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Mason County meth lab bust results in arrest of 27-year-old Custer man


According to a Michigan State Police press release, detectives from SSCENT -- a multi-jurisdictional task force that serves Manistee, Mason, Oceana, and Lake counties –executed ...
SSCENT detectives were assisted by the Central Michigan Enforcement ...

Free fishing days entice new anglers


And Michigan certainly has plenty on its angling menu to entice fishermen from all over the map and from all demographic groups. There are the monster muskies and world class smallmouth bass in Lake St. Clair, the walleyes of Saginaw Bay, trout on the Au ...

Benzie Central honors three college-bound Huskies


BENZIE COUNTY -- Benzie Central put together a very special college signing ceremony ...
for Albion College while Aaron Whaley and Mariah Hanson will both be heading to Lake Superior State University where Whaley will take on the Decathlon and Hanson ...

Prep roundup: Benzie wins own invite


Elk Rapids (6-2, 4-1 Lake Michigan Conference) hosts No. 2-ranked Harbor Springs on Thursday, while the Liberty (3-8, 3-3 LMC) travels to Boyne City. Libby Munoz notched her fifth hat trick of the season as No. 4-ranked Leland topped Benzie Central 7-0 in ...

Prep roundup: Lakeview takes lead at SMAC Championships


RICHLAND – After the first day of the Southwestern Michigan Athletic Conference Championships ...
Baseball: Pennfield at Harper Creek, Lakeview at Kalamazoo Central, Gull Lake at B.C. Central, Jackson Northwest at Coldwater, Jackson Lumen Christi at ...

The 2015 NFL Draft's Odd Couple: Melvin Gordon and Trae Waynes


The hometown of former high school teammates Melvin Gordon and Trae Waynes, Kenosha is a quiet, little waterfront town on Lake Michigan with plenty of space ...
Kennedy is now the head coach at Brookfield Central High School in Brookfield, Wisconsin.

FRIDAY'S PREP ROUNDUP: Lake Central slams No. 1 Penn in softball


Baseball Lake Central 9, Michigan City 0: Alex Nisle went 3 for 4 with two RBIs and two runs to lead The Times No. 5 Indians (9-3, 3-2) to the DAC win. Zack Turnbough had two hits, two RBIs and scored twice for L.C., while Ian Gifford recorded two hits.

Grass Lake softball player Abby Niehaus commits to Central Michigan University – as a sophomore


JACKSON – Abby Niehaus had three full seasons of high school softball left but didn’t hesitate to pick the program where she wanted to spend the following four. Niehaus, a Grass Lake sophomore shortstop, verbally committed to play for Central Michigan ...

Clear Waters Disclose Lake Michigan Shipwrecks


The view from the air above a crystal-clear Lake Michigan revealed some hidden gems to Coast Guard ...
Managing Editor Sean McCoy is a life-long outdoorsman who grew up hunting and fishing central Wisconsin forests and lakes. He joined GearJunkie after ...

Crystal Lake Central grad Youel having record season, career for NIU women's tennis


“It’s weird to have that title but it’s not something I go around thinking about every day,” said Youel, who came to Northern Illinois from Crystal Lake Central ...
match for the Huskies – Western Michigan’s Nini Sujashili beat her in ...

Rix Lounge in Orlando


One of the best nightclubs in Central Florida, Rix Lounge, located at Disney’s Coronado Springs Resort in Orlando, is Central Florida’s best upscale lounge.  The Rix lounge is inspired by Mediterranea…

Trout fishing opening in Central Oregon, many lakes ice-free


NORTH TWIN LAKE, Ore. (AP) — Nearly a dozen anglers lined the ample … east of La Pine is mostly snow-free and the lakes are ice-free, but the campgrounds and boat launches there remain covered in snow…

Trout fishing opening in Central Oregon, many lakes ice-free


NORTH TWIN LAKE, Ore. (AP) — Nearly a dozen anglers lined the ample … east of La Pine is mostly snow-free and the lakes are ice-free, but the campgrounds and boat launches there remain covered in snow…

Trout fishing opening in Central Oregon, many lakes ice-free


NORTH TWIN LAKE, Ore. (AP) — Nearly a dozen anglers lined the ample … east of La Pine is mostly snow-free and the lakes are ice-free, but the campgrounds and boat launches there remain covered in snow…

Trout fishing opening in Central Oregon, many lakes ice-free


NORTH TWIN LAKE, Ore. (AP) — Nearly a dozen anglers lined the ample … east of La Pine is mostly snow-free and the lakes are ice-free, but the campgrounds and boat launches there remain covered in snow…

Anglers enjoy bass bonanza by airboat in Central Florida


Byron Hennecy’s bass fishing boat is not what you would expect … flows more than 300 miles north to Jacksonville — he launched at the ramp at Kenansville Lake, then jumped three levees before stopping…

Trout fishing opening in Central Oregon, many lakes ice-free


Nobody reported any success, but they were happy to be fishing nonetheless on a warm, early-spring day last week. North Twin Lake and several other high Cascade lakes in Central Oregon are open to fis…

Trout fishing to open in Central Oregon


NORTH TWIN LAKE — Nearly a dozen anglers lined the ample shore … east of La Pine is mostly snow-free and the lakes are ice-free, but the campgrounds and boat launches there remain covered in snow, acc…

Woman found dead in central Wisconsin lake


PLOVER, Wis. (AP) –A 56-year-old woman was found dead in Lake Pacawa in central Wisconsin. Village of Plover police say emergency crews were called at about 5:20 p.m. Friday for a report of a possible…

Woman found dead in central Wisconsin lake


PLOVER, Wis. (AP) –A 56-year-old woman was found dead in Lake Pacawa in central Wisconsin. Village of Plover police say emergency crews were called at about 5:20 p.m. Friday for a report of a possible…




SPECIAL INFORMATION FOR CENTRAL LAKE

CENTRAL LAKE MICHIGAN: the March employment report reflects a pace of monthly job growth

The March employment report reflects a pace of monthly job growth below the recent trend, coming on the heels of February’s strong report. The unemployment rate was stable, broader measures of unemployment fell, and hourly earnings continued their rise. A range of factors including the weather and the global economic slowdown have affected economic data for the first quarter. The President has been clear that he will continue to push for policies including investments in infrastructure and relief from the sequester that would help ensure the strong underlying longer-term trends persist.

FIVE KEY POINTS IN TODAY’S REPORT FROM THE BUREAU OF LABOR STATISTICS

1. The private sector has added 12.1 million jobs over 61 straight months of job growth, extending the longest streak on record. Today we learned that total nonfarm payroll employment rose by 126,000 in March, driven by a 129,000 increase in private-sector employment. This particular month’s job gains were below the recent trend, as job growth in a number of industries slowed somewhat (see point 5). Over the past twelve months, the private sector has added 3.1 million jobs, nearly the highest year-over-year growth in the recovery so far.


2. Real aggregate weekly earnings have risen nearly 5 percent over the last twelve months. Real aggregate earnings track the purchasing power of total wages and salaries paid to U.S. private-sector employees, reflecting the combined effects of rising employment, rising wages, and a longer workweek. Aggregate earnings are nearly 7 percent above their pre-crisis peak. Indeed, they have recovered nearly twice their losses during the recession. Year-over-year aggregate earnings growth trended about 2-3 percent at an annual rate in recent years, but has risen to 5 percent year-over-year in recent months as hourly earnings have begun to rise (see point 3).

 


3. Over the past twelve months, rising real hourly earnings accounted for nearly half the increase in real aggregate weekly earnings. The large contribution of rising hourly earnings is a recent trend. Aggregate earnings reached a trough in December 2009, and over the following year-and-a-half, real hourly wages declined. The aggregate earnings increase during that early period was driven by a combination of rising employment and a longer workweek. Over the next three years, both hourly earnings and the workweek were largely stable, with rising employment accounting for 80 percent of the growth in aggregate earnings. Real wage growth over the past year has been a major contributor to the speed-up in aggregate earnings, due to both rising nominal wages and slowing consumer price growth as oil prices have declined. While the recent progress is encouraging, there is more work to do to ensure that real earnings growth is sustained and shared with a broad range of American families.

 


4. The overall share of jobs held by women rose from an average of 48.5 percent in 2001-2007 to 49.3 percent in March 2015. This 0.8 percentage point increase masks substantial variation within industries. Female workers shifted out of smaller industries like financial activities and information services where the female share declined by 3.1 and 3.7 percentage points, respectively and into higher-employment industries like retail trade. Women’s share of employment also increased somewhat in the government sector, where 57 percent of workers are female. Accordingly, women were disproportionately affected by the cuts to government employment that occurred between 2010 and 2013, but they have also disproportionately benefited from net job growth in this sector since mid-2013.

 


5. Job growth in a number of industries fell below recent trends in March. Looking over the 61-month streak of private-sector job growth, March was an especially weak month for mining and logging (-11,000), manufacturing (-1,000), leisure and hospitality (+13,000), and construction (-1,000). The weakness in mining and logging is likely attributable in large part to the recent decline in oil prices. March was a stronger than usual month in retail trade (+26,000) and health care and social assistance (+30,000). Across the 17 industries shown below, the correlation between the most recent one-month percent change and the average percent change over the last twelve months rose to 0.51 from 0.13 last month, remaining somewhat below the average correlation over the past two years.

 


As the Administration stresses every month, the monthly employment and unemployment figures can be volatile, and payroll employment estimates can be subject to substantial revision. Therefore, it is important not to read too much into any one monthly report and it is informative to consider each report in the context of other data as they become available.

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Cautions with Jasbug in CENTRAL LAKE MICHIGAN

The "Jasbug" is a flaw in the way that computers have access to a network. If any of the hackers had known this since 2000, they could have used to infiltrate computer systems company and take complete control.

Suppose you use your laptop and public access to Wi-Fi to connect to the office computers. Hackers nearby could spy, steal documents or introduce malware ... I mean, everything.

There is still no evidence that someone has taken advantage of Jasbug and did this. But it may be too early to say.

Microsoft considered that the gravity of this situation was "critical". Even Alert guaranteed by the Department of Homeland Security and similar warnings from major companies in cybersecurity.

Jasbug affects everything from Windows Vista to Windows 8.1 newer. This is the kind of problem that will give you many headaches for system administrators and IT staff of the company.

Some mistakes are too embedded in the code. The Jasbug was so embedded that Microsoft had to return to restructure some basic parts of Windows.

Consider this another example of that small defects embedded in computer code could give you problems later. In fact, Microsoft did not even find on your own.

Jeff Schmidt, an independent researcher JAS Global Advisors in Chicago, discovered a year ago while working on another project. He alerted Microsoft and have since worked together to fix this error.

Why it took so long to fix it? Jasbug is a problem with the design of the Microsoft operating system itself. The company had to restructure basic parts of your engine giant ... and test it thoroughly to make sure it still worked fine.

Microsoft can not afford to make arrangements affecting a complete system. Remember that according Netmarketshare, Windows is used by 91% of computers worldwide. [10]




Make Your Health Benefits Work for You in CENTRAL LAKE MICHIGAN

The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.

1. Explore Your Options for Health Coverage

You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.

2. Review the Benefits Available

Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.

3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides

Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.

4. Use Your Health Coverage

Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.

5. Understand Your Plan’s Mental Health and Substance Use Coverage

Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.

6. Look For Wellness Programs

More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.

7. Know How to File an Appeal if Your Health Benefits Claim is Denied

Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.

8. Assess Your Benefits Coverage as Your Family Status Changes

Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.

9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits

If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.

10. Plan For Retirement

Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.

These Laws Can Help

  • The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
  • The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
  • The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
  • The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
  • The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
  • The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
  • The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
  • The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
  • The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.

For More Information

Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.

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