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College Students Building Locally For Habitat for Humanity


FORT SMITH (KFSM) – Arkansas Valley Habitat for Humanity is hosting students from five colleges and universities during their spring break weeks who will help build homes for two deserving River Valley families in need. Over 100 students are coming to ...

Rising Sewer Rates Top Fort Smith Agenda


In 1989, the EPA placed Fort Smith under an administrative order to comply with the Clean Water Act by eliminating sewer overflows and discharges into the Arkansas River during heavy rains. In 2005, the EPA turned Fort Smith over to the U.S. Department of ...

Grants OK'd for Fort Smith homeless campus


FORT SMITH — Arkansas has approved grants totaling $695,000 that are allowing a coalition of agencies and groups in Fort Smith to begin acquiring property for a campus to consolidate services for the homeless. The Arkansas Development Finance Authority ...

Arkansas legislature had solution to 'special rights' laws


“In the interest of uniformity around the state,” says Jerry Cox of Family Council of Arkansas, “we thought, really, civil rights ought to be universal throughout the state, and not be one standard in Fayetteville, and a different one in Fort Smith ...

State approves Fort Smith homeless grant


FORT SMITH -- Arkansas has approved grants totaling $695,000 allowing a coalition of agencies and groups in Fort Smith to begin acquiring property for a campus to consolidate services for the homeless. The Arkansas Development Finance Authority recently ...

Fort Smith man sentenced to 10 years for distributing meth


FORT SMITH, Ark. (AP) - A U.S. attorney says a northwest Arkansas man has been sentenced to 10 years and 10 months in prison for distributing methamphetamine. According to a news release by U.S. Attorney Conner Eldridge, 30-year-old Joe Gordon of Fort ...

Fort Smith advised to nearly triple sewer rates to correct Clean Water Act violations


FORT SMITH, Arkansas — A consultant has recommended that Fort Smith nearly triple its sewer rates over three years to help raise the estimated $500 million the federal government says the city should spend. The Arkansas Democrat-Gazette (http://bit.ly ...

Hundreds compete in Fort Smith Triathlon


Winter Weather Advisory Extended for Arkansas, Oklahoma until 6 a.m. It’s for all age ...
Proceeds will be given to the Gregory Kistler Treatment Center in Fort Smith, which helps families and children who need occupational therapy.

Benedictines in Fort Smith sell nearly 10 acres of land


FORT SMITH — The sisters of St. Scholastica Monastery are selling ...
owner of 29 nursing homes in Arkansas, to sell 9.75 acres of land on the southeastern quadrant. The decision represents the first phase of a plan the sisters developed over the past ...

VA to Hold Town Hall in Fort Smith


The event will be held starting at 5:30 p.m. at the Fort Smith Public Library located at 3201 Rogers Avenue, Fort Smith, Arkansas 72903.

Will Smith’s ‘Focus’ Tops Box Office With $19.1 Million


Follow CBSDFW.COM: Facebook | Twit ter NEW YORK (AP) — Will Smith’s con-man caper “Focus” disrobed “Fifty Shades of Grey” at the box office, but the film’s modest $19.1 million opening still left ques…

Crews Work House Fire in Fort Smith Overnight


FORT SMITH (KFSM) The Fort Smith Fire Department were on the scene of a house fire at 11th & J Streets in Fort Smith late Sunday night. This is the second time in three weeks the house has been on fi…

Sold-Out Black Enterprise Women of Power Conference to Kick Off in Fort Lauderdale, FL March 2, 2015


Black Enterprise popular Women of Power Conference is set to kick off in Fort Lauderdale Monday, March 2, 2015 at the Marriott Harbor Beach Resort. The sold out conference is set to bring the likes of…

WATCH: Car Spin Out in Fort Smith Caught On 5NEWS I-Cam


FORT SMITH (KFSM) – During “5NEWS This Morning” a spin out was caught on the 5NEWS Downtown Fort Smith I-Cam. The video shows the car losing control Saturday (Feb. 28) morning while driving down a sno…

Passenger Hospitalized After Cars Collide In Fort Smith Parking Lot


FORT SMITH (KFSM) -A two-car crash in a Fort Smith parking lot sent a passenger to the hospital Friday morning, according to the Fort Smith Police Department. Police say two cars were driving through…

Several Wrecks Along I-540 In Fort Smith As Snow Falls


Missing Attachment Missing Attachment Missing Attachment FORT SMITH (KFSM) -Fort Smith police and medical crews worked several crashes Monday morning as snow fell in the area. Arkansas State Police …

Man Hospitalized After Car Goes Into Creek In Fort Smith


Missing Attachment Missing Attachment Missing Attachment Missing Attachment FORT SMITH (KFSM)- A man was transported to Sparks Hospital in Fort Smith after his car drove off a bridge near the interse…

Carpenter Fort Smith (AR) – Fort Smith Carpenters


Carpenter Fort Smith (AR) Lending helping hands when you need masterpieces built in Fort Smith (AR). Papa’s Carpenter Specialists in Fort Smith, Arkansas work with, builds and fixes items and struct…

Harry Robinson Buick GMC receives three annual awards | via The City Wire, Fort Smith AR


Harry Robinson Buick GMC receives three annual awards Submitted by The City Wire Staff on Wed, 02/18/2015 – 3:47pm   Harry Robinson Buick GMC has received a 2015 DealerRater Dealer of the Year…

Grammy Winning Musician Set To Perform In Fort Smith


FORT SMITH (KFSM) – Grammy-award winning musician Michael W. Smith is performing in Fort Smith Sunday night (Feb 15th). Tickets are still available to see the Christian recording artist at the Grand A…




SPECIAL INFORMATION FOR FORT SMITH

A generic drug is an identical copy of another factory named

1. What are generic drugs?

A generic drug is an identical copy of another factory named. The same dosage, safety, strength, desired effect, how to use and final results, unless the trademark.

2. Are the equally safe generic drugs to leading factory name? 

Yes. The FDA requires that all drugs are safe and effective. Being that the generic use the same active ingredients and work in the body in the same way as the original, also have the same risks and benefits.

 3. Are the equally powerful to the original generic drugs?

Yes. The FDA requires that generic drugs are of the same quality, strength, purity and stability as their counterparts with factory name.

4. generic drugs need more time to work in the body?

No. Generic drugs work in the same way and for the same period of time the drugs trade name.

5. Why are generic drugs less expensive?

One of the main reasons is because the manufacturers of generic drugs did not have to invest money to the developers of the original drug spent on the new product. New drugs are developed and protected by a patent. The patent protects the investment-including research, development, distribution and advertising-giving the company the sole right to sell the drug while it remains in effect. When approaching the expiration of the patent, manufacturers pueded submit an application to the FDA to sell generic versions of the drug. Since these manufacturers do not incur these costs desarrolllo the product as the first, can sell the generic version at substantial discounts. There is also more competition and less advertising, which helps keep the price down. Today, almost half of all drug prescriptions are replaced with generic versions.

6. Are drugs with name brand, produced in more modern facilities than generic?

No. Both facilities must meet manufacturing requirements required by the FDA. The agency does not allow drug manufacturing facilities of inferior quality. The FDA annually conducts about 3,500 inspections to ensure that regulations are met. The signatures of generic drugs work comparable to those of drugs called factory facilities. Indeed, the producers of original drugs produce approximately about 50 percent of generic drugs; frequently make copies of their own brand and other firms that are sold without the original name.

7. If the name drugs and generic factory have the same active ingredients, why they look different?

In the United States the law does not allow a generic drug look exactly the same to another name or trademark. However, a generic drug must duplicate the active ingredient of the original. The colors, flavors and some inactive ingredients may be different.

8. Is it necessary that every drug has a generic equivalent?

No. When drugs called factory were introduced, most of which were protected by a patent for 17 years.This provided protection to the originator that covered the initial costs (including research and marketing expenses) to develop the new drug. However, when the patent expires, other companies can introduce genetic competing versions, but only after being put to thorough testing by the manufacturer and FDA approved.

 9. What is the best source of information about generic drugs?

Contact your doctor, pharmacist, or insurance company for more information about its generic drugs. You can also visit the FDA on the Internet: Understanding Generic Drugs. [5]



FORT SMITH ARKANSAS tspan:3m FORT SMITH ARKANSAS




FORT SMITH ARKANSAS: part-time employment while you are enrolled in school

Federal Work-Study provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work and work related to the student’s course of study.

Here’s a quick overview of Federal Work-Study:

  • It provides part-time employment while you are enrolled in school.
  • It’s available to undergraduate, graduate, and professional students with financial need.
  • It’s available to full-time or part-time students.
  • It’s administered by schools participating in the Federal Work-Study Program. Check with your school´s financial aid office to find out if your school participates.

What kinds of jobs are there?
Are jobs on campus or off campus?
How much can I earn?
How will I be paid?
Can I work as many hours as I want?


What kinds of jobs are there?

The Federal Work-Study Program emphasizes employment in civic education and work related to your course of study, whenever possible.

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Are jobs on campus or off campus?

Both. If you work on campus, you’ll usually work for your school. If you work off campus, your employer will usually be a private nonprofit organization or a public agency, and the work performed must be in the public interest.

Some schools might have agreements with private for-profit employers for work-study jobs. These jobs must be relevant to your course of study (to the maximum extent possible). If you attend a proprietary school (i.e., a for-profit institution), there may be further restrictions on the types of jobs you can be assigned.

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Man working in shop class

If you’re interested in getting a Federal Work-Study job while you’re enrolled in college or career school, make sure you apply for aid early. Schools that participate in the Federal Work-Study Program award funds on a first come, first served basis.


How much can I earn?

You’ll earn at least the current federal minimum wage. However, you may earn more depending on the type of work you do and the skills required for the position.

Your total work-study award depends on:

  • when you apply,
  • your level of financial need, and
  • your school’s funding level.

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How will I be paid?

How you’re paid depends partly on whether you’re an undergraduate or graduate student.

  • If you are an undergraduate student, you´re paid by the hour.
  • If you are a graduate or professional student, you´re paid by the hour or by salary, depending on the work you do.
  • Your school must pay you at least once a month.
  • Your school must pay you directly unless you request that the school
    • send your payments directly to your bank account or
    • use the money to pay for your education-related institutional charges such as tuition, fees, and room and board.

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Can I work as many hours as I want?

No. The amount you earn can’t exceed your total Federal Work-Study award. When assigning work hours, your employer or your school’s financial aid office will consider your class schedule and your academic progress.

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Make Your Health Benefits Work for You in FORT SMITH ARKANSAS

The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.

1. Explore Your Options for Health Coverage

You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.

2. Review the Benefits Available

Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.

3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides

Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.

4. Use Your Health Coverage

Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.

5. Understand Your Plan’s Mental Health and Substance Use Coverage

Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.

6. Look For Wellness Programs

More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.

7. Know How to File an Appeal if Your Health Benefits Claim is Denied

Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.

8. Assess Your Benefits Coverage as Your Family Status Changes

Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.

9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits

If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.

10. Plan For Retirement

Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.

These Laws Can Help

  • The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
  • The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
  • The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
  • The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
  • The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
  • The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
  • The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
  • The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
  • The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.

For More Information

Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.

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