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Fallon in running for state crown


Heck’s quest for the elusive state title begins at 9 a.m. Saturday when Fallon hosts its first meet of the season. His preparation, though, began in earnest in the last several weeks as Heck, along with several teammates, competed at two Idaho meets.

Expanding the National Parks System- #28 Nevada


which were featured on the Nevada state quarter in 2006. * Stillwater Established 1949 Covers 79570 acres Located near Fallon WR, Still water is home to nearly 300 species of birds, and has been listed as a Globally Important Birding Area by the American ...

This Date in Planelopnik History: 1969


Now called the Navy Strike Fighter Tactics Instructor program and based at NAS Fallon, Nevada, Topgun teaches dogfighting and strike tactics to select Naval Aviators, who then return to their own units to pass along what they have learned. Top: A T-38 ...

Nora Fallon-Oben Joins Women’s Lacrosse Coaching Staff


Fallon-Oben brings a wealth of experience to East Hill and has been a leader in developing women's lacrosse in non-traditional areas for the sport. Most recently, she served as the head coach of Sierra Nevada College of the Women's Collegiate Lacrosse ...

F grades will cost Nevada community colleges millions


Western Nevada College President Chet Burton agreed. The community college with campuses in Carson City, Fallon and Minden/Gardnerville has 5,000 students enrolled annually. Along with Great Basin College Burton is seeking additional $600,000 from ...

Palmira “Pauline” Ann Costa


She leaves behind her daughters; Sharon Riddle of Fallon, Nevada, Kathy Brown and her husband, Bill of Henderson, Nevada, a son from previous marriage, Louie Borges and his wife, Christine of Mira Loma, California, and stepson, Dan Costa and his wife ...

Laurion Announces Letter Of Intent with Boss Power Corporation to Acquire the Bell Mountain Project


The Bell Mountain Project is located southeast of Reno, Nevada in the Fairview mining district, approximately 54 miles (86 kilometres) from Fallon, Nevada. The property consists of 174 unpatented lode claims covering a land package of 1,408 hectares (3,480 ...

Raw Fur Sale To Be Held In Fallon


FALLON, NV--The Nevada Trappers Association will be holding their annual raw fur sale starting Friday February 27, 2015 in Fallon. One of the big ticket items at the sale is bobcat fur. “Had some sell in the $600 range with average sale of $200,” said ...

Lady Indians hope to use momentum at state


LAS VEGAS – Despite losing to Lowry on Saturday in the regional final at Fallon, one thing was clear – the Elko girls basketball team is playing its best basketball of the season. The Division I-A Nevada State tournament would be a great place to ...

Wayne Morris Collins


Once upon a time in Nevada, a Reno tailor named Jacob Davis wrote a letter to Levi Strauss about his pocket rivets, and thus the blue jean was born. Coincidentally, today is Strauss’ birthday. Once upon a time in Nevada, Buffalo Bill Cody was just a kid ...

Ansel Elgort is shocked to see himself in the NYC subways!


Ansel Elgort is shocked to see himself in the NYC subways!

fallon-timber:He was embarrassed and made a cute face <3


fallon-timber: He was embarrassed and made a cute face <3

fallontonight: Jimmy replies to letters sent in by some of our...


fallontonight: Jimmy replies to letters sent in by some of our younger viewers…

Jimmy replies to letters sent in by some of our younger...


Jimmy replies to letters sent in by some of our younger viewers…

nyc-in-myheart:That love-hate relationship you have with a...


nyc-in-myheart: That love-hate relationship you have with a chocolate cake in the middle of the night.  When you open the fridge and see the piece of cake sitting there in all of its glory… You have t…

MEET HASHTAG THE PANDA IN THE NBC EXPERIENCE STORE IN NYC TODAY...


MEET HASHTAG THE PANDA IN THE NBC EXPERIENCE STORE IN NYC TODAY AT 6:30 pm ET!

Ryan Reynolds & Jimmy Fallon Crack Eggs On Their Heads for 'Egg Roulette' - Watch Now!


Ryan Reynolds and Jimmy Fallon compete in a hilarious game called Egg Roulette during The Tonight Show Starring Jimmy Fallon on Monday evening (March 2) in New York City. The pair took turns cracking…

Any drawings with puppies in them get a standing...


Any drawings with puppies in them get a standing ovation!  We’re definite fans of puppies here!  Keep tagging your Tonight Show themed art with #FalPalFanArt. We’re excited to see what you all create!

Ryan Reynolds is back in Studio 6B tonight! Here’s Jimmy...


Ryan Reynolds is back in Studio 6B tonight!  Here’s Jimmy and Ryan facing off in Water War!

Opulent LBD for MFW | Damsel in a LBD


Opulent LBD for MFW | Damsel in a LBD by damselinalbd featuring a beaded choker Victoria Beckham tight dress $4,750 –  farfetch.com Balmain black blazer yoox.com Burberry black stiletto ssen…




SPECIAL INFORMATION FOR FALLON

Make Your Health Benefits Work for You in FALLON NEVADA

The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.

1. Explore Your Options for Health Coverage

You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.

2. Review the Benefits Available

Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.

3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides

Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.

4. Use Your Health Coverage

Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.

5. Understand Your Plan’s Mental Health and Substance Use Coverage

Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.

6. Look For Wellness Programs

More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.

7. Know How to File an Appeal if Your Health Benefits Claim is Denied

Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.

8. Assess Your Benefits Coverage as Your Family Status Changes

Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.

9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits

If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.

10. Plan For Retirement

Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.

These Laws Can Help

  • The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
  • The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
  • The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
  • The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
  • The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
  • The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
  • The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
  • The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
  • The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.

For More Information

Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.

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FALLON NEVADA tspan:3m FALLON NEVADA




How can I prepare for breastfeeding before I give birth?

baby-breastfeedingTo prepare for breastfeeding, the most important thing you can do is have confidence in yourself and to plan ahead. Committing to breastfeeding starts with the conviction that you can do it! Other steps you can take to prepare for breastfeeding are:
  • Get good prenatal care, which can help you avoid early delivery. Babies born too early have more problems with breastfeeding.
  • Tell your doctor about your plans to breastfeed, and ask if the place where you plan to deliver your baby has the staff and setup to support successful breastfeeding. Some hospitals and birth centers have taken special steps to create the best possible environment for successful breastfeeding. These places are called Baby-Friendly Hospitals and Birth Centers.
  • Take a breastfeeding class. Pregnant women who comprehend about how to breastfeed are more likely to be successful at breastfeeding than those who do not. Breastfeeding classes offer pregnant women and their partners the chance to prepare and ask questions before the baby´s arrival.
  • Ask your doctor to recommend a lactation consultant. You can establish a contact with a lactation consultant before the baby comes so that you will have support ready after the baby is born.
  • Talk to your doctor about your health. Discuss any breast surgery or injury you may have had. If you have depression, or are taking supplements or medicines, talk with your doctor about treatments that can work with breastfeeding.
  • Tell your doctor that you would like to breastfeed as soon as possible after delivery. The sucking instinct is very strong within the baby´s first hour of life.
  • Talk to friends who have breastfed, or consider joining a breastfeeding support group.
  • Talk to fathers, partners, and other family members about how they can help you successfully breastfeed. Partners and family members can:
    • Support your breastfeeding by being kind and encouraging
    • Show their love and appreciation for all of the work that goes into breastfeeding
    • Be good listeners if you need to talk about any breastfeeding concerns you might have
    • Help make sure you have enough to drink and get enough rest
    • Help around the house
    • Take care of any other children who are at home
    • Give the baby love through playing and cuddling
  • Get the items you will need for breastfeeding, such as nursing bras, covers, and nursing pillows.
[32]


How can I prepare for breastfeeding before I give birth?

baby-breastfeedingTo prepare for breastfeeding, the most important thing you can do is have confidence in yourself and to plan ahead. Committing to breastfeeding starts with the conviction that you can do it! Other steps you can take to prepare for breastfeeding are:
  • Get good prenatal care, which can help you avoid early delivery. Babies born too early have more problems with breastfeeding.
  • Tell your doctor about your plans to breastfeed, and ask if the place where you plan to deliver your baby has the staff and setup to support successful breastfeeding. Some hospitals and birth centers have taken special steps to create the best possible environment for successful breastfeeding. These places are called Baby-Friendly Hospitals and Birth Centers.
  • Take a breastfeeding class. Pregnant women who comprehend about how to breastfeed are more likely to be successful at breastfeeding than those who do not. Breastfeeding classes offer pregnant women and their partners the chance to prepare and ask questions before the baby´s arrival.
  • Ask your doctor to recommend a lactation consultant. You can establish a contact with a lactation consultant before the baby comes so that you will have support ready after the baby is born.
  • Talk to your doctor about your health. Discuss any breast surgery or injury you may have had. If you have depression, or are taking supplements or medicines, talk with your doctor about treatments that can work with breastfeeding.
  • Tell your doctor that you would like to breastfeed as soon as possible after delivery. The sucking instinct is very strong within the baby´s first hour of life.
  • Talk to friends who have breastfed, or consider joining a breastfeeding support group.
  • Talk to fathers, partners, and other family members about how they can help you successfully breastfeed. Partners and family members can:
    • Support your breastfeeding by being kind and encouraging
    • Show their love and appreciation for all of the work that goes into breastfeeding
    • Be good listeners if you need to talk about any breastfeeding concerns you might have
    • Help make sure you have enough to drink and get enough rest
    • Help around the house
    • Take care of any other children who are at home
    • Give the baby love through playing and cuddling
  • Get the items you will need for breastfeeding, such as nursing bras, covers, and nursing pillows.
[32]








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