Health Insurance Market in HOWELL MICHIGAN
From January 2014 is effective Health Insurance Market , which is designed to help you find the insurance that best suits your budget and needs of health coverage suits. Each health plan included in the new market will provide comprehensive coverage: doctor visits, medicines, hospital services, preventive services and more. It will also be possible to compare all the health insurance options based on price, benefits and other features that may be important to you.
Who is eligible to use the Health Insurance Market?
Anyone can use the Health Insurance Market to explore their options for health coverage, even if you have insurance.
The following are the only requirements to obtain insurance through this new market:
Live in America
-become naturalized US citizen or native, or lawful permanent resident
-not be in jail
Learn more about who may register in the Health Insurance Market.
Each state will have its own insurance market. Some states already provide information on the Health Insurance Market. See if it is the case in your state .
Learn about the 10 essential health benefits plans offered all Market.
Registration Process in Medical Insurance Market
From October 2013 you can get information about all the plans available in your area. You can also register directly online or by phone toll-free hotline to be appointed for this service.
If you have difficulty finding a plan that fits your needs and budget, there will be people available to help you explore your options for coverage. The help you receive from these people is completely unbiased. These wizards are not related to any particular plan or receive any commission (compensation) in relation to health plans available.
Learn more about how to prepare for the registration process .
Free or low-cost care
If you do not have or can not afford health insurance, there are options for you to receive free or low-cost care. Learn about the resources available to meet the health care options you need.
Options private health insurance with low premiums
Medicaid and Medicare
Community Health Centers
Know where to receive care if you have no health insurance
Free health insurance or affordable for children
The Health Insurance Program for children provides low-cost health coverage for children of families who earn too much to qualify for Medicaid coverage and who can not afford health insurance revenue Private. The CHIP program is a state and federal partnership that works in conjunction with Medicaid.
Each state operates a CHIP, but most states have unique names for their programs as Child Health Plus (New York), Healthy Families (California) and Hoosier Healthwise (Indiana). In several states, the CHIP and Medicaid are combined into one program.
What you need to know about CHIP:
Basic requirements for eligibility for CHIP : children up to age 19 in families with incomes up to $ 44.100 per year (for a family of four) are likely to receive coverage. In many states children from families with higher incomes may also be eligible.
Eligibility and Pregnancy : Pregnant women may be eligible for CHIP. Coverage for Moms generally includes laboratory tests and costs of labor and at least 60 days post-partum care.
States citizenship and immigration : the CHIP covers US citizens and certain legal immigrants. States have the option to cover children and pregnant women residing legally in EE. UU. The undocumented immigrants are not eligible for CHIP.
For information about health coverage programs Medicaid and CHIP in your state, visit the programs in your state , or call 1-877-543-7669.
It charges: health coverage option if you lost your job
If you do not already have medical coverage that gave your employer may have the option of keeping it through the program "continuation coverage", better known as COBRA.
This program allows you and your family to maintain health insurance he received while employed for a limited time after it stopped working time. When your employer stops paying COBRA is likely that you need to pay the full cost of the monthly premium.
What you need to know about COBRA coverage:
-Overall COBRA requirements apply only to employers with 20 or more employees. Many states have laws similar to COBRA that apply to employers with fewer than 20 employees. Contact the Department of Insurance in your state (in English) to find out if the "continuation coverage by the state" applies to your case.
-If your family was under the employer coverage, this coverage may also be eligible for COBRA.
-In most cases you should receive a notice of benefits administrator or health plan from your employer stating that your coverage is ending and offering the right to COBRA.
-In most cases you have 60 days after your last day of coverage to enroll in COBRA.
-Generally the program lasts 18 months but could last up to 36 months.
For more information about call COBRA benefits administrator of your employer and learn about their specific through this program options.
-If the coverage of your health plan was through a private employer (not a government employer), you can visit the website of the Department of Labor or call 1-866-444-3272.
-If the coverage of your health plan was through an employer state or local government, you can call 1-877-267-2323, extension 61565.
-If the coverage of your health plan had as an employee of the federal government, you can visit the website of the Office of Personnel Management (in English).
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Fighting against human trafficking in HOWELL MICHIGAN
Under Secretary for Civilian Security, Democracy, and Human Rights
» Office to Monitor and Combat Trafficking in Persons
» Identify and Assist a Trafficking Victim
» 20 Ways You Can Help
20 Ways You Can Help Fight Human Trafficking
After first learning about human trafficking, many people want to help in some way but do not know how. Here are just a few ideas for your consideration.
1. Learn the red flags that may indicate human trafficking and ask follow up questions so that you can help identify a potential trafficking victim. Human trafficking awareness training is available for inpiduals, businesses, first responders, law enforcement, and federal employees.
2. In the United States, call the National Human Trafficking Resource Center at 1-888-373-7888 (24/7) to get help and connect with a service provider in your area, report a tip with information on potential human trafficking activity; or learn more by requesting training, technical assistance, or resources. Call federal law enforcement directly to report suspicious activity and get help from the Department of Homeland Security at 1-866-347-2423 (24/7), or submit a tip online at www.ice.gov/tips, or from the U.S. Department of Justice at 1-888-428-7581 from 9:00am to 5:00pm (EST). Victims, including undocumented inpiduals, are eligible for services and immigration assistance.
3. Be a conscientious consumer. Discover your Slavery Footprint, and check out the Department of Labor’s List of Goods Produced by Child Labor or Forced Labor. Encourage companies, including your own, to take steps to investigate and eliminate slavery and human trafficking in their supply chains and to publish the information for consumer awareness.
4. Incorporate human trafficking information into your professional associations’ conferences, trainings, manuals, and other materials as relevant [example].
5. Join or start a grassroots anti-trafficking coalition.
6. Meet with and/or write to your local, state, and federal government representatives to let them know that you care about combating human trafficking in your community, and ask what they are doing to address human trafficking in your area.
7. Distribute public awareness materials available from the Department of Health and Human Services or Department of Homeland Security.
8. Volunteer to do victim outreach or offer your professional services to a local anti-trafficking organization.
9. Donate funds or needed items to an anti-trafficking organization in your area.
10. Organize a fundraiser and donate the proceeds to an anti-trafficking organization.
11. Host an awareness event to watch and discuss a recent human trafficking documentary. On a larger scale, host a human trafficking film festival.
12. Encourage your local schools to partner with students and include the issue of modern day slavery in their curriculum. As a parent, educator, or school administrator, be aware of how traffickers target school-aged children.
13. Set up a Google alert to receive current human trafficking news.
14. Write a letter to the editor of your local paper about human trafficking in your community.
15. Start or sign a human trafficking petition.
16. Businesses: Provide internships, job skills training, and/or jobs to trafficking survivors. Consumers: Purchase items made by trafficking survivors such as from Jewel Girls or Made by Survivors.
17. Students: Take action on your campus. Join or establish a university or secondary school club to raise awareness about human trafficking and initiate action throughout your local community. Consider doing one of your research papers on a topic concerning human trafficking. Professors: Request that human trafficking be an issue included in university curriculum. Increase scholarship about human trafficking by publishing an article, teaching a class, or hosting a symposium.
18. Law Enforcement Officials: Join or start a local human trafficking task force.
19. Mental Health or Medical Providers: Extend low-cost or free services to human trafficking victims assisted by nearby anti-trafficking organizations. Train your staff on how to identify the indicators of human trafficking and assist victims.
20. Attorneys: Look for signs of human trafficking among your clients. Offer pro-bono services to trafficking victims or anti-trafficking organizations. Learn about and offer to human trafficking victims the legal benefits for which they are eligible. Assist anti-trafficking NGOs with capacity building and legal work.
It is really hard for kids to speak up when theyre abused. But the Jehovahs Witnesses make it a lot harder.
They have a 2 Witness rule, which says that anyone who accuses an adult of abuse must have a second witness. If there is no second witness, the accuser is punished for a false accusation - usually by ordering that no Witness may talk with or associate with the false accuser. This is called dis-fellowshipping. For a kid raised only with other Witnesses, it was horrifying. Even your parents would have to ignore you. It was more terrifying than Jonathan.
It was the elders of my congregation who had assigned Jonathan to team up with me. When we separated from the others, he forced me into his pick-up truck and drove us to his house. Then he would say Lets play. It happened too many times. Like everyone else in the congregation, my parents liked Brother Jonathan and trusted him in our family.
My parents were consumed with some really huge problems in those years, and later divorced. I was emotionally alone - and wanted to be the best Jehovahs Witness I could be. Thats why I went out to field service - the door to door ministry that Witnesses are known for.
What my parents didnt know, was that Jonathan had sexually molested another girl in our congregation. The elders knew this and had kept it a secret. They were following orders from Watchtower leaders, based in the world headquarters in New York, who in 1989 had issued a top-secret instruction to keep known child sex abusers in the congregations a secret. This instruction became Exhibit 1 at my civil trial.
The elders and the Governing Body all knew that child molesters hide in religious groups and often are people who are likeable and friendly - like Jonathan. They knew molesters would likely do it again. But they chose to ignore the safety of the kids, in favor of protecting their image - and their bank account - from lawsuits. It was all in that 1989 letter.
It took me learning about Jonathans other victims for me to speak up. In 2009, I looked on Californias Megans Law website, the states official list of registered sex offenders. There, I found he had been convicted a few years before for sexually abusing another 8-year-old girl. I felt horribly guilty that I hadnt spoken up about him earlier. Now, I need to stop predators from doing this again.
The only way to end this abuse is by lifting this veil of secrecy once and for all.