FRUITLAND PARK FLORIDA NEWS AND BLOG


Latest News - FRUITLAND PARK FLORIDA

No funds available to complete CR 466A


None of that money is budgeted. Lake Commissioner Welton Cadwell, whose district includes Fruitland Park, said he hopes the Florida legislature will fund Phase 3 during the upcoming legislative session. “This is the county’s top transportation priority ...

FDLE report reveals cronyism in Fruitland Park


The Florida Department of Law Enforcement has concluded its investigation of Fruitland Park city officials, and the State Attorney's Office has decided not to charge anyone with any crimes. But, oh, the leftover stench. The 35-page report reeks — it ...

Florida town ‘shocked’ after FBI investigation reveals Fruitland Park police officers joined Ku Klux Klan


Ann Hunnewell and her central Florida police officer husband knelt in the living room of a fellow officer’s home, with pillow cases as makeshift hoods over their heads. A few words were spoken and they, along with a half-dozen others, were initiated into ...

Florida town, Fruitland Park, stunned by news of police KKK ties


Ann Hunnewell and her central Florida police officer husband knelt in the living room of a fellow officer's home, with pillow cases as makeshift hoods over their heads. A few words were spoken and they, along with a half-dozen others, were initiated into ...

Fruitland Park--Florida's 'Friendly City'--rocked by revelations police officers had ties to KKK


FRUITLAND PARK, Fla. - Ann Hunnewell and her central Florida police officer husband knelt in the living room of a fellow officer's home, with pillow cases as makeshift hoods over their heads. A few words were spoken and they, along with a half-dozen others ...

Florida town rocked by two police officers' ties to the Ku Klux Klan


The Florida Department of Law Enforcement this week released ...
Fruitland Park has 13 full-time and five part-time cops, and many were trained by Borst. In 2009, Fruitland Park Police Officer James Elkins resigned after pictures surfaced of him in uniform ...

FBI Links Deputy Police Chief to the KKK in Fruitland Park, Florida


FRUITLAND PARK, Fla., July 14 (UPI) — Two police officers in Fruitland Park, Florida are off the force after an FBI investigation exposed the men’s ties to the Ku Klux Klan. The FBI passed the information contained in their confidential report on ...

KKK membership sinks 2 Florida cops


Echoing the once-segregated South, a Florida deputy police chief has resigned and an officer has been fired after the FBI reported that both belonged to the Ku Klux Klan Fruitland Park Deputy Chief David Borst has denied involvement with the notorious ...

Fruitland Park police shaken by KKK charges


Fruitland Park police Chief Terry Isaacs said his department has been ...
The allegations, contained in a confidential FBI report provided to Isaacs by the Florida Department of Law Enforcement, led to the sudden resignation of Deputy Chief David Borst ...

Fruitland Park, Florida Vacation Rentals


Fruitland Park, Florida offers great vacation house rental and home rental-by-owner deals for the knowledgeable traveler. No matter what budget or level of comfort you seek in your holiday to Fruitland Park, FL, there's surely a great local vacation home ...




SPECIAL INFORMATION FOR FRUITLAND PARK

Beans and peas are excellent sources of plant protein, and also provide other nutrients such as iron and zinc

Beans and peas are unique foods

bowl of beansBeans and peas are the mature forms of legumes. They include kidney beans, pinto beans, black beans, lima beans, black-eyed peas, garbanzo beans (chickpeas), split peas and lentils. They are available in dry, canned, and frozen forms. These foods are excellent sources of plant protein, and also provide other nutrients such as iron and zinc. They are similar to meats, poultry, and fish in their contribution of these nutrients. Therefore, they are considered part of the Protein Foods Group. Many people consider beans and peas as vegetarian alternatives for meat. However, they are also considered part of the Vegetable Group because they are excellent sources of dietary fiber and nutrients such as folate and potassium. These nutrients, which are often low in the diet of many Americans, are also found in other vegetables. Because of their high nutrient content, consuming beans and peas is recommended for everyone, including people who also eat meat, poultry, and fish regularly. The USDA Food Patterns classify beans and peas as a subgroup of the Vegetable Group. The USDA Food Patterns also indicate that beans and peas may be counted as part of the Protein Foods Group. Individuals can count beans and peas as either a vegetable or a protein food. Green peas, green lima beans, and green (string) beans are not considered to be part of the beans and peas subgroup. Green peas and green lima beans are similar to other starchy vegetables and are grouped with them. Green beans are grouped with other vegetables such as onions, lettuce, celery, and cabbage because their nutrient content is similar to those foods.

How to count beans and peas in the USDA food patterns:

Generally, individuals who regularly eat meat, poultry, and fish would count beans and peas in the Vegetable Group. Vegetarians, vegans, and individuals who seldom eat meat, poultry, or fish would count some of the beans and peas they eat in the Protein Foods Group. Here´s an example for both ways:

Count the number of ounce-equivalents of all meat, poultry, fish, eggs, nuts, and seeds eaten.

  1. If the total is equal to or more than the suggested intake from the Protein Foods Group (which ranges from 2 ounce-equivalents at 1000 calories to 7 ounce-equivalents at 2800 calories and above) then count any beans or peas eaten as part of the beans and peas subgroup in the Vegetable Group.OR

  2. If the total is less than the suggested intake from the Protein Foods Group, then count any beans and peas eaten toward the suggested intake level until it is reached. (One-fourth cup of cooked beans or peas counts as 1 ounce equivalent in the Protein Foods Group.) After the suggested intake level in the Protein Foods Group is reached, count any additional beans or peas eaten as part of the beans and peas subgroup in the Vegetable Group.

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    Avoiding Foreclosure in FRUITLAND PARK

    The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

    Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

    Making Home Affordable

    The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

    Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

    Modify or Refinance Your Loan for Lower Payments

    • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
    • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
    • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
    • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

    “Underwater” Mortgages

    In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

    • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
    • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
    • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

     Assistance for Unemployed Homeowners

    • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
    • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
    • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

    Managed Exit for Borrowers

    • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
    • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

    Contact Your Lender

    If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

     

    Assistance for FHA-Insured Homeowners

    The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

    • Click Here to log onto the NSC Loss Mitigation Programs home page.
    • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

    Contact FHA

    FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

    • Call the National Servicing Center at (877) 622-8525
    • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
    • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
    • Email the FHA Resource Center
    • The Online FHA Resource Center

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Atention: "Every time you see someone promises you will lose weight without exercise, you know that the only thing you lose is your money"

The Federal Trade Commission (FTC) reported that at least four manufacturers -LeanSpa fashion formulas, L´Occitane, HCG Diet Direct and have engaged in misleading sensationalist propaganda. Companies, meanwhile, agreed to pay a combined $ 30 million to settle the matter.

The fine is not much for a business that moves each year between 60,000 million and 70,000 million dollars in a country where two thirds of the population are obese or overweight.

The FTC not only expects to collect that money to reimburse consumers who bought the fraudulent products but also called on newspapers, magazines, television stations and other media that suppress false or misleading propaganda.

"Every time you see someone promises you will lose weight without exercise, you know that the only thing you lose is your money," said a statement from the FTC. "Weight loss requires wise choices about the food."

About 100 million people "dieters" in the United States, easy and miraculous formulas have become even more popular since the years of the Great Recession.

Total spending on EE diets. UU. stagnated during the crisis and, in fact, it has not grown much since. Total revenues of the companies diets rose about 1.2% in 2012 and 2.6% in 2013, according to research firm MarketData markets.

What has changed is that more people are turning to the "fashionable formula"-usually a hodgepodge, fruit, grain or seed exótica- systems use less structured and more costly diets, the results are tested as WeightWatchers.

Over a year ago it became fashionable to extract green coffee beans, hailed as a miracle supplement for weight loss.

The investigation of the American Chemical Society on chlorogenic acid, the main ingredient in supplements of green coffee beans that soon went on sale in the "health food stores" showed that not contribute to weight loss and instead can make fatty deposits build up in the liver.

Another recent example of how quickly the exotic products gain public attention, and pay millions of dollars to doctors and dietitians who are promoted on popular television programs is Garcinia cambogia.

The extract of this fruit from Southeast Asia is promoted as a quick fix for excess weight, with no clinical studies to prove, without much time to use to determine their effects on people with certain health conditions.

On the other hand still has little popularity that the universal formula for losing excess weight, and to maintain healthy, remains a varied and moderate diet, along with an appropriate level of physical exercise. Ie consumption and expenditure necessary than consumed.

"It´s easy to make the resolution to lose weight and keep it is difficult," said Jessica Rich, director of the Office of Consumer Protection at the FTC. "And the odds of success just sprinkle something in the food, running a creamy thighs or using a ´supplement´ are between few and none."

Currently the Food and Drug Administration (FDA) has given approval for only three compounds for weight loss, and these are suitable only for certain adults Belviq, Qsymia and Orilstat (sold without prescription under the name Alli) .

For Sensa is a powder which contains maltodextrin, tricalcium phosphate and siliceous as well as natural and artificial flavors, and that users spread on your meals.

The manufacturers claim in their propaganda that has been tested clinically an average weight loss of almost 14 pounds in six months, without dieting or exercise.

The FTC charged that Sensa Products, Inc. Sensa, Sensa´s chief executive, Adam Goldberg, and the creator of the formula, the doctor Alan Hirsch, making claims that are not supported by the evidence.

The FTC closed in December 2011 companies LeanSpa weight loss indicating that made false promises in its promotion of acai fruit and products for colon cleansing.

L´Occitane appeared on the market with a different approach: skin creams with names like Beautiful Shape and Almond Delight Almond Shaping the application, according to the propaganda, slim down the fats in about three inches in just four weeks.

HDG Diet Direct, meanwhile, sells a liquid form of chorionic gonadotropin produced by the human placenta, and as the propaganda has to be taken with a diet of less than 800 calories daily.

But "a very low calorie diet should only be used under proper medical supervision," the government notice.

In that warning the government argued that "HDG products sold without prescription have not proven to aid in weight loss and can be dangerous, even if administered according to the instructions.

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If people in the media cannot decide whether they are in the
business of reporting news or manufacturing propaganda,
it is all the more important that the public understand
that difference,and choose their news sources accordingly.
Thomas Sowell

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