CARROLL IOWA
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Latest News - CARROLL IOWA

Paul Carl Carroll


ROCKFORD | Paul Carl Carroll, 62, of Rockford formerly of Ryan, died Friday, April 24, 2015, at Mercy Medical Center-North Iowa in Mason City. Mass of Christian Burial will be at 10:30 a.m. Tuesday, April 28, at St. Patrick's Catholic Church in Ryan with ...

Book looks at modern Irish Catholic church


More democratic, more liberal overall than say the western part of Iowa." Carroll, along with John C. Waldmeir, professor of religious studies and theology at Loras, recently edited and released the book, "The Catholic Church in Ireland Today" (Lexington ...

Wirtz — Myer


She works at Schenkelberg Implement Co. in Carroll. Myer is a graduate of Twin River Valley High School and attended Iowa Central Community College. He works for Iowa Home Care in West Des Moines.

Iowa Dems Are Reeling. Can Hillary Clinton Help?


The 2008 Iowa caucuses generated a great deal of enthusiasm and interest ...
and those requests already are coming in. Tim Tracy, chairman of the Carroll County Democrats, for example, said he told Clinton's team he would like her to appear at his ...

Connie K. Stammer


STORM LAKE, Iowa | Connie K. Stammer, 68, of Storm Lake, formerly of Carroll, Iowa, died Tuesday, April 21, 2015, at her home. Services will be 10:30 a.m. Saturday at St. Paul Lutheran Church in Carroll. Visitation will be after 5 p.m. today, with a prayer ...

Q&A: folk singer/songwriter Rorey Carroll


The pair of bluegrass-inspired musicians will perform at the Englert at 8 p.m. Friday, marking Carroll’s first trip to Iowa City. Daily Iowan: What are some of your favorite places to perform? Carroll: I love playing outdoor festivals, like hippie festivals.

Carroll finalist in Chef Showdown


Carroll said Hy-Vee’s corporate office invited him this year ...
Our judges will certainly have a difficult job.” Finalists hail from Iowa, Missouri, Nebraska, Minnesota, Massachusetts, Pennsylvania, Maryland, New York, Georgia, Florida, Texas and ...

Manning first to receive new SBA ‘Iowa Community of the Year” award


...
Manning is chosen as the first-ever Iowa Community of the Year by the Iowa office of the U.S. Small Business Administration. Ron Reischl, of Main Street Manning, says the Carroll County town of nearly 1,500 is progressive yet slow-paced and offers a ...

Internet/cable/phone companies eye Iowa City for expansion


based Metronet — are eyeing Iowa City for possible expansion. Patrice Carroll, president and CEO of ImOn Communications, said the company has provided service to Cedar Rapids, Marion and Hiawatha for the past eight years and will be dispatching survey ...

Need some help? Carroll High's Community Service Day coming up


Carroll, Iowa-- After getting rained out last year students at Carroll High School are doubly excited to participate in this year’s Community Service Day taking place on Wednesday, April 29. Rose Eischeid, a junior at CHS, was a part of the original ...

In Carroll-Schneider, Seahawks may have perfect couple - Sun, 26 Apr 2015 PST


Entering their sixth draft together, the John Schneider-Pete Carroll partnership is viewed by many as the model for running an NFL team – the Seahawks have a deep-pockets owner who doesn’t meddle and …

Crash in Carroll County kills Missouri man


A Missouri man died in a crash in Carroll County on Friday night.Click to Continue »

Book Review: Lab 257 by Michael Christopher Carroll


The book's full name is, “Lab 257: the Disturbing Story of the Government’s Secret Plum Island Germ Laboratory” by Michael Christopher Carroll. "Lab 257" is a laboratory on the infamous Plum Island, …

Camden teen dies in Carroll County crash


CARROLL COUNTY, Ind. (WLFI) – A Camden, Ind. teen is dead and investigators are trying to determine why the 19-year-old driver crashed into a semitrailer late morning Thursday. According to authoriti…

Emily Carroll


Emily Carroll

Camden teen dies in Carroll County crash


CARROLL COUNTY, Ind. (WLFI) — A Camden, Ind. teen is dead and investigators are trying to determine why the 19-year-old driver crashed into a semitrailer late morning Thursday. According to authoriti…

The Last Drive In: Let’s go to the snack bar!


Joey at the Drive In here… thinking it would be such a nice treat to offer up a brief yet deliciously fun post from the snack bar. What better way to enjoy an intermission between my long winded writi…

Beastly Verse: From Lewis Carroll to William Blake, Beloved Poems About Animals in Vibrant and Unusual Illustrations


“Stories are a meal. But poetry is a glass of water, perhaps even a single drop that will save your life.” Half a century after Beastly Boys and Ghastly Girls, legendary artist Tomi Ungerer’s illustr…

UFC on Fox 15: Paige VanZant Makes the Most of Her Time in Prime Time


We said—and I include myself here—that she didn't deserve the things she was getting. We said she received too much, too soon. She landed an exclusive Reebok deal before the champion in her division…

In the Duke's Sights: Danielewski, Carroll, Butcher, and Helgadóttir


In the Duke's Sights is a regular column where I talk about the various books and movies that grabbed my interest in the last week. Destroying the Novel So Your TV Will Make Sense! I won't pretend t…




SPECIAL INFORMATION FOR CARROLL

The situation of health coverage in in CARROLL IOWA

1. After five years of the Affordable Care Act, more than 16 million people have health coverage.

That's more people than the populations of New York City, Los Angeles, and Chicago combined. This number includes parents who can finally afford to take their kids to the doctor, families who no longer risk losing their homes or savings because someone becomes ill, and young people who are now free to pursue their dreams without worrying about losing access to health care. 

With millions of people getting covered, the uninsured rate for non-elderly adults has dropped by 35% since October 2013. “The Affordable Care Act is working,” President Obama said after hearing the news that millions of Americans had signed up and gotten covered. “And I'll tell you, everywhere I go around the country, I'm meeting inpiduals who come up and thank me. How passionate they are about the difference it's made in their lives, it really reminds me why we do all of this." 


2. Medicaid is helping millions.

The Affordable Care Act allows states to expand eligibility for Medicaid, and 28 states and the District of Columbia have done so. Across all 50 states, there are 11.2 million additional Americans enrolled in Medicaid compared to a baseline period in the fall of 2013.

While not every state expanded Medicaid, those that did are seeing especially strong coverage gains. In Medicaid expansion states, the uninsured rate among families with incomes below 138 percent of the federal poverty line declined by 13 percentage points, nearly double the decline in non-expansion states.


3. Those with pre-existing conditions can no longer be denied health insurance.

Prior to the Affordable Care Act, health insurance companies could deny you coverage or charge you more because of a health problem that you had prior to applying for insurance. Thanks to the Affordable Care Act, health insurance companies can’t refuse to cover you just because you have a pre-existing condition and they can’t close you out of coverage by charging you more than someone who doesn’t have a pre-existing condition.

This key provision means that up to 129 million Americans with pre-existing conditions are no longer at risk of being denied coverage. This includes the parents of over 17.6 million children with pre-existing conditions who no longer have to live with that worry. 


4. The uninsured rate for young Americans is at its lowest point since at least 1997.

Thanks to the Affordable Care Act, the uninsured rate for young Americans has declined by more than 40 percent over the past five years. Since 2010, more than 5 million young adults have gained coverage.  This includes 2.3 million young adults who have gained coverage by being able to stay on their parent's health plan. Under the Affordable Care Act, young adults can stay on their parent’s coverage until age 26. With all that can happens in a young person's life, this provision helps ensure that those who are just starting out in college and work careers can plan with the assurance that they have access to quality and affordable coverage. 


5. Americans no longer have lifetime and annual limits on their coverage.

The Affordable Care Act has lifted the lifetime health benefit caps for 105 million Americans. Previously, many plans set a lifetime limit on how much they would spend for your covered benefits during the entire time you were enrolled in their plan. If you went over, you’d be paying out of pocket. Annual limits also constrained families and inpiduals by restricting how much they could receive per year. That's not how it should be. That’s why the Affordable Care Act prohibits health plans from putting annual or lifetime dollar limits on most benefits. 


These are just five of the core ways in which the Affordable Care Act has helped Americans get quality, affordable health care. See for yourself: Click here to meet inpiduals who have benefited from health care, read their stories, and then pass them on so others can see what getting covered -- and staying covered -- means. 

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CARROLL IOWA tspan:3m CARROLL IOWA




What do you know about abuse of women in CARROLL IOWA ?

Click the red escape button above to immediately leave this site if your abuser may see you reading it.

Signs of abuse

It can be hard to know if you´re being abused. You may think that your husband is allowed to make you have sex. That´s not true. Forced sex is rape, no matter who does it. You may think that cruel or threatening words are not abuse. They are. And sometimes emotional abuse is a sign that a person will become physically violent.

Below is a list of possible signs of abuse. Some of these are illegal. All of them are wrong. You may be abused if your partner:

  • Monitors what you´re doing all the time
  • Unfairly accuses you of being unfaithful all the time
  • Prevents or discourages you from seeing friends or family
  • Prevents or discourages you from going to work or school
  • Gets very angry during and after drinking alcohol or using drugs
  • Controls how you spend your money
  • Controls your use of needed medicines
  • Decides things for you that you should be allowed to decide (like what to wear or eat)
  • Humiliates you in front of others
  • Destroys your property or things that you care about
  • Threatens to hurt you, the children, or pets
  • Hurts you (by hitting, beating, pushing, shoving, punching, slapping, kicking, or biting)
  • Uses (or threatens to use) a weapon against you
  • Forces you to have sex against your will
  • Controls your birth control or insists that you get pregnant
  • Blames you for his or her violent outbursts
  • Threatens to harm himself or herself when upset with you
  • Says things like, "If I can´t have you then no one can."

If you think someone is abusing you, get help. Abuse can have serious physical and emotional effects. No one has the right to hurt you.

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Healthy vs. unhealthy relationships

Sometimes a relationship might not be abusive, but it might have some serious problems that make it unhealthy. If you think you might be in an unhealthy relationship, you should be able to talk to your partner about your concerns. If you feel like you can´t talk to your partner, try talking to a trusted friend, family member, or counselor. Consider calling a confidential hotline to get the support you need and to explore next steps. If you´re afraid to end the relationship, call a hotline for help.

Signs of an unhealthy relationship include:

  • Focusing all your energy on your partner
  • Dropping friends and family or activities you enjoy
  • Feeling pressured or controlled a lot
  • Having more bad times in the relationship than good
  • Feeling sad or scared when with your partner

Signs of a healthy relationship include:

  • Having more good times in the relationship than bad
  • Having a life outside the relationship, with your own friends and activities
  • Making decisions together, with each partner compromising at times
  • Dealing with conflicts by talking honestly
  • Feeling comfortable and able to be yourself
  • Feeling able to take care of yourself
  • Feeling like your partner supports you

If you feel confused about your relationship, a mental health professional can help. Remember, you deserve to be treated with respect.

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More information on Am I being abused?

Read more from womenshealth.gov

Explore other publications and websites

Connect with other organizations

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Make Your Health Benefits Work for You in CARROLL IOWA

The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.

1. Explore Your Options for Health Coverage

You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.

2. Review the Benefits Available

Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.

3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides

Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.

4. Use Your Health Coverage

Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.

5. Understand Your Plan’s Mental Health and Substance Use Coverage

Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.

6. Look For Wellness Programs

More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.

7. Know How to File an Appeal if Your Health Benefits Claim is Denied

Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.

8. Assess Your Benefits Coverage as Your Family Status Changes

Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.

9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits

If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.

10. Plan For Retirement

Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.

These Laws Can Help

  • The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
  • The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
  • The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
  • The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
  • The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
  • The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
  • The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
  • The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
  • The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.

For More Information

Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.

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