Michigan at Akron, 7 p.m.
2 p.m. James
Madison at Drexel, 2 p.m.
Hartford at Maine, 2 p.m.
Towson at Northeastern, 2
p.m. Providence at St.
John's, 2 p.m. Fordham at
Saint Joseph's, 2 p.m.
Creighton at Seton Hall,
2 p.m. Villanova at
(AP) — A military
jury has sentenced a U.S.
Air Force instructor to
20 years in prison for
raping two women,
including a recruit he
was training two decades
ago at Lackland Air Force
Base in San Antonio...
HARTFORD, Conn. (AP
— Hartford is
candidates for varsity
football and varsity
softball. With the spring
sports season quickly
for the varsity softball
position will be accepted
until the position is
It is followed
by East Lansing, MI, home
of Michigan State
Rentschler Field in East
Hartford. As far as the
worst cities for football
fans, Las Vegas, Tulsa
and Mobile, AL, appeared
at the bottom,
said that ...
Kelly & Spellacy,
with offices in Hartford,
New Haven, Middletown,
and Storrs, collected
$114,674 as bond counsel,
as did a Michigan-based
firm, Lewis & Munday,
which was paid $106,831.
Other firms paid by the
the workshops in memory
of her 19-year old niece
Maggie who was killed in
1999 by her ex-boyfriend
at a college in Michigan.
The Saturday workshop
sessions are held from
10:30 a.m. to 4:30 p.m.
in February at Hartford
warnings have been issued
well in advance from
parts of New Jersey all
the way to Downeast Maine
Providence, Hartford and
Accident & Crash on
Interstate 94: Winter
Weather Causes 70-Car
Pileup; 1 Dead Home
She served as a senior
staff attorney for
Klaeren earned a
University and a degree
from Thomas M. Cooley Law
School. Brian Boyle, of
West Bloomfield, was
appointed to ...
and Kandy (Ron) Dixon of
Hartford, Michigan, a
Reich of Skandia,
grandchildren and 12
many nieces and nephews.
She was preceded in death
by her parents, her
husbands, Alfred Reich
discovered 56 years after
it was mailed fulfills
lifelong dreams for two
men, one in Michigan and
the other in
SPECIAL INFORMATION FOR HARTFORD
There are more opportunities than ever for those receiving benefits from Social Security Disability Insurance [Social Security Disability Insurance (SSDI)] and SSI [Supplemental Security Income (SSI)] to learn job skills and find permanent employment in HARTFORD.
If you are looking for work, or are new to the workforce, familiarize yourself with the Americans with Disabilities Act [Americans with Disabilities Act (ADA)] of 1990 , a federal civil rights law designed to prevent discrimination and enable people with disabilities to participate fully in all aspects of society.
A fundamental principle of the ADA is that people with disabilities who want to work and are qualified to do so should have equal employment opportunities.
This booklet answers questions you may have about your employment rights under the ADA.
How do I know if I am protected by the ADA?
To be protected, you must be a qualified individual with a disability. This means you must have a disability as defined by the ADA. Under the ADA, you have a disability if he has a physical or mental impairment that substantially limits a major life activity such as hearing, seeing, speaking, thinking, walking, breathing, or performing manual tasks. You must also be able to perform the job for which you want to be hired, or for which you have been hired, with or without reasonable accommodation.
What are my rights under the ADA?
The ADA protects you from discrimination in all employment practices, including: job application procedures, hiring, firing, training, pay, promotions, benefits and licenses. You are also right not to be harassed because of your disability and your employer can not fire or discipline you for asserting your rights under the ADA. More importantly, you have the right to request reasonable for the hiring process and employment functional adaptations.
What is a "reasonable accommodation"?
A reasonable accommodation is any modification or adjustment to a job, work environment or how they usually do things that would allow you to apply for a job, work, or enjoy equal access to the benefits available to others in the workplace. There are many things that can help people with disabilities work successfully. Some of the most common types of accommodations are:
physical changes, such as installing a ramp or modifying the workspace or services;
sign language interpreters for the deaf or blind readers;
provide a quiet space or other changes to reduce noise distractions for someone with mental disabilities;
training and written materials in accessible formats such as Braille or audio cassette or computer discs;
TTY for deaf can use the telephone, and computer hardware and software to facilitate computer access for people with visual impairments or who have difficulty using their hands; and
licenses disability who needs treatment.
What should I do if I think I need a reasonable accommodation?
If you think you need a reasonable accommodation for the job application process or at work, you must apply. You may request a reasonable accommodation at any time during the job application, or any time before or after starting work. How do I request a reasonable accommodation? Just let your employer who needs an adjustment or change because of their disability. Needless to complete special forms or use technical language to do so. For example, if you use a wheelchair and it does not fit under your desk, you should talk to your supervisor. This is a request for a reasonable accommodation. A doctor´s note requesting disability leave or saying that you can work with certain restrictions is also a request for reasonable accommodation. What happens after making a request for a reasonable accommodation? Once you have made the request for reasonable accommodation, the employer must discuss the options available to you. If you have a disability that is not obvious, the employer may require documentation that demonstrates and explains why you need a reasonable accommodation. You and your employer must work together to determine an appropriate accommodation.
For more information on labor support, contact the Social Security Administration [Social Security Administration] to:
1-800-325-0778 (TTY) www.ssa.gov/work
HARTFORD MICHIGAN tspan:3m
City service: tips to get pregnant
Trick 1: Find out when you"re ovulating
The biggest secret to get pregnant right away is to know exactly when you are ovulating, ie, when one of their two ovaries are releasing an egg. Think of this egg like a target, and imagine the sperm like arrows:. For you to get pregnant, one of the arrows have to hit the target there are several methods to help you discover if you are in the fertile period. One of them is our ovulation calculator. Read more about how your menstrual cycle works. But if you notice that your periods have been very irregular in recent months, may be more difficult to identify ovulation. See what other methods to detect ovulation and consult your doctor to know better how to proceed.
Trick 2: Be in the right place at the right time
Once you know the date of ovulation, prepare (and list your partner) to have sex during your most fertile days. You can get three days before and continuing until after the expected date of ovulation. (Start a little earlier also does not hurt; some women achieved pregnancy having sex until six days before ovulation.) As the sperm survive in your body for a few days, you have a good length of time to try to conceive. This means that if you have intercourse on a Monday, the sperm will stay in her reproductive system, waiting for an egg, until Thursday. Or up to Sunday in some cases. But remember, your egg only survives for about a day. If you do not know when ovulation will occur, follow the good old rule of having sex every other day. So, every day you will have a stock of healthy sperm waiting in the fallopian tube, ready to spring into action when the egg appears. (If you and your partner want to have sex more often than that, no problems. But know that it does not will increase or decrease your chances of getting pregnant). Another tip: if for some reason you are waiting to go into action during the time of ovulation, do not let this happen after a long fast. Your partner needs to ejaculate at least once before the fertile period, but there may be an accumulation of dead sperm in the semen, and they do not serve to conceive a baby.
Trick 3: Remain lying down after sex
For a long time, scientists had no evidence that the woman stay lying down for a while after sex help the sperm to reach the egg. But, in 2009, Dutch researchers found that, in a fertility clinic in Amsterdam, women remained lying on his back for 15 minutes after artificial insemination were 50% more likely to become pregnant than those that remained standing after the procedure. You can not prove that the same probability applies to sexual intercourse, but the study shows that lie can help the sperm to do their part. And anyway, does not hurt to try. It is not necessary to stay with her ??legs up, just lying on her side is enough.
Trick 4: Enjoy this time of expectation
If you hurry to get pregnant, you may end up feeling too anxious about it. This is normal, but the truth is that the chances are greater if you are not stressed. This is because the hypothalamus - the gland in the brain that regulates hormones ovulation. - Does not work so well when you"re nervous, causing her body to end ovulating later or even not release an egg that cycle therefore try maximum to enjoy this phase and all this "lot" of carefree sex. Make sex fun - instead of just thinking about making a baby - you can even increase your chances of getting pregnant. And if you"re thinking of ways to spice things up, good news: there is not a position that is better than the other to get pregnant. All are equally effective.
Trick 5: Prepare the ground for superespermatozoides
Sperm are more likely to fertilize an as healthier, stronger and egg are plentiful. There are several ways to help your partner improve sperm quality:
- Cut Alcohol (drink daily studies show that may reduce testosterone levels, lower sperm count and increasing the number of defective cells).
- Declare war on smoking (smoking can reduce the quality of sperm).
- Eat more foods rich in zinc, folic acid, calcium and vitamins C and D (they help produce many strong and fast sperm).
- Avoiding hot and sauna baths, since the heat eliminates sperm (testes work best at a temperature between 34.4 and 35 degrees Celsius, slightly less than normal body temperature). Stay long with the laptop on the lap increases the temperature of the testes, as well as riding a bike too.
The sooner your partner adopt these changes, the better. New sperm can take up to three months to produce.
Trick 6: Make sure you also
Your chances of having a healthy pregnancy and a baby are higher if your body and your life are ready for the task. Before you start trying to conceive, see your gynecologist or general practitioner to see if all is well with your ovulation and if their immunizations are up to date. You will also greatly help if you reduce or cut the consumption of alcoholic beverages and smoking cessation and drugs. All these substances interfere negatively on your fertility and are also dangerous to the fetus. Consider the hypothesis also cut out caffeine. Some studies show that women who take more than one or two cups of coffee a day are less likely becoming pregnant.
Based in babycenter.com
Make Your Health Benefits Work for You in HARTFORD
The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.
In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.
1. Explore Your Options for Health Coverage
You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.
2. Review the Benefits Available
Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.
3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides
Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.
4. Use Your Health Coverage
Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.
5. Understand Your Plan’s Mental Health and Substance Use Coverage
Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.
6. Look For Wellness Programs
More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.
7. Know How to File an Appeal if Your Health Benefits Claim is Denied
Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.
8. Assess Your Benefits Coverage as Your Family Status Changes
Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.
9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits
If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.
10. Plan For Retirement
Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.
These Laws Can Help
- The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
- The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
- The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
- The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
- The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
- The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
- The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
- The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
- The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.
For More Information
Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.