CRESTWOOD ILLINOIS
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Latest News - CRESTWOOD ILLINOIS

Village projects get underway in 2015


Approved to request bids for reconstruction projects of curb and sidewalks for Greenwood Street, from Flume to South Fourth Avenue; Crestwood Street, from South Illinois Avenue to South Missouri Avenue; and Fernwood Street, from South Fourth Avenue to ...

Beatrice B. Yehling


Matthew Yehling and wife Kristi of Crestwood, Mo., Paul Yehling and wife Casey of Granite ...
Friends may make memorials to Masses, Riverbend Down Syndrome Association or Hospice of Southern Illinois and will be accepted at the funeral home.

$37,000 Loan for Sex-Change Surgery Proves to be an Expensive Tryst


A Crestwood man who claims his transgender lover bilked him out of $37,000 for a sex-change operation was told by Midlothian police to take his complaint to civil court because no crime had taken place. The pair met on Craigslist, according to a report ...

Solunar Information for Crestwood, IL


Nov 1, 2012; 5:00 AM ET As the world warms, due to a changing climate, there is a chance the sport of hunting and fishing could be affected. Valerie Smock has more on what could happen in the future.

Crestwood officials OK tainted water settlement


(AP) - Crestwood village trustees approved an out-of-court settlement with the state over accusations of contaminated drinking water. The village will pay $50,000, but not admit to any wrongdoing, to settle the lawsuit filed by the office of Illinois ...

Who is Crestwood?


This month, long-term Crestwood residents spoke with Weld about the neighborhood ...
An avid art collector from a small German farming town in Southern Illinois, Fritz is a fast talker, his finger on the cultural pulse of Birmingham. As a landscape ...

Sick Of The Water?


Residents of the village of Crestwood, Illinois, just south of Chicago are frightened and angry as they demand answers as to why they were drinking toxic water from a well the town’s leaders said was not being used. In 1985 the Illinois EPA began a ...

Study finds elevated rates of cancer in Crestwood


Prompted by a Tribune investigation that revealed the village's secret use of its tainted well, the Illinois Department of Public Health looked at cancer cases in Crestwood between 1994 and 2006 and found higher-than-expected cases of kidney cancer in men ...

Illinois Sues Crestwood Over Tainted Water Supply


CHICAGO (AP) -- The state of Illinois filed a lawsuit Tuesday against a Chicago suburb for allegedly drawing drinking water from a contaminated well for decades, then lying about it to residents and environmental authorities. The 58-page complaint, filed ...

Crestwood, Illinois Vacation Rentals


Crestwood, Illinois offers great vacation house rental and home rental-by-owner deals for the knowledgeable traveler. No matter what budget or level of comfort you seek in your holiday to Crestwood, IL, there's surely a great local vacation home rental ...

Carpenter Crestwood (IL) – Crestwood Carpenters


Carpenter Crestwood (IL) Lending helping hands when you need masterpieces built in Crestwood (IL). Papa’s Carpenter Specialists in Crestwood, Illinois work with, builds and fixes items and structure…

Judge Tosses Charges for 42 Protestors in Seneca Lake Gas Fight


By Jeff Stein, The Ithaca Voice A judge in the town of Reading dismissed charges Wednesday night for 42 people arrested during ongoing acts of civil disobedience at the gates of a proposed natural ga…

Carpenter Crestwood (IL) – Crestwood Carpenters


Carpenter Crestwood (IL) Lending helping hands when you need masterpieces built in Crestwood (IL). Papa’s Carpenter Specialists in Crestwood, Illinois work with, builds and fixes items and structure…

Crestwood Home for Sale: 5623 Crestwood Place


A lovely 4 bdrm/2 bath ranch home in Crestwood! Main level features 3 bedrms & living rm w/ hardwood floors. A gorgeous family rm w/ vaulted ceilings, exposed beams & stone surround fireplace. Enjoy t…

Carpenter Crestwood (MO) – Crestwood Carpenters


Carpenter Crestwood (MO) Lending helping hands when you need masterpieces built in Crestwood (MO). Papa’s Carpenter Specialists in Crestwood, Missouri work with, builds and fixes items and structure…

Weekend Open House: Mid-Century Post & Beam in Crestwood Hills Asks $3.3 Million


Open House: Sunday, March 15, 2015 between 2 PM - 5 PM 1504 North Kenter Ave, Brentwood Price: $3,299,000 Beds, Baths: 3 beds, 4.5 baths Floor Area: 2,200 sq. ft. Per the Listing: "Jetliner view…

theshadowdreams:But really, Solas does remind me of the spirit of Command in Crestwood:“I just woke...


theshadowdreams: But really, Solas does remind me of the spirit of Command in Crestwood: “I just woke up in this horrible world where absolutely nothing is familiar and working the way I want it to. S…

But really, Solas does remind me of the spirit of Command in Crestwood:“I just woke up in this...


But really, Solas does remind me of the spirit of Command in Crestwood: “I just woke up in this horrible world where absolutely nothing is familiar and working the way I want it to. So I’ll make it wo…

100 Man Meeting in Crestwood, MO


The brethren of Crestwood Anchor Lodge No. 443 in Crestwood, MO are planning a 100 Man Meeting for March 26th, 2015. This is a suburb of St. Louis. Dinner begins at 6:30 PM and the lodge meeting begi…

dragon battle in crestwood to spice up the sexual tension between Alibear and inquizzie? Yes. Also,.. .


dragon battle in crestwood to spice up the sexual tension between Alibear and inquizzie?  Yes.  Also, here’s a taste:  From the corner of her eye, she notices Alistair leaving from his chambers belo…




SPECIAL INFORMATION FOR CRESTWOOD

Domestic violence in CRESTWOOD ILLINOIS

Does your partner ever….

> Embarrass you with put-downs?

> Control what you do, who you see or talk to or where you go?

> Look at you or act in ways that scare you?

> Push you, slap you, choke you or hit you?

> Stop you from seeing your friends or family members?

> Control the money in the relationship? Take your money or Social Security check, make you ask for money or refuse to give you money?

> Make all of the decisions?

> Tell you that you’re a bad parent or threaten to take away your children?

> Prevent you from working or attending school?

> Act like the abuse is no big deal, deny the abuse or tell you it’s your own fault?

> Destroy your property or threaten to kill your pets?

> Intimidate you with guns, knives or other weapons?

> Attempt to force you to drop criminal charges?

> Threaten to commit suicide, or threaten to kill you?

If you answered ‘yes’ to even one of these questions, you may be in an unhealthy or abusive relationship. Don’t hesitate to chat or call to 1-800-799-SAFE if anything you read raises a red flag about your own relationship or that of someone you know.

For over 17 years, the National Domestic Violence Hotline has been the vital link to safety for women, men, children and families affected by domestic violence. With the help of our dedicated advocates and staff, we respond to calls 24/7, 365 days a year.

We provide confidential, one-on-one support to each caller and chatter, offering crisis intervention, options for next steps and direct connection to sources for immediate safety. Our database holds over 5,000 agencies and resources in communities all across the country. Bilingual advocates are on hand to speak with callers, and our Language Line offers translations in 170+ different languages.

The Hotline is an excellent source of help for concerned friends, family, co-workers and others seeking information and guidance on how to help someone they know. We work to educate communities all over through events, campaigns, and dynamic partnerships with companies ranging from The Avon Foundation to Verizon. Today, The Hotline is continuing to grow and explore new avenues of service.

http://www.thehotline.org/

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The Guardian and a warning to CRESTWOOD ILLINOIS: Jehovah´s Witnesses´ silencing techniques, as terrifying as child abuse

Growing up in a Jehovah’s Witness family is different. As a child, I didn’t celebrate birthdays, Christmas or July 4. Nor did I, or anyone I knew, mix with non-Witness families in Little League or Girl Scouts. Instead, I spent much of my time sharing the “good news.” I used to go door-to-door on my own with a big, strong, well liked man in my congregation, named Jonathan. I was just 9 and 10 when he repeatedly sexually abused me.

It is really hard for kids to speak up when they’re abused. But the Jehovah’s Witnesses make it a lot harder.

They have a “2 Witness” rule, which says that anyone who accuses an adult of abuse must have a second witness. If there is no second witness, the accuser is punished for a false accusation - usually by ordering that no Witness may talk with or associate with the “false” accuser. This is called dis-fellowshipping. For a kid raised only with other Witnesses, it was horrifying. Even your parents would have to ignore you. It was more terrifying than Jonathan.

It was the elders of my congregation who had assigned Jonathan to team up with me. When we separated from the others, he forced me into his pick-up truck and drove us to his house. Then he would say “Let’s play”. It happened too many times. Like everyone else in the congregation, my parents liked “Brother” Jonathan and trusted him in our family.

My parents were consumed with some really huge problems in those years, and later divorced. I was emotionally alone - and wanted to be the best Jehovah’s Witness I could be. That’s why I went out to field service - the door to door ministry that Witnesses are known for.

What my parents didn’t know, was that Jonathan had sexually molested another girl in our congregation. The elders knew this and had kept it a secret. They were following orders from Watchtower leaders, based in the world headquarters in New York, who in 1989 had issued a top-secret instruction to keep known child sex abusers in the congregations a secret. This instruction became Exhibit 1 at my civil trial.

The elders and the Governing Body all knew that child molesters hide in religious groups and often are people who are likeable and friendly - like Jonathan. They knew molesters would likely do it again. But they chose to ignore the safety of the kids, in favor of protecting their image - and their bank account - from lawsuits. It was all in that 1989 letter.

A recent report by the Center for Investigative Reporting revealed that they have continued to issues directives urging silence around child abuse. Last November, elders were instructed to avoid taking criminal matters like child abuse to the authorities. Instead, they were told to handle them internally in confidential committees. The report also showed that Jehovah’s Witnesses evoke the First Amendment to hide sex abuse claims.

It took me learning about Jonathan’s other victims for me to speak up. In 2009, I looked on California’s Megan’s Law website, the state’s official list of registered sex offenders. There, I found he had been convicted a few years before for sexually abusing another 8-year-old girl. I felt horribly guilty that I hadn’t spoken up about him earlier. Now, I need to stop predators from doing this again.

The only way to end this abuse is by lifting this veil of secrecy once and for all.

In http://www.theguardian.com/commentisfree/2015/mar/02/jehovahs-witnesses-silencing-techniques-child-abuse [6]



Make Your Health Benefits Work for You in CRESTWOOD ILLINOIS

The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.

1. Explore Your Options for Health Coverage

You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.

2. Review the Benefits Available

Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.

3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides

Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.

4. Use Your Health Coverage

Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.

5. Understand Your Plan’s Mental Health and Substance Use Coverage

Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.

6. Look For Wellness Programs

More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.

7. Know How to File an Appeal if Your Health Benefits Claim is Denied

Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.

8. Assess Your Benefits Coverage as Your Family Status Changes

Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.

9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits

If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.

10. Plan For Retirement

Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.

These Laws Can Help

  • The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
  • The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
  • The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
  • The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
  • The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
  • The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
  • The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
  • The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
  • The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.

For More Information

Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.

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it is all the more important that the public understand
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Thomas Sowell

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