MARION INDIANA NEWS AND BLOG


Latest News - MARION INDIANA

Indiana Senate votes to extend time limit in some rape cases


In 2013, Bart Bareither, 39, walked in to the Marion County Sherriff's Department to turn himself in for the unreported crime. IUPUI Police investigated the case but no charges were filed because in Indiana, unless it's especially violent, rape currently ...

Meijer wins Indiana tax case; ruling could set precedent for other appeals


GiaQuinta said he hopes counties will pool their resources and take the Marion County case or a similar one involving a Kohl’s in Howard County to the Indiana Supreme Court. “The impact is serious,” GiaQuinta said. “There should be very little ...

Dog musher visits Marion


An Indiana native dog musher shared her adventures about an Alaskan race that took days to complete Monday at the Marion Public Library. Musher Karen Land, originally from Indianapolis, has traveled the Iditarod three times and finished it twice.

City sues Indiana Department of Homeland Security


The City of Kokomo has filed a lawsuit with the Marion County Environmental Court against the Indiana Department of Homeland Security Executive Director David Kane and the Indiana Department of Homeland Security (IDHS) concerning legal action threatened ...

Russell helps Ohio State upset No. 23 Indiana 82-70


Freshman D'Angelo Russell scored 22 points and added 10 assists for his second double-double of the season and the Buckeyes (16-5, 5-3 Big Ten) knocked off No. 23 Indiana 82-70 in front of 17,322 fans at Value City Arena for their first winning streak in ...

Matta: Upset of Indiana ‘a step in the right direction’


Freshman D’Angelo Russell scored 22 points and added 10 assists for his second double-double of the season and the Buckeyes (16-5, 5-3 Big Ten) knocked off No. 23 Indiana 82-70 in front of 17,322 fans at Value City Arena for their first winning streak in ...

Roswell Marion (Ross) Piper


Marion and Roswell (Wolfe) Piper ...
He taught in the School of Business of Indiana State University for 30 years, retiring in 1999. Ross enjoyed art as a lifelong hobby, especially abstract and landscape painting, drawing and sculpture.

Shawn Marion planning to retire after the season


Marion contemplated retirement last season after leaving the Dallas Mavericks. He had other options this season and could’ve gone to the Indiana Pacers for more money, but ultimately signed a one-year deal for the league minimum to chase another ...

Shawn Marion, The Matrix and the small forward evolution


The same month Marion’s 3-and-D art helped Dallas defeat Miami in the NBA Finals, San Antonio dealt their beloved backup point guard, George Hill, to Indiana for the rights to draft Kawhi Leonard. Three years later, Leonard transcended the 3-and-D role ...

Contractor cited following Marion GM plant death


MARION, Ind. - The Indiana Department of Labor Occupational Safety and Health Administration (IOSHA) has issued a safety order and $12,600 penalty following the July death of a Marion worker, Call 6 Investigator Kara Kenney reported. The July 1 chemical ...




SPECIAL INFORMATION FOR MARION

Avoiding Foreclosure in MARION

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

[11]

MARION INDIANA tspan:3m MARION INDIANA




The city and the 7 steps to positive thinking

Most of us keep a constant mental conversation .  We talk with ourselves every day, and unfortunately, many times these "internal" discussions are negative,  often marked by guilt about the past or worry about the future.  Such negativity can destroy any sign of hope that we have about the realization of our dreams.

Our actions are based on our thoughts.  If we change the way we think, we can begin to change the actions we take.  Humans are always in pursuit of personal growth  financial, emotional, physical or spiritual. Practicing positive internal conversations can help us going to take actions that lead to great results.

Then I leave seven steps to achieving a positive self-talk.  Following these steps you will be able to start eliminating your negative conversations and replace them with thoughts that will motivate you to improve.

1   Eliminate negative self-talk

The first step is realizing.  Would difficult to make a change without know intimately the thoughts that are in our head. 

No doubt that if you have a long history of negative internal conversations, will be a challenge.  Their conversation becomes negative over the years for various reasons.  For example, if a child constantly told you that you were "dumb", you could incorporate as a truth. Then  you will discover your inner self there is a little voice that often repeats phrases like "I´m too slow", or "it costs me learn something."  If you constantly pass on negative stories, your actions will reflect their low self-esteem.  Going to be difficult for you to get somewhere if you´re always pulling back.

Ordinary conversation includes the negative "can not."  When you say to yourself  "I can´t" or "it´s very difficult," you are creating resistance.  A mental block  are prevented you from doing things that  could succeed.

Whenever you find yourself saying "I can´t ...", stop the game and challenge yourself with a "why?".  Studies show that most geniuses become outstanding people after years of commitment and more commitment.  So if you want to be successful need to start saying "I can" more often.

A good method I have found useful is to say "stopping, stopping" whenever I notice myself saying something negative about myself, both mentally and verbally.  This method works if you have a sincere interest in positive thinking.

2    Positive Affirmations

Affirmations are positive expressions of a desired outcome or goal.  Expressions are generally short, believable and focused.  By repeating them over time, we opened new paths in our subconscious, creating the possibility of a new order of thoughts.

An important step in repeating affirmations is to read them aloud and with feeling.  But read does not help unless you really feel what you say.

Surely you have any questions about this technique at the beginning.  Nevertheless, if you follow these simple instructions to his disbelief will soon be replaced by faith in yourself.

3      Create positive screenplays

One thing you can see is that it´s easy for your mind to generate negative thoughts, based on other negative thoughts.  This cycle never ends, but increases, creating a strong limitation.

From now on, let´s do this exercise.  Invent a positive, uplifting story that flows like a movie script.  Visualize the situation. Build  the story with a positive ending;  how bigger the storyline  better.  Better yet if you can develop a story that tells how all your goals are reached.  When you do begin to internalize your goals and dreams as if they were something you already did.

4      Replace negative influences with positive

It is important to identify external negative factors in your life that are limiting your thoughts.  For example, your mood can poison with friends and people who are negative.  If you are not careful enough, you will begin to adopt their  negative thoughts.  So be alert to negative influences.  Whether they come from friends, limit your exposure to these thoughts as much as you can. Additionally, avoid discussing your plans with people who did not  encourage and help you in your dreams and goals.

Instead, look to surround yourself with the thoughts and actions of people that motivate you. Before long you will see the transformation of a pessimistic ball in a good and pleasant aura .  This positive energy that surrounds you will begin to improve their internal conversations too.

5    Posts in present time

What can help you is to focus about the steps you can take now.  If you find yourself locked, think: "what can I do now?."  Change your self-talk, letting anxiety about the future and start to act in this time.  You can not control what happens in the future, but if you take the necessary steps now, it allows you to have a better tomorrow. Focus   your thoughts on today and now.

6    Controlling fears

Fear is often what prevents you from achieving the goals.  Are you afraid to take risks for fear of losing the security that enjoys now.  You try to convince yourself that you are happy in their current state when, in reality, is not .  Your inner self may seem positive in trying to lie to himself.  Yet somehow, you know you´re cheating.

Ask yourself what are your fears. What ´s the worst that can happen? Follow  a step-by-step approach - to discuss their fears and see if there is any way to see things more positively.  When you confront your fears, often going to realize that the worst case scenario is not as bad as thought.  On indeed, the benefits of change tend to justify the risk.

7    Enjoy the good times

It´s much easier to have a positive attitude if you focus on the good moments of your life instead of the bad.  Although it is inevitable to have  problems and challenges, remember that life consists of ups and downs, and that the good times are forged through the bad times.

So choose to fill your mind with positive thoughts and images.  Make it a conscious habit.  To start, if you can be grateful for what you have now, your internal conversation will begin to change and align yourself with that sense of joy.  A state of gratitude helps a lot to your mind.

[18]



Beans and peas are excellent sources of plant protein, and also provide other nutrients such as iron and zinc

Beans and peas are unique foods

bowl of beansBeans and peas are the mature forms of legumes. They include kidney beans, pinto beans, black beans, lima beans, black-eyed peas, garbanzo beans (chickpeas), split peas and lentils. They are available in dry, canned, and frozen forms. These foods are excellent sources of plant protein, and also provide other nutrients such as iron and zinc. They are similar to meats, poultry, and fish in their contribution of these nutrients. Therefore, they are considered part of the Protein Foods Group. Many people consider beans and peas as vegetarian alternatives for meat. However, they are also considered part of the Vegetable Group because they are excellent sources of dietary fiber and nutrients such as folate and potassium. These nutrients, which are often low in the diet of many Americans, are also found in other vegetables. Because of their high nutrient content, consuming beans and peas is recommended for everyone, including people who also eat meat, poultry, and fish regularly. The USDA Food Patterns classify beans and peas as a subgroup of the Vegetable Group. The USDA Food Patterns also indicate that beans and peas may be counted as part of the Protein Foods Group. Individuals can count beans and peas as either a vegetable or a protein food. Green peas, green lima beans, and green (string) beans are not considered to be part of the beans and peas subgroup. Green peas and green lima beans are similar to other starchy vegetables and are grouped with them. Green beans are grouped with other vegetables such as onions, lettuce, celery, and cabbage because their nutrient content is similar to those foods.

How to count beans and peas in the USDA food patterns:

Generally, individuals who regularly eat meat, poultry, and fish would count beans and peas in the Vegetable Group. Vegetarians, vegans, and individuals who seldom eat meat, poultry, or fish would count some of the beans and peas they eat in the Protein Foods Group. Here´s an example for both ways:

Count the number of ounce-equivalents of all meat, poultry, fish, eggs, nuts, and seeds eaten.

  1. If the total is equal to or more than the suggested intake from the Protein Foods Group (which ranges from 2 ounce-equivalents at 1000 calories to 7 ounce-equivalents at 2800 calories and above) then count any beans or peas eaten as part of the beans and peas subgroup in the Vegetable Group.OR

  2. If the total is less than the suggested intake from the Protein Foods Group, then count any beans and peas eaten toward the suggested intake level until it is reached. (One-fourth cup of cooked beans or peas counts as 1 ounce equivalent in the Protein Foods Group.) After the suggested intake level in the Protein Foods Group is reached, count any additional beans or peas eaten as part of the beans and peas subgroup in the Vegetable Group.

    [28]






We selected MARION INDIANA LAST NEWS AND IMPORTANT ISSUES. Share!

Feed Widget


If people in the media cannot decide whether they are in the
business of reporting news or manufacturing propaganda,
it is all the more important that the public understand
that difference,and choose their news sources accordingly.
Thomas Sowell

Newsof.org. Selected the top stories of the city of MARION INDIANA. Political events, traffic accidents on highways, downtown events, neighborhoods and inside. Also researched local newspapers and social networks, as well as the site of City Hall. Crimes, are always subject to demand generally for information. Also the tragedies and disasters such as fires, floods, flooding, rain, hail and winds. Tags: Breaking News, MARION INDIANA, City, Indoors, Monday, Tuesday, Wednesday, Thursday , Friday, Saturday, Sunday, Car, Crash, Elections, Beating, Accident, Crime, Police, Criminal, Police, Road, Highway Access, Elections, Party, Hail, Rain, Flood, Anniversary, Award, Month, Week End , Today, Yesterday, Female, Male, Family, Child, People.