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Latest News - LYONS COLORADO

Northeast Colorado CDOT crews hitting the roads for latest storm


Some Northeast Colorado plow drivers started last night and others hit ...
Boulder Maintenance Area The Boulder Maintenance Area includes patrols in: Estes Park (5 plows), Lyons (2 plows), Frederick (4 plows), Boulder (4 plows), Nederland (3 plows ...

Inspired by family history, Lyons' Roberts making his own name for himself


Roberts grew up in one of the more well-known running families in Colorado. Older brother Andrew, a 2009 Lyons grad, won a cross country state title and two 3,200 state titles. His 1,600 (4:22) and 3,200 (9:27.62) school records were taken down last spring ...

Family lawyer joins Cook&Co Solicitors


Louise Higham has joined Cook & Co Solicitors to head up their family law department. Louise was previously Finance Team Leader in the family law department at the Bristol office of national law firm, Lyons Davidson. Charles Cook, Managing Partner ...

5 tips for launching your own brewery


I believe the consumer feels that mission with each sip! My mentor and first boss in the beer world, Dale Katechis (founder of Oskar Blues Brewery in Lyons, Colorado), said, “If it ain’t fun, I ain’t doin’ it.” As the craft beer industry ...

Butler Co. prosecutor says judge's actions not in line with domestic violence law


Sunday was not the first time Lyons has been mentioned in connection with releasing a domestic violence offender early. In 2013, another Butler Co. judge, Judge Kevin McDonough, ordered the early release of attorney Jeff Meadows, shortly after being ...

100 Resilient Cities and MWH Global Announce Partnership in Innovative Global Urban Resilience Initiative


With experience working in cities such as Toowoomba, Australia and Lyons, Colorado on the assessment, planning and execution of flood prevention strategies, the partnership with MWH Global will be dedicated to helping cities reduce their vulnerability to ...

Beaver Dam Woman, 19, Dies Following Vilas Co. Snowmobile Crash


Holiday Drive in St Germain. Investigators said Emily Lyons, of Beaver Dam, went off the trail and struck a tree. She was transported by Oneida County Ambulance to the St Germain Community parking lot where she was then airlifted by Spirit Air to Wausau ...

Rocky Mountain Folks Festival Announces 2015 Lineup


The 25th annual Rocky Mountain Folks Festival will take place in Lyons, Colorado between August 14 - 16. Recently, festival organizers have announced the initial lineup for this year's Folks Festival.

Lyons old-time square dancing revival makes room for newbies


In 1992, Colorado's General Assembly designated square dancing as the state's official dance without specifying the style. Johnson noted that though the two square dances in Lyons operate during different seasons and appeal to dancers of different skill ...

Lyons cancels vote to ban retail pot, but moratorium could be ahead


After operating for months under the assumption that a March 24 special election in Lyons would include a measure seeking ...
the town's hand was somewhat forced by Colorado's constitution, which states that any "initiated or referred" local measure ...

Mahesh Bhatt and Garry Lyons to empower creative streaks in Bollywood in Elevate 2015!


Writer, filmmaker and activist, Mahesh Bhatt will be presiding over the second annual conclave for Elevate 2015. Alongside, Bhatt is Garry Lyons, professor, screen writer and director of impact and in…

Tyler Lyons Is Back For Another Try With Cardinals


Lefthander Tyler Lyons' Cardinals career began swimmingly in 2013. In his first two starts after coming up from Memphis in May, he held the San Diego Padres to one run and four hits in seven innings a…

BLOG TOUR: EXCERPT: The Hidden Library by Heather Lyons


ABOUT THE HIDDEN LIBRARY: Sometimes, the rabbit hole is deeper than expected . . . Alice Reeve and Finn Van Brunt have tumbled into a life of secrets. Some secrets they share, such as their employm…

The Hidden Library by Heather Lyons – Review, Giveaway, and Excerpt


Sometimes, the rabbit hole is deeper than expected . . . Alice Reeve and Finn Van Brunt have tumbled into a life of secrets. Some secrets they share, such as their employment by the clandestine organ…

Blog Tour + Giveaway: The Hidden Library by Heather Lyons


I am so thrilled to be participating in the blog tour for The Hidden Library by Heather Lyons! This is one of my absolute favorite Adult Fantasy series.  These books are amazing; they have fantasy, sc…

Aloha to the Library of Congress - Romance Fiction in the Digital Age (part 4)


Above are Nicolas Cage and Justin Bartha in NATIONAL TREASURE: BOOK OF SECRETS as they scour the Library of Congress for a clue. What treasures will digital books hold for the future?  The Library of …

Australia: Capitalism Demands Huge Income Cuts for Workers, Race to Bottom to be Competitive in Starving while Slaving


Australian prime minister’s leadership continues to unravelBy Mike Head 26 February 2015                 wsws.org(SEP Trots) More than a fortnight after 40 percent of his own Liberal Party members of …

NEW RELEASE: The Hidden Library by Heather Lyons


I am ABSOLUTELY happy to bring you the second installment of what promises to be one of my favorite series of ALL TIME! THE HIDDEN LIBRARY is an Adult Romantic Fairy Tale, full of adventure and fantas…

Release Day Launch & Giveaway: The Hidden Library – Heather Lyons


We are dying to jump back down the rabbit hole with Heather Lyons’ THE HIDDEN LIBRARY! THE HIDDEN LIBRARY is an Adult Romantic Fairy Tale, full of adventure and fantasy and the second book in Heather’…

My Cartooning Class…In Forney, Texas


A few days ago I was doing a couple of doodles and came up with this! One of those characters is my original from the comic strip, “Kid Eccentric,” but the others are from “Boyster,” a DisneyXD series…




SPECIAL INFORMATION FOR LYONS

Avoiding cyberbullyng in LYONS COLORADO

Cyberbullying is bullying that takes place using electronic technology. Electronic technology includes devices and equipment such as cell phones, computers, and tablets as well as communication tools including social media sites, text messages, chat, and websites.

Examples of cyberbullying include mean text messages or emails, rumors sent by email or posted on social networking sites, and embarrassing pictures, videos, websites, or fake profiles.

Why Cyberbullying is Different

Kids who are being cyberbullied are often bullied in person as well. Additionally, kids who are cyberbullied have a harder time getting away from the behavior.

  • Cyberbullying can happen 24 hours a day, 7 days a week, and reach a kid even when he or she is alone. It can happen any time of the day or night.
  • Cyberbullying messages and images can be posted anonymously and distributed quickly to a very wide audience. It can be difficult and sometimes impossible to trace the source.
  • Deleting inappropriate or harassing messages, texts, and pictures is extremely difficult after they have been posted or sent.

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Effects of Cyberbullying

Cell phones and computers themselves are not to blame for cyberbullying. Social media sites can be used for positive activities, like connecting kids with friends and family, helping students with school, and for entertainment. But these tools can also be used to hurt other people. Whether done in person or through technology, the effects of bullying are similar.

Kids who are cyberbullied are more likely to:

  • Use alcohol and drugs
  • Skip school
  • Experience in-person bullying
  • Be unwilling to attend school
  • Receive poor grades
  • Have lower self-esteem
  • Have more health problems

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Frequency of Cyberbullying

The 2010-2011 School Crime Supplement (National Center for Education Statistics and Bureau of Justice Statistics) indicates that 9% of students in grades 6–12 experienced cyberbullying.

The 2013 Youth Risk Behavior Surveillance Survey finds that 15% of high school students (grades 9-12) were electronically bullied in the past year.

Research on cyberbullying is growing. However, because kids’ technology use changes rapidly, it is difficult to design surveys that accurately capture trends.

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Make Your Health Benefits Work for You in LYONS COLORADO

The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.

1. Explore Your Options for Health Coverage

You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.

2. Review the Benefits Available

Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.

3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides

Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.

4. Use Your Health Coverage

Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.

5. Understand Your Plan’s Mental Health and Substance Use Coverage

Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.

6. Look For Wellness Programs

More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.

7. Know How to File an Appeal if Your Health Benefits Claim is Denied

Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.

8. Assess Your Benefits Coverage as Your Family Status Changes

Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.

9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits

If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.

10. Plan For Retirement

Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.

These Laws Can Help

  • The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
  • The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
  • The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
  • The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
  • The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
  • The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
  • The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
  • The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
  • The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.

For More Information

Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.

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Save Money on Homeownership in LYONS COLORADO

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President Obama and Secretary of Housing and Urban Development Julián Castro visited Phoenix, Arizona this afternoon to put a spotlight on the recovering housing sector.

Restoring security to homeownership has always been one of the President's top economic priorities, and the results are clear -- the housing market has greatly improved since President Obama took office.

The President’s push for new consumer protections and tough enforcement on abuses have given Americans more confidence in investing in homeownership:

  • Home sales are up.
  • Home building has more than doubled since 2009.
  • Home values have risen for the past three years.

But there's more work to do. Mortgages need to be more accessible and affordable for creditworthy families.

That's why today, at Central High School in Phoenix, the President announced a responsible reduction in the Federal Housing Administration’s (FHA) Mortgage Insurance Premium program. The Federal Housing Administration will reduce annual mortgage insurance premiums by 0.5 percentage points, from 1.35 percent to 0.85 percent.

The President’s new proposal to reduce the fees associated with buying a home would help first-time homebuyers save an average of $900 on their annual mortgage payment. More people buying homes would also strengthen the market, helping everyone who already owns a home.

In Phoenix today, President Obama explained that homeownership was a dream that should be open to all Americans. Not only will the President’s actions help numerous families realize the American Dream and get a place they can finally call home, but millions of families will save billions of dollars in mortgage payments in the coming years, helping to support and stabilize the housing market recovery.

President Obama delivers remarks on housing at Central High School in Phoenix

President Barack Obama delivers remarks on housing at Central High School in Phoenix, Az., Jan. 8, 2015. [31]










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