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Miss Hilton Head Island Teen wins preliminary awards at Miss America’s Outstanding Teen competition


After Miss Hilton Head Island Teen walked away with the sash and crown of Miss South Carolina Teen on June 26 ...
Hamrick, 17, from Cowpens, attended Gettys D. Broome High School and sang “Live Out Loud” for the talent portion of Ms SC Teen that ...

Miss SC Teen wins preliminary awards at Miss America’s Outstanding Teen competition


After walking away with the sash and crown of Miss South Carolina Teen on June 26 ...
She will receive a combined $1,500 scholarship for both accolades. Hamrick, 17, from Cowpens, attended Gettys D. Broome High School and sang “Live Out Loud” for ...

Death on the Monongahela


Potential allies had long since been alienated by the unscrupulous land-grabbing by the British colonies of Virginia, Pennsylvania and South Carolina, while recent ...
s command and win a victory of his own at Cowpens in 1781, was a humble teamster.

Battle of Cowpens


At the Battle of Cowpens in South Carolina on January 17, 1781, during the Revolutionary War (1775-83), American troops under Brigadier General Daniel Morgan (1736-1802) routed British forces under Lieutenant Colonel Banastre Tarleton (1754-1833).

Property eyed by new charter school hits a snag


Where would I be then?" A subcontractor crew from Metro Drill out of Cowpens, South Carolina, was at the site by 8:30 a.m. Tuesday. Wilson's grandfather, Junior Sorrells, had parked his truck at the entrance to the cornfield and informed the crew the ...

Area briefs: Staley, Wilson will go for gold with USA


Golf: Team South Carolina made up some ground during the final day of the 2015 GA-SC Junior Challenge Matches in Bluffton, but Team Georgia held on to win the event by a score of 8½-7½. Nick Willis (Cowpens) dropped his match to JonErik Alford ...

Area briefs: Nick Willis representing SC in Junior Challenge


Team Georgia holds a 5-3 advantage over Team South Carolina after Friday’s opening round. Nick Willis (Cowpens) is one of the junior golfers representing Team South Carolina. After losing to Hunter Dunagan on Friday, Willis will face JonErik Alford in ...

Dollar Tree puts down roots in South Carolina with distribution center


Imports coming through the Port of Charleston can be loaded onto a train and taken directly to the inland port, which is about 30 miles from the distribution center site along U.S. Interstate 85 in Cowpens ...
Bobby Hitt, South Carolina’s commerce ...

Miss South Carolina teen 2015 crowned


Columbia, SC (WLTX) -- The Miss South Carolina 2015 teen has been chosen. Sarah Hamrick is a 17-year-old from Cowpens. She attends Gettys D. Broome High School. She sang Live Out Loud for the talent competition. Hamrick was a preliminary in Evening Gown ...

Upstate girls win Miss South Carolina preliminaries


Miss Bluffton Teen, Hannah Brown, 17, from Bluffton, won the Talent preliminary in the Miss South Carolina Teen competition. She sang “Time to Say Goodbye”. Miss Hilton Head Island Teen, Sarah Hamrick, 17, from Cowpens, won Evening Gown/Onstage ...

Weirdness aboard the USS Cowpens


So it turns out that the skipper of the Cowpens who was relieved in June of 2014 (the third in a row!) had taken to his sickbed for weeks while deployed, where he was nursed by his female acting XO, w…

Today in History for July 30, 2015


USS Indianapolis (CA-35)July 30, 762 AD – Baghdad was founded by caliph Al-Mansur. July 30, 1502 – Christopher Columbus landed at Guanaja in the Bay Islands off the coast of Honduras during his fourth…
Jobs from Indeed




SPECIAL INFORMATION FOR COWPENS

Protect Your Business in COWPENS SOUTH CAROLINA from Spring Weather Threats

This winter has been particularly harsh for businesses in the northeast and parts of the southern U.S., as record snowfalls and frigid temperatures forced many companies to close their doors for several days.

Many parts of the country are bracing for possible spring floods that may follow when the snow melts. Meanwhile, April through June is the peak time for tornadoes, according to the National Oceanic and Atmospheric Administration (NOAA). The Southeast, Midwest, the Gulf States and the South Central region are particularly vulnerable to these dangerous windstorms.

Now is a good time to make a plan to protect your clients, customers and your business for the threats caused by spring storms and floods. Join the U.S. Small Business Administration and Agility Recovery on Tuesday, March 10 at 2 p.m. EDT for a free webinar on best practices for mitigating spring weather risks. These preparedness tips are based on real-life recovery experiences from business owners.

The SBA has partnered with Agility to offer business continuity strategies through its “PrepareMyBusiness” website. Visit www.preparemybusiness.org to access previous webinars and for additional preparedness tips.

The SBA provides disaster recovery assistance in the form of low-interest loans to homeowners, renters, private nonprofits and businesses of all sizes. To learn more, visit www.sba.gov/disaster.

WHAT: “Preparing for Severe Spring Weather” - A presentation from Agility CEO Bob Boyd, followed by a question and answer session.

WHEN: Tuesday, March 10, 2015 from 2 –3 p.m. EDT
HOW:

Space is limited. Register at http://agil.me/springprepsba

# # #

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Health Insurance Market in COWPENS SOUTH CAROLINA

From January 2014 is effective Health Insurance Market , which is designed to help you find the insurance that best suits your budget and needs of health coverage suits. Each health plan included in the new market will provide comprehensive coverage: doctor visits, medicines, hospital services, preventive services and more. It will also be possible to compare all the health insurance options based on price, benefits and other features that may be important to you.

Who is eligible to use the Health Insurance Market?

Anyone can use the Health Insurance Market to explore their options for health coverage, even if you have insurance.

The following are the only requirements to obtain insurance through this new market:

Live in America

-become naturalized US citizen or native, or lawful permanent resident

-not be in jail

Learn more about who may register in the Health Insurance Market.

Each state will have its own insurance market. Some states already provide information on the Health Insurance Market. See if it is the case in your state .

Learn about the 10 essential health benefits plans offered all Market.

Registration Process in Medical Insurance Market

From October 2013 you can get information about all the plans available in your area. You can also register directly online or by phone toll-free hotline to be appointed for this service.

If you have difficulty finding a plan that fits your needs and budget, there will be people available to help you explore your options for coverage. The help you receive from these people is completely unbiased. These wizards are not related to any particular plan or receive any commission (compensation) in relation to health plans available.

Learn more about how to prepare for the registration process .

Free or low-cost care

If you do not have or can not afford health insurance, there are options for you to receive free or low-cost care. Learn about the resources available to meet the health care options you need.

Options private health insurance with low premiums

Medicaid and Medicare

Community Health Centers

Know where to receive care if you have no health insurance

Free health insurance or affordable for children

The Health Insurance Program for children provides low-cost health coverage for children of families who earn too much to qualify for Medicaid coverage and who can not afford health insurance revenue Private. The CHIP program is a state and federal partnership that works in conjunction with Medicaid.

Each state operates a CHIP, but most states have unique names for their programs as Child Health Plus (New York), Healthy Families (California) and Hoosier Healthwise (Indiana). In several states, the CHIP and Medicaid are combined into one program.

What you need to know about CHIP:

Basic requirements for eligibility for CHIP : children up to age 19 in families with incomes up to $ 44.100 per year (for a family of four) are likely to receive coverage. In many states children from families with higher incomes may also be eligible.

Eligibility and Pregnancy : Pregnant women may be eligible for CHIP. Coverage for Moms generally includes laboratory tests and costs of labor and at least 60 days post-partum care.

States citizenship and immigration : the CHIP covers US citizens and certain legal immigrants. States have the option to cover children and pregnant women residing legally in EE. UU. The undocumented immigrants are not eligible for CHIP.

For information about health coverage programs Medicaid and CHIP in your state, visit the programs in your state , or call 1-877-543-7669.

It charges: health coverage option if you lost your job

If you do not already have medical coverage that gave your employer may have the option of keeping it through the program "continuation coverage", better known as COBRA.

This program allows you and your family to maintain health insurance he received while employed for a limited time after it stopped working time. When your employer stops paying COBRA is likely that you need to pay the full cost of the monthly premium.

What you need to know about COBRA coverage:

-Overall COBRA requirements apply only to employers with 20 or more employees. Many states have laws similar to COBRA that apply to employers with fewer than 20 employees. Contact the Department of Insurance in your state (in English) to find out if the "continuation coverage by the state" applies to your case.

-If your family was under the employer coverage, this coverage may also be eligible for COBRA.

-In most cases you should receive a notice of benefits administrator or health plan from your employer stating that your coverage is ending and offering the right to COBRA.

-In most cases you have 60 days after your last day of coverage to enroll in COBRA.

-Generally the program lasts 18 months but could last up to 36 months.

For more information about call COBRA benefits administrator of your employer and learn about their specific through this program options.

-If the coverage of your health plan was through a private employer (not a government employer), you can visit the website of the Department of Labor or call 1-866-444-3272.

-If the coverage of your health plan was through an employer state or local government, you can call 1-877-267-2323, extension 61565.

-If the coverage of your health plan had as an employee of the federal government, you can visit the website of the Office of Personnel Management (in English). [11]


Earned Income Tax Credit Awareness Day in COWPENS SOUTH CAROLINA

The U.S. Treasury Department’s State Small Business Credit Initiative (SSBCI) today released a new Quarterly Report detailing how the program continues to help small businesses grow and create jobs. Since the beginning of the program, the Treasury Department has disbursed more than $1.1 billion to participating states.

The Internal Revenue Service is partnering with community-based organizations across the country to promote Earned Income Tax Credit Awareness Day, an effort to alert millions of low and moderate-income workers who may be missing out on a significant tax credit that can be as much as $6,000.

Millions of workers who earned $52,427 or less last year may qualify for EITC for the first time in 2015, making awareness of the credit critical. About a third of the people eligible for EITC fluctuate each year based on changes to their marital, parental and financial status. All across the United States, local officials and community organizations are holding events highlighting this key benefit.

“About four out of five eligible workers and families get the credit they earned. That leaves millions missing EITC every year,” said IRS Commissioner John Koskinen. “It’s an important credit and one of the government’s best tools to fight poverty.”

Last year, almost 28 million eligible workers and families received $66 billion total in EITC, with an average EITC amount of $2,400.

The IRS website is a valuable first stop to help taxpayers get it right this filing season, from information on claiming the EITC, to learning about the Affordable Care Act (known as the health care law), to finding free tax help. The IRS encourages everyone to use the EITC Assistant on IRS.gov/eitc, an interactive tool to find out if they are eligible for the credit. The IRS website also provides helpful information on the health care law and how it may affect tax returns at IRS.gov/aca. There is also an interactive tool that helps individuals determine if they are eligible for the premium tax credit. And qualified taxpayers may also find a free tax return preparation site on IRS.gov/vita.

The amount of EITC varies depending on income, family size and filing status. Those who work for someone else or those who run a business or farm and who earned $52,427 or less during 2014 could receive larger refunds if they qualify for the EITC. This could mean up to $496 in EITC for people without children, and a maximum credit of up to $6,143 for those with three or more qualifying children.

The EITC is refundable. This means those eligible may get a refund from the IRS even if they owe no tax or had no taxes withheld from their paycheck.

Workers potentially eligible to claim the credit should visit IRS.gov/eitc to learn if they qualify, how to claim the credit and more. The EITC Assistant will also determine their filing status, if they have a qualifying child or children and estimate the amount of the EITC they could get. If an individual doesn’t qualify for EITC, the Assistant explains why and a summary of the results can be printed.

Get the Credit — How to Claim the EITC

To get the EITC, workers must file a tax return, even if they are not legally required to file, and specifically claim the credit. Free tax help is available to those eligible for the EITC:

The Internal Revenue Service is partnering with community-based organizations across the country to promote Earned Income Tax Credit Awareness Day, an effort to alert millions of low and moderate-income workers who may be missing out on a significant tax credit that can be as much as $6,000.

Millions of workers who earned $52,427 or less last year may qualify for EITC for the first time in 2015, making awareness of the credit critical. About a third of the people eligible for EITC fluctuate each year based on changes to their marital, parental and financial status. All across the United States, local officials and community organizations are holding events highlighting this key benefit.

“About four out of five eligible workers and families get the credit they earned. That leaves millions missing EITC every year,” said IRS Commissioner John Koskinen. “It’s an important credit and one of the government’s best tools to fight poverty.”

Last year, almost 28 million eligible workers and families received $66 billion total in EITC, with an average EITC amount of $2,400.

The IRS website is a valuable first stop to help taxpayers get it right this filing season, from information on claiming the EITC, to learning about the Affordable Care Act (known as the health care law), to finding free tax help. The IRS encourages everyone to use the EITC Assistant on IRS.gov/eitc, an interactive tool to find out if they are eligible for the credit. The IRS website also provides helpful information on the health care law and how it may affect tax returns at IRS.gov/aca. There is also an interactive tool that helps individuals determine if they are eligible for the premium tax credit. And qualified taxpayers may also find a free tax return preparation site on IRS.gov/vita.

The amount of EITC varies depending on income, family size and filing status. Those who work for someone else or those who run a business or farm and who earned $52,427 or less during 2014 could receive larger refunds if they qualify for the EITC. This could mean up to $496 in EITC for people without children, and a maximum credit of up to $6,143 for those with three or more qualifying children.

The EITC is refundable. This means those eligible may get a refund from the IRS even if they owe no tax or had no taxes withheld from their paycheck.

Workers potentially eligible to claim the credit should visit IRS.gov/eitc to learn if they qualify, how to claim the credit and more. The EITC Assistant will also determine their filing status, if they have a qualifying child or children and estimate the amount of the EITC they could get. If an individual doesn’t qualify for EITC, the Assistant explains why and a summary of the results can be printed.

Get the Credit — How to Claim the EITC

To get the EITC, workers must file a tax return, even if they are not legally required to file, and specifically claim the credit. Free tax help is available to those eligible for the EITC:

  • Free File on IRS.gov. Free brand-name tax software walks people through a question and answer format to help them prepare their returns and claim every credit and deduction for which they are eligible. Free File also provides online versions of IRS paper forms, an option called Free File Fillable Forms which is best suited for taxpayers comfortable preparing their own returns.

  • Free tax preparation sites. EITC-eligible workers can seek free tax preparation at thousands of Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) sites. Taxpayers can locate the nearest site using a search tool on IRS.gov or through the IRS2go smartphone application.

    It is important for taxpayers to bring along all the required documents and information to make sure they get the EITC they deserve. Also, those who bought coverage through the Health Insurance Marketplace should receive Form 1095-A, Health Insurance Marketplace Statement, from their Marketplace in early February. It’s important to also bring the Form 1095-A to the volunteer site. Any taxpayer who does not receive it by early February should contact their Marketplace, not the IRS. The IRS will not have access to the information on the form.

Like last year, the IRS expects to issue more than nine out of 10 refunds within 21 days. The IRS reminds taxpayers that the fastest way to get a refund is to e-file their tax return and choose direct deposit. It takes longer to process paper returns. Because of budget cuts resulting in a smaller staff, it will likely take an additional week or more to process paper returns, meaning that those refunds are expected to be issued in seven weeks or more. Taxpayers can track the status of their refund with the “Where’s My Refund?” tool available on IRS.gov or on IRS2go.

Similar Benefits Available Through the Health Care Law

The Affordable Care Act requires that a taxpayer and each member of his or her family have qualifying health insurance coverage for each month of the year, qualify for an exemption from the coverage requirement, or make an individual shared responsibility payment when filing a federal income tax return.

Premium Tax Credits: If taxpayers bought coverage through the Health Insurance Marketplace, they should receive Form 1095-A, Health Insurance Marketplace Statement from their Marketplace by early February. They should save this form because it has important information needed to complete their tax returns. 

If a taxpayer is expecting to receive Form 1095-A and has not received it by early February, they should contact the Marketplace where the coverage was purchased. Due to the fact that the IRS does not have this information, it is recommended that taxpayers contact the appropriate marketplace.

Anyone who benefited from advance payments of the premium tax credit must file a federal income tax return. The taxpayer will need to reconcile those advance payments with the amount of premium tax credit they’re entitled to based on actual income. As a result, some people may see a smaller or larger tax refund or tax liability than they were expecting. When filing their return, taxpayers will use IRS Form 8962, Premium Tax Credit (PTC), to calculate the premium tax credit and reconcile the credit with any advance payments.

Reporting requirements: Most taxpayers will simply check a box on their tax return to indicate that each member of their family had qualifying health coverage for the whole year. No further action is required. Qualifying health insurance coverage includes coverage under most, but not all, types of health care coverage plans. Taxpayers can use the chart on IRS.gov/aca to find out if their insurance counts as qualifying coverage.  

Exemptions: A taxpayer may be eligible to claim an exemption from the requirement to have coverage. If eligible for an exemption, the taxpayer will need to complete the new IRS Form 8965, Health Coverage Exemptions and attach it to their return. The individual must apply for some exemptions through the Health Insurance Marketplace.  However, most of the exemptions are easily obtained from the IRS when filing a tax return.  

Individual Shared Responsibility Payment: If an individual does not have qualifying coverage or an exemption for each month of the year, they will need to make an individual shared responsibility payment when filing their return for choosing not to purchase coverage. Examples and information about figuring the payment are available on the IRS Calculating the Payment page. More information about the Affordable Care Act and the 2014 income tax return is available at IRS.gov/aca.

Get It Right

Taxpayers are responsible for the accuracy of their tax return even if someone else preparers it for them. The rules for EITC are complicated. The IRS urges taxpayers to seek help if they are unsure of their eligibility, whether from a paid tax professional or at a free tax return preparation site. Deliberate errors can have lasting impact on future eligibility to claim EITC and leave taxpayers with a penalty.

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