NEWTON NORTH CAROLINA NEWS AND BLOG


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Newton powers Panthers; Steelers, Packers clinch


View gallery Cam Newton helps Jonathan Stewart of the Carolina Panthers celebrate his 4th quarter touchdown ...
secured a wild card berth and will host Cincinnati next Sunday for the AFC North title. The Bengals host AFC West-champion Denver on Monday.

Panthers beat Browns 17-13, move into first place


Carolina Panthers' Cam Newton (1) is tackled by Cleveland Browns' Donte Whitner (31) and Pierre Desir (26) in the first half of an NFL football game in Charlotte, N.C., Sunday, Dec. 21, 2014. (AP Photo/Bob Leverone) View Larger Cleveland Browns' Brian ...

Newton: Fans 'classless' for cheering when Manziel injured


CHARLOTTE, N.C. (AP) — Quarterback Cam Newton said the Panthers fans who cheered when Johnny Manziel injured his hamstring in the second quarter are "classless." Manziel did not return to the game after the injury.

Cam Newton: Panthers fans who cheered when Johnny Manziel got injured are 'classless'


CHARLOTTE, North Carolina — Quarterback Cam Newton said the Panthers fans who cheered when Johnny Manziel injured his hamstring in the second quarter are "classless." Manziel did not return to the game after the injury. "I was saddened to see the crowd's ...

Panthers QB Cam Newton hurt in two-car crash in North Carolina


CHARLOTTE, N.C. — Panthers quarterback Cam Newton suffered fractures to his lower back in a two-car crash yesterday and will spend the night in the hospital, a team spokesman said yesterday. Newton was in fair condition, had no other internal injuries ...

Carolina Panthers QB Cam Newton Suffers Back Fractures in Accident


Carolina Panthers quarterback Cam Newton was involved in a car accident on Tuesday in Charlotte, North Carolina, and taken to the hospital where he was in fair condition with minor back fractures, officials said. Newton suffered two transverse process ...

Cam Newton Car Accident [PHOTOS]: Panthers QB Taken To Hospital After Crash In North Carolina


UPDATE** Cam Newton conscious, smiling after truck overturned in Charlotte, North Carolina. Cam Newton is conscious and smiling after crash in uptown Charlotte. pic.twitter.com/tx6R9qisS h **END UPDATE** Carolina Panthers quarterback Cam Newton was ...

NFL Star Cam Newton Hospitalized After Car Crash In North Carolina (DETAILS)


NFL star Cam Newton was involved in a serious car crash in Charlotte, North Carolina earlier today. The Carolina Panther Quarterback’s vehicle was driving across a bridge when it collided with a sedan, resulting in Newton’s truck allegedly flipping ...

Cam Newton involved in North Carolina wreck


The accident happened on the Church Street bridge over I-277 around 12:30 p.m., right in front of Bank of America Stadium. The wreck involved Newton's truck and a car. Medic is on the scene and NBC Charlotte reporter Diane Gallagher said Newton was taken ...

Cam Newton injured in North Carolina car crash


CHARLOTTE, N.C. (AP) — Panthers quarterback Cam Newton was taken to a hospital Tuesday after being involved in a two-vehicle crash not far from the team's stadium in Charlotte. Television footage showed Newton on a stretcher being placed in an ambulance.



SPECIAL INFORMATION FOR NEWTON

GET YOUR MEDICARE READY FOR 2015 IN NEWTON

Do you make resolutions for the new year? Here are some easy ones you can keep that will help get you ready for 2015:

1. Check to see that you have the right insurance card to use when you go to the doctor in 2015. Did you change your health or drug plan during Medicare Open Enrollment? If you did and you haven’t received your new card or welcome packet by January 1st, contact your plan for help. If you need to fill a prescription right away, find out how to fill a prescription without your card.

If you changed from a Medicare Advantage Plan (like an HMO or PPO) back to Original Medicare, use your red, white, and blue Medicare card when you go to the doctor. Get a new card if you lost or damaged yours, or need to update your information.

2. Budget for next year’s Medicare Part B deductible.

Remember, if you have Medicare Part B and you’re in Original Medicare, you’ll have to meet your deductible before your Medicare coverage pays for services and supplies. Next year, the Medicare Part B deductible will be $147, the same as it was in 2014. Plan your health care budget to account for the increased cost of doctor visits for the time that it will take to cover your deductible. Find out more about Medicare costs in 2015.

3.  Schedule appointments to get any preventive tests or screenings.

Medicare covers all sorts of preventive services to keep you healthy and screenings to check for health problems, and many are covered each year at no cost to you. Ask your doctor when you should schedule your wellness visit and other screenings. You can also use MyMedicare.gov to track your visits and make a calendar of preventive services.

Talk to your doctor about these covered preventive services to find out what’s right for your health needs.

4. Make sure your drug or health plan meet your needs.

If not, Medicare has a way for you to get the coverage you want instead of having to wait for the next Open Enrollment. At any time during the year, you can switch to a Medicare Advantage Plan or Medicare Prescription Drug Plan that has a 5-star rating.

Plan ratings are based on member surveys, information from doctors and health care providers, and other sources. The plan ratings are scores that show the quality and performance of the plan, on a scale of 1 to 5 stars, with 5 being the highest rated plans.

You can make this change once per calendar year. Find 5-star health and drug plans in your area.

Remember to check www.medicare.gov for the latest Medicare news and information, and have a happy and healthy new year!

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To protect students at career colleges from becoming burdened by student loan debt they cannot repay !

 These regulations will hold career training programs accountable for putting their students on the path to success, and they complement action across the Administration to protect consumers and prevent and investigate fraud, waste and abuse, particularly at for-profit colleges.

"Career colleges must be a stepping stone to the middle class. But too many hard-working students find themselves buried in debt with little to show for it. That is simply unacceptable," U.S. Secretary of Education Arne Duncan said. "These regulations are a necessary step to ensure that colleges accepting federal funds protect students, cut costs and improve outcomes. We will continue to take action as needed."

To qualify for federal student aid, the law requires that most for-profit programs and certificate programs at private non-profit and public institutions prepare students for "gainful employment in a recognized occupation." Under the regulations finalized today, a program would be considered to lead to gainful employment if the estimated annual loan payment of a typical graduate does not exceed 20 percent of his or her discretionary income or 8 percent of his or her total earnings. Programs that exceed these levels would be at risk of losing their ability to participate in taxpayer-funded federal student aid programs.

The final gainful employment regulations follow an extensive rulemaking process involving public hearings, negotiations and about 95,000 public comments. The regulations, which will go into effect on July 1, 2015, reflect the feedback the Department received, and aim to protect Americans from poor career training programs by targeting those programs that leave students buried in debt with few opportunities to repay it. Highlights of the rule include:

  • Preventing students from being buried in debt: Based on available data, the Department estimates that about 1,400 programs serving 840,000 students—of whom 99 percent are at for-profit institutions—would not pass the accountability standards. All programs will have the opportunity to make immediate changes that could help them avoid sanctions, but if these programs do not improve, they will ultimately become ineligible for federal student aid—which often makes up nearly 90 percent of the revenue at for-profit institutions.
  • More rigorous accountability than previous regulations: The new regulations are tougher than the Department's 2011 rules because they set a higher passing requirement and lay out a shorter path to ineligibility for the poorest-performing programs. In 2012, the Department estimated that 193 programs would not have passed the previous regulations; with respect to these new regulations, based on available data, the Department estimates that about 1,400 programs would not pass the accountability metric.
  • Providing transparency about student success: The rule also provides useful information for all students and consumers by requiring institutions to provide important information about their programs, like what their former students are earning, their success at graduating, and the amount of debt they accumulated.
  • Improving student outcomes: The regulations build on momentum toward increased accountability in higher education by setting standards for career training programs, including programs offered by for-profit institutions, to ensure they are serving students well. While the Department has seen encouraging changes in the past five years, it believes all career training programs can and should meet higher expectations.

Today, the Department is also taking new steps to formalize partnerships with several federal agencies to enhance cooperation and ensure proper oversight of for-profit institutions of higher education through an interagency task force.

Background on the Administration's efforts to protect students from poor-performing career colleges Too often, students at career colleges—including thousands of veterans—are charged excessive costs, but don't get the education they paid for. Instead, students in such programs are provided with poor quality training, often for low-wage jobs or in occupations where there are simply no job opportunities. They find themselves with large amounts of debt and, too often, end up in default. In many cases, students are drawn into these programs with confusing or misleading information.

The situation for students at for-profit institutions is particularly troubling. On average, attending a two-year for-profit institution costs a student four times as much as attending a community college. More than 80 percent of students at for-profits borrow, while less than half of students at public institutions do. Ultimately, students at for-profit colleges represent only about 11 percent of the total higher education population but 44 percent of all federal student loan defaults.

In response to these concerns, in 2009, the Department began extensive conversations with the higher education community about the role of career colleges, particularly on how they could be held accountable for the outcomes of their students. Following a 2012 court decision, which affirmed the U.S. Department of Education's authority to regulate in this area in order to protect students and taxpayers, the Department undertook new efforts to make sure career training programs provide affordable pathways to good jobs.

The Department believes many institutions have already started to take steps to improve. Some of the largest institutions have instituted trial periods for programs before students have to commit, so students can decide if that program is right for them. There are reports that institutions have decreased program lengths. Some are reducing costs. And a few institutions have closed some locations and programs they judge to be performing poorly.

But the Department also believes there is still potential for improvement in many of these programs—public, private non-profit and for-profit—so it is taking action to spur more change.

The gainful employment regulations are a central part of the Administration's work to ensure that student debt is affordable and that for-profit colleges serve students well. These regulations complement other efforts taken by the Administration to protect students by addressing problems at poor performing institutions, particularly in the for-profit sector. These efforts include:

  • Formalizing an interagency oversight task force The Department will lead an effort to formalize an interagency task force to help ensure proper oversight of for-profit institutions of higher education. In particular, the Department and other federal and state agencies will coordinate their activities and promote information sharing to protect students from unfair, deceptive, and abusive policies and practices. The task force will build on efforts already underway among various federal agencies, and include the Departments of Justice, Treasury and Veterans Affairs, as well as the Consumer Financial Protection Bureau, Federal Trade Commission, and the Securities and Exchange Commission. In addition, state attorneys general will also be invited to continue their participation in this collaboration. Given the important responsibilities each of these federal agencies has, and the vital role that states play, the agencies will leverage their resources and expertise to assist one another, thereby making the best use of scarce resources and better protecting the interests of students and taxpayers. This task force will formalize and strengthen a working group that has been working together over the past year and that has coordinated efforts in several reviews and investigatory work. The task force will meet as needed, but at least once each quarter.

  • Keeping student debt affordable The Department is helping more students manage their student debt through flexible repayment options like the Pay As You Earn plan, which caps student loan payments at 10 percent of a borrower's discretionary income. In addition, the Administration continues targeted outreach to help borrowers who may be struggling to repay their loans, ensuring that they have the information they need to select the best repayment option for them and avoid future default.

  • Developing a college ratings system The Department is also working on a new college ratings system, which will showcase colleges and universities that are effective in improving student success; incentivize institutions to work toward the most important goals, like graduating low-income students and holding down costs; and help students and families choose their school based on the value it provides for their investment.

  • Strengthening oversight of the programs on which our nation's service members and veterans rely Through Executive Order 13607, the Principles of Excellence for Educational Institutions Serving Service Members, Veterans, Spouses, and Other Family Members, the Administration has worked to protect our nation's military families by ensuring that federal military and veterans educational benefits programs are providing service members, veterans, spouses, and other family members with the information, support, and protections they deserve. This includes: establishing a centralized complaint system; new, risk-based program reviews informed by students complaints to focus enforcement efforts at the Departments of Veterans Affairs, Defense, Education and Justice, the Consumer Financial Protection Bureau, and the Federal Trade Commission; and key tools and resources like the online GI Bill ® Comparison Tool, which has made it easier for over 450,000 veterans, service members and their dependents to select education and training programs that provide a good value and meet their needs.




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