also the pastor at Spirit
Space, a spiritual
enrichment center in
Saugatuck, Mich., and a
licensed clinical social
worker with practices in
Michigan and Illinois.
Her unique, soft spoken
but success motivated
style has made her a
sought after ...
Mantei grew up in the
small northern Michigan
town of Cheboygan. He got
his bachelor's degree in
accounting and master's
degree in health care
administration from the
University of Michigan.
After completing his
education, Mantei worked
as an administrator
utilize these areas in
the winter for cover and
for the mast crop,”
said Marty Sarrault of
Cheboygan, president of
the Michigan Sharp-tailed
for them, too.
“Besides, I spend
more time going after
Michigan researchers in
2014 called it "the worst
And I'm in
good company, as the city
of Mackinac Island, the
Mackinac Island Community
Foundation, and the
Cheboygan County Board of
Commissioners all have
written the governor
districts will get the
money, including two in
Northern Michigan. The
Isle ISD was awarded more
than $403,000. The
Eastern Upper Peninsula
ISD was given just less
than $172,000. Genessee,
Ingham, Jackson and Kent
ISDs were also ...
news release says that
Ryba Marine Construction
is handling the dredging.
The Corps is paying the
company $294,550 to
dredge the first five
miles and $1.49 million
for the disputed sixth
mile, which has the most
Store and donation hours
will be Monday through
Sunday from 9 a.m. to 7
p.m. and Sunday from 11
a.m. to 6 p.m. The
Goodwill is located on
982 S Main St.,
U.S. Air National Guard
Airman 1st Class Jonathan
L. Kiefer, a 2011
Cheboygan High graduate,
recently completed basic
military training at
Joint Base San
Antonio-Lackland in San
Antonio, Texas. Army Pvt.
Troy A. Murray, a 2012
Greenville High graduate
— This time around,
they showed some
improvement. The results,
though, were still the
same. Northern Michigan
Christian dropped a 6-1
decision to Cheboygan in
the NMSL championship
game Wednesday afternoon.
The Chiefs beat the
Comets 4-0 ...
Michigan offers great
vacation house rental and
deals for the
No matter what budget or
level of comfort you seek
in your holiday to
Cheboygan, MI, there's
surely a great local
vacation home rental
IMMEDIATE RELEASE TO
MEDIA: May 27,
Director FLOW (For
Water) Cell: 57
ry Street, Former
This past weekend, Mr.
and I went north to visit
my parents. It was so
nice to get away for a
few short days, see my
parents and do some
treasure hunting! It sure
is a lot easier to go
away on a
has more registered boat
owners than any other
state, and Cheboygan,
located where the
Cheboygan River spills
into Lake Huron on the
Straits of Mackinac, is a
big reason why. The town
is the …
April, Talent Tours took
Cheboygan and Presque
Isle counties to
introduce area students
to local businesses and
careers. Talent tours are
given by an employer in
Normal 0 false
false false EN-US
MONIUSZKI W POZNANIU;
THEATRE IN POZNAN; OPERA
HOUSE IN POZNAN, POZNAN,
9, 61-701 Poznań,
Separation of Church and
Cubicle: Religion in the
Workplace What is behind
this dissonance —
Americans, more Americans
complaining? In part, it
comes from the fact that
Excerpt from THIS: [x]
news report in 1883: The
body of Frank Devereaux
was recently found in the
woods eight miles from
Cheboygan, Mich. The
surroundings showed that
he was killed in
Published: April 30th,
2015 Religion in America
is once again undergoing
a period of intense
freedom bills bubbling up
in Indiana, Arkansas and
Ken Winter Northern
Invisible Poverty May 1,
and joblessness has again
taken center stage in
northern Michigan as two
r for Michi…
SPECIAL INFORMATION FOR CHEBOYGAN
Seven steps to keep your phone number when changing provider in CHEBOYGAN MICHIGAN
With a simple phone call you can reach someone who has not contacted in a while. This is one reason why many people prefer to keep their telephone number when they change provider or telephone company.
You can keep your local phone number or mobile if it remains within the United States. But before finalizing any changes, you should follow some suggestions:
1. Verify that you have completed your contract , if you have one supplier. Otherwise, the current company may charge you a penalty.
2. Contact the new provider to start the transfer number.
3. Make sure the provider can keep your current phone number.
4. Verify that there are no additional charges for service change. If so, try to reach an agreement with the supplier.
5. Read through the terms and conditions of the new contract before signing.
6. Provide the new phone company your 10-digit number and any other required, as your customer account number, access code and your 5-digit zip code information.
7. Cancel the previous service after obtaining the service with your new provider. Try to do the day of your closing date to avoid monthly outstanding balance.
Note: You can also transfer a local phone number to a mobile phone, but this process can take longer. Check with your supplier before making the change.
What can you do if you have some problems to transfer your number
If the provider can not solve it, you can file a complaint with the Federal Communications Commission by calling 1-888-225-5322 (English) 1-888-835-5322 (TTY for hearing impaired), or through Internet (in English).
This issue of keeping the phone number is known as Number Portability (keeping your number if you change providers).
CHEBOYGAN MICHIGAN tspan:3m
What do you know about abuse of women in CHEBOYGAN MICHIGAN ?
Click the red escape button above to immediately leave this site if your abuser may see you reading it.
It can be hard to know if you´re being abused. You may think that your husband is allowed to make you have sex. That´s not true. Forced sex is rape, no matter who does it. You may think that cruel or threatening words are not abuse. They are. And sometimes emotional abuse is a sign that a person will become physically violent.
Below is a list of possible signs of abuse. Some of these are illegal. All of them are wrong. You may be abused if your partner:
- Monitors what you´re doing all the time
- Unfairly accuses you of being unfaithful all the time
- Prevents or discourages you from seeing friends or family
- Prevents or discourages you from going to work or school
- Gets very angry during and after drinking alcohol or using drugs
- Controls how you spend your money
- Controls your use of needed medicines
- Decides things for you that you should be allowed to decide (like what to wear or eat)
- Humiliates you in front of others
- Destroys your property or things that you care about
- Threatens to hurt you, the children, or pets
- Hurts you (by hitting, beating, pushing, shoving, punching, slapping, kicking, or biting)
- Uses (or threatens to use) a weapon against you
- Forces you to have sex against your will
- Controls your birth control or insists that you get pregnant
- Blames you for his or her violent outbursts
- Threatens to harm himself or herself when upset with you
- Says things like, "If I can´t have you then no one can."
If you think someone is abusing you, get help. Abuse can have serious physical and emotional effects. No one has the right to hurt you.
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Healthy vs. unhealthy relationships
Sometimes a relationship might not be abusive, but it might have some serious problems that make it unhealthy. If you think you might be in an unhealthy relationship, you should be able to talk to your partner about your concerns. If you feel like you can´t talk to your partner, try talking to a trusted friend, family member, or counselor. Consider calling a confidential hotline to get the support you need and to explore next steps. If you´re afraid to end the relationship, call a hotline for help.
Signs of an unhealthy relationship include:
- Focusing all your energy on your partner
- Dropping friends and family or activities you enjoy
- Feeling pressured or controlled a lot
- Having more bad times in the relationship than good
- Feeling sad or scared when with your partner
Signs of a healthy relationship include:
- Having more good times in the relationship than bad
- Having a life outside the relationship, with your own friends and activities
- Making decisions together, with each partner compromising at times
- Dealing with conflicts by talking honestly
- Feeling comfortable and able to be yourself
- Feeling able to take care of yourself
- Feeling like your partner supports you
If you feel confused about your relationship, a mental health professional can help. Remember, you deserve to be treated with respect.
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More information on Am I being abused?
Read more from womenshealth.gov
Explore other publications and websites
Connect with other organizations
Make Your Health Benefits Work for You in CHEBOYGAN MICHIGAN
The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.
In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.
1. Explore Your Options for Health Coverage
You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.
2. Review the Benefits Available
Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.
3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides
Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.
4. Use Your Health Coverage
Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.
5. Understand Your Plan’s Mental Health and Substance Use Coverage
Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.
6. Look For Wellness Programs
More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.
7. Know How to File an Appeal if Your Health Benefits Claim is Denied
Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.
8. Assess Your Benefits Coverage as Your Family Status Changes
Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.
9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits
If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.
10. Plan For Retirement
Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.
These Laws Can Help
- The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
- The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
- The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
- The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
- The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
- The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
- The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
- The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
- The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.
For More Information
Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.