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WEST ALABAMA HEROES: Ladarius Tabb records two double-doubles for Alabama A&M


Southern Miss senior Courtland Wells (Northridge High School) finished fifth in the high jump (6-08.75) at the 2015 C-USA Indoor Championships. ---Alabama senior outfielder J.C. Wilhite (Northridge High School) had an impact on the mound and at the plate ...

Website Details Voting Rights Struggle Before, After Selma


but also pilots a way to meaningfully bring Movement participants and scholars together for that purpose,” said Courtland Cox, Chair of the SNCC Legacy Project. The website focuses on SNCC’s organizing campaign in three states: Mississippi, Alabama ...

USGS 03586500 BIG NANCE CREEK AT COURTLAND AL


THIS STATION IS OPERATED IN COOPERATION WITH THE ALABAMA DEPARTMENT OF ENVIRONMENTAL MANAGEMENT AND WEST MORGAN - EAST LAWRENCE WATER AND SEWER AUTHORITY. This station managed by the Tuscaloosa Field Office.

Arrangements made for former AL college president


Alabama man was arrested over the weekend after a grand jury indicted him on murder charges. According to the Valley Police Department, David Jorden Bell has been charged in a 2013 murder. He and three others have been indicted for the murder of Courtland ...

Three men indicted on murder charges


Three east Alabama men now face murder charges for the 2013 murder of Courtland Larae Harper. The Chambers County Grand Jury handed out the indictment earlier this month for these three men. 21-year old Deonta Summers of valley, 22-year old Demetrious ...

3 men charged in 2013 slaying in east Alabama


(AP) - Police say three east Alabama men have been indicted in the killing of a ...
Summers and 19-year-old David Jordan Bell are charged in the death of 43-year-old Courtland Larae Harper. Newell is from Cusseta, and both Summers and Bell are from Valley.

3 men charged in 2013 slaying in east Alabama


(AP) — Police say three east Alabama men have been indicted in the killing of a ...
Summers and 19-year-old David Jordan Bell are charged in the death of 43-year-old Courtland Larae Harper.

3 men indicted, jailed in 2013 slaying in east Alabama


VALLEY, Alabama — Police say three east Alabama men have been ...
21-year-old Deonta Deshun Summers and 19-year-old David Jordan Bell are charged in the death of 43-year-old Courtland Larae Harper. Newell is from Cusseta, and both Summers and Bell ...

COX, LAVELLE


Mr. Cox will lie in repose at the church one hour prior to the service. Survivors include: wife, Deborah Combs Cox of Notasulga, AL; a daughter, Colby Cox; two sons, Courtland Cox and Colin Cox all of Notasulga, AL; father, Ruben Cox; mother, Lynn Lee Cox ...

Power line discussed by Courtland Council


Orr purchased the old Courtland High School property and has discussed putting ...
Mayor Clarence Logston said he would check with the Alabama League of Municipalities to see what, if any control, the town has concerning cemeteries. Under the heading ...

Police: Man Dies After Being Shot, Run Over In Feltonville


PHILADELPHIA (CBS) – Police say a man has died after he was shot and then run over in Philadelphia’s Feltonville neighborhood. Police say it happened around 6:43 p.m. Wednesday at the 400 block of E.…

District Line Daily: Pot in Private


A morning roundup of news, opinion, and links from Washington City Paper and around the District. Send tips and ideas to citydesk@washingtoncitypa per.com.  Sign up: To get District Line Daily—or any …

Citizen drives police dog in pursuit of Windsor stabbing suspect


A Windsor police dog and its handler caught a ride from a helpful citizen Sunday as they chased a stabbing suspect over fences, down streets and across several blocks. The victim had initially locked…

lostinurbanism: Hasani Amun Photography by Courtland Wells


lostinurbanism: Hasani Amun Photography by Courtland Wells

One person dies in weekend crash, 2 others hurt


COURTLAND TOWNSHIP, Mich. — One person died in a three-vehicle crash late Saturday night. Michigan State Police said it happened on M-57 just east of Northland Drive in Courtland Township. At around…

If We’re In Purgatory…


She walked right through me as though I was never there. I was standing on the corner and as invisible as the air. I was lying on a bench and he sat right in my lap. He never heard my prote…

Local Chat Lines in Virginia


Livelinks – Chat Lines Flirt, chat and date! Talk to sexy real singles in your area. Call now! (877) 871-3547 phone chat lines in houston texas phone chat lines free phone chat lines san antonio…

Harsh lessons in race, capitalism and home equity in Prince George’s.


By Courtland Milloy Tough break for Prince George’s County, the predominantly black Washington suburb targeted by predatory lenders to such a degree that it earned the distinction of having the highe…

Stolen property tracked via GPS to Courtland man’s property


Southampton County, Va. – A 53-year-old Courtland man was arrested Monday after stolen property was traced to his property via GPS tracking. The Southampton County Sheriffs’ Office served a search wa…

Deputies: GPS on stolen equipment traced back to Courtland man’s home


Courtland, Va. (WAVY) — Southampton County deputies arrested a Courtland man after a GPS on stolen construction equipment traced back to the man’s home. The Southampton County Sheriff’s Office said t…




SPECIAL INFORMATION FOR COURTLAND

Make Your Health Benefits Work for You in COURTLAND ALABAMA

The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.

1. Explore Your Options for Health Coverage

You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.

2. Review the Benefits Available

Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.

3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides

Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.

4. Use Your Health Coverage

Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.

5. Understand Your Plan’s Mental Health and Substance Use Coverage

Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.

6. Look For Wellness Programs

More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.

7. Know How to File an Appeal if Your Health Benefits Claim is Denied

Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.

8. Assess Your Benefits Coverage as Your Family Status Changes

Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.

9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits

If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.

10. Plan For Retirement

Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.

These Laws Can Help

  • The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
  • The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
  • The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
  • The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
  • The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
  • The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
  • The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
  • The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
  • The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.

For More Information

Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.

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COURTLAND ALABAMA tspan:3m COURTLAND ALABAMA




Exercise at any age is vital for healthy bones and is essential for the prevention and treatment of osteoporosis.

Exercise not only improves bone health, it also increases muscle strength, coordination and balance and helps improve overall health.

Why do you exercise?

Bones, like muscles, are living tissue that responds to exercise by becoming stronger. In general, women and young men who exercise regularly reach a higher bone density (the highest level of consistency and strength of bones) than those who do not exercise. Most people reach peak bone density between 20 and 30 years old. From that age usually bone density begins to decrease. Women and men over age 20 can help prevent bone loss hacienda exercise frequently. The exercise allows us to maintain muscle strength, coordination and balance, which in turn helps prevent falls and fractures. This is especially important for older adults and people who have been diagnosed with osteoporosis.

The best exercise to strengthen bones

The best exercise for your bones is required weight-bearing. This type of exercise makes you strive to work against gravity. Examples of these exercises include weight lifting, walking, hiking, jogging, stair climbing, tennis and dance. In contrast, exercises that do not require weight-bearing include swimming and cycling. While these exercises help strengthen and maintain strong muscles and reduce the risk of cardiovascular disease, are not the most effective in strengthening bones.

Exercise Tips

If you have health problems such as heart problems, high blood pressure, diabetes or obesity, or if you are 40 years old or more, consult your doctor before you start exercising regularly. According to the Surgeon General, the optimal goal is to exercise for at least 30 minutes most days; preferably daily.

Pay attention to your body. When starting an exercise routine, you may have some pain and discomfort in the muscles, but should not be painful or last more than 48 hours. If this occurs, you may be working too hard and need to slow down. Stop exercising if you feel any pain or discomfort in the chest and talk to your doctor before your next workout.

If you have osteoporosis, it is important to ask your doctor what activities are safe for you. If you have low bone density, experts recommend that the column is protected and avoiding exercises or activities that cause bending or twisting of the back. Moreover, should avoid high-impact exercise to reduce the risk of breaking a bone. You can also consult with an exercise specialist to teach you the proper progression of their activities, to stretch and strengthen muscles safely, and correct bad posture habits. An exercise specialist should have a degree in exercise physiology, physical education, physiotherapy or similar specialty. Be sure to ask if you are familiar with the special needs of people with osteoporosis.

A comprehensive system to combat osteoporosis

Remember, exercise is only part of a regimen for the prevention or treatment of osteoporosis. Like a diet rich in calcium and vitamin D, exercise helps strengthen bones at any age. But it is possible that good nutrition and exercise are not enough to stop the loss of bone density caused by medical conditions, menopause or certain habits such as the use of snuff and excessive consumption of alcohol. It is important to talk to your doctor about your bone health. Ask if you are a candidate for a bone density test. If densitometry shows low bone mass, ask what medications may help maintain healthy bones and fight osteoporosis. [16]




Domestic violence in COURTLAND ALABAMA

Does your partner ever….

> Embarrass you with put-downs?

> Control what you do, who you see or talk to or where you go?

> Look at you or act in ways that scare you?

> Push you, slap you, choke you or hit you?

> Stop you from seeing your friends or family members?

> Control the money in the relationship? Take your money or Social Security check, make you ask for money or refuse to give you money?

> Make all of the decisions?

> Tell you that you’re a bad parent or threaten to take away your children?

> Prevent you from working or attending school?

> Act like the abuse is no big deal, deny the abuse or tell you it’s your own fault?

> Destroy your property or threaten to kill your pets?

> Intimidate you with guns, knives or other weapons?

> Attempt to force you to drop criminal charges?

> Threaten to commit suicide, or threaten to kill you?

If you answered ‘yes’ to even one of these questions, you may be in an unhealthy or abusive relationship. Don’t hesitate to chat or call to 1-800-799-SAFE if anything you read raises a red flag about your own relationship or that of someone you know.

For over 17 years, the National Domestic Violence Hotline has been the vital link to safety for women, men, children and families affected by domestic violence. With the help of our dedicated advocates and staff, we respond to calls 24/7, 365 days a year.

We provide confidential, one-on-one support to each caller and chatter, offering crisis intervention, options for next steps and direct connection to sources for immediate safety. Our database holds over 5,000 agencies and resources in communities all across the country. Bilingual advocates are on hand to speak with callers, and our Language Line offers translations in 170+ different languages.

The Hotline is an excellent source of help for concerned friends, family, co-workers and others seeking information and guidance on how to help someone they know. We work to educate communities all over through events, campaigns, and dynamic partnerships with companies ranging from The Avon Foundation to Verizon. Today, The Hotline is continuing to grow and explore new avenues of service.

http://www.thehotline.org/

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