BOWMAN SOUTH CAROLINA NEWS AND BLOG


Latest News - BOWMAN SOUTH CAROLINA

Osinski Leads Wire-To Wire, Wins Rayovac FLW Series Southeastern Division Opener On Lake Okeechobee


I feel good about the rest of this season.” Ryan Bowman of Seneca, South Carolina, caught the biggest bass of the tournament in the pro division Thursday – a largemouth weighing 9 pounds, 5 ounces that earned him the day’s Big Bass award of $300.

Dining Out: Fairsted Kitchen


Both are front-of-the-house guys— Bowman’s training includes bartending at Russell ...
with technique reflecting the chef’s South Carolina childhood. It was served very hot out of the oven atop a generous bed of plain wild rice, and, like much ...

REGIONAL REPORT


The awards were presented at Business Speaks to members of the General Assembly, including South Carolina Senate Assistant Minority Leader John Matthews Jr. of Bowman. “The South Carolina Chamber of Commerce is pleased to recognize Sen. Matthews for his ...

Michael T. Overman, 40, USC English instructor for international students


At the time of his death, he was an instructor in the English program for internationals and coordinator for pedagogical technology at the University of South Carolina. Surviving are his wife, Amanda L. Bowman; daughter, Kalina “Kali” Bowman ...

Former Friend of Mother Accused of Killing Son Speaks to News 13


Gabriel McArdle was killed in December. His mother Theia McArdle and her boyfriend Robert Bowman are now charged with homicide in South Carolina. Friends say there's a problem with the fact DSS closed an abuse investigation in August and Gabe was killed ...

Birmingham, Ala.-based bank expands operations to Charleston market


is expanding to South Carolina and is operating in a temporary branch in Mount Pleasant. The bank is active in seven regions of the country, including Pensacola, Fla.; Nashville, Tenn.; and Birmingham. Its newest temporary branch is at 1156 Bowman Road ...

South Carolina mother charged with death of 3-year-old son, brought him along as she worked escort job


A South Carolina mother who was charged with the death of her 3-year-old son brought the boy with her while she worked as an escort shortly before he was killed. Theia McArdle, 21, is charged with homicide along with her boyfriend Richard Bowman ...

Bowman reportedly loses scholarship offer from South Carolina


The University of South Carolina has reportedly rescinded its scholarship offer to Havelock High senior wide receiver Micheal Bowman. According to GoGamecocks.com, a web site that follows South Carolina’s athletics, Bowman no longer has a football ...

South Carolina pulls scholarship offer from Bowman


HAVELOCK | Wide receiver Micheal Bowman, a senior at Havelock High School, made his commitment to the University of South Carolina last March. The three-star football recruit no longer has that option. According to GoGamecocks.com, a web site that follows ...

The UFO Welcome Center, for Tired Extraterrestrial Travelers


For Ham and anyone else who balks at the idea of spending money on interplanetary diplomacy, there is a much more economical option out there: the UFO Welcome Center in Bowman, South Carolina. The center, designed to attract and accommodate ...




SPECIAL INFORMATION FOR BOWMAN

Warning in BOWMAN: Government Grant Scams

“Because you pay your income taxes on time, you have been awarded a free $12,500 government grant! To get your grant, simply give us your checking account information, and we will direct-deposit the grant into your bank account!”

Sometimes, it’s an ad that claims you will qualify to receive a “free grant” to pay for education costs, home repairs, home business expenses, or unpaid bills. Other times, it’s a phone call supposedly from a “government” agency or some other organization with an official sounding name. In either case, the claim is the same: your application for a grant is guaranteed to be accepted, and you’ll never have to pay the money back.

But the Federal Trade Commission (FTC), the nation’s consumer protection agency, says that “money for nothing” grant offers usually are scams, whether you see them in your local paper or a national magazine, or hear about them on the phone.

Some scam artists advertise “free grants” in the classifieds, inviting readers to call a toll-free number for more information. Others are more bold: they call you out of the blue. They lie about where they’re calling from, or they claim legitimacy using an official-sounding name like the “Federal Grants Administration.” They may ask you some basic questions to determine if you “qualify” to receive a grant. FTC attorneys say calls and come-ons for free money invariably are rip offs.

Grant scammers generally follow a script: they congratulate you on your eligibility, then ask for your checking account information so they can “deposit your grant directly into your account,” or cover a one-time “processing fee.” The caller may even reassure you that you can get a refund if you’re not satisfied. In fact, you’ll never see the grant they promise; they will disappear with your money.

The FTC says following a few basic rules can keep consumers from losing money to these “government grant” scams:

  • Don’t give out your bank account information to anyone you don’t know. Scammers pressure people to divulge their bank account information so that they can steal the money in the account. Always keep your bank account information confidential. Don’t share it unless you are familiar with the company and know why the information is necessary.
  • Don’t pay any money for a “free” government grant. If you have to pay money to claim a “free” government grant, it isn’t really free. A real government agency won’t ask you to pay a processing fee for a grant that you have already been awarded — or to pay for a list of grant-making institutions. The names of agencies and foundations that award grants are available for free at any public library or on the Internet. The only official access point for all federal grant-making agencies is www.grants.gov.
  • Look-alikes aren’t the real thing. Just because the caller says he’s from the “Federal Grants Administration” doesn’t mean that he is. There is no such government agency. Take a moment to check the blue pages in your telephone directory to bear out your hunch — or not.
  • Phone numbers can deceive. Some con artists use Internet technology to disguise their area code in caller ID systems. Although it may look like they’re calling from Washington, DC, they could be calling from anywhere in the world.
  • Take control of the calls you receive. If you want to reduce the number of telemarketing calls you receive, place your telephone number on the National Do Not Call Registry. To register online, visit donotcall.gov. To register by phone, call 1-888-382-1222 (TTY: 1-866-290-4236) from the phone number you wish to register.
  • File a complaint with the FTC. If you think you may have been a victim of a government grant scam, file a complaint with the FTC online, or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
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Avoiding cyberbullyng in BOWMAN

Cyberbullying is bullying that takes place using electronic technology. Electronic technology includes devices and equipment such as cell phones, computers, and tablets as well as communication tools including social media sites, text messages, chat, and websites.

Examples of cyberbullying include mean text messages or emails, rumors sent by email or posted on social networking sites, and embarrassing pictures, videos, websites, or fake profiles.

Why Cyberbullying is Different

Kids who are being cyberbullied are often bullied in person as well. Additionally, kids who are cyberbullied have a harder time getting away from the behavior.

  • Cyberbullying can happen 24 hours a day, 7 days a week, and reach a kid even when he or she is alone. It can happen any time of the day or night.
  • Cyberbullying messages and images can be posted anonymously and distributed quickly to a very wide audience. It can be difficult and sometimes impossible to trace the source.
  • Deleting inappropriate or harassing messages, texts, and pictures is extremely difficult after they have been posted or sent.

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Effects of Cyberbullying

Cell phones and computers themselves are not to blame for cyberbullying. Social media sites can be used for positive activities, like connecting kids with friends and family, helping students with school, and for entertainment. But these tools can also be used to hurt other people. Whether done in person or through technology, the effects of bullying are similar.

Kids who are cyberbullied are more likely to:

  • Use alcohol and drugs
  • Skip school
  • Experience in-person bullying
  • Be unwilling to attend school
  • Receive poor grades
  • Have lower self-esteem
  • Have more health problems

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Frequency of Cyberbullying

The 2010-2011 School Crime Supplement (National Center for Education Statistics and Bureau of Justice Statistics) indicates that 9% of students in grades 6–12 experienced cyberbullying.

The 2013 Youth Risk Behavior Surveillance Survey finds that 15% of high school students (grades 9-12) were electronically bullied in the past year.

Research on cyberbullying is growing. However, because kids’ technology use changes rapidly, it is difficult to design surveys that accurately capture trends.

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Health insurance on BOWMAN

Young adults have several options to get coverage through the insurance market.

1. Special Enrollment Periods

Find out if you are eligible for a Special Enrollment Period. You may be eligible for registration under the Special Enrollment Period unknowingly. If your student medical coverage you finished, you may be eligible for a Special Enrollment Period that will allow you to purchase a health plan through the Insurance Market. You might also grant a Special Enrollment Period if you get married or porced, have a child or adopt a child, moving to another area, and not old enough to be on the safe parent or have in your life some other event eligible to do so.

2. Medicaid and CHIP

Find out how to request coverage for Medicaid and CHIP . You can enroll in Medicaid or the Childrens Health Insurance Program (CHIP) at any time of year. If you qualify you can now register.

3. coverage through the health plan of the parent

You can get coverage from their parents plan until age 26, even if married, not living with their parents or dependent on them economically. After age 26, you qualify for a Special Enrollment Period.

4. Catastrophic Coverage

These plans are an affordable way to protect yourself from the high costs of the worst cases, such as an accident or serious illness. If you are under 30, you can purchase a catastrophic plan coverage. Served three visits per year before you have paid the deductible and certain preventive services .

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