CARRIZO SPRINGS NEWS AND BLOG


Latest News - CARRIZO SPRINGS

Squaws dominate Pearsall in district


Jourdanton travels to Pleasanton for its next district matchup Friday set for 6:30 p.m. Then, the Squaws have a two-game home stand starting Feb. 3 against Carrizo Springs. Jourdanton defeated the Lady ‘Cats 59-35 in its first district game Jan. 16 on ...

Texas oil boom heading for bust in a hurry


“Next is reduction.” In the Eagle Ford, everyone is on edge waiting for layoffs to begin. Mike King, who runs a workers' camp in Carrizo Springs, south of San Antonio, said last week that he was still above 75 percent capacity but was worried it wouldn ...

Texas oil boom heading for bust in a hurry; downturn may be prolonged


“Next is reduction.” In the Eagle Ford, everyone is on edge waiting for layoffs to begin. Mike King, who runs a workers’ camp in Carrizo Springs, south of San Antonio, said last week that he was still above 75 percent capacity but was worried it ...

Short Interest of Oil States International, Inc. Drops by 9.5%


On November 1, 2011, the Company purchased an open camp accommodations facility located in Carrizo Springs, Texas. In December 2013, the Companys subsidiary, Oil States Industries, Inc acquired Quality Connector Systems, LLC. In June 2014, the Company ...

5 killed in Dimmit County wreck


CARRIZO SPRINGS, Texas - Five people were killed in a fiery crash involving four vehicles Thursday. The accident happened around 6:45 a.m. Thursday at Highway 83 and Farm Road 1556 in Carrizo Springs, 130 miles southwest of San Antonio. The victims killed ...

5 killed in Dimmit County wreck


CARRIZO SPRINGS, Texas - Five people were killed in a fiery crash involving four vehicles Thursday. The accident happened around 6:45 a.m. Thursday at Highway 83 and Farm Road 1556 in Carrizo Springs, 130 miles southwest of San Antonio. The victims killed ...

Panthers open playoffs against Carrizo Springs


SAN ANTONIO — They have won a district title. They have won nine of their 10 games. They have shut out a school-record four opponents. That is all in the rear view mirror now, however, as the Navarro Panthers (9-1) begin a new season on Friday when they ...

Water returns to Carrizo Springs


CARRIZO SPRINGS - A major water main break, which left parts of Dimmit County and the city of Carrizo Springs without water has been repaired according to city officials. The ruptured line affected as many as 10,000 people. The cause of the water main ...

Classes to resume Wednesday after 'citywide water issue' in Carrizo Springs


A broken pipe in Carrizo Springs scaled back the water supply Tuesday, forcing the school district to cancel classes in the area. City officials reported that water pressure was slowly returning to normal just around noon, but also said a boil water notice ...

Fracking Has Made Carrizo Springs a Boom Town


Fracking has made Carrizo Springs a boom town. A few years ago, Carrizo Springs, TX was an out-of-the-way town with a population of 5,600. Most of its people worked as ranchers or farmers. Some leased their property to hunters to make ends meet. Now, the ...




SPECIAL INFORMATION FOR CARRIZO SPRING

Make Your Health Benefits Work for You in CARRIZO SPRING

The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.

1. Explore Your Options for Health Coverage

You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.

2. Review the Benefits Available

Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.

3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides

Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.

4. Use Your Health Coverage

Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.

5. Understand Your Plan’s Mental Health and Substance Use Coverage

Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.

6. Look For Wellness Programs

More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.

7. Know How to File an Appeal if Your Health Benefits Claim is Denied

Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.

8. Assess Your Benefits Coverage as Your Family Status Changes

Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.

9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits

If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.

10. Plan For Retirement

Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.

These Laws Can Help

  • The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
  • The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
  • The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
  • The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
  • The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
  • The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
  • The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
  • The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
  • The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.

For More Information

Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.

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CARRIZO SPRINGS tspan:3m CARRIZO SPRINGS




Beans and peas are excellent sources of plant protein, and also provide other nutrients such as iron and zinc

Beans and peas are unique foods

bowl of beansBeans and peas are the mature forms of legumes. They include kidney beans, pinto beans, black beans, lima beans, black-eyed peas, garbanzo beans (chickpeas), split peas and lentils. They are available in dry, canned, and frozen forms. These foods are excellent sources of plant protein, and also provide other nutrients such as iron and zinc. They are similar to meats, poultry, and fish in their contribution of these nutrients. Therefore, they are considered part of the Protein Foods Group. Many people consider beans and peas as vegetarian alternatives for meat. However, they are also considered part of the Vegetable Group because they are excellent sources of dietary fiber and nutrients such as folate and potassium. These nutrients, which are often low in the diet of many Americans, are also found in other vegetables. Because of their high nutrient content, consuming beans and peas is recommended for everyone, including people who also eat meat, poultry, and fish regularly. The USDA Food Patterns classify beans and peas as a subgroup of the Vegetable Group. The USDA Food Patterns also indicate that beans and peas may be counted as part of the Protein Foods Group. Individuals can count beans and peas as either a vegetable or a protein food. Green peas, green lima beans, and green (string) beans are not considered to be part of the beans and peas subgroup. Green peas and green lima beans are similar to other starchy vegetables and are grouped with them. Green beans are grouped with other vegetables such as onions, lettuce, celery, and cabbage because their nutrient content is similar to those foods.

How to count beans and peas in the USDA food patterns:

Generally, individuals who regularly eat meat, poultry, and fish would count beans and peas in the Vegetable Group. Vegetarians, vegans, and individuals who seldom eat meat, poultry, or fish would count some of the beans and peas they eat in the Protein Foods Group. Here´s an example for both ways:

Count the number of ounce-equivalents of all meat, poultry, fish, eggs, nuts, and seeds eaten.

  1. If the total is equal to or more than the suggested intake from the Protein Foods Group (which ranges from 2 ounce-equivalents at 1000 calories to 7 ounce-equivalents at 2800 calories and above) then count any beans or peas eaten as part of the beans and peas subgroup in the Vegetable Group.OR

  2. If the total is less than the suggested intake from the Protein Foods Group, then count any beans and peas eaten toward the suggested intake level until it is reached. (One-fourth cup of cooked beans or peas counts as 1 ounce equivalent in the Protein Foods Group.) After the suggested intake level in the Protein Foods Group is reached, count any additional beans or peas eaten as part of the beans and peas subgroup in the Vegetable Group.

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In CARRIZO SPRING: Understanding Links Between Smoking & Weight

Maybe you quit smoking to do something good for your health, and now you’ve noticed the pounds adding up on the scale. Or maybe one of the reasons you’re not quite ready to quit is that you’re afraid of gaining weight.

Here are some of the reasons why some people gain weight when they quit:

  • Smoking lowers your appetite.
    Smoking cigarettes makes you feel less hungry. So, when you quit smoking, you might feel hungrier and then eat more than you used to eat.  
  • Smoking increases your metabolism.
    Smoking cigarettes increases your metabolism, so you burn more calories. So when you stop smoking, you may burn fewer calories which can lead to weight gain. 
  • Eating can be a substitute for smoking.
    Smoking gave you something to do with your hands and something to put in your mouth. For a lot of people, food replaces cigarettes. And the more you reach for food, the more likely it is that you will gain weight.
  • Eating may soothe the feelings that smoking used to soothe.
    Maybe smoking was your go-to when you were feeling bad. When you stop smoking, you may find that you turn to eating to feel better or to deal with stress—but this can backfire and result in weight gain.

The good news is that you can take charge of your weight even while quitting smoking. Check out Forever Free for more info about smoking and weight.

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