MCEWEN TENNESSEE NEWS AND BLOG


Latest News - MCEWEN TENNESSEE

Mr. Agee, I agree to disagree on legalized marijuana


can meet to healthily discuss those disagreements with the aim of true human and civil flourishing. Michael McEwen lives in Trenton, TN, is a Ph.D. student and director of education at First Presbyterian Church.

Mcewen, Tennessee Vacation Rentals


Mcewen, Tennessee offers great vacation house rental and home rental-by-owner deals for the knowledgeable traveler. No matter what budget or level of comfort you seek in your holiday to Mcewen, TN, there's surely a great local vacation home rental ...

Joint Venture Sells Dwell at McEwen for $81.1M


Sales heated up in the last days of 2014, with the disposition of one of metro Nashville’s most high-profile apartment properties: Dwell at McEwen in the city’s Cool Springs submarket located in Franklin, TN. Dwell at McEwen, a 370-unit luxury ...

Marian McEwen Alexander


Pleasant, Tennessee. She was born in Columbia on September 12, 1920 to the late William Theodoric and Alice Fleming McEwen. She was married on December 2, 1943 to the late Clarence Fussell Alexander, Jr., a World War II veteran. She graduated from Central ...

Blast in Tenn. ammunition plant kills 1, injures 3


MCEWEN, TN (WSMV) -One person was killed and three others were injured in an explosion at a factory that makes ammunition 55 miles west of Nashville. A spokesperson at Vanderbilt University Medical Center confirmed that Rodney Edwards died as a result of ...

Tag Archives: mcewen tennessee plant explosion


An ammunition plant explosion and fire left three injured and one dead Wednesday, emergency authorities said. The ammunition plant is located on a property where several businesses have licenses for ammunition and explosives, said Michael Knight, Bureau of ...

1 killed, 3 injured in explosion at McEwen ammo plant


MAXAM Outdoors, the sporting ammunition division, has manufacturing plants located in Spain, England and Tennessee, and for the last decade has collectively produced a staggering 500 million shotshells annually. The explosion is being investigated by the ...

McEwen, TN ammunition plant explosion ruled accidental


MCEWEN, Tenn. - The deadly explosion at a McEwen ammunition plant was accidental, according to a preliminary investigation by the Bureau of Alcohol, Tobacco, Firearms and Explosives. ATF spokesman Michael Knight said it will now be up to the Tennessee ...

McEwen, Marshall


Marshall McEwen, 83, of Ooltewah, died on Sunday, March 30, 2014 in Manchester, Tennessee. He was preceded in death by his parents, Ervin and Winifred McEwen of Sale Creek; brothers, Malcolm and Tommy McEwen. Marshall was born in Sale Creek and graduated ...

Tennessee’s 129th Army Band to Perform Free Concert in McEwen, TN


Nashville, TN – Tennessee’s 129th Army Band will perform a free, Irish-themed concert in McEwen, TN at McEwen High School Gym, 335 Melrose Street, on Saturday, July 27th. The concert will begin at 2:00pm. The 129th Army Band is part of the Tennessee ...




SPECIAL INFORMATION FOR MCEWEN

Avoiding Foreclosure in MCEWEN

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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MCEWEN TENNESSEE tspan:3m MCEWEN TENNESSEE




The cord blood: What You Should Know

Mother with sleeping babyThe cord blood is present in the blood vessels of the placenta and umbilical cord, and is collected after the baby is born and then cut the umbilical cord; an important detail.

"Because cord blood is usually collected after delivery and after cutting the cord, intervention is generally safe for both mother and baby," says Dr. Keith Wonnacott, PhD, Branch Chief Therapies Office Phones Cell Therapies, Tissue and Genetic FDA.

Approved Uses

The use of cord blood is only approved for interventions "hematopoietic stem cell transplantation," which was performed in patients with disorders of the hematopoietic (blood producing). The cord blood contains blood cell production can be used to treat patients with cancers of the blood such as leukemias and lymphomas, as well as certain blood disorders and immune system, such as stem cells of sickle cell anemia  and Wiskott-Aldrich

"The cord blood is useful because it is a source of stem cells that are transformed into blood cells. Cord blood transplants can be used for people who need feedback, ie ´re-produce´ these cells producing blood cells, "says Dr. Wonnacott.

For example, in many cancer patients, the disease is found in the blood cells. Chemotherapy to treat these patients undergoing cancer cells eliminates both as producing healthy stem cells of blood cells. Transplantation of umbilical cord stem cells can support the regeneration of blood cells following chemotherapy.

However, the cord blood is not a cure-all.

"Given that cord blood contains stem cells, have been several cases of fraud related to cord blood," says Dr. Wonnacott. "Consumers think that stem cells can cure all diseases, but science has not shown this to be true.Patients should maintain skepticism if the cord blood is available for uses other than blood regeneration by stem "cells.

Information about the storage of cord blood

After obtaining the cord blood is frozen and can be stored safely for many years. "The method of freeze-called ´criopreservación´-is very important to maintain the integrity of the cells," says Dr. Wonnacott. "The cord blood will be stored with care."

Blood from the umbilical cord can be stored in a private bank, so it is available if the baby in the future-or relatives of first or second degree, they need it. The private cord banks typically charge for the collection and storage of blood.

Alternatively, blood can be donated to a public bank so that doctors can use to treat patients who need blood stem cell transplants.

The FDA regulates the cord blood in different ways, depending on its origin, processing level and intended use.

The stored cord blood for personal use, use in relatives of first or second degree, and that also meets other requirements of the FDA regulations, does not need the consent of this body before being used. Still, private cord banks must comply with other requirements of the FDA, including those that require them to register and enroll in the listings, be updated on the proper use of tissues standards, testing and analysis and detection of diseases infectious patients (except when the cord blood is going to be used by the original donor). These FDA requirements ensure the safety of these products to minimize the risk of contamination and transmission of infectious diseases.

The cord blood is stored to treat patients with unrelated donor is eligible to be considered a "drug" and a "biological product". The cord blood in this category must meet additional requirements and be authorized in accordance with a Biologics License Application, or be subjected to research new drug application before it can be used. The FDA requirements help ensure the safety and efficacy of the products in their intended uses.

Not all units of cord blood meeting the requirements necessary to be stored in a public bank, added Safa Karandish, MT, safety officer for the FDA Consumer. If this happens, part of the donated cord blood may be used for non-clinical research.

Tips for Consumers

If you are considering donating to bank cord blood, it is important to study the various options during pregnancy to have enough time to make a decision before the baby is born. If you want to donate to a public bank, ask if the hospital will give birth in a program storage of cord blood.

If you have questions about the risks and the procedures followed to obtain blood, or the donation process, ask your doctor.

The FDA also has a database  which is available with information on banks registered cord blood.

All assertions that the cord blood is a miracle cure is not created; it is not. Some parents may consider using a private bank as an "insurance policy" against diseases that may arise in the future. But it is important to remember that currently the only approved use of cord blood is the treatment of hematologic (blood disorders).

Also good to know that, in some cases, the cord blood is stored may not be appropriate for the child who donated."For example, it is not possible to cure some diseases or genetic defects with cord blood containing the same disease or defect," says Karandish.

Parents of children from ethnic minorities should especially consider donating to a public bank, says Dr. Wonnacott, because the more donations make these groups receive more help minority patients who need a stem cell transplant. (Recipients must be "compatible" with donors so that doctors are more likely to find a good candidate among donors within the ethnic group of the receiver).

"As far as public banks is concerned, there is a clear need for cord blood," says Dr. Wonnacott. "And there is a need especially among minorities to have stem cell transplants. The cord blood is an excellent source of stem cells for transplantation. "

And these transplants can change the lives of patients.

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Aids to study in MCEWEN

Financial aid is available from a variety of sources for college, career school, graduate school, and professional school.

 Financial aid is money to help pay for college or career school. Aid can come from

Besides financial aid, you also should think about what you can do to lower your costs when you go to college.

“Types of Federal Student Aid” Video

Check out this video to learn about grants, loans, and work-study jobs and how they can help fund your education. (Captioning available in English and Spanish; just start the video and click on the CC symbol at the bottom.)

View accessible version (wmv)


Aid and Other Resources From the Federal Government

The federal government offers a number of financial aid programs. Besides aid from the U.S. Department of Education (discussed below), you also might get

The U.S. Department of Education awards about $150 billion a year in grants, work-study funds, and low-interestloans to more than 15 million students. Federal student aid covers such expenses as tuition and fees, room and board, books and supplies, and transportation. Aid also can help pay for other related expenses, such as a computer and dependent care. Thousands of schools across the country participate in the federal student aid programs; ask the schools you’re interested in whether they do!

Federal student aid includes:

  • Grants—financial aid that doesn’t have to be repaid (unless, for example, you withdraw from school and owe a refund)
  • Loans— borrowed money for college or career school; you must repay your loans, with interest
  • Work-Study—a work program through which you earn money to help you pay for school

Use FAFSA4caster to get an estimate of how much aid you might receive from the U.S. Department of Education.

Apply for federal student aid using the Free Application for Federal Student Aid (FAFSA®). And remember, the first F in “FAFSA” stands for “free”—you shouldn’t pay to fill out the FAFSA!

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Aid From Your State Government

Even if you´re not eligible for federal aid, you might be eligible for financial aid from your state. Contact your state grant agency for more information.

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Aid From Your College or Career School

Many colleges offer financial aid from their own funds. Find out what might be available to you:

  • Visit your school’s financial aid page on its website, or ask someone in the financial aid office.
  • Ask at the department that offers your course of study; they might have a scholarship for students in your major.
  • Fill out any applications the school requires for its own aid, and meet the deadlines.

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Aid From a Nonprofit or Private Organization

Many organizations offer scholarships or grants to help students pay for college. This free money can make a real difference in how affordable your education is.

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