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Women's Conference Tournament Glances


New Hampshire-Hartford winner, 2 p.m. Albany-Vermont winner vs ...
Indiana-Penn State winner, 2:55 p.m. Nebraska vs. Illinois, 7 p.m. Minnesota vs. Wisconsin-Purdue winner, 9:25 p.m. Maryland vs. Michigan-Michigan State winner, 12:30 p.m. Northwestern ...

Baseball Travels to BYU for Four Game Series


The 21 one-run games was among the most in the nation in 2014 as the Southern Illinois Salukis finished the year with the nation's most one-run games, 24 total. FOUR OR MORE Scoring more runs proved to be important for the Hawks in 2014. When Hartford ...

Penny Jo (Egelhoff) Bray


She is survived by her mother, Josephine; two sons, Sean and Mark Bray both of Godfrey; a step-son, Keith Bray of Jerseyville; three brothers, Lester Jr. of Hartford, IL, John of Eldred, IL, Shawn of Hartford; three sisters, Jayne Smith of Hartford ...

Three potential bid thieves bubble teams should dread


The American Athletic Conference tournament will take place in Hartford, where the Huskies should feel right ...
Dayton and Davidson. 3. Illinois State (19-11, 11-7): In a year in which Wichita State and Northern Iowa have dominated the Missouri Valley ...

NCAA Tournament Bubble Breakdown: Connecticut, Once Left for Dead, Now One Big Week From Being in the Mix


Oh, and the American Conference Tourney is in Hartford. If Connecticut is a 4-seed and draws ...
Connecticut at Temple (Saturday): see above Purdue vs. Illinois (Saturday): The Boilermakers have come on, and I think can solidify a tourney spot with ...

Photo workshop set at Confluence Tower


Find the picture perfect opportunity for great photos during two photography workshops with renowned local photographer Dave Merritt at the Lewis & Clark Confluence Tower in Hartford, IL Saturday, March 7 and Saturday, March 21 from 1 – 2 p.m. Each ...

Trash trouble creates stinky situation for Hartford apartment


Trash trouble has created a stinky situation for an apartment complex in Hartford. Bags and bags of garbage have ...
$6.4 million to provide rental assistance to extremely low-income Illinois residents with disabilities. Federal housing officials have ...

Howard students will get paid to graduate on time


At public colleges in Texas, students earn a $1,000 rebate if they finish on time. And some schools, such as Eastern Illinois University, offer a guaranteed tuition rate for four years. After that, the cost for any additional credits would go up.

We missed big snow, but wintry mess heading our way


A winter storm moving across Illinois brought as much as 8 inches of snow to central ...
February record lows were also set in Hartford, Connecticut, at 16.1; Harrisburg, Pennsylvania at 20.9; and Portland, Maine at 13.8. Weather forecasters in Colorado ...

The University of Hartford women's basketball team loses 53-51 to UMBC in its final game of the regular season - Hartford Courant


Sophomore Morgan Lumb finished with 11 points, seven rebounds, four assists and two steals but the University of Hartford (13-15 ...
UConn defeated Northern Illinois 8-7 in its final game of the Trojan Invitational in Troy, Ala. The Huskies improve ...

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Man Critical In Hartford Shooting


(Hartford, Conn./CBS Connecticut) - Police in Hartford are investingating a shooting. The say a 30-year-old man was found with multiple gunshot wounds at Albany Avenue and Chestnut Street. The victi…

Father calls police on son carrying illegal gun in Hartford


HARTFORD, Conn. (WTNH) — Police in Hartford have a concerned father to thank for stopping some potential trouble. The shooting task force was called to a house on 139 Adams Street on Sunday morning. …

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One hospitalized in Hartford shooting


HARTFORD, Conn. (WTNH) – Hartford Police are responding to a shooting at Hungerford St. and Park St. Saturday night. The victim was taken to the hospital and is expected to be OK. Police are still i…

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Agreement reached in Hartford desegregation case


HARTFORD, Conn. (AP) — The latest changes to Connecticut’s landmark school desegregation case are moving forward. Plaintiffs in the Sheff versus O’Neill lawsuit said Friday that a new, one-year exten…

One person briefly trapped in Hartford fire


HARTFORD – One person was trapped after a minor fire in an apartment building Friday morning. The call came in around 6:30 a.m. for a fire at 543 Webster St. It was described as a minor fire in the …

Convicted Felon Charged In Hartford Killing


(HARTFORD,Conn./CBS Connecticut)   –   A convicted felon with nine previous arrests in  Hartford has been charged in the January 28th killing of a man on Garden Street in the city.22 year old Tevin Ji…




SPECIAL INFORMATION FOR HARTFORD

Take Action to Improve Your Financial Situation in HARTFORD ILLINOIS

By Katie Bryan, America Saves Communications Director.

America Saves Week, February 24 – March 1, 2014, is a time to review your finances, decide what you want to save for, and set up a system that will allow you to save automatically. That’s why the America Saves Week theme is Set a Goal. Make a Plan. Save Automatically. Did you know that only half of Americans report having good savings habits? Even if you are already saving, it’s good to take a look at your goals and decide if you can save more or start a new savings goal. Join thousands of others who are pledging to pay down debt, save money, and take financial action during America Saves Week.

Not sure what to save for or what to save for next? Here are the most popular saving goals of those who have pledged to save through America Saves:

· Save for Emergencies - Only 37 percent of low-to-moderate income households have a savings or money market account at a bank or credit union and nearly a quarter of savers who have pledged to save have chosen “emergency savings” as their first wealth-building goal. Learn more.

· Save for Education - Saving for education is the second most popular goal savers select when they pledge to save with America Saves. There are many different things to factor in when saving and paying for college. Learn more.

· Pay Down Debt - Getting out of debt is the #3 goal Savers select when they pledge to save. That does not come as a surprise since a 2012 survey found that 45% of families with annual incomes under $50,000 rely on credit cards to pay for basic needs such as rent, utilities, insurance and food. Learn more.

· Save for a Home - For decades, home ownership has been the main path to wealth for most Americans. Today, home equity - the market value of a home minus the balance on any home loans - represents more than four-fifths of the typical family’s wealth. Learn more.

· Save for Retirement - Retirement savings is a top priority for many Savers. Saving for retirement now will ensure that you have enough money to maintain a comfortable standard of living when you stop or reduce the amount of hours you work. Learn more.

Not sure how to save for your goals? Here are some saving strategies to help:

· Save Automatically - The easiest and most effective way to save is automatically. This is how millions of Americans save at their bank or credit union, and how millions of employees save through 401(k) and other retirement programs at work. Learn more.

· Save at Tax Time - Do you spend weeks eagerly anticipating your tax refund? When the money finally comes in, is it gone tomorrow? Many people view tax refunds as unplanned bonuses. They see the money as a gift from the government, to use for splurges or treats. But a tax refund provides the opportunity to improve your financial situation. Learn more.

Take the America Saves Pledge (or re-pledge) today to set your savings goal and make a plan to save. When you take the pledge you can also choose to receive text message tips and reminders to help you save for your goal. And don’t forget to follow America Saves on Facebook and Twitter.

America Saves Week is coordinated by America Saves and the American Savings Education Council. Started in 2007, the Week is an annual opportunity for organizations to promote good savings behavior and a chance for inpiduals to assess their own saving status

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HARTFORD ILLINOIS tspan:3m HARTFORD ILLINOIS




Two years of community college free for responsible students in HARTFORD ILLINOIS

The President unveiled a new proposal: Make two years of community college free for responsible students across America.

In our growing global economy, Americans need to have more knowledge and more skills to compete -- by 2020, an estimated 35 percent of job openings will require at least a bachelor's degree, and 30 percent will require some college or an associate's degree. Students should be able to get the knowledge and the skills they need without taking on decades' worth of student debt.


The numbers:

If all 50 states choose to implement the President's new community college proposal, it could:

  • Save a full-time community college student $3,800 in tuition per year on average
  • Benefit roughly 9 million students each year

Under President Obama's new proposal, students would be able to earn the first half of a bachelor's degree, or earn the technical skills needed in the workforce -- all at no cost to them.


The requirements:

  • What students have to do: Students must attend community college at least half-time, maintain a 2.5 GPA, and make steady progress toward completing their program.
  • What community colleges have to do: Community colleges will be expected to offer programs that are either 1) academic programs that fully transfer credits to local public four-year colleges and universities, or 2) occupational training programs with high graduation rates and lead to in-demand degrees and certificates. Community colleges must also adopt promising and evidence-based institutional reforms to improve student outcomes.
  • What the federal government has to do: Federal funding will cover three-quarters of the average cost of community college. Participating states will be expected to contribute the remaining funds necessary to eliminate the tuition for eligible students.

Expanding technical training programs:

President Obama also proposed the new American Technical Training Fund, which will expand innovative, high-quality technical training programs across the country. Specifically, the fund will award programs that:

  • Have strong employer partnerships and include work-based learning opportunities
  • Provide accelerated training
  • Accommodate part-time work

Read the full fact sheet on the President's proposal here.

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A generic drug is an identical copy of another factory named

1. What are generic drugs?

A generic drug is an identical copy of another factory named. The same dosage, safety, strength, desired effect, how to use and final results, unless the trademark.

2. Are the equally safe generic drugs to leading factory name? 

Yes. The FDA requires that all drugs are safe and effective. Being that the generic use the same active ingredients and work in the body in the same way as the original, also have the same risks and benefits.

 3. Are the equally powerful to the original generic drugs?

Yes. The FDA requires that generic drugs are of the same quality, strength, purity and stability as their counterparts with factory name.

4. generic drugs need more time to work in the body?

No. Generic drugs work in the same way and for the same period of time the drugs trade name.

5. Why are generic drugs less expensive?

One of the main reasons is because the manufacturers of generic drugs did not have to invest money to the developers of the original drug spent on the new product. New drugs are developed and protected by a patent. The patent protects the investment-including research, development, distribution and advertising-giving the company the sole right to sell the drug while it remains in effect. When approaching the expiration of the patent, manufacturers pueded submit an application to the FDA to sell generic versions of the drug. Since these manufacturers do not incur these costs desarrolllo the product as the first, can sell the generic version at substantial discounts. There is also more competition and less advertising, which helps keep the price down. Today, almost half of all drug prescriptions are replaced with generic versions.

6. Are drugs with name brand, produced in more modern facilities than generic?

No. Both facilities must meet manufacturing requirements required by the FDA. The agency does not allow drug manufacturing facilities of inferior quality. The FDA annually conducts about 3,500 inspections to ensure that regulations are met. The signatures of generic drugs work comparable to those of drugs called factory facilities. Indeed, the producers of original drugs produce approximately about 50 percent of generic drugs; frequently make copies of their own brand and other firms that are sold without the original name.

7. If the name drugs and generic factory have the same active ingredients, why they look different?

In the United States the law does not allow a generic drug look exactly the same to another name or trademark. However, a generic drug must duplicate the active ingredient of the original. The colors, flavors and some inactive ingredients may be different.

8. Is it necessary that every drug has a generic equivalent?

No. When drugs called factory were introduced, most of which were protected by a patent for 17 years.This provided protection to the originator that covered the initial costs (including research and marketing expenses) to develop the new drug. However, when the patent expires, other companies can introduce genetic competing versions, but only after being put to thorough testing by the manufacturer and FDA approved.

 9. What is the best source of information about generic drugs?

Contact your doctor, pharmacist, or insurance company for more information about its generic drugs. You can also visit the FDA on the Internet: Understanding Generic Drugs. [5]










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