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Ed Graney: Today's NBA players want substance, not style


It used to be, players didn’t have to flip a coin when deciding whether to spend their off days at Venice Beach or Lake Michigan. On Wednesday, power forward Greg Monroe, limited defensively and hardly the sort of player who is going to guarantee any ...

Great Lakes Energy holds district elections


Incumbent Mark Carson of Boyne City and challenger Ken Tough of Charlevoix are seeking to fill the director seat in District 2 (Charlevoix and Cheboygan counties ...
with their July/August issue of Michigan Country Lines magazine. Members are asked ...

Wakeboarding water park gaining popularity in northern Michigan


CHEBOYGAN COUNTY -- It's possible to wakeboard without a boat in northern Michigan! Since opening last summer, the Wake Fire Wakeboarding Park in Indian River has become increasingly popular amongst local water sports enthusiasts. The park is completely ...

Team of locals wins gold medal in hockey


The tournament, which ran June 25-28, featured eight districts spanning Michigan, and District 7 — which is represented by Alcona, Alpena, Antrim, Benzie, Charlevoix, Cheboygan, Chippewa, Crawford, Emmet, Grand Traverse, Iosco, Kalkaska, Leelanau ...

Rubin: In Michigan, our July Fourth lies Up North


AAA of Michigan says more than 1.2 million of us will drive at ...
It does not, however, jump-start dead batteries or keep cars from interacting with deer. Daryl Lafrinere of Cheboygan Towing said he already has five deer-damaged vehicles in his garage.

Michigander Bike Tour: Previewing scenic routes in state


The 24th annual Michigander Bike Tour promises all that Pure Michigan magic, and more. The family-friendly 2-Day version of the popular tour will get underway at Cheboygan High School on July 11. Free Press readers may find additional details about the ...

A Road to Recovery


who both lived in Cheboygan County. Jon and Timber both died from their stab wounds in a York Township home on June 13th. The family decided to stay at the home because of a rain out at the Michigan International Speedway. Police say two men, Joseph Hall ...

Leadership Little Traverse presents Star Award to Jan Mancinelli


Since that time, the organization has grown to now own four buildings, including a Safe House, and operate satellite offices in Gaylord, Cheboygan, and Mancelona ...
right here in rural northern Michigan," Smith said. He noted that Mancinelli started ...

Contaminated building site? This could be great news!


In Northern Michigan, Michigan State University Extension partner Northern ...
To take advantage of this program and more in Antrim, Charlevoix, Cheboygan, or Emmet Counties contact Northern Lakes Economic Alliance at .(JavaScript must be enabled to ...

Optimist Club helps Vision HOPE campers


Michigan has about 660,000 veterans ...
Hayes State Park and Lake Hudson State Park in Lenawee County, Cheboygan State Park in Cheboygan County, Craig Lake State Park in Baraga County, Leelanau State Park in Leelanau County, Menominee River State ...

List Of High Schools In Michigan


This is a list of high schools in the state of Michigan. Alcona County Alcona Community Schools, Lincoln Greenbush Christian Academy (K-11), Greenbush Alger County Burt Township School (K-…

Wakeboarding water park gaining popularity in northern Michigan


CHEBOYGAN COUNTY — It’s possible to wakeboard without a boat in northern Michigan! Since opening last summer, the Wake Fire Wakeboarding Park in Indian River has become increasingly popular amongst lo…
Jobs from Indeed




SPECIAL INFORMATION FOR CHEBOYGAN

Take Action to Improve Your Financial Situation in CHEBOYGAN MICHIGAN

By Katie Bryan, America Saves Communications Director.

America Saves Week, February 24 – March 1, 2014, is a time to review your finances, decide what you want to save for, and set up a system that will allow you to save automatically. That’s why the America Saves Week theme is Set a Goal. Make a Plan. Save Automatically. Did you know that only half of Americans report having good savings habits? Even if you are already saving, it’s good to take a look at your goals and decide if you can save more or start a new savings goal. Join thousands of others who are pledging to pay down debt, save money, and take financial action during America Saves Week.

Not sure what to save for or what to save for next? Here are the most popular saving goals of those who have pledged to save through America Saves:

· Save for Emergencies - Only 37 percent of low-to-moderate income households have a savings or money market account at a bank or credit union and nearly a quarter of savers who have pledged to save have chosen “emergency savings” as their first wealth-building goal. Learn more.

· Save for Education - Saving for education is the second most popular goal savers select when they pledge to save with America Saves. There are many different things to factor in when saving and paying for college. Learn more.

· Pay Down Debt - Getting out of debt is the #3 goal Savers select when they pledge to save. That does not come as a surprise since a 2012 survey found that 45% of families with annual incomes under $50,000 rely on credit cards to pay for basic needs such as rent, utilities, insurance and food. Learn more.

· Save for a Home - For decades, home ownership has been the main path to wealth for most Americans. Today, home equity - the market value of a home minus the balance on any home loans - represents more than four-fifths of the typical family’s wealth. Learn more.

· Save for Retirement - Retirement savings is a top priority for many Savers. Saving for retirement now will ensure that you have enough money to maintain a comfortable standard of living when you stop or reduce the amount of hours you work. Learn more.

Not sure how to save for your goals? Here are some saving strategies to help:

· Save Automatically - The easiest and most effective way to save is automatically. This is how millions of Americans save at their bank or credit union, and how millions of employees save through 401(k) and other retirement programs at work. Learn more.

· Save at Tax Time - Do you spend weeks eagerly anticipating your tax refund? When the money finally comes in, is it gone tomorrow? Many people view tax refunds as unplanned bonuses. They see the money as a gift from the government, to use for splurges or treats. But a tax refund provides the opportunity to improve your financial situation. Learn more.

Take the America Saves Pledge (or re-pledge) today to set your savings goal and make a plan to save. When you take the pledge you can also choose to receive text message tips and reminders to help you save for your goal. And don’t forget to follow America Saves on Facebook and Twitter.

America Saves Week is coordinated by America Saves and the American Savings Education Council. Started in 2007, the Week is an annual opportunity for organizations to promote good savings behavior and a chance for inpiduals to assess their own saving status

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CHEBOYGAN MICHIGAN tspan:3m CHEBOYGAN MICHIGAN




Earned Income Tax Credit Awareness Day in CHEBOYGAN MICHIGAN

The U.S. Treasury Department’s State Small Business Credit Initiative (SSBCI) today released a new Quarterly Report detailing how the program continues to help small businesses grow and create jobs. Since the beginning of the program, the Treasury Department has disbursed more than $1.1 billion to participating states.

The Internal Revenue Service is partnering with community-based organizations across the country to promote Earned Income Tax Credit Awareness Day, an effort to alert millions of low and moderate-income workers who may be missing out on a significant tax credit that can be as much as $6,000.

Millions of workers who earned $52,427 or less last year may qualify for EITC for the first time in 2015, making awareness of the credit critical. About a third of the people eligible for EITC fluctuate each year based on changes to their marital, parental and financial status. All across the United States, local officials and community organizations are holding events highlighting this key benefit.

“About four out of five eligible workers and families get the credit they earned. That leaves millions missing EITC every year,” said IRS Commissioner John Koskinen. “It’s an important credit and one of the government’s best tools to fight poverty.”

Last year, almost 28 million eligible workers and families received $66 billion total in EITC, with an average EITC amount of $2,400.

The IRS website is a valuable first stop to help taxpayers get it right this filing season, from information on claiming the EITC, to learning about the Affordable Care Act (known as the health care law), to finding free tax help. The IRS encourages everyone to use the EITC Assistant on IRS.gov/eitc, an interactive tool to find out if they are eligible for the credit. The IRS website also provides helpful information on the health care law and how it may affect tax returns at IRS.gov/aca. There is also an interactive tool that helps individuals determine if they are eligible for the premium tax credit. And qualified taxpayers may also find a free tax return preparation site on IRS.gov/vita.

The amount of EITC varies depending on income, family size and filing status. Those who work for someone else or those who run a business or farm and who earned $52,427 or less during 2014 could receive larger refunds if they qualify for the EITC. This could mean up to $496 in EITC for people without children, and a maximum credit of up to $6,143 for those with three or more qualifying children.

The EITC is refundable. This means those eligible may get a refund from the IRS even if they owe no tax or had no taxes withheld from their paycheck.

Workers potentially eligible to claim the credit should visit IRS.gov/eitc to learn if they qualify, how to claim the credit and more. The EITC Assistant will also determine their filing status, if they have a qualifying child or children and estimate the amount of the EITC they could get. If an individual doesn’t qualify for EITC, the Assistant explains why and a summary of the results can be printed.

Get the Credit — How to Claim the EITC

To get the EITC, workers must file a tax return, even if they are not legally required to file, and specifically claim the credit. Free tax help is available to those eligible for the EITC:

The Internal Revenue Service is partnering with community-based organizations across the country to promote Earned Income Tax Credit Awareness Day, an effort to alert millions of low and moderate-income workers who may be missing out on a significant tax credit that can be as much as $6,000.

Millions of workers who earned $52,427 or less last year may qualify for EITC for the first time in 2015, making awareness of the credit critical. About a third of the people eligible for EITC fluctuate each year based on changes to their marital, parental and financial status. All across the United States, local officials and community organizations are holding events highlighting this key benefit.

“About four out of five eligible workers and families get the credit they earned. That leaves millions missing EITC every year,” said IRS Commissioner John Koskinen. “It’s an important credit and one of the government’s best tools to fight poverty.”

Last year, almost 28 million eligible workers and families received $66 billion total in EITC, with an average EITC amount of $2,400.

The IRS website is a valuable first stop to help taxpayers get it right this filing season, from information on claiming the EITC, to learning about the Affordable Care Act (known as the health care law), to finding free tax help. The IRS encourages everyone to use the EITC Assistant on IRS.gov/eitc, an interactive tool to find out if they are eligible for the credit. The IRS website also provides helpful information on the health care law and how it may affect tax returns at IRS.gov/aca. There is also an interactive tool that helps individuals determine if they are eligible for the premium tax credit. And qualified taxpayers may also find a free tax return preparation site on IRS.gov/vita.

The amount of EITC varies depending on income, family size and filing status. Those who work for someone else or those who run a business or farm and who earned $52,427 or less during 2014 could receive larger refunds if they qualify for the EITC. This could mean up to $496 in EITC for people without children, and a maximum credit of up to $6,143 for those with three or more qualifying children.

The EITC is refundable. This means those eligible may get a refund from the IRS even if they owe no tax or had no taxes withheld from their paycheck.

Workers potentially eligible to claim the credit should visit IRS.gov/eitc to learn if they qualify, how to claim the credit and more. The EITC Assistant will also determine their filing status, if they have a qualifying child or children and estimate the amount of the EITC they could get. If an individual doesn’t qualify for EITC, the Assistant explains why and a summary of the results can be printed.

Get the Credit — How to Claim the EITC

To get the EITC, workers must file a tax return, even if they are not legally required to file, and specifically claim the credit. Free tax help is available to those eligible for the EITC:

  • Free File on IRS.gov. Free brand-name tax software walks people through a question and answer format to help them prepare their returns and claim every credit and deduction for which they are eligible. Free File also provides online versions of IRS paper forms, an option called Free File Fillable Forms which is best suited for taxpayers comfortable preparing their own returns.

  • Free tax preparation sites. EITC-eligible workers can seek free tax preparation at thousands of Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) sites. Taxpayers can locate the nearest site using a search tool on IRS.gov or through the IRS2go smartphone application.

    It is important for taxpayers to bring along all the required documents and information to make sure they get the EITC they deserve. Also, those who bought coverage through the Health Insurance Marketplace should receive Form 1095-A, Health Insurance Marketplace Statement, from their Marketplace in early February. It’s important to also bring the Form 1095-A to the volunteer site. Any taxpayer who does not receive it by early February should contact their Marketplace, not the IRS. The IRS will not have access to the information on the form.

Like last year, the IRS expects to issue more than nine out of 10 refunds within 21 days. The IRS reminds taxpayers that the fastest way to get a refund is to e-file their tax return and choose direct deposit. It takes longer to process paper returns. Because of budget cuts resulting in a smaller staff, it will likely take an additional week or more to process paper returns, meaning that those refunds are expected to be issued in seven weeks or more. Taxpayers can track the status of their refund with the “Where’s My Refund?” tool available on IRS.gov or on IRS2go.

Similar Benefits Available Through the Health Care Law

The Affordable Care Act requires that a taxpayer and each member of his or her family have qualifying health insurance coverage for each month of the year, qualify for an exemption from the coverage requirement, or make an individual shared responsibility payment when filing a federal income tax return.

Premium Tax Credits: If taxpayers bought coverage through the Health Insurance Marketplace, they should receive Form 1095-A, Health Insurance Marketplace Statement from their Marketplace by early February. They should save this form because it has important information needed to complete their tax returns. 

If a taxpayer is expecting to receive Form 1095-A and has not received it by early February, they should contact the Marketplace where the coverage was purchased. Due to the fact that the IRS does not have this information, it is recommended that taxpayers contact the appropriate marketplace.

Anyone who benefited from advance payments of the premium tax credit must file a federal income tax return. The taxpayer will need to reconcile those advance payments with the amount of premium tax credit they’re entitled to based on actual income. As a result, some people may see a smaller or larger tax refund or tax liability than they were expecting. When filing their return, taxpayers will use IRS Form 8962, Premium Tax Credit (PTC), to calculate the premium tax credit and reconcile the credit with any advance payments.

Reporting requirements: Most taxpayers will simply check a box on their tax return to indicate that each member of their family had qualifying health coverage for the whole year. No further action is required. Qualifying health insurance coverage includes coverage under most, but not all, types of health care coverage plans. Taxpayers can use the chart on IRS.gov/aca to find out if their insurance counts as qualifying coverage.  

Exemptions: A taxpayer may be eligible to claim an exemption from the requirement to have coverage. If eligible for an exemption, the taxpayer will need to complete the new IRS Form 8965, Health Coverage Exemptions and attach it to their return. The individual must apply for some exemptions through the Health Insurance Marketplace.  However, most of the exemptions are easily obtained from the IRS when filing a tax return.  

Individual Shared Responsibility Payment: If an individual does not have qualifying coverage or an exemption for each month of the year, they will need to make an individual shared responsibility payment when filing their return for choosing not to purchase coverage. Examples and information about figuring the payment are available on the IRS Calculating the Payment page. More information about the Affordable Care Act and the 2014 income tax return is available at IRS.gov/aca.

Get It Right

Taxpayers are responsible for the accuracy of their tax return even if someone else preparers it for them. The rules for EITC are complicated. The IRS urges taxpayers to seek help if they are unsure of their eligibility, whether from a paid tax professional or at a free tax return preparation site. Deliberate errors can have lasting impact on future eligibility to claim EITC and leave taxpayers with a penalty.

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What do you think about "clemency" being aplied to criminals in CHEBOYGAN MICHIGAN?

Based on its commitment to address issues of injustice in judgment, President Obama awarded 22 commutations today people serving time in a federal prison. If they had been condemned by the current laws and policies, many of these people would have already served his time and paid his debt to society.Because many were convicted under a regime of obsolete sentence served years - in some cases more than a decade - more than individuals convicted today for the same offense.

In total, 22 commutations granted today underscore the President´s commitment to use all the tools at their disposal to achieve greater justice and fairness in our justice system. We further demonstrate how the exercise of this important Instituition can remedy imbalances and correct errors in judgment. Added to its previous 21 commutations, the President has granted 43 switches in total. To put the actions of President Obama in context, President George W. Bush commuted 11 convictions in his eight years in office.

To further this progress, the President has established a leniency to encourage people who were convicted under laws and policies obsolete switch request initiative. In his address, major reforms have followed, including the enactment of new criteria for potential candidates switching to satisfy even those who pose no danger to public safety, have a clean record in prison, and have been convicted in out of date laws. The Department of Justice has raised awareness about applying switching to ensure that each federal prisoner who believe are worthy of this second invaluable opportunity have the opportunity to ask for it.

Emphasizing the responsibility that brings a switchover, the President wrote a letter to each of the 22 people who received clemency today, recognizing its potential to overcome the mistakes they made and encourage them to make good decisions moving forward.

While today´s announcement represents a major advance, there is more work to delante.La Administration will continue to work to thoroughly review all requests for clemencia.Y while switching is an important tool for those seeking justice and equity in our criminal justice system, it is almost always an option of last resort, which comes after a long trial and years behind bars. That is why President Obama is committed to working with Democrats and Republicans in sensible to our criminal justice system aimed give judges greater discretion over mandatory minimum sentencing reforms. As the Department of Justice has pointed out, sometimes mandatory minimum sentences have resulted in more severe penalties for nonviolent drug offenders that many violent offenders and are not necessary for processing at this level.

Now, a major reform became law. In 2010, the President signed the Fair Sentencing Act, which reduced the disparity in the amounts of powder cocaine and crack need for the imposition of mandatory minimum sentences. The President is encouraged by the bipartisan support for improving our criminal justice system, including the promise of legislation to implement front-end changes in sentencing.It also supports bipartisan efforts to provide back-end support through education and work better training for those currently incarcerated and reforming our juvenile justice system to build on the significant reductions in the number Youth held in secure facilities.

Ensuring fairness in our criminal justice system will require ongoing efforts to invest in the types of programs that help prevent individuals turning to crime, such as education and employment, as well as changes in our sentencing laws to ensure that the punishment really fit the crime. As we work to make those improvements, the President will continue to use its authority leniency in certain cases where justice, fairness and proportionality so require, and give eligible and worthy people who have paid their debt to society the opportunity contribute in the sense ways. [7]










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