CRESCENT IOWA
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Latest News - CRESCENT IOWA

Capital Playbook: Zuckerman says he received ‘an approach’ about buying The News; losses estimated at $20m/yr.


http://bit.ly/1DgHfbY --“Hillary Clinton Message Polling in Iowa,” by Pat Raynard on ...
sign in the window of the storefront at 25-30 Broadway between 29th and Crescent streets. Blog We Heart Astoria first reported the news.” http://bit.ly/18tr8QN ...

La Crescent man sharpens knives for high-stakes carve-off


The extra clothes are his regular uniform as the main meat cutter at the La Crosse Texas Roadhouse, where the La Crescent man works eight to 10 ...
among 17 meat cutters from Roadhouses in Wisconsin, Iowa, Minnesota and South Dakota. That was a mere ...

Overland running to replace Vernon on Cedar Rapids City Council


as she announced in January, she is running for Congress as a Democratic candidate in Iowa’s 1st Congressional District ...
d never have had a chance to figure out.” Overland, of 320 Crescent St. SE, was born in Cedar Rapids, grew up in Clinton ...

Russell G. Lindeman


Crescent Ski Area in Crescent, Iowa. He grew the business until he sold it in 2008 and retired at age 81. He was preceded in death by his parents; and three siblings, Robert Lindeman, Maxine Kouba and Mable Lou Harter. He is survived by his wife of 64 ...

Chris Christie isn't toast until voters say so


Is Christie's all-but-declared presidential bid already toast? Republicans in Iowa and New Hampshire might well point out that their voters have a say in that — and the retail politicking that characterizes the early-state contests plays to Christie's ...

La Crescent mobile home damaged in fire


The La Crescent Fire Department is investigating the cause of a ...
Bill may ban talking on a handheld device while driving in Iowa Bill may ban talking on a handheld device while driving in Iowa The Iowa Department of Public Safety has introduced a ...

Royce G. McGuire Sr.


Iowa, led by Steve Jewett. Following the service, a time of fellowship will be at B & R's Pizza Post in Sloan. Condolences may be left at www.rushfamilycareservice .com. Royce Glenn was born Sept. 23, 1935, in Crescent, Okla., the son of Charles Henderson ...

Family honors Iowa Civil War veteran


CRESCENT, Iowa – Most people don’t have a reason to know Thomas Dorsett, a Civil War veteran whose grave was unmarked for more than eight decades. Records indicate the man left the Indiana infantry to live in Washington County, Nebraska. Another ...

Crescent Electric buys Iowa distributor


EAST DUBUQUE, Ill. -- Crescent Electric Supply Company has announced the purchase of Storm Lake, Iowa-based Lake Electric Supply. Founded in 1967, Lake Electric is a privately owned, independent electrical distributor serving a diverse customer base in ...

I-29 Crash Kills Two Near Crescent, Iowa


Crescent, IA - All lanes of Interstate 29 are now back open after a deadly crash near Crescent, Iowa Sunday morning. Part of the accident investigation will center around whether drunk driving may have led to the wreck. An Iowa State trooper tells KMTV ...

28 Photos Later: Day 27 in London


Welcome to Day 27 of “28 Photos Later”. Yesterday I showed you the view from a bus; today I’ve moved on to the trains.  Here is Mornington Crescent station on the Northern Line of the London Undergrou…

The New Shiite Crescent


While the Obama administration’s agenda and policies with regard to fighting the Islamic State have been counter-productive, the administration is ignoring other larger threats in the region. The pro…

Egg Salad Stuffed Crescent Carrots: SO CUTE!!


EGG SALAD CRESCENT CARROTS Super cute!! Can you believe that you can make these with Pillsbury Crescent Rolls? In fact, if you think about it  – you can stuff these with just about anything! But eg…

Homemade Cheese Crescent Rolls!


When I first planned to even start my blog, initially I wanted to be a blog about fashion, interior design and cooking. After few months I got caught up with almost all fashion/beauty posts, that I to…

New South Wales adventures, Part One – Crescent Head


My last post mentioned (briefly) that I was shortly off to New South Wales, firstly to take up a practical legal training placement in a community legal centre, and then for a much needed holiday once…

Ex-Labour man will stand for Green Party in Jarrow


A defector from Labour to the Greens in South Tyneside is to challenge the man who took his job at May’s Local Elections. Matthew Giles, 24, was formerly the youth officer for Jarrow Constituency Lab…

Fresh: Kareena Kapoor Khan sizzles in Crescent Lawn’s final images !


& #65279; It’s been quite a while since we are posting behind the scene photographs of Kareena Kapoor Khan’s latest brand association with Pakistani lawn company Crescent. Designed by renowned fashion…

on your biblical women post you added some names in the tags, so can you explain further why you like them as well?


Claudia Pilate - oh, the Pilates. You would think they would be the obvious villains of the Passion Play because, yknow… they’re the Romans. They’re the colonizers. They’re the ones who, essentially, …

This Just In… Crescent City (An Alec Winters Series, Book 1) by Chariss K. Walker


Alec Winters quietly moves through the streets of New Orleans, the Crescent City, looking for predators -- those who destroy and prey on innocence. Trained in close-hand combat, he uses these skills w…

11-year-old injured while sledding in Crescent Hill


MetroSafe confirmed the accident happened in the 200 block of Reservoir Avenue at 5:20 p.m. Wednesday.




SPECIAL INFORMATION FOR CRESCENT

Beans and peas are excellent sources of plant protein, and also provide other nutrients such as iron and zinc

Beans and peas are unique foods

bowl of beansBeans and peas are the mature forms of legumes. They include kidney beans, pinto beans, black beans, lima beans, black-eyed peas, garbanzo beans (chickpeas), split peas and lentils. They are available in dry, canned, and frozen forms. These foods are excellent sources of plant protein, and also provide other nutrients such as iron and zinc. They are similar to meats, poultry, and fish in their contribution of these nutrients. Therefore, they are considered part of the Protein Foods Group. Many people consider beans and peas as vegetarian alternatives for meat. However, they are also considered part of the Vegetable Group because they are excellent sources of dietary fiber and nutrients such as folate and potassium. These nutrients, which are often low in the diet of many Americans, are also found in other vegetables. Because of their high nutrient content, consuming beans and peas is recommended for everyone, including people who also eat meat, poultry, and fish regularly. The USDA Food Patterns classify beans and peas as a subgroup of the Vegetable Group. The USDA Food Patterns also indicate that beans and peas may be counted as part of the Protein Foods Group. Individuals can count beans and peas as either a vegetable or a protein food. Green peas, green lima beans, and green (string) beans are not considered to be part of the beans and peas subgroup. Green peas and green lima beans are similar to other starchy vegetables and are grouped with them. Green beans are grouped with other vegetables such as onions, lettuce, celery, and cabbage because their nutrient content is similar to those foods.

How to count beans and peas in the USDA food patterns:

Generally, individuals who regularly eat meat, poultry, and fish would count beans and peas in the Vegetable Group. Vegetarians, vegans, and individuals who seldom eat meat, poultry, or fish would count some of the beans and peas they eat in the Protein Foods Group. Here´s an example for both ways:

Count the number of ounce-equivalents of all meat, poultry, fish, eggs, nuts, and seeds eaten.

  1. If the total is equal to or more than the suggested intake from the Protein Foods Group (which ranges from 2 ounce-equivalents at 1000 calories to 7 ounce-equivalents at 2800 calories and above) then count any beans or peas eaten as part of the beans and peas subgroup in the Vegetable Group.OR

  2. If the total is less than the suggested intake from the Protein Foods Group, then count any beans and peas eaten toward the suggested intake level until it is reached. (One-fourth cup of cooked beans or peas counts as 1 ounce equivalent in the Protein Foods Group.) After the suggested intake level in the Protein Foods Group is reached, count any additional beans or peas eaten as part of the beans and peas subgroup in the Vegetable Group.

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    Two years of community college free for responsible students in CRESCENT IOWA

    The President unveiled a new proposal: Make two years of community college free for responsible students across America.

    In our growing global economy, Americans need to have more knowledge and more skills to compete -- by 2020, an estimated 35 percent of job openings will require at least a bachelor's degree, and 30 percent will require some college or an associate's degree. Students should be able to get the knowledge and the skills they need without taking on decades' worth of student debt.


    The numbers:

    If all 50 states choose to implement the President's new community college proposal, it could:

    • Save a full-time community college student $3,800 in tuition per year on average
    • Benefit roughly 9 million students each year

    Under President Obama's new proposal, students would be able to earn the first half of a bachelor's degree, or earn the technical skills needed in the workforce -- all at no cost to them.


    The requirements:

    • What students have to do: Students must attend community college at least half-time, maintain a 2.5 GPA, and make steady progress toward completing their program.
    • What community colleges have to do: Community colleges will be expected to offer programs that are either 1) academic programs that fully transfer credits to local public four-year colleges and universities, or 2) occupational training programs with high graduation rates and lead to in-demand degrees and certificates. Community colleges must also adopt promising and evidence-based institutional reforms to improve student outcomes.
    • What the federal government has to do: Federal funding will cover three-quarters of the average cost of community college. Participating states will be expected to contribute the remaining funds necessary to eliminate the tuition for eligible students.

    Expanding technical training programs:

    President Obama also proposed the new American Technical Training Fund, which will expand innovative, high-quality technical training programs across the country. Specifically, the fund will award programs that:

    • Have strong employer partnerships and include work-based learning opportunities
    • Provide accelerated training
    • Accommodate part-time work

    Read the full fact sheet on the President's proposal here.

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Avoiding Foreclosure in CRESCENT IOWA

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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If people in the media cannot decide whether they are in the
business of reporting news or manufacturing propaganda,
it is all the more important that the public understand
that difference,and choose their news sources accordingly.
Thomas Sowell

Newsof.org. Selected the top stories of the city of CRESCENT IOWA. Political events, traffic accidents on highways, downtown events, neighborhoods and inside. Also researched local newspapers and social networks, as well as the site of City Hall. Crimes, are always subject to demand generally for information. Also the tragedies and disasters such as fires, floods, flooding, rain, hail and winds. Tags: Breaking News, CRESCENT IOWA, City, Indoors, Monday, Tuesday, Wednesday, Thursday , Friday, Saturday, Sunday, Car, Crash, Elections, Beating, Accident, Crime, Police, Criminal, Police, Road, Highway Access, Elections, Party, Hail, Rain, Flood, Anniversary, Award, Month, Week End , Today, Yesterday, Female, Male, Family, Child, People.