FIFE LAKE MICHIGAN
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Latest News - FIFE LAKE MICHIGAN

Snow and wind Tuesday morning will impact travel


NORTHERN MICHIGAN -- Another day, another round of near if not record ...
Both Roscommon and Indian River dropped to -34F. Frederic along with Fife Lake and Waters all fell below the -30F mark Monday morning. On the other end of the spectrum Manistee ...

Some Michigan residents face power outages amid extreme cold


FIFE LAKE, Mich. (AP) -- Authorities say some Michigan residents are dealing with power outages as temperatures plunge to more than 20 degrees below zero. MLive.com reports some residents in the area of Fife Lake in Grand Traverse County on Friday lost power.

Some Michigan residents deal with power outages as temperatures plunge to more than 20 below


FIFE LAKE, Michigan — Authorities say some Michigan residents are dealing with power outages as temperatures plunge to more than 20 degrees below zero. MLive.com reports some residents in the area of Fife Lake in Grand Traverse County on Friday lost power.

Detroit, dozens of other districts cancel Friday classes


(AP) — Public schools in Detroit, Ann Arbor and most of the rest of populous southeastern Michigan have called off Friday's classes ...
Authorities say 88-year-old Wallace Harold Nolff of Fife Lake died when the car he was riding in struck a snowbank ...

Fife Lake Man Dies in Grand Traverse County Accident


The passenger, Wallace Nolff from Fife Lake, was taken to the hospital where he was pronounced dead. The driver of the car was not hurt. The accident is still under investigation. Across Northern Michigan, the winter weather's anything but ideal.

Man killed after car hits snowbank, overturns in Northern Michigan


GRAND TRAVERSE COUNTY, MI -- An 88-year-old Grand Traverse County man died Wednesday in a crash that occurred when the vehicle in which he was riding struck a snowbank and overturned. Sheriff's deputies said the Fife Lake man, who was a passenger in the ...

Dating Chat Lines in Washington State


Livelinks – Chat Lines Flirt, chat and date! Talk to sexy real singles in your area. Call now! (877) 871-3547 phone chat lines in houston texas phone chat lines free phone chat lines san antonio…

Girls roundup: Williamston edges St. Johns in OT


ST.JOHNS – Renee Sturm led Williamston (17-1) with 18 points in its victory over St.Johns (11-7). Maddie Watters and Jessica Lycos each added 16 points for the Hornets. Jamie Carroll scored 15 points…

On This Day in History February 20


February 20 – Events: • 1472 – Orkney and Shetland are left by Norway to Scotland, due to a dowry payment. • 1547 – Edward VI of England is crowned King of England at Westminster Abbey. • 1792 – Th…

Police Release Name of Fife Lake Men Involved in Deadly Accident


We have an update to a story we first brought you Wednesday Evening. Police have now released the names of the men who were involved in a deadly car accident on M-113 on Wednesday. The one-car acciden…

Fife Lake Man Dies in Grand Traverse County Accident


A man is dead after the car he was riding in lost control, hit a snowbank and flipped over. It happened just before noon Wednesday on M-113 near Van Pelt Road just east of Kingsley in Grand Traverse C…

Fife Lake Man Dies in Grand Traverse County Accident


A man is dead after the car he was riding in lost control, hit a snowbank and flipped over. It happened just before noon Wednesday on M-113 near Van Pelt Road just east of Kingsley in Grand Traverse C…

Fife Lake man dies in crash


TRAVERSE CITY — An elderly Fife Lake man died in a one-vehicle crash along M-113. Grand Traverse County sheriff’s investigators said the crash occurred today about noon when a Georgia man, 62, lost co…

New Work and Advice: Lake Tulloch Hillside


Lake Tulloch Hillside 1 acrylic on wc paper image size 10" x 13" matted to 12" x 18" When people who have greater experience than you suggest something to you, it pays to listen. Even more beneficial …

King Abdullah Is Dirty Harry, Barack Obama Is Barney Fife (VIDEO)


No reasonable person can argue with the title of this post, that’s for damn sure. As you can tell by the photo above, they even look alike! Absolute smackdown. Greg Gutfeld appeared with Bill O’Rei…

Photos: Selah Cub Scout Webelos Winter Camp with Selah Boy Scouts at Camp Fife


Selah Cub Scout Webelos Winter Camping with Selah Boy Scouts Report & photos by Clay Graham / Selah Adventures, Selah Community & Tourism. Selah Boy Scout Troop 275 invited Selah Cub Scout Pack 27…




SPECIAL INFORMATION FOR FIFE LAKE

Campaign in FIFE LAKE MICHIGAN: the importance of eating fish !!!

Key message

Eat 200-350 grams of a variety of fish * each week preferably those that are low in mercury. The nutritional value of fish is important for the growth and development before birth, in infancy for breastfed infants and children.

Who should know

Women who are pregnant (or might be pregnant) or breastfeeding. Whoever feeds young children.

What to do

1. Eat 200-350 grams of a variety of fish a week.

    • That is 2 or 3 servings of fish a week.
    • For young children, give them 2 or 3 servings of fish a week acurdo with age and calorie needs.
2. Choose fish low in mercury.
    • Many of the fish we eat most often are lower in mercury.
    • These include salmon, shrimp, haddock, tuna (canned light), tilapia, catfish and cod.
3. Avoid 4 types of fish: tilefish from the Gulf of Mexico, shark, swordfish and king mackerel.
    • These 4 types of fish are higher in mercury.
    • Limit white tuna (albacore) to 159 grams a week.
4. When consumption is fish you have caught or other streams, rivers and lakes, heed warnings signs in water bodies.
    • If the advice is not available, adults should limit this type of fish to 150 grams a week and toddlers in 30-80 grams a week.
5. To add more fish to your diet, be sure to stay within your calorie needs.

Why this advice is relevant

Fish contains important nutrients to developing fetuses, babies who are breastfed and young children. Fish provides health benefits for the general public. Many people do not currently fish eat the recommended amount.

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FIFE LAKE MICHIGAN tspan:3m FIFE LAKE MICHIGAN




Avoiding Foreclosure in FIFE LAKE MICHIGAN

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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Exercise at any age is vital for healthy bones and is essential for the prevention and treatment of osteoporosis.

Exercise not only improves bone health, it also increases muscle strength, coordination and balance and helps improve overall health.

Why do you exercise?

Bones, like muscles, are living tissue that responds to exercise by becoming stronger. In general, women and young men who exercise regularly reach a higher bone density (the highest level of consistency and strength of bones) than those who do not exercise. Most people reach peak bone density between 20 and 30 years old. From that age usually bone density begins to decrease. Women and men over age 20 can help prevent bone loss hacienda exercise frequently. The exercise allows us to maintain muscle strength, coordination and balance, which in turn helps prevent falls and fractures. This is especially important for older adults and people who have been diagnosed with osteoporosis.

The best exercise to strengthen bones

The best exercise for your bones is required weight-bearing. This type of exercise makes you strive to work against gravity. Examples of these exercises include weight lifting, walking, hiking, jogging, stair climbing, tennis and dance. In contrast, exercises that do not require weight-bearing include swimming and cycling. While these exercises help strengthen and maintain strong muscles and reduce the risk of cardiovascular disease, are not the most effective in strengthening bones.

Exercise Tips

If you have health problems such as heart problems, high blood pressure, diabetes or obesity, or if you are 40 years old or more, consult your doctor before you start exercising regularly. According to the Surgeon General, the optimal goal is to exercise for at least 30 minutes most days; preferably daily.

Pay attention to your body. When starting an exercise routine, you may have some pain and discomfort in the muscles, but should not be painful or last more than 48 hours. If this occurs, you may be working too hard and need to slow down. Stop exercising if you feel any pain or discomfort in the chest and talk to your doctor before your next workout.

If you have osteoporosis, it is important to ask your doctor what activities are safe for you. If you have low bone density, experts recommend that the column is protected and avoiding exercises or activities that cause bending or twisting of the back. Moreover, should avoid high-impact exercise to reduce the risk of breaking a bone. You can also consult with an exercise specialist to teach you the proper progression of their activities, to stretch and strengthen muscles safely, and correct bad posture habits. An exercise specialist should have a degree in exercise physiology, physical education, physiotherapy or similar specialty. Be sure to ask if you are familiar with the special needs of people with osteoporosis.

A comprehensive system to combat osteoporosis

Remember, exercise is only part of a regimen for the prevention or treatment of osteoporosis. Like a diet rich in calcium and vitamin D, exercise helps strengthen bones at any age. But it is possible that good nutrition and exercise are not enough to stop the loss of bone density caused by medical conditions, menopause or certain habits such as the use of snuff and excessive consumption of alcohol. It is important to talk to your doctor about your bone health. Ask if you are a candidate for a bone density test. If densitometry shows low bone mass, ask what medications may help maintain healthy bones and fight osteoporosis. [16]










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