Take Action to Improve Your Financial Situation in DEARBORN MICHIGAN
By Katie Bryan, America Saves Communications Director.
America Saves Week, February 24
March 1, 2014, is a time to review your finances, decide what you want to
save for, and set up a system that will allow you to save automatically. Thats
why the America Saves Week theme is Set
a Goal. Make a Plan. Save Automatically. Did you know that only half of
Americans report having good savings habits? Even if you are already saving,
its good to take a look at your goals and decide if you can save more or start
a new savings goal. Join thousands of others who are pledging to pay down
debt, save money, and take financial action during America Saves Week.
Not sure what to
save for or what to save for next? Here are the most popular saving goals
of those who have pledged to save through America Saves:
· Save for Emergencies - Only 37 percent
of low-to-moderate income households have a savings or money market account at
a bank or credit union and nearly a quarter of savers who have pledged to save
have chosen emergency savings as their first wealth-building goal. Learn
· Save for Education - Saving for
education is the second most popular goal savers select when they pledge to
save with America Saves. There are many different things to factor in when
saving and paying for college. Learn
· Pay Down Debt - Getting out of debt is the #3 goal
Savers select when they pledge to save. That does not come as a surprise since
a 2012 survey found that 45% of families
with annual incomes under $50,000 rely on credit cards to pay for basic needs
such as rent, utilities, insurance and food. Learn
· Save for a Home - For decades, home ownership has
been the main path to wealth for most Americans. Today, home equity - the
market value of a home minus the balance on any home loans - represents more
than four-fifths of the typical family’s wealth. Learn
· Save for Retirement - Retirement
savings is a top priority for many Savers. Saving for retirement now will
ensure that you have enough money to maintain a comfortable standard of living
when you stop or reduce the amount of hours you work. Learn
Not sure how to
save for your goals? Here are some saving strategies to help:
· Save Automatically - The easiest and
most effective way to save is automatically. This is how millions of Americans
save at their bank or credit union, and how millions of employees save through
401(k) and other retirement programs at work. Learn more.
· Save at Tax Time - Do you spend weeks eagerly
anticipating your tax refund? When the money finally comes in, is it gone
tomorrow? Many people view tax refunds as unplanned bonuses. They see the money
as a gift from the government, to use for splurges or treats. But a tax refund
provides the opportunity to improve your financial situation. Learn
the America Saves Pledge (or re-pledge) today to set your savings goal and
make a plan to save. When you take the pledge you can also choose to receive
text message tips and reminders to help you save for your goal. And dont
forget to follow America Saves on Facebook
America Saves Week is coordinated
by America Saves and the American Savings
Education Council. Started in 2007, the Week is an annual opportunity for
organizations to promote good savings behavior and a chance for inpiduals to
assess their own saving status
DEARBORN MICHIGAN tspan:3m
Fighting against human trafficking in DEARBORN MICHIGAN
Under Secretary for Civilian Security, Democracy, and Human Rights
» Office to Monitor and Combat Trafficking in Persons
» Identify and Assist a Trafficking Victim
» 20 Ways You Can Help
20 Ways You Can Help Fight Human Trafficking
After first learning about human trafficking, many people want to help in some way but do not know how. Here are just a few ideas for your consideration.
1. Learn the red flags that may indicate human trafficking and ask follow up questions so that you can help identify a potential trafficking victim. Human trafficking awareness training is available for inpiduals, businesses, first responders, law enforcement, and federal employees.
2. In the United States, call the National Human Trafficking Resource Center at 1-888-373-7888 (24/7) to get help and connect with a service provider in your area, report a tip with information on potential human trafficking activity; or learn more by requesting training, technical assistance, or resources. Call federal law enforcement directly to report suspicious activity and get help from the Department of Homeland Security at 1-866-347-2423 (24/7), or submit a tip online at www.ice.gov/tips, or from the U.S. Department of Justice at 1-888-428-7581 from 9:00am to 5:00pm (EST). Victims, including undocumented inpiduals, are eligible for services and immigration assistance.
3. Be a conscientious consumer. Discover your Slavery Footprint, and check out the Department of Labor’s List of Goods Produced by Child Labor or Forced Labor. Encourage companies, including your own, to take steps to investigate and eliminate slavery and human trafficking in their supply chains and to publish the information for consumer awareness.
4. Incorporate human trafficking information into your professional associations’ conferences, trainings, manuals, and other materials as relevant [example].
5. Join or start a grassroots anti-trafficking coalition.
6. Meet with and/or write to your local, state, and federal government representatives to let them know that you care about combating human trafficking in your community, and ask what they are doing to address human trafficking in your area.
7. Distribute public awareness materials available from the Department of Health and Human Services or Department of Homeland Security.
8. Volunteer to do victim outreach or offer your professional services to a local anti-trafficking organization.
9. Donate funds or needed items to an anti-trafficking organization in your area.
10. Organize a fundraiser and donate the proceeds to an anti-trafficking organization.
11. Host an awareness event to watch and discuss a recent human trafficking documentary. On a larger scale, host a human trafficking film festival.
12. Encourage your local schools to partner with students and include the issue of modern day slavery in their curriculum. As a parent, educator, or school administrator, be aware of how traffickers target school-aged children.
13. Set up a Google alert to receive current human trafficking news.
14. Write a letter to the editor of your local paper about human trafficking in your community.
15. Start or sign a human trafficking petition.
16. Businesses: Provide internships, job skills training, and/or jobs to trafficking survivors. Consumers: Purchase items made by trafficking survivors such as from Jewel Girls or Made by Survivors.
17. Students: Take action on your campus. Join or establish a university or secondary school club to raise awareness about human trafficking and initiate action throughout your local community. Consider doing one of your research papers on a topic concerning human trafficking. Professors: Request that human trafficking be an issue included in university curriculum. Increase scholarship about human trafficking by publishing an article, teaching a class, or hosting a symposium.
18. Law Enforcement Officials: Join or start a local human trafficking task force.
19. Mental Health or Medical Providers: Extend low-cost or free services to human trafficking victims assisted by nearby anti-trafficking organizations. Train your staff on how to identify the indicators of human trafficking and assist victims.
20. Attorneys: Look for signs of human trafficking among your clients. Offer pro-bono services to trafficking victims or anti-trafficking organizations. Learn about and offer to human trafficking victims the legal benefits for which they are eligible. Assist anti-trafficking NGOs with capacity building and legal work.
Click the red escape button above to immediately leave this site if your abuser may see you reading it.
It can be hard to know if you´re being abused. You may think that your husband is allowed to make you have sex. That´s not true. Forced sex is rape, no matter who does it. You may think that cruel or threatening words are not abuse. They are. And sometimes emotional abuse is a sign that a person will become physically violent.
Below is a list of possible signs of abuse. Some of these are illegal. All of them are wrong. You may be abused if your partner:
If you think someone is abusing you, get help. Abuse can have serious physical and emotional effects. No one has the right to hurt you.
Sometimes a relationship might not be abusive, but it might have some serious problems that make it unhealthy. If you think you might be in an unhealthy relationship, you should be able to talk to your partner about your concerns. If you feel like you can´t talk to your partner, try talking to a trusted friend, family member, or counselor. Consider calling a confidential hotline to get the support you need and to explore next steps. If you´re afraid to end the relationship, call a hotline for help.