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Latest News - IVALEE ALABAMA

Train cars overturn in Ivalee


No one was injured and no one is endangered by the derailment of two train cars just past Ivalee Elementary School ...
as the CSX train running on the Alabama Tennessee River Railway overturned. The Lankfords were keeping an eye on the cleanup taking ...

2 ATR train cars overturn in Etowah Co.


Two covered hopper cars tipped over in the Ivalee Community in Etowah County on Sunday. The train is from Alabama Tennesee Railroad, a division of OmniTRAX. Rail personnel responded to the scene. Authorities have not released any information on injuries.

Ivalee students build a garden to learn


The project was started by the school’s counselor, Heather Ford. Ivalee Elementary’s outdoor classroom was brought to life through the Alabama Outdoor Classroom (AOC) Program. The Alabama Power Foundation Students-to-Stewards Grant provided the funds ...

Steele man killed in Friday morning wreck


STEELE, Alabama -- A 74-year-old man was killed Friday morning in a wreck on U.S. 11 ...
"It appears something medical happened to him to cause the accident," Head said. Ivalee and Attalla firefighters, Alabama State Troopers and the Etowah County ...

Kenneth R. Clement


Alabama; Ivalee Baptist church, Attalla, Alabama; and Tate’s Chapel Baptist Church, Centre, Alabama) spanning over 38 years before becoming director of missions at DeKalb Baptist Association for the last 11 years. A native of Gadsden, Alabama ...

Missing Etowah County teen found (updated)


GADSDEN, Alabama -- The Etowah County Sheriff's Office says a missing 18-year-old woman in the Ivalee area has been found. Shortly before 3:30 p.m., authorities announced they had found Katie Renea Halbert safe and unharmed. She had been missing since ...

Ivalee, Alabama Vacation Rentals


Ivalee, Alabama offers great vacation house rental and home rental-by-owner deals for the knowledgeable traveler. No matter what budget or level of comfort you seek in your holiday to Ivalee, AL, there's surely a great local vacation home rental available ...

8 ALABAMA TENNESSEE RAILROAD RAIL CARS CARRYING CORN FEED DERAIL IN ETOWAH COUNTY, ALABAMA


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Train derails in Ivalee


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Jobs from Indeed




SPECIAL INFORMATION FOR IVALEE

Earned Income Tax Credit Awareness Day in IVALEE ALABAMA

The U.S. Treasury Department’s State Small Business Credit Initiative (SSBCI) today released a new Quarterly Report detailing how the program continues to help small businesses grow and create jobs. Since the beginning of the program, the Treasury Department has disbursed more than $1.1 billion to participating states.

The Internal Revenue Service is partnering with community-based organizations across the country to promote Earned Income Tax Credit Awareness Day, an effort to alert millions of low and moderate-income workers who may be missing out on a significant tax credit that can be as much as $6,000.

Millions of workers who earned $52,427 or less last year may qualify for EITC for the first time in 2015, making awareness of the credit critical. About a third of the people eligible for EITC fluctuate each year based on changes to their marital, parental and financial status. All across the United States, local officials and community organizations are holding events highlighting this key benefit.

“About four out of five eligible workers and families get the credit they earned. That leaves millions missing EITC every year,” said IRS Commissioner John Koskinen. “It’s an important credit and one of the government’s best tools to fight poverty.”

Last year, almost 28 million eligible workers and families received $66 billion total in EITC, with an average EITC amount of $2,400.

The IRS website is a valuable first stop to help taxpayers get it right this filing season, from information on claiming the EITC, to learning about the Affordable Care Act (known as the health care law), to finding free tax help. The IRS encourages everyone to use the EITC Assistant on IRS.gov/eitc, an interactive tool to find out if they are eligible for the credit. The IRS website also provides helpful information on the health care law and how it may affect tax returns at IRS.gov/aca. There is also an interactive tool that helps individuals determine if they are eligible for the premium tax credit. And qualified taxpayers may also find a free tax return preparation site on IRS.gov/vita.

The amount of EITC varies depending on income, family size and filing status. Those who work for someone else or those who run a business or farm and who earned $52,427 or less during 2014 could receive larger refunds if they qualify for the EITC. This could mean up to $496 in EITC for people without children, and a maximum credit of up to $6,143 for those with three or more qualifying children.

The EITC is refundable. This means those eligible may get a refund from the IRS even if they owe no tax or had no taxes withheld from their paycheck.

Workers potentially eligible to claim the credit should visit IRS.gov/eitc to learn if they qualify, how to claim the credit and more. The EITC Assistant will also determine their filing status, if they have a qualifying child or children and estimate the amount of the EITC they could get. If an individual doesn’t qualify for EITC, the Assistant explains why and a summary of the results can be printed.

Get the Credit — How to Claim the EITC

To get the EITC, workers must file a tax return, even if they are not legally required to file, and specifically claim the credit. Free tax help is available to those eligible for the EITC:

The Internal Revenue Service is partnering with community-based organizations across the country to promote Earned Income Tax Credit Awareness Day, an effort to alert millions of low and moderate-income workers who may be missing out on a significant tax credit that can be as much as $6,000.

Millions of workers who earned $52,427 or less last year may qualify for EITC for the first time in 2015, making awareness of the credit critical. About a third of the people eligible for EITC fluctuate each year based on changes to their marital, parental and financial status. All across the United States, local officials and community organizations are holding events highlighting this key benefit.

“About four out of five eligible workers and families get the credit they earned. That leaves millions missing EITC every year,” said IRS Commissioner John Koskinen. “It’s an important credit and one of the government’s best tools to fight poverty.”

Last year, almost 28 million eligible workers and families received $66 billion total in EITC, with an average EITC amount of $2,400.

The IRS website is a valuable first stop to help taxpayers get it right this filing season, from information on claiming the EITC, to learning about the Affordable Care Act (known as the health care law), to finding free tax help. The IRS encourages everyone to use the EITC Assistant on IRS.gov/eitc, an interactive tool to find out if they are eligible for the credit. The IRS website also provides helpful information on the health care law and how it may affect tax returns at IRS.gov/aca. There is also an interactive tool that helps individuals determine if they are eligible for the premium tax credit. And qualified taxpayers may also find a free tax return preparation site on IRS.gov/vita.

The amount of EITC varies depending on income, family size and filing status. Those who work for someone else or those who run a business or farm and who earned $52,427 or less during 2014 could receive larger refunds if they qualify for the EITC. This could mean up to $496 in EITC for people without children, and a maximum credit of up to $6,143 for those with three or more qualifying children.

The EITC is refundable. This means those eligible may get a refund from the IRS even if they owe no tax or had no taxes withheld from their paycheck.

Workers potentially eligible to claim the credit should visit IRS.gov/eitc to learn if they qualify, how to claim the credit and more. The EITC Assistant will also determine their filing status, if they have a qualifying child or children and estimate the amount of the EITC they could get. If an individual doesn’t qualify for EITC, the Assistant explains why and a summary of the results can be printed.

Get the Credit — How to Claim the EITC

To get the EITC, workers must file a tax return, even if they are not legally required to file, and specifically claim the credit. Free tax help is available to those eligible for the EITC:

  • Free File on IRS.gov. Free brand-name tax software walks people through a question and answer format to help them prepare their returns and claim every credit and deduction for which they are eligible. Free File also provides online versions of IRS paper forms, an option called Free File Fillable Forms which is best suited for taxpayers comfortable preparing their own returns.

  • Free tax preparation sites. EITC-eligible workers can seek free tax preparation at thousands of Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) sites. Taxpayers can locate the nearest site using a search tool on IRS.gov or through the IRS2go smartphone application.

    It is important for taxpayers to bring along all the required documents and information to make sure they get the EITC they deserve. Also, those who bought coverage through the Health Insurance Marketplace should receive Form 1095-A, Health Insurance Marketplace Statement, from their Marketplace in early February. It’s important to also bring the Form 1095-A to the volunteer site. Any taxpayer who does not receive it by early February should contact their Marketplace, not the IRS. The IRS will not have access to the information on the form.

Like last year, the IRS expects to issue more than nine out of 10 refunds within 21 days. The IRS reminds taxpayers that the fastest way to get a refund is to e-file their tax return and choose direct deposit. It takes longer to process paper returns. Because of budget cuts resulting in a smaller staff, it will likely take an additional week or more to process paper returns, meaning that those refunds are expected to be issued in seven weeks or more. Taxpayers can track the status of their refund with the “Where’s My Refund?” tool available on IRS.gov or on IRS2go.

Similar Benefits Available Through the Health Care Law

The Affordable Care Act requires that a taxpayer and each member of his or her family have qualifying health insurance coverage for each month of the year, qualify for an exemption from the coverage requirement, or make an individual shared responsibility payment when filing a federal income tax return.

Premium Tax Credits: If taxpayers bought coverage through the Health Insurance Marketplace, they should receive Form 1095-A, Health Insurance Marketplace Statement from their Marketplace by early February. They should save this form because it has important information needed to complete their tax returns. 

If a taxpayer is expecting to receive Form 1095-A and has not received it by early February, they should contact the Marketplace where the coverage was purchased. Due to the fact that the IRS does not have this information, it is recommended that taxpayers contact the appropriate marketplace.

Anyone who benefited from advance payments of the premium tax credit must file a federal income tax return. The taxpayer will need to reconcile those advance payments with the amount of premium tax credit they’re entitled to based on actual income. As a result, some people may see a smaller or larger tax refund or tax liability than they were expecting. When filing their return, taxpayers will use IRS Form 8962, Premium Tax Credit (PTC), to calculate the premium tax credit and reconcile the credit with any advance payments.

Reporting requirements: Most taxpayers will simply check a box on their tax return to indicate that each member of their family had qualifying health coverage for the whole year. No further action is required. Qualifying health insurance coverage includes coverage under most, but not all, types of health care coverage plans. Taxpayers can use the chart on IRS.gov/aca to find out if their insurance counts as qualifying coverage.  

Exemptions: A taxpayer may be eligible to claim an exemption from the requirement to have coverage. If eligible for an exemption, the taxpayer will need to complete the new IRS Form 8965, Health Coverage Exemptions and attach it to their return. The individual must apply for some exemptions through the Health Insurance Marketplace.  However, most of the exemptions are easily obtained from the IRS when filing a tax return.  

Individual Shared Responsibility Payment: If an individual does not have qualifying coverage or an exemption for each month of the year, they will need to make an individual shared responsibility payment when filing their return for choosing not to purchase coverage. Examples and information about figuring the payment are available on the IRS Calculating the Payment page. More information about the Affordable Care Act and the 2014 income tax return is available at IRS.gov/aca.

Get It Right

Taxpayers are responsible for the accuracy of their tax return even if someone else preparers it for them. The rules for EITC are complicated. The IRS urges taxpayers to seek help if they are unsure of their eligibility, whether from a paid tax professional or at a free tax return preparation site. Deliberate errors can have lasting impact on future eligibility to claim EITC and leave taxpayers with a penalty.

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Tips to Prevent Data Theft in IVALEE ALABAMA

Today, it’s quick and easy to get a credit card approved, transfer money from one account to another, renew your driver’s license, fill a prescription from your doctor at your local pharmacy, use store loyalty cards, and purchase products online. But you pay for this convenience by providing more opportunities for your personal information to be changed, stolen, or reported inaccurately. Companies can also use the information you have shared to direct their future marketing efforts or can sell the information to other companies. To help protect your privacy, follow these tips:

  • Look for privacy statements on websites, sales materials, and forms you fill out. If a website claims to follow a set of established voluntary standards, read the standards. Don´t assume they provide the level of privacy you want.
  • Ask how your personal information will be stored and used.
  • Only provide the purchase date, model/serial numbers, and your contact information of warranty registration forms.
  • Discuss privacy with others in your home. Everyone, even children, should understand what information is not appropriate to share on the phone, while using a computer, tablet, smart phone and in other situations.

Check with your state or local consumer agency to find out whether any state laws that help protect your privacy. Some companies and industry groups have also adopted voluntary policies that address privacy concerns.

Creating Secure Passwords

The number of passwords that you need on a daily basis can be overwhelming. It is tempting to use the same password across several sites; however to get the most protection available, you should use different passwords on each site and change your passwords periodically. The goal for creating passwords is to strike a balance between being something that is easy to remember and unique. Some general tips for creating a secure password include:

  • Use a mix of uppercase and lowercase letters, numbers, and special characters.
  • The longer password, the better it is.
  • Don’t use your name, birthday, license plate, favorite sports teams or other facts that are easily guessed.
  • Create a password based on a phrase. For example “A stitch in time saves nine” can be translated into the password “Ast!Ts9”. where each character represents a word in the phrase.
  • If you must use the same password on several websites, add a prefix or suffix. For example, use “Ast!Ts9:4bnk”for your bank account and “Eml: Ast!Ts9” for your email account.

Back to Top

Specialty Consumer Reports

Credit reports are not the only reports that you can get for free. The same law that allows you to get a free credit report each year also allows you to get a copy of specialty consumer reports. Just like Equifax, Experian, and TransUnion collect your credit information, there are other companies that collect information about your medical, insurance, rental/tenant and alternative credit histories. Landlords, insurers and other companies buy these reports to help them decide whether or not they will offer their services to you.

Just like your credit reports, you have the right to a free annual report from each specialty consumer reporting agency. Since there is no centralized place to order these reports (like there is for credit reports), you must contact each agency individually. If you are planning to rent an apartment, ask the landlord for the name of the screening company that they use and request a copy of your report in advance. Similarly if you are getting a new insurance policy, you can contact the consumer reporting agencies that collect related information. If there is a mistake on your report, you have a right to correct it.

For a list of specialty consumer agencies, visit the Consumer Financial Protection Bureau (PDF) or Privacy Rights Clearinghouse. If you need to file a complaint about a consumer reporting agency, contact the Consumer Financial Protection Bureau or the Federal Trade Commission.

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Buying prescription drugs via the Internet: A consumer guide to IVALEE ALABAMA

The Internet has changed the way we live, work and even as bought. The advance of the Internet has made it possible to compare prices and buy products without having to leave the house. But when used for medicine is important to be very careful. Some websites sell drugs that are not legitimate, putting their health at risk.

For example, some websites that sell medicines:

  • They are not licensed pharmacies with state of the United States or are not really pharmacies.

  • They can give an incorrect diagnosis or sell you a drug that is not appropriate for your medical condition.

  • Do not protect your personal data (eg social security number and credit cards).

Some of the drugs that are sold on the Internet:

  • They are fake (counterfeit or adulterated).

  • They are very strong medicine dose or very low concentration.

  • They contain ingredients that can be harmful to your health.

  • They are expired or expired medicines.

  • They have not been approved by the Food and Drug Administration (FDA for its acronym in English), or have not been studied for their safety and efficacy.

  • They have been prepared using safe standards.

  • They are not safe for use with other medicines or products you use.

  • No right or have not been properly stored or shipped labels.

TALK TO YOUR DOCTOR BEFORE TAKING ANY MEDICINE FOR THE FIRST TIME

  • Talk to your doctor and get a physical before taking any medicine for the first time.

  • Use only medications that have been prescribed by your doctor or other health professional you trust, who is licensed in the United States to give prescriptions or prescriptions.

  • Ask your doctor if you have to do something specific for your prescription.

The following information will help protect (a) if you purchase medicines via the Internet:

KNOW WHERE YOUR MEDICINES COME TO MAKE SURE THEY ARE SAFE

Make sure that the website where you buy your drugs is state-licensed pharmacy in the United States and you are located in the United States. Pharmacies and pharmacists in the United States must be licensed by a state pharmacy board. The pharmacy board of the state where you reside, you can tell if the website you use is a state-licensed pharmacy if you have good reputation, and if you are located in the United States. For a list of state pharmaceutical boards in English at the National Association of Boards of Pharmacy (NABP) whose website is:www.nabp.net . For information in Spanish call toll free 1-866-SU-FAMILIA (1-866-783-2645), the Li line Telefónica Health National Hispanic Family.

The NABP is a professional association of pharmaceutical state boards. This association has a program that will help you find some of the pharmacies that are licensed to sell through the Internet. The websites where the hallmark of this program appears, have been checked to ensure they comply with federal and state regulations. For more information in English about this program and for a list of pharmacies where VIPPS® (Verified Internet Pharmacy Practice Sites ™) seal appears, visit the website: www.vipps.info . For information in Spanish call toll free 1-866-SU-FAMILIA (1-866-783-2645) National Helpline Hispanic Family Health.

. Find the websites whose practices are designed to protect you a secure website should:

  • Be located in the United States and be licensed by the state pharmacy board which operates the website (visit the website www.nabp.net for a list of state pharmaceutical boards in English). For information in Spanish call toll free 1-866-SU-FAMILIA (1-866-783-2645) National Helpline Hispanic Family Health.

  • Have a licensed pharmacist who can answer your questions.

  • Require a prescription from your doctor or other health professional who is licensed in the United States to give prescriptions or prescriptions.

  • Having a medium through which you can talk to a person if you have any problem.

MAKE SURE YOUR PRIVACY IS PROTECTED

Note that the privacy and security of the site you will find easy to use and understand.

Do not give any personal information (such as your Social Security number, the number of your credit card or your medical history) unless you are sure the website will keep the protected information and not made public.

Ensure that the website will not sell your personal information unless you authorize it.

PROTECT YOURSELF AND OTHERS

Report the web sites you do not feel safe (a), or those for which you have complaints. Visit the website www.fda.gov/buyonline and click under "Notify the FDA sites web troubled "to fill the form in Spanish.

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