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Gilchrist, Holland pace Bengals to scrimmage win


Tylar Holland, is at a national hockey tournament in Michigan -- the Bengals took a no-hitter into the seventh inning, Gilchrist having faced just one over the minimum. But Capital's Sydney Ladas ripped a hard double into to right field to lead off the ...

Spring break 2015: List of family-friendly Holland events


Free blood pressure clinic for adults also available. INFO Register by April 5 by calling (616) 331-3910 or online at www.gvsu.edu/holland. WHAT Learn about Michigan's stealthiest predators and sneakiest prey. Discover how animals have adapted to become ...

Hope, Calvin baseball each toss shutouts in split


Hope jumped out to a 5-0 lead in the bottom of the first against Calvin. The Flying Dutchmen received a two-run double from first baseman Landon Brower of Holland, Michigan (Holland Christian HS), capitalized on two Calvin errors for three unearned runs.

Ottawa Co. United Way Reaches $2.3 Million Goal


HOLLAND, MI (WHTC) - On its fourth try, the Greater Ottawa County United Way finally crossed the 2.3 million-dollar threshold in reaching its goal for the annual fundraising drive. A late kick enabled the agency to collect 2.31 million through about 300 ...

Michigan’s Jim Harbaugh focused on recruiting Texas; will host camp in Dallas-area


Harbaugh is in his first year as head coach at Michigan after a successful four-year stint with the San Francisco 49ers. EJ Holland is a recruiting analyst for 247Sports.com. You can follow him on Twitter @EJHolland247.

Funerals Set For Michigan Marines Killed In Florida Helicopter Crash


(CBSMiami/AP) — Funeral services are set for two of three Michigan Marines killed in a Black Hawk helicopter ...
Trevor Blaylock of Lake Orion and Andrew Seif of Holland were among seven Marines and four Army soldiers killed March 10 when the helicopter ...

Michigan toddler dies after being struck by father


(Photo: Getty Images) HOLLAND, Mich. – Authorities are investigating after an 18-month-old boy was killed in an accident involving a small loader his father was driving in southwest Michigan. The Michigan State Police say the incident happened about 1:30 ...

My Town: Hope Partnership with IU Maurer School of Law provides scholarships, mentoring | Schools


Located in Holland, Michigan, Hope College is a four-year, co-educational, Christian liberal arts college affiliated with the Reformed Church in America, and has 3,433 students from 40 states and 23 foreign countries. Founded in 1866, Hope offers majors ...

Funerals set for Michigan Marines killed in helicopter crash


CHARLEVOIX, Mich. (AP) — An appeals court won't overturn a decision that calls for more stringent pollution controls at a cement plant in northern Michigan. The federal court this week ruled agains...
HOLLAND, Mich. (AP) — Authorities are investigating ...

Sap run! Holland couple makes own maple syrup from scratch


HOLLAND, Mich. (AP) — After a long winter, springtime in West Michigan sure smells sweet. If it's in Traci and Andy Krino's neighborhood in Holland, that might just be the smell of maple syrup in the air. When the sweet smell brings neighbors ...

Spring tip: Tulip Time in Holland


Originally cultivated in Ottoman Turkey, tulips came to Holland in the 16th century and became the rage. Tulips became so popular among the Dutch that briefly in the 17th century they were used as mon…

My First Bar Mitzvah – Part One (Anti-Semitism in EU)


My 4 stop-light hometown didn’t have a synagogue. In fact the nearest one was a 45 minute drive away. So it’s no surprise that my first Bar Mitzvah experience is later in life as I embrace being an ex…

How can you tell who is the best green carpet cleaner in Holland?


First we must decide if being a green… http://bit.ly/1CYFK8d

Frühlingserwachen in Holland | Spring Awakening in the Netherlands


DE | Zwei Länder, drei Städte, fünf Tage: Das war mein Kurzurlaub in den Niederlanden mit Ausflügen nach Amsterdam und Brüssel. Schon auf der Hinfahrt haben mich die ersten warmen Sonnenstrahlen gekit…

Fluoreszierender Nissan LEAF auf dem Smart Highway in Holland


Mit dem Smartphone wurde das Handy zum Computer für die Hosentasche, Haustechnik wie etwa Heizungen können über die passende App intelligent geregelt werden und auch viele andere Bereiche haben sich i…

sunset in Holland by annemiekeprozee


Photo Credit : annemiekeprozee Tagged: holland, sunset, windmill Kockengen

CORNELIUS DE WEEVER HEADS TO FACE ANDRE BOSMAN IN HOLLAND TO DEFEND HIS GOOD NAME


I posted the day before yesterday that Cornelius de Weever had quietly left St Maarten and flown to Holland. He left to defend himself against Dutch politician Andre Bosman, who insinuated that Cornel…

Gut Essen in Holland


Als wir vor einem Jahr erstmals in unserem Leben nach Holland reisten, wurden wir von Freunden und Bekannten interessiert betrachtet und gefragt, warum wir das denn vorhätten. - Darunter waren durchau…

Deutscher Sonntag ohne Brötchen: Was ich hier in Holland vermisse


Heute haben wir – wie seit ein paar Monaten immer wieder sonntags – mit Blick auf den Deutsch-Input für die zweisprachige Erziehung beide den ganzen Tag Deutsch mit dem kleinen Kaaskop gesprochen, als…

Wilde Havanas – Wooden Cigar Box – Flor Fina – Made in Holland


Great vintage find by MeangleanAlchemist (22.00 USD) http://ift.tt/1G78PLW




SPECIAL INFORMATION FOR HOLLAND

Make Your Health Benefits Work for You in HOLLAND MICHIGAN

The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.

1. Explore Your Options for Health Coverage

You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.

2. Review the Benefits Available

Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.

3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides

Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.

4. Use Your Health Coverage

Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.

5. Understand Your Plan’s Mental Health and Substance Use Coverage

Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.

6. Look For Wellness Programs

More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.

7. Know How to File an Appeal if Your Health Benefits Claim is Denied

Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.

8. Assess Your Benefits Coverage as Your Family Status Changes

Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.

9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits

If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.

10. Plan For Retirement

Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.

These Laws Can Help

  • The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
  • The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
  • The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
  • The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
  • The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
  • The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
  • The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
  • The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
  • The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.

For More Information

Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.

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How can I follow Congressman votes that I have chosen in HOLLAND MICHIGAN

How to . . .   observe about congressional votes  All voting in Congress is a matter of public record. However, not all floor votes are roll call votes. There are voice votes (“aye” or “no”) and pision or standing votes (where the presiding officer counts Members), and these types of votes do not indicate by name how a member voted. Senate.gov

Senate roll call vote tallies are posted online within an hour of the vote.   You can view today´s votes or use the vote tables to look at any roll call vote taken since the 101st Congress (1989).  In addition to vote tallies, the entries also provide brief descriptions of the votes and links to Congress.gov for the texts of the legislation.

House.gov

House roll call vote tallies are posted online directly following the vote.   You can view votes from this Congress or use the archives to look at any roll call vote taken since the 101st Congress, 2nd session (1990).  In addition to vote tallies, the entries provide brief descriptions of the votes.

Congress.gov

Congress.gov provides Senate recorded floor votes going back to the 101st Congress (1989-90) and House recorded floor votes going back to the second session of the 101st Congress (1990). To access votes using Congress.gov search for a bill and click on the "Actions" tab. All House and Senate roll call votes will be listed with links to the House and Senate´s web pages.

Congressional Record

The Congressional Record is the official source of information on recorded floor votes.  Votes are printed in the daily Record as they occur on the floor. The votes provide an alphabetical listing of members under “yea,” “nay,” and “not voting” categories and show the overall tally for each category.  However, votes are not identified by party or by state. The Daily Digest section that is printed at the end of each Record shows how many roll call votes were taken that day and show on what page in the Record the votes can be found. TheCongressional Record Index provides subject access to the votes (under “Votes in Senate” and “Votes in House.”)

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People help people. Gods do not help people

HealthDay news image Organ transplants have saved more than two million years of life in the United States over a period of 25 years, new research shows.But fewer than half the people who needed a transplant in this period they received, according to a report in the online edition of the January 28 issue of the journalSurgery JAMA ."The critical shortage of donors continues to affect this field. Just 47.9 percent of patients on the waiting list during the 25 years of the study underwent a transplant. The need is increasing, and therefore the Organ donation should increase, "wrote Dr. Abbas Rana, Baylor College of Medicine in Houston, and colleagues. The researchers analyzed the medical records of more than 530,000 people receiving organ transplants between 1987 and 2012, and nearly 580,000 people who signed up for the waiting list but never received a transplant. In that period, transplants saved 2.2 million life years, with an average of just over four years saved for each person who received a transplant from a living body, the study authors noted in a news release from the journal . The number of years saved by type of organ transplant life were: kidney, 1.3 million years; liver, more than 460,000; heart, almost 270,000; lung, about 65,000: pancreas and kidney, nearly 80,000; pancreas, just under 15,000, and intestines, around 4,500. One expert noted the relevance of the findings. "This study highlights the importance of organ donation, and shows that solid organ transplants save lives. One organ donor can have an impact on up to 50 lives," said Dr. Kareem Abu-Elmagd, director of the Center for transplant at the Cleveland Clinic in Ohio. "The field of transplantation continues to seek ways to save more lives," said Abu-Elmagd. "For example, the program of ex vivo perfusion of organs of the Cleveland Clinic has been studying perfusion technology to better preserve organs donated." Powered by infusion, a machine pumps oxygen and nutrients to the donated enriched to prevent damage or deterioration of the body prior to transplant into a patient waiting, according to the Cleveland Clinic organ solution. Baylor researchers suggested a direct solution. "We call for greater support of transplantation and solid organ donation, valuable efforts have an impressive record of achievements and tremendous potential to do even more good for humanity in the future," concluded the authors. HealthDay, translated by HispaniCare

SOURCES: Kareem Abu-Elmagd, MD, Ph.D., director, Cleveland Clinic´s Transplant Center, Ohio; JAMA Surgery , news release, Jan. 28, 2015

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Newsof.org. Selected the top stories of the city of HOLLAND MICHIGAN. Political events, traffic accidents on highways, downtown events, neighborhoods and inside. Also researched local newspapers and social networks, as well as the site of City Hall. Crimes, are always subject to demand generally for information. Also the tragedies and disasters such as fires, floods, flooding, rain, hail and winds. Tags: Breaking News, HOLLAND MICHIGAN, City, Indoors, Monday, Tuesday, Wednesday, Thursday , Friday, Saturday, Sunday, Car, Crash, Elections, Beating, Accident, Crime, Police, Criminal, Police, Road, Highway Access, Elections, Party, Hail, Rain, Flood, Anniversary, Award, Month, Week End , Today, Yesterday, Female, Male, Family, Child, People.