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Athletics: Runners Gobble up Turkey Trot 10K as High School Coach Captures Consecutive Wins


QUANTICO, VA (Nov. 22, 2014) - Capturing his second consecutive win, Fredericksburg, VA's Stephen Harrison led 978 runners to the finish of the Turkey Trot 10K on Marine Corps Base Quantico today during the cold, crisp autumn morning. Harrison, 26 ...

Nicholls Auction Marketing Group Announces the Auction of a Brick Home in Desirable Fairfax County VA


Nicholls Auction Marketing Group, Inc., (www.nichollsauction.com) announces the auction of a brick 3 bedroom 2 bath home close the downtown Herndon, VA - on November 24th at 2:30. Fredericksburg, VA, November 22, 2014 --(PR.com)-- “Located in one of the ...

Evans, Euva


daughters, Janice R. and husband, Therman Stallard of Coeburn, Va. and Susan J. Gore of Fredericksburg, Va.; grandchildren, Rickey Stallard and wife, Pam of St. Paul, Va.; David Stallard and wife, Karla of Williston, N.D.; Debbie Steele and husband ...

10 things to do around Fredericksburg this weekend


The Down Home Ball Saturday, the Fredericksburg community greenspace ...
with the Karountzoses” The Nativity of the Theotokos will host Robert Krantz and the Virginia premiere of his film “Christmas with the Karountzoses Sunday in the fellowship ...

Evans, Doris Dudley


Doris Dudley Evans, 83, of Falls Church, Virginia, passed away surrounded by family on Tuesday, November 18, 2014, at Mary Washington Hospital in Fredericksburg.Born at University of Virginia Hospital and raised in Covesville, Doris lived most of her life ...



SPECIAL INFORMATION FOR FREDERICKSBURG

Atention: "Every time you see someone promises you will lose weight without exercise, you know that the only thing you lose is your money"

The Federal Trade Commission (FTC) reported that at least four manufacturers -LeanSpa fashion formulas, L´Occitane, HCG Diet Direct and have engaged in misleading sensationalist propaganda. Companies, meanwhile, agreed to pay a combined $ 30 million to settle the matter.

The fine is not much for a business that moves each year between 60,000 million and 70,000 million dollars in a country where two thirds of the population are obese or overweight.

The FTC not only expects to collect that money to reimburse consumers who bought the fraudulent products but also called on newspapers, magazines, television stations and other media that suppress false or misleading propaganda.

"Every time you see someone promises you will lose weight without exercise, you know that the only thing you lose is your money," said a statement from the FTC. "Weight loss requires wise choices about the food."

About 100 million people "dieters" in the United States, easy and miraculous formulas have become even more popular since the years of the Great Recession.

Total spending on EE diets. UU. stagnated during the crisis and, in fact, it has not grown much since. Total revenues of the companies diets rose about 1.2% in 2012 and 2.6% in 2013, according to research firm MarketData markets.

What has changed is that more people are turning to the "fashionable formula"-usually a hodgepodge, fruit, grain or seed exótica- systems use less structured and more costly diets, the results are tested as WeightWatchers.

Over a year ago it became fashionable to extract green coffee beans, hailed as a miracle supplement for weight loss.

The investigation of the American Chemical Society on chlorogenic acid, the main ingredient in supplements of green coffee beans that soon went on sale in the "health food stores" showed that not contribute to weight loss and instead can make fatty deposits build up in the liver.

Another recent example of how quickly the exotic products gain public attention, and pay millions of dollars to doctors and dietitians who are promoted on popular television programs is Garcinia cambogia.

The extract of this fruit from Southeast Asia is promoted as a quick fix for excess weight, with no clinical studies to prove, without much time to use to determine their effects on people with certain health conditions.

On the other hand still has little popularity that the universal formula for losing excess weight, and to maintain healthy, remains a varied and moderate diet, along with an appropriate level of physical exercise. Ie consumption and expenditure necessary than consumed.

"It´s easy to make the resolution to lose weight and keep it is difficult," said Jessica Rich, director of the Office of Consumer Protection at the FTC. "And the odds of success just sprinkle something in the food, running a creamy thighs or using a ´supplement´ are between few and none."

Currently the Food and Drug Administration (FDA) has given approval for only three compounds for weight loss, and these are suitable only for certain adults Belviq, Qsymia and Orilstat (sold without prescription under the name Alli) .

For Sensa is a powder which contains maltodextrin, tricalcium phosphate and siliceous as well as natural and artificial flavors, and that users spread on your meals.

The manufacturers claim in their propaganda that has been tested clinically an average weight loss of almost 14 pounds in six months, without dieting or exercise.

The FTC charged that Sensa Products, Inc. Sensa, Sensa´s chief executive, Adam Goldberg, and the creator of the formula, the doctor Alan Hirsch, making claims that are not supported by the evidence.

The FTC closed in December 2011 companies LeanSpa weight loss indicating that made false promises in its promotion of acai fruit and products for colon cleansing.

L´Occitane appeared on the market with a different approach: skin creams with names like Beautiful Shape and Almond Delight Almond Shaping the application, according to the propaganda, slim down the fats in about three inches in just four weeks.

HDG Diet Direct, meanwhile, sells a liquid form of chorionic gonadotropin produced by the human placenta, and as the propaganda has to be taken with a diet of less than 800 calories daily.

But "a very low calorie diet should only be used under proper medical supervision," the government notice.

In that warning the government argued that "HDG products sold without prescription have not proven to aid in weight loss and can be dangerous, even if administered according to the instructions.

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To protect students at career colleges from becoming burdened by student loan debt they cannot repay !

 These regulations will hold career training programs accountable for putting their students on the path to success, and they complement action across the Administration to protect consumers and prevent and investigate fraud, waste and abuse, particularly at for-profit colleges.

"Career colleges must be a stepping stone to the middle class. But too many hard-working students find themselves buried in debt with little to show for it. That is simply unacceptable," U.S. Secretary of Education Arne Duncan said. "These regulations are a necessary step to ensure that colleges accepting federal funds protect students, cut costs and improve outcomes. We will continue to take action as needed."

To qualify for federal student aid, the law requires that most for-profit programs and certificate programs at private non-profit and public institutions prepare students for "gainful employment in a recognized occupation." Under the regulations finalized today, a program would be considered to lead to gainful employment if the estimated annual loan payment of a typical graduate does not exceed 20 percent of his or her discretionary income or 8 percent of his or her total earnings. Programs that exceed these levels would be at risk of losing their ability to participate in taxpayer-funded federal student aid programs.

The final gainful employment regulations follow an extensive rulemaking process involving public hearings, negotiations and about 95,000 public comments. The regulations, which will go into effect on July 1, 2015, reflect the feedback the Department received, and aim to protect Americans from poor career training programs by targeting those programs that leave students buried in debt with few opportunities to repay it. Highlights of the rule include:

  • Preventing students from being buried in debt: Based on available data, the Department estimates that about 1,400 programs serving 840,000 students—of whom 99 percent are at for-profit institutions—would not pass the accountability standards. All programs will have the opportunity to make immediate changes that could help them avoid sanctions, but if these programs do not improve, they will ultimately become ineligible for federal student aid—which often makes up nearly 90 percent of the revenue at for-profit institutions.
  • More rigorous accountability than previous regulations: The new regulations are tougher than the Department's 2011 rules because they set a higher passing requirement and lay out a shorter path to ineligibility for the poorest-performing programs. In 2012, the Department estimated that 193 programs would not have passed the previous regulations; with respect to these new regulations, based on available data, the Department estimates that about 1,400 programs would not pass the accountability metric.
  • Providing transparency about student success: The rule also provides useful information for all students and consumers by requiring institutions to provide important information about their programs, like what their former students are earning, their success at graduating, and the amount of debt they accumulated.
  • Improving student outcomes: The regulations build on momentum toward increased accountability in higher education by setting standards for career training programs, including programs offered by for-profit institutions, to ensure they are serving students well. While the Department has seen encouraging changes in the past five years, it believes all career training programs can and should meet higher expectations.

Today, the Department is also taking new steps to formalize partnerships with several federal agencies to enhance cooperation and ensure proper oversight of for-profit institutions of higher education through an interagency task force.

Background on the Administration's efforts to protect students from poor-performing career colleges Too often, students at career colleges—including thousands of veterans—are charged excessive costs, but don't get the education they paid for. Instead, students in such programs are provided with poor quality training, often for low-wage jobs or in occupations where there are simply no job opportunities. They find themselves with large amounts of debt and, too often, end up in default. In many cases, students are drawn into these programs with confusing or misleading information.

The situation for students at for-profit institutions is particularly troubling. On average, attending a two-year for-profit institution costs a student four times as much as attending a community college. More than 80 percent of students at for-profits borrow, while less than half of students at public institutions do. Ultimately, students at for-profit colleges represent only about 11 percent of the total higher education population but 44 percent of all federal student loan defaults.

In response to these concerns, in 2009, the Department began extensive conversations with the higher education community about the role of career colleges, particularly on how they could be held accountable for the outcomes of their students. Following a 2012 court decision, which affirmed the U.S. Department of Education's authority to regulate in this area in order to protect students and taxpayers, the Department undertook new efforts to make sure career training programs provide affordable pathways to good jobs.

The Department believes many institutions have already started to take steps to improve. Some of the largest institutions have instituted trial periods for programs before students have to commit, so students can decide if that program is right for them. There are reports that institutions have decreased program lengths. Some are reducing costs. And a few institutions have closed some locations and programs they judge to be performing poorly.

But the Department also believes there is still potential for improvement in many of these programs—public, private non-profit and for-profit—so it is taking action to spur more change.

The gainful employment regulations are a central part of the Administration's work to ensure that student debt is affordable and that for-profit colleges serve students well. These regulations complement other efforts taken by the Administration to protect students by addressing problems at poor performing institutions, particularly in the for-profit sector. These efforts include:

  • Formalizing an interagency oversight task force The Department will lead an effort to formalize an interagency task force to help ensure proper oversight of for-profit institutions of higher education. In particular, the Department and other federal and state agencies will coordinate their activities and promote information sharing to protect students from unfair, deceptive, and abusive policies and practices. The task force will build on efforts already underway among various federal agencies, and include the Departments of Justice, Treasury and Veterans Affairs, as well as the Consumer Financial Protection Bureau, Federal Trade Commission, and the Securities and Exchange Commission. In addition, state attorneys general will also be invited to continue their participation in this collaboration. Given the important responsibilities each of these federal agencies has, and the vital role that states play, the agencies will leverage their resources and expertise to assist one another, thereby making the best use of scarce resources and better protecting the interests of students and taxpayers. This task force will formalize and strengthen a working group that has been working together over the past year and that has coordinated efforts in several reviews and investigatory work. The task force will meet as needed, but at least once each quarter.

  • Keeping student debt affordable The Department is helping more students manage their student debt through flexible repayment options like the Pay As You Earn plan, which caps student loan payments at 10 percent of a borrower's discretionary income. In addition, the Administration continues targeted outreach to help borrowers who may be struggling to repay their loans, ensuring that they have the information they need to select the best repayment option for them and avoid future default.

  • Developing a college ratings system The Department is also working on a new college ratings system, which will showcase colleges and universities that are effective in improving student success; incentivize institutions to work toward the most important goals, like graduating low-income students and holding down costs; and help students and families choose their school based on the value it provides for their investment.

  • Strengthening oversight of the programs on which our nation's service members and veterans rely Through Executive Order 13607, the Principles of Excellence for Educational Institutions Serving Service Members, Veterans, Spouses, and Other Family Members, the Administration has worked to protect our nation's military families by ensuring that federal military and veterans educational benefits programs are providing service members, veterans, spouses, and other family members with the information, support, and protections they deserve. This includes: establishing a centralized complaint system; new, risk-based program reviews informed by students complaints to focus enforcement efforts at the Departments of Veterans Affairs, Defense, Education and Justice, the Consumer Financial Protection Bureau, and the Federal Trade Commission; and key tools and resources like the online GI Bill ® Comparison Tool, which has made it easier for over 450,000 veterans, service members and their dependents to select education and training programs that provide a good value and meet their needs.




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