GRACEVILLE MINNESOTA
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Clinton-Graceville Northern Star - MN - Newspaper Advertising Costs


The Clinton-Graceville Northern Star is a weekly newspaper serving the Minneapolis - St. Paul, MN area. The newspaper has an approximate audience of 1,000 readers. It is owned by Kaercher Publications. Ad prices in the Clinton-Graceville Northern Star The ...

Business Briefs 032115


The University of Minnesota, Morris is pleased to announce the appointment ...
The Agri-Business Group, owned by David Taffe, was purchased on Jan. 30. The agency was based in Graceville and Ortonville, Minn. “The clients are primarily crop insurance ...

Dacotah Bank adds Minnesota insurance agency


The agency was based in Graceville and Ortonville in Minnesota. 1 Package 1 - Digital Membership with 30 Day Trial $7.99 for 30 days Get a 30 day free trial with your Digital Membership. 2 Package 2 - Digital Membership $7.99 for 30 days Receive ...

Dennis O'Connor


Dennis O'Connor, 62, Fargo, died Saturday, February 28, 2015 at Elim Care Center in Fargo. Dennis Robert O'Connor was born December 11, 1952 in Graceville, MN to Wayne and Arlys (Zimmerman) O'Connor. He graduated from Graceville High School in 1970 and ...

Graceville, Minnesota Vacation Rentals


Graceville, Minnesota offers great vacation house rental and home rental-by-owner deals for the knowledgeable traveler. No matter what budget or level of comfort you seek in your holiday to Graceville, MN, there's surely a great local vacation home rental ...

Vicki Ann Dew


Burial will be at Calvary Cemetery in Browns Valley. Vicki Ann Dew was born on October 22, 1958, in Graceville, Minnesota to William R. and Helen L. Cooper Dew. She graduated from Browns Valley High School in 1976. She attended Granite Falls AVTI for one year.

Graceville man dies in car-truck collision


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dies in car-truck collision Graceville man dies in car collision after he crossed center line, State Patrol said Check out this story on sctimes.com: http://www.sctimes.com/st ory/news/local/2015/01/03 /fatal-car-truck-crash-wi llmar-minnesota/21227185/

Solunar Information for Graceville, MN


The moon has long been viewed as a crucial component in creating an environment suitable for the evolution of complex life on Earth, but a number of scientific results in recent years have shown that perhaps our planet doesn't need the moon as much as we ...

Houston residents present tourism findings


several communities surrounding Voyageurs in Northeastern Minnesota, and Clinton-Beardsley-Gracevi lle in Southwest Minnesota. The two role-played a visitor and a knowledgeable local discussing Houston’s assets and quality of life, and they discussed the ...

Betty Jean Orvis


Betty Jean Bridgford Orvis was grace-filled her entire life, beginning at birth. Betty was born in Graceville, Minnesota Monday April 30, 1923 and died peacefully in her sleep, Thursday August 21, 2014 at the age of ninety one. Bob, her husband of seventy ...

Our Lady of Lourdes Grotto in San Jose del Monte , Bulacan


Our Lady of Lourdes Grotto Complex, San Jose del Monte City – Bulacan province Famous Our Lady of Lourdes Grotto Shrine in San Jose del Monte City of  B ulacan. OVERVIEW The Grotto of Our Lady o…

The St. Patrick’s Day Parade in Graceville


The annual St. Patrick’s Day celebration in Graceville is an event to mark on your calendar and plan to attend – every year!  The weather was perfect yesterday! The video & pictures below are from the…

Goodness Gracious Cafe Review


250 Oxley Rd, Graceville Hours: Closed Mondays, 7am-4pm Tuesday – Sunday  http://www.goodnessgracio uscafe.com.au/ Goodness Gracious will definitely make you say GOODNESS GRACIOUS THIS FOOD IS DEL…

Homeopathic Friendly Discount Drug Stores Graceville Natural Cure For Stomach Pain


Herbal remedies systemic lupus erythematosus discount drug stores graceville. Where to find transdermal Pumpkin seed for scabies in Seattle, Washington? To the information from aging, fat, and people,…

Discount Drug Store Moorooka Cure Stinky Feet Vinegar In Garland, Texas


Discount drug store moorooka, discount drug stores graceville natural product for african hair. Cheap Echinacea for flatulence in Garland, Texas. Blood of the body for this is one and two waylay put t…

Softball: Palm Beach Gardens, Lake Worth Christian ranked No. 2 in state poll


Palm Beach Gardens and Lake Worth Christian earned No. 2 rankings in their classes in the Miracle Sports state softball poll released Monday. Palm Beach Gardens is ranked No. 2 in the Class 8A state …

Jessica Nicole Collins endorses ordering from CHECKERS, from an “alleged” Child Melestor / Petafile in Dothan, Alabama❓


Jessica Nicole Collins endorses ordering from CHECKERS, from an “alleged” Child Melestor / Petafile in Dothan, Alabama❓ Isn’t Kitty’s handwriting so Graceville ?😛 (2) $2.00 Shrimp & Fry boxes …

Should You Be Living In A Shipping Container Home?


This blog was contributed by Tom Woods  In November of last year, we brought to you the concept of re-purposing end of life shipping containers and converting them into residential housing. In this…

Brisbane, the Gold Coast, Sunshine Coast and Cairns have been prime locations for property value growth, in the past year according to a new state government report.


Land value has increased by an average 5.6 per cent in Queensland over the past year.  Brisbane, the Gold Coast, Sunshine Coast and Cairns have been prime locations for property value growth, in the…

Monsters Among Us: William Joseph Cormier III killed Sean Dugas for his role playing cars – Magic: The Gathering; Sentenced to LWOP


Sean Dugas Concrete-encased body identified as former Florida reporter Florida man accused of killing ex-reporter, stealing $100K in ‘Magic: The Gathering’ cards Twin brother denied bond in Winder …




SPECIAL INFORMATION FOR GRACEVILLE

Make Your Health Benefits Work for You in GRACEVILLE MINNESOTA

The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.

1. Explore Your Options for Health Coverage

You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.

2. Review the Benefits Available

Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.

3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides

Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.

4. Use Your Health Coverage

Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.

5. Understand Your Plan’s Mental Health and Substance Use Coverage

Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.

6. Look For Wellness Programs

More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.

7. Know How to File an Appeal if Your Health Benefits Claim is Denied

Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.

8. Assess Your Benefits Coverage as Your Family Status Changes

Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.

9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits

If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.

10. Plan For Retirement

Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.

These Laws Can Help

  • The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
  • The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
  • The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
  • The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
  • The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
  • The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
  • The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
  • The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
  • The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.

For More Information

Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.

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The importance of local education funding in GRACEVILLE MINNESOTA

Yesterday, President Obama spoke to the Council of the Great City Schools about the exceptional progress being made within local and state education levels. The work of our administrators and educators has been more impactful than ever, resulting in higher standardized test scores in some of the previously lowest-performing schools and increased resources for students.

In fact, more graduation caps are going airborne as high school students are graduating at the highest rate ever recorded, with the largest improvement among minority and low-income students.

See what President Obama had to say about what we must do to improve access to quality education in America: 

This funding is an investment in our nation's future that has been able to give the kind of education our children need and deserve to compete in the 21st century. 

President Obama hopes that the upcoming budget plan by the Republican House and Senate will reflect the priorities of educating every child. If their new budget maintains sequester-level funding of the past, we would actually be giving less federal support to America’s schools than we were back in 2000.

Most alarmingly, if their current proposal is not changed, over the next six years, billions of dollars would be cut in education funding. That means we'd be cutting the support given to America's most impoverished schools, the funding that has helped create the progress we're seeing today. 


"The notion that we would be going backwards instead of forwards in how we’re devoting resources to educating our kids makes absolutely no sense." 

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Giving Every Young Person in GRACEVILLE MINNESOTA a Path to Reach Their Potential

Our nation’s most basic duty is to ensure that every child has the chance to fulfill his or her potential. This isn’t the responsibility of one individual or one neighborhood: it’s up to all of us to pave these paths of opportunity so that young people — regardless of where they grow up — can get ahead in life and achieve their dreams.

That’s why My Brother’s Keeper (MBK) is such an important initiative. Launched by President Obama last year, MBK brings communities together to ensure that all youth — including boys and young men of color — can overcome barriers to success and improve their lives. I got to see this work up close during a recent trip to Oakland, California. I joined Mayor Libby Schaaf, City Council President Lynette McElhaney, and other stakeholders for a conversation about efforts that are making a difference in the lives of local youth.

One of the participants was a teenager named Edwin Manzano. The son of a hard-working single parent, Edwin found encouragement and support at the East Oakland Youth Development Center (EOYDC). Thanks in part to the academic and mentoring services offered by the EOYDC, Edwin will become the first member of his family to attend college when he begins his studies this fall at San Francisco State University.

Edwin is grateful for the opportunities that EOYDC afforded him. “Everyone needs a support system,” he says. That’s true whether you are a teenager or HUD Secretary. I was lucky when I was growing up on the West Side of San Antonio. Although it was a modest community in terms of resources, it was rich with folks who took an interest in my future. I had family members, teachers — and even policymakers — who paved a path that allowed me and other young people like me to succeed.

Unfortunately, not every child is as fortunate. That’s why My Brother’s Keeper is so close to my heart. The future of every young person in America should be determined by their heart, their mind and their work ethic. It should never be determined by their zip code.

In Oakland, I talked with 17 young people who have big hopes and aspirations for the future. It’s in our nation’s interest to help them achieve their goals. And we’re committed to doing our part at HUD.

For example, we’ve introduced a Jobs-Plus pilot program that will provide public housing residents in eight cities with intensive employment training, rent incentives and community building focused on work and economic self-sufficiency.

We’re also working on a broadband initiative to ensure that students living in HUD-assisted households will benefit from the life-changing opportunities available through high-speed internet. This project will provide the access to online resources that young people need to succeed in the 21st century global economy.

On the housing front, we expect the recent expansion of our Rental Assistance Demonstration (RAD) initiative to aid HUD-assisted properties in raising billions of dollars in private sector investment — funding that will be used to secure our nation’s affordable housing future. And recently, our Federal Housing Administration lowered its Mortgage Insurance Premiums to make homeownership more affordable for responsible families, helping them put down roots and build wealth for the future.

But I know HUD alone won’t solve the issues facing America’s youth. These challenges require our Department to maintain longstanding, effective partnerships with other federal agencies and key stakeholders. Most importantly, President Obama understands that My Brother’s Keeper will only succeed if local leaders take his call to action into their own hands.

Folks in Oakland are stepping up to answer this call. During the Community Conversation, I spoke with leaders from Oakland’s nonprofits, philanthropic institutions, and faith-based organizations that are putting our young people on the path to success. Groups like the East Oakland Youth Development Center, the East Bay Foundation, and the Allen Temple Baptist Church are using promising and proven approaches to make a real difference in their communities.

This kind of work is happening all across the nation and will benefit generations of Americans. We’ve got to keep it going by continuing to support our young people. When they succeed, our nation grows stronger, and our future becomes brighter. And by giving everyone an opportunity to reach their goals, we can ensure that the 21st century is another American century.

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