are absolutely adorable and TICA registered. We have one beautiful traditional kitten, and the rest are SUPER-RARE MINKS and SE…

32 WKU, Gatton Academy students to present research Feb. 19 at 2015 Posters-at-the-Capitol Thirty-two students from WKU and the Gatton Academy of Mathematics and Science in Kentucky will present their research at the 2015 Posters-at-the-Capitol event Feb. 19 in Frankfort. Richard Arnold, …

Two Arrested, Two Stolen Vehicles Recovered, and Drug Charges


Two Arrested, Two Stolen Vehicles Recovered, and Drug Charges Date of News Release: 02/05/2015 – On Thursday, February 5, 2015 at approx. 8:59 am the Kentucky State Police Post 3 Bowling Green and the…




SPECIAL INFORMATION FOR BONNIEVILLE

Save Money on Homeownership in BONNIEVILLE KENTUCKY

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President Obama and Secretary of Housing and Urban Development Julián Castro visited Phoenix, Arizona this afternoon to put a spotlight on the recovering housing sector.

Restoring security to homeownership has always been one of the President's top economic priorities, and the results are clear -- the housing market has greatly improved since President Obama took office.

The President’s push for new consumer protections and tough enforcement on abuses have given Americans more confidence in investing in homeownership:

  • Home sales are up.
  • Home building has more than doubled since 2009.
  • Home values have risen for the past three years.

But there's more work to do. Mortgages need to be more accessible and affordable for creditworthy families.

That's why today, at Central High School in Phoenix, the President announced a responsible reduction in the Federal Housing Administration’s (FHA) Mortgage Insurance Premium program. The Federal Housing Administration will reduce annual mortgage insurance premiums by 0.5 percentage points, from 1.35 percent to 0.85 percent.

The President’s new proposal to reduce the fees associated with buying a home would help first-time homebuyers save an average of $900 on their annual mortgage payment. More people buying homes would also strengthen the market, helping everyone who already owns a home.

In Phoenix today, President Obama explained that homeownership was a dream that should be open to all Americans. Not only will the President’s actions help numerous families realize the American Dream and get a place they can finally call home, but millions of families will save billions of dollars in mortgage payments in the coming years, helping to support and stabilize the housing market recovery.

President Obama delivers remarks on housing at Central High School in Phoenix

President Barack Obama delivers remarks on housing at Central High School in Phoenix, Az., Jan. 8, 2015. [31]



BONNIEVILLE KENTUCKY tspan:3m BONNIEVILLE KENTUCKY




What do you know about abuse of women in BONNIEVILLE KENTUCKY ?

Click the red escape button above to immediately leave this site if your abuser may see you reading it.

Signs of abuse

It can be hard to know if you´re being abused. You may think that your husband is allowed to make you have sex. That´s not true. Forced sex is rape, no matter who does it. You may think that cruel or threatening words are not abuse. They are. And sometimes emotional abuse is a sign that a person will become physically violent.

Below is a list of possible signs of abuse. Some of these are illegal. All of them are wrong. You may be abused if your partner:

  • Monitors what you´re doing all the time
  • Unfairly accuses you of being unfaithful all the time
  • Prevents or discourages you from seeing friends or family
  • Prevents or discourages you from going to work or school
  • Gets very angry during and after drinking alcohol or using drugs
  • Controls how you spend your money
  • Controls your use of needed medicines
  • Decides things for you that you should be allowed to decide (like what to wear or eat)
  • Humiliates you in front of others
  • Destroys your property or things that you care about
  • Threatens to hurt you, the children, or pets
  • Hurts you (by hitting, beating, pushing, shoving, punching, slapping, kicking, or biting)
  • Uses (or threatens to use) a weapon against you
  • Forces you to have sex against your will
  • Controls your birth control or insists that you get pregnant
  • Blames you for his or her violent outbursts
  • Threatens to harm himself or herself when upset with you
  • Says things like, "If I can´t have you then no one can."

If you think someone is abusing you, get help. Abuse can have serious physical and emotional effects. No one has the right to hurt you.

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Healthy vs. unhealthy relationships

Sometimes a relationship might not be abusive, but it might have some serious problems that make it unhealthy. If you think you might be in an unhealthy relationship, you should be able to talk to your partner about your concerns. If you feel like you can´t talk to your partner, try talking to a trusted friend, family member, or counselor. Consider calling a confidential hotline to get the support you need and to explore next steps. If you´re afraid to end the relationship, call a hotline for help.

Signs of an unhealthy relationship include:

  • Focusing all your energy on your partner
  • Dropping friends and family or activities you enjoy
  • Feeling pressured or controlled a lot
  • Having more bad times in the relationship than good
  • Feeling sad or scared when with your partner

Signs of a healthy relationship include:

  • Having more good times in the relationship than bad
  • Having a life outside the relationship, with your own friends and activities
  • Making decisions together, with each partner compromising at times
  • Dealing with conflicts by talking honestly
  • Feeling comfortable and able to be yourself
  • Feeling able to take care of yourself
  • Feeling like your partner supports you

If you feel confused about your relationship, a mental health professional can help. Remember, you deserve to be treated with respect.

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More information on Am I being abused?

Read more from womenshealth.gov

Explore other publications and websites

Connect with other organizations

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Avoiding Foreclosure in BONNIEVILLE KENTUCKY

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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