COYVILLE KANSAS NEWS AND BLOG


Latest News - COYVILLE KANSAS

Obituary: Lonnie G. Smith


passed away on July 29, 2014 in Kansas City, Mo. Celebration of his life will be 11 ...
and Jackie (Nancy) Smith Coyville, Kan.; grandchildren, Lane, Colt, Cinch and Kash; many nieces and nephews. He is preceded by his father, two brothers, Donald L ...

Michael R. “Mike” Moran 1959-2013


With them, he shared a love of sports and was an avid follower of the Iola Mustangs/Fillies and the Kansas Jayhawks ...
brother, Jeff Moran and friend Karen Briggs, Coyville; stepsiblings, Wes, Mike and Archie Grady, Darlene Schlegel and Regina Stephens ...

Dixie Rae Landholm


Dixie was born on Dec. 12, 1931, in Coyville, Kan., the daughter of Herbert and Florence Smith Miller. As a small child, she moved with her family from Kansas to Idaho, settling in Twin Falls. She went to school in Twin Falls, graduating from Twin Falls ...

Dixie Rae Landholm


TWIN FALLS • Dixie Rae Landholm, 80 ...
Dixie was born on Dec. 12, 1931, in Coyville, Kan., the daughter of Herbert and Florence Smith Miller. As a small child, she moved with her family from Kansas to Idaho, settling in Twin Falls.

Earline Bell-Luginbill


Bell and wife, Martha, Dodge City, and Joe Bell, Toronto Lake; her daughter, Laura Fitzmorris and husband, Roger, Coyville ; a stepson ...
14th Ave., Dodge City, KS 67801. Condolences may be sent to www.burkhart-ziegler.com.

William T. Steele


1919 in Coyville, Kans., the son of James and Grace (James) Steele. He attended Buffalo, Kans. Schools and graduated from Buffalo High School. He attended Chanute Jr. College and earned a bachelor’s degree from Pittsburg State College in Kansas.

Cowley County a part of disaster declaration


Kathleen Sebelius has declared a state of disaster emergency for Cowley and 11 other Kansas counties, following heavy rains ...
Evacuations have occurred in Dexter in Cowley County. A nursing home in Dexter has evacuated one wing by moving the residents ...

Storms flood El Dorado


Collins said 10 to 15 vehicles were submerged in water in the lower-elevation west end of El Dorado. Dick Elder, a meteorologist with the National Weather Service in Wichita, said the storms began about 6:30 p.m. Wednesday in south-central Kansas ...

Heavy rains cause evacuations


Dick Elder, a meteorologist with the National Weather Service in Wichita, said the storms began about 6:30 p.m. Wednesday in south-central Kansas, bringing gusts of ...
there were 9.36 inches in Coyville and 9 inches in Rosalia.

Storms cause flooding, evacuations in Kansas


Dick Elder, a meteorologist with the National Weather Service in Wichita, said the storms began about 6:30 p.m. Wednesday in south-central Kansas, bringing gusts of ...
there were 9.36 inches in Coyville and 9 inches in Rosalia.




SPECIAL INFORMATION FOR COYVILLE

This is Real: The World Climate is Changing

Our Earth is warming. The average temperature of the Earth has risen about 1.4 ° F (0.7 ° C over) over the last century. It is projected that the average temperature rise of approximately 2 to 11.5 ° F (1.1 ° C to 6.4 ° C) over the next hundred years. Small changes in average global temperature could lead to large and potentially dangerous changes in climate and weather.

The evidence is clear. Rising temperatures have been accompanied by changes in the weather and climate. Many sites have seen changes in rainfall, which resulted in more flooding, drought or heavy rain and waves more frequent and severe heat.The oceans and glaciers on the planet have also undergone some big changes: the oceans are warming and acidifying, the ice caps are melting and sea levels are rising. As these and other changes are more pronounced in the coming decades, they will have to present challenges to our society and our environment.

Learn about the signs of climate change in the United States.


Humans are largely responsible for recent climate change

smoke coming from a chimney in a factory

Over the past century, human activity has downloaded large amounts of carbon dioxide and other greenhouse gases into the atmosphere. Most greenhouse gases come from the burning of fossil fuels that produce energy, but deforestation, industrial processes and some agricultural practices also emit gases into the atmosphere.

The greenhouse gases act like a blanket around the Earth, which traps energy in the atmosphere and causes it to heat.This phenomenon is called the greenhouse effect is natural and necessary to sustain life on Earth. However, the accumulation of greenhouse gases can change the Earth´s climate and dangerous effects to human health and welfare and ecosystems.

The choices we make today will affect the amount of greenhouse gases in the atmosphere will in the near future and for years to come.

Learn about the causes of climate change .


Climate change affects all

Our lives are linked to climate. Human societies have adapted to relatively stable climate which have enjoyed since the last Ice Age ended several millennia ago. A warming climate will result in process changes that could affect our water supplies, agriculture, energy and transport systems, the natural environment and to our own health and safety.

Some of the climate changes are inevitable. carbon dioxide can remain in the atmosphere for about a century so the Earth will continue to warm over the coming decades. The hotter it gets, the greater the risk of more severe changes in climate and Earth system. Although it is difficult to predict the exact impacts of climate change, it is clear that the climate to which we are accustomed to is no longer a guide to which we can trust what we can expect in the future.

We can reduce the risks we face from climate change. Choosing options that reduce pollution from greenhouse gases and prepare for the changes that are already underway, we can reduce the risks of climate change. Our decisions will shape the world in which our children and grandchildren will live.

Learn about the impacts of climate change and adaptation to change .


We can make a difference

hands holding a globe

You can take action. You can take steps at home, on the road, in your office to reduce emissions of greenhouse gases and the risks associated with climate change. Many of these steps can save you money; some, such as walking or cycling to work could improve your health! You may also participate in activities to support local or state level energy efficiency, clean energy programs and other climate programs.

Learn about what you can do .

Calculate your carbon footprint and find ways to reduce their emissions through simple actions you take daily.

EPA and other federal agencies are taking action. EPA is working to protect the health and welfare of the people in this country through common sense measures to reduce pollution and greenhouse gases to help communities prepare for change climate.

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COYVILLE KANSAS tspan:3m COYVILLE KANSAS




The city agains Asthma

 If you or your child has asthma, you are not alone. About 23 million people in the United States suffer from asthma. Asthma is the leading cause of disease of long duration in children.

We are all responsible for protecting the conditions that determine a good level of health for our family and our community. Education is the basis for creating health-promoting environments for all.

At present, we have at our disposal a wealth of information about asthma. Hence, both the parents and the people who are caring for children play an important role in the transmission of knowledge, and changing lifestyle of the family.

Since the EPA is committed to educating all people about asthma, then you will find useful information that will help you more effectively control asthma.

What are the environmental factors that cause asthma?

Asthma can be triggered by allergens or irritants that are common in our homes.The most common factors are:

Smoke snuff

Asthma can be caused by smoke from a cigarette butt, pipe or cigar and also by the smoke exhaled by a smoker.
  • Choose not to smoke in your home or car or allow others to do so.

Dust mites

Dust mites are too small to be seen with the naked eye, but are in every home.They live in mattresses, pillows, carpets, furniture fabric wallpaper, bedspreads, clothes and stuffed toys.
  • Wash sheets and blankets weekly in hot water.
  • Choose soft toys that are washable, and wash them often in hot water, drying them completely. Keep these toys off beds.
  • Cover mattresses and pillows with covers that prevent the passage of dust (allergen impermeable) having a closure.

Pets

Skin flakes emerging from domestic animals, urine and saliva may trigger asthma.
  • Consider keeping pets out of the house or finding a new home if necessary.
  • Keep your pets all the time outside the bedroom or any other area that is used for sleeping and keep the doors shut.
  • Keep pets off the furniture with tapestry fabric, carpets and stuffed toys.
Learn more at www.epa.gov/asthma/pets.html 

Moho

Mold grows in damp places or materials. The key to mold control is moisture control. If mold is a problem in your home, clean and remove excess water or moisture. Reducing moisture also helps reduce other factors that cause asthma, such as cockroaches.
  • Wash mold off hard surfaces and dry completely. Absorbents, such as tile roofs and carpets, if they rust, should probably be removed or replaced materials.
  • Make any water leaks in the pipes and pipes and other sources of water supply.
  • Keep drip pans in your refrigerator, air conditioner and dehumidifier environments, clean and dry.
  • Use exhaust fans or open windows hold while cooking or when using the dishwasher.
  • Use exhaust fans in the bathrooms while showering.
  • Place the exhaust in a clothes dryer to the outside.
  • Keep the humidity inside the house at a low level, 30 to 50 percent relative humidity. Humidity levels can be measured by hygrometers which can be purchased at hardware stores.

Cockroaches

Droppings or excretions of cockroaches can trigger asthma.
  • Do not leave food or garbage out environmental exposure.
  • Store food in tightly sealed containers.
  • Clean all food waste or spilled liquids immediately.
  • First try to control cockroaches using poison baits, boric acid or traps before using pesticide sprays.
If sprays are used:
  • Limit yourself to use only in infested areas.
  • Carefully follow the instructions found on product labels.
  • Ensure that enough fresh air when you spray and keep the person with asthma out of the home.

Preventing asthma attacks

Visit www.noattacks.org/es. To make an asthma action plan, tips on how to manage asthma and get a copy of the popular activity book "Dusty the Goldfish".
www.noattacks.org/es
  • Step 1: Talk to your doctor about your child´s asthma. If your child has asthma or you think your child has this disease, take your child to a doctor.The doctor will work with you to ensure that your child has an asthma attack.
    • Learn what causes asthma in your child.
    • Identify your asthma triggers in your home are.
    • Learn how to rid your home the factors that cause asthma.
    • Know what your child should take medication.
  • Step 2: Make a plan. Ask your doctor to help you create an individual action plan to control your child´s asthma. Work with your doctor to create a plan of action to help you learn how to prevent asthma attacks your child regularly.
  • Step 3 - Make your home resistant asthma. The factors that cause asthma are part of our daily lives. Asthma attacks can be caused by mold growing on the shower curtain in the bathroom, dust mites living in blankets or blankets, the pillows and stuffed toys of your child. Learn more about the things that can cause an asthma attack and what you can do to eliminate them and keep your child healthy.

Tools Program Indoor Air Quality for Schools

EPA has developed a program of Air Quality Tools for Schools Interior to reduce exposure to environmental contaminants in them through the voluntary adoption of practices to manage indoor air quality.
IAQ Tools for Schools Program
The "program IAQ Tools for Schools "is a detailed to help maintain a healthy environment in school buildings by identifying, correcting and preventing problems of air quality resource.Poor indoor air quality in schools can affect the comfort and health of students and staff, which in turn can affect concentration, attendance, and student performance. In addition, if the school takes to react promptly as poor air quality, students and staff are at increased risk of health problems in the short term, such as fatigue and nausea, as well as problems long-term health such as asthma. Read more about it and download or order a kit action " IAQ Tools for Schools ".
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Avoiding Foreclosure in COYVILLE

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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