FRUITLAND PARK FLORIDA
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Latest News - FRUITLAND PARK FLORIDA

Hateful messages strike fear in Miami Gardens residents


Even with its fewer numbers, in July of last year, the central Florida town of Fruitland Park dismissed a police officer who was a member of the United Northern and Southern Knights Chapter of the Ku Klux Klan. The deputy chief resigned from the Fruitland ...

Virginia Stephenson


Founding a senior group they named “Triple L” (Living like the Lord) at Eagles Nest Baptist Church in Fruitland Park, Florida, they developed a ministry that became very successful and a blessing to all who attended. Virginia is preceded in death by ...

Isaacs steps down in Fruitland Park


FRUITLAND PARK — Police Chief Terry Isaacs resigned unexpectedly ...
In 2014, Isaacs was investigated by the Florida Department of Law Enforcement for making statements under oath that he knew or should have known to be false. That investigation was ...

Kathleen Marcia Goss


She with her husband, Duane, wintered in Fruitland Park, FL. She had worked at Cherry Bank Farms and H.A. Treichler & Sons Greenhouses, both in Sanborn. She loved cooking, gardening and crafts and adored her family, especially her grandchildren.

BayCare HomeCare Named to 2014 HomeCare Elite


Feb. 18, 2015 /PRNewswire-USNewswire/ -- BayCare HomeCare offices in Dunedin, Fruitland Park and Tampa have been named top home ...
profit provider of homecare services within the state of Florida. As a comprehensive provider of homecare products and ...

Fruitland Park residents say KKK, government scandals don't define city


defending the city whose mayor and public-works director also were investigated recently by the Florida Department of Law Enforcement. "Overall, this is still a pretty good little place to live and raise a family." Scandals aside, Fruitland Park ...

Fruitland Park--Florida's 'Friendly City'--rocked by revelations police officers had ties to KKK


FRUITLAND PARK, Fla. - Ann Hunnewell and her central Florida police officer husband knelt in the living room of a fellow officer's home, with pillow cases as makeshift hoods over their heads. A few words were spoken and they, along with a half-dozen others ...

FBI Links Deputy Police Chief to the KKK in Fruitland Park, Florida


FRUITLAND PARK, Fla., July 14 (UPI) — Two police officers in Fruitland Park, Florida are off the force after an FBI investigation exposed the men’s ties to the Ku Klux Klan. The FBI passed the information contained in their confidential report on ...

Fruitland Park police shaken by KKK charges


Fruitland Park police Chief Terry Isaacs said his department has been ...
The allegations, contained in a confidential FBI report provided to Isaacs by the Florida Department of Law Enforcement, led to the sudden resignation of Deputy Chief David Borst ...

Fruitland Park, Florida Vacation Rentals


Fruitland Park, Florida offers great vacation house rental and home rental-by-owner deals for the knowledgeable traveler. No matter what budget or level of comfort you seek in your holiday to Fruitland Park, FL, there's surely a great local vacation home ...

Lake robotics teams qualify for world competition, looking for sponsors to help with expenses


Five robotics teams from Lake County Schools have qualified to compete at the World Championship in Louisville, KY, April 14-19. The teams from Fruitland Park Elementary, Cypress Ridge Elementary and …

UT Community Celebrates Black History Month


Tuesday, Feb. 24, 2015 Megan Turnquest performs a musical selection during the Annual Black History Month Luncheon, hosted by Diversity Fellowship. By Jesse Long Diversity Fellowship hosted the Annu…

Top 5 Places for Wings in The Villages Florida


Top 5 Places for Wings in The Villages January 29, 2015 By Ryan Erisman According to the National Chicken Council, American’s are expected to eat 1.25 BILLION chicken wings on Super Bowl Sunday. I k…

Dating Chat Lines in Washington State


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Adult Dating Chat Lines in New Mexico


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BREAD & CIRCUSES: MICHAEL BENEDETTI TERRY ISAACS


Law enforcement in Garner, North Carolina are reporting a murder suicide. Michael Benedetti, 46, killed his wife 57 year old wife Eileen in their home and then took his own life. The cause of both dea…

Fruitland Park police chief who dealt with KKK allegations resigns


FRUITLAND PARK — In the latest turn for a department that has been beset by turmoil in recent years, police Chief Terry Isaacs resigned Tuesday after being placed on administrative leave a day earlier…

Planning our growth in The Villages Florida


Planning our growth Construction continues in the Fruitland Park section of The Villages along Country Road 466A on Friday. Posted: Tuesday, February 10, 2015 8:00 am By RACHEL WHETSTONE, Daily Sun…

Best Places to Invest in Real Estate in Florida


Ah, Florida. The land of sand, snowbirds — and real estate speculation. Ever since the 1920s, when the first real estate boom officially arrived at the doorstep of the Sunshine State, the idea that y…

Record cold freezes Niagra Falls and results in all-points-bulletin for Queen Elsa of Arendelle


NIAGRA FALLS, ONTARIO – Ever been so cold that your lips and everything else turned blue? Well, it’s so cold at Niagra falls that the water is turning blue. Okay, the lights are turning everything blu…




SPECIAL INFORMATION FOR FRUITLAND PARK

Avoiding Foreclosure in FRUITLAND PARK FLORIDA

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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Schools and libraries with Wi-Fi in FRUITLAND PARK FLORIDA ?

In June 2013, I joined the President in Mooresville, NC, to launch ConnectED – an initiative to close the technology gap in our schools and bring high-speed Internet to 99 percent of America’s students within five years. This vision – that all students should have access to world-class digital learning – is well on its way to becoming a reality.

Thanks to the leadership of the President and the FCC, the resources are in place to meet the President’s connectivity goal. In addition, various private-sector partners are making over $2 billion worth of resources available to students, teachers, and schools. These include tablets, mobile broadband, software, and online teacher professional development courses from top universities. Fewer than 40 percent of public schools currently have the high-speed Internet needed to support modern digital learning.

But now we have the resources to solve this problem. We just need help from our nation’s superintendents and school technology chiefs.

Last year, the FCC approved the first major update to the E-Rate program since it was created in 1997. E-Rate (also known as the Universal Service Program for Schools and Libraries) makes it more affordable for schools and libraries to connect to high-speed Internet – with the goal of making the gigabit speeds we see in cities like Cedar Falls, Iowa, and Chattanooga, Tennessee the norm in schools across the country.

These updates have unlocked funding to support internal Wi-Fi network upgrades in schools and libraries this year for the first time since 2012. Wi-Fi is important because no matter how fast the Internet connection is to a school, students can’t take full advantage of it without a robust wireless network within the school.

To secure E-rate support for Wi-Fi, schools and libraries must submit a form describing their project needs to the Universal Service Administrative Company (USAC). USAC then posts the request for competitive bidding. The Department of Education has prepared an Infrastructure Guide to help district leaders navigate the many decisions required to deliver cutting-edge connectivity to students. That said, schools and libraries have the final say when they submit an application to USAC for approval.

Bringing our schools up to speed is a major priority, and E-rate provides an opportunity to make doing so much more affordable. For all of the superintendents and technology officers: If you haven’t yet done so, get your requests submitted by February 26, 2015, and your applications in before March 26, 2015 (requests must be up for 28 days before a school can choose a vendor). Your students, your community, and your country will thank you for bringing our classrooms into the 21st century. [20]




There are more opportunities than ever for those receiving benefits from Social Security Disability Insurance [Social Security Disability Insurance (SSDI)] and SSI [Supplemental Security Income (SSI)] to learn job skills and find permanent employment in FRUITLAND PARK FLORIDA.

If you are looking for work, or are new to the workforce, familiarize yourself with the Americans with Disabilities Act [Americans with Disabilities Act (ADA)] of 1990 , a federal civil rights law designed to prevent discrimination and enable people with disabilities to participate fully in all aspects of society.

A fundamental principle of the ADA is that people with disabilities who want to work and are qualified to do so should have equal employment opportunities.

This booklet answers questions you may have about your employment rights under the ADA.

How do I know if I am protected by the ADA?

To be protected, you must be a qualified individual with a disability. This means you must have a disability as defined by the ADA. Under the ADA, you have a disability if he has a physical or mental impairment that substantially limits a major life activity such as hearing, seeing, speaking, thinking, walking, breathing, or performing manual tasks. You must also be able to perform the job for which you want to be hired, or for which you have been hired, with or without reasonable accommodation.

What are my rights under the ADA?

The ADA protects you from discrimination in all employment practices, including: job application procedures, hiring, firing, training, pay, promotions, benefits and licenses. You are also right not to be harassed because of your disability and your employer can not fire or discipline you for asserting your rights under the ADA. More importantly, you have the right to request reasonable for the hiring process and employment functional adaptations.

What is a "reasonable accommodation"?

A reasonable accommodation is any modification or adjustment to a job, work environment or how they usually do things that would allow you to apply for a job, work, or enjoy equal access to the benefits available to others in the workplace. There are many things that can help people with disabilities work successfully. Some of the most common types of accommodations are:

  • physical changes, such as installing a ramp or modifying the workspace or services;
  • sign language interpreters for the deaf or blind readers;
  • provide a quiet space or other changes to reduce noise distractions for someone with mental disabilities;
  • training and written materials in accessible formats such as Braille or audio cassette or computer discs;
  • TTY for deaf can use the telephone, and computer hardware and software to facilitate computer access for people with visual impairments or who have difficulty using their hands; and
  • licenses disability who needs treatment.

    What should I do if I think I need a reasonable accommodation?

    If you think you need a reasonable accommodation for the job application process or at work, you must apply. You may request a reasonable accommodation at any time during the job application, or any time before or after starting work. How do I request a reasonable accommodation? Just let your employer who needs an adjustment or change because of their disability. Needless to complete special forms or use technical language to do so. For example, if you use a wheelchair and it does not fit under your desk, you should talk to your supervisor. This is a request for a reasonable accommodation. A doctor´s note requesting disability leave or saying that you can work with certain restrictions is also a request for reasonable accommodation. What happens after making a request for a reasonable accommodation? Once you have made the request for reasonable accommodation, the employer must discuss the options available to you. If you have a disability that is not obvious, the employer may require documentation that demonstrates and explains why you need a reasonable accommodation. You and your employer must work together to determine an appropriate accommodation.

    For more information on labor support, contact the Social Security Administration [Social Security Administration] to:

    1-800-772-1213 (voice)

    1-800-325-0778 (TTY) www.ssa.gov/work [2]










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