OMAHA TEXAS NEWS AND BLOG


Latest News - OMAHA TEXAS

Darrun Hilliard scores 24 to lead No. 4 Villanova over Creighton, 71-50


Creighton's last win came Dec. 19 at home versus Texas-Pan American. The victory was a bit of redemption ...
They also routed Villanova 101-80 in Omaha last season. Of course, that Creighton team had last season's player of the year Doug McDermott, along ...

Nebraska Furniture Mart in Texas redefines big box


THE COLONY, Texas — Nebraska Furniture Mart is grabbing the attention ...
By comparison, the Nebraska Furniture Marts in Omaha and Kansas City, Kansas are 450,000 square feet, and the Clive, Iowa store is a mere 24,000 square feet. The Colony's economic ...

Texas GOP Rep: Obama ‘Deserves Impeachment’


and J.D. from Creighton Law School (Omaha, NE). George Orwell said that “in a time of universal deceit, telling the truth is a revolutionary act.” Republican congressman Brian Babin is new to Congress, and this dentist from Woodvine, Texas radiates a ...

Fading El Niño could extend Texas drought


Still, Pastelok said, much of Texas hasn’t received the full flow of Pacific moisture ...
“You have a better chance where you are than in Wichita, Kan., or Omaha, Neb.”

Red Raiders Sporting Post Omaha Confidence


LUBBOCK, Texas - We're just a few weeks away from the college baseball season when the Red Riders open the year hosting San Francisco on February 13 at Dan Law Field at Rip Griffin Park. Even with snow on the ground, the Red Raiders held their first team ...

Cyclones hold players-only meeting after Texas Tech loss


Cyclones hold players-only meeting after Texas Tech loss The NCAA likes to keep successful teams close to home early in the tournament. Omaha is an early-round site this year. Check out this story on desmoinesregister.com: http://dmreg.co/1BXOKZH

Dog returns after vanishing from Texas, appearing in Indiana


GALVESTON, Texas (AP) — A dog who vanished from his Texas yard last ...
1 All-Access digital only subscription $25.00 for 30 days Sign up now for a digital only subscription to omaha.com for just $25.00 a month. As an All Access digital only subscriber ...

Alexander, No. 11 Kansas dump No. 17 Texas 75-62


The loss is a tough blow to Texas' conference title hopes, which could all but end if the Longhorns lose at league co-leader Iowa State on Monday night. Police: 2 killed, 6 wounded in Omaha, Nebraska attack Police: 2 killed, 6 wounded in Omaha, Nebraska ...

First taste of spring


Dylan Dusek didn’t get to pitch in the College World Series last season. Texas Tech’s stay in Omaha ended too soon — the Red Raiders were eliminated in two games at the CWS — for the left-hander to see the field. As the snow melted off at Dan Law ...

Authorities ID victims in fatal Morris Co. crash


The driver of the motorcycle, Bobby Joe Whetstone, 43, of Omaha, Texas, was pronounced dead at the scene by Justice of the Peace Jennifer Easley. His body was taken to a funeral home in Hughes Springs. The driver of the SUV was identified as Kieston ...




SPECIAL INFORMATION FOR OMAHA

The city agains Asthma

 If you or your child has asthma, you are not alone. About 23 million people in the United States suffer from asthma. Asthma is the leading cause of disease of long duration in children.

We are all responsible for protecting the conditions that determine a good level of health for our family and our community. Education is the basis for creating health-promoting environments for all.

At present, we have at our disposal a wealth of information about asthma. Hence, both the parents and the people who are caring for children play an important role in the transmission of knowledge, and changing lifestyle of the family.

Since the EPA is committed to educating all people about asthma, then you will find useful information that will help you more effectively control asthma.

What are the environmental factors that cause asthma?

Asthma can be triggered by allergens or irritants that are common in our homes.The most common factors are:

Smoke snuff

Asthma can be caused by smoke from a cigarette butt, pipe or cigar and also by the smoke exhaled by a smoker.
  • Choose not to smoke in your home or car or allow others to do so.

Dust mites

Dust mites are too small to be seen with the naked eye, but are in every home.They live in mattresses, pillows, carpets, furniture fabric wallpaper, bedspreads, clothes and stuffed toys.
  • Wash sheets and blankets weekly in hot water.
  • Choose soft toys that are washable, and wash them often in hot water, drying them completely. Keep these toys off beds.
  • Cover mattresses and pillows with covers that prevent the passage of dust (allergen impermeable) having a closure.

Pets

Skin flakes emerging from domestic animals, urine and saliva may trigger asthma.
  • Consider keeping pets out of the house or finding a new home if necessary.
  • Keep your pets all the time outside the bedroom or any other area that is used for sleeping and keep the doors shut.
  • Keep pets off the furniture with tapestry fabric, carpets and stuffed toys.
Learn more at www.epa.gov/asthma/pets.html 

Moho

Mold grows in damp places or materials. The key to mold control is moisture control. If mold is a problem in your home, clean and remove excess water or moisture. Reducing moisture also helps reduce other factors that cause asthma, such as cockroaches.
  • Wash mold off hard surfaces and dry completely. Absorbents, such as tile roofs and carpets, if they rust, should probably be removed or replaced materials.
  • Make any water leaks in the pipes and pipes and other sources of water supply.
  • Keep drip pans in your refrigerator, air conditioner and dehumidifier environments, clean and dry.
  • Use exhaust fans or open windows hold while cooking or when using the dishwasher.
  • Use exhaust fans in the bathrooms while showering.
  • Place the exhaust in a clothes dryer to the outside.
  • Keep the humidity inside the house at a low level, 30 to 50 percent relative humidity. Humidity levels can be measured by hygrometers which can be purchased at hardware stores.

Cockroaches

Droppings or excretions of cockroaches can trigger asthma.
  • Do not leave food or garbage out environmental exposure.
  • Store food in tightly sealed containers.
  • Clean all food waste or spilled liquids immediately.
  • First try to control cockroaches using poison baits, boric acid or traps before using pesticide sprays.
If sprays are used:
  • Limit yourself to use only in infested areas.
  • Carefully follow the instructions found on product labels.
  • Ensure that enough fresh air when you spray and keep the person with asthma out of the home.

Preventing asthma attacks

Visit www.noattacks.org/es. To make an asthma action plan, tips on how to manage asthma and get a copy of the popular activity book "Dusty the Goldfish".
www.noattacks.org/es
  • Step 1: Talk to your doctor about your child´s asthma. If your child has asthma or you think your child has this disease, take your child to a doctor.The doctor will work with you to ensure that your child has an asthma attack.
    • Learn what causes asthma in your child.
    • Identify your asthma triggers in your home are.
    • Learn how to rid your home the factors that cause asthma.
    • Know what your child should take medication.
  • Step 2: Make a plan. Ask your doctor to help you create an individual action plan to control your child´s asthma. Work with your doctor to create a plan of action to help you learn how to prevent asthma attacks your child regularly.
  • Step 3 - Make your home resistant asthma. The factors that cause asthma are part of our daily lives. Asthma attacks can be caused by mold growing on the shower curtain in the bathroom, dust mites living in blankets or blankets, the pillows and stuffed toys of your child. Learn more about the things that can cause an asthma attack and what you can do to eliminate them and keep your child healthy.

Tools Program Indoor Air Quality for Schools

EPA has developed a program of Air Quality Tools for Schools Interior to reduce exposure to environmental contaminants in them through the voluntary adoption of practices to manage indoor air quality.
IAQ Tools for Schools Program
The "program IAQ Tools for Schools "is a detailed to help maintain a healthy environment in school buildings by identifying, correcting and preventing problems of air quality resource.Poor indoor air quality in schools can affect the comfort and health of students and staff, which in turn can affect concentration, attendance, and student performance. In addition, if the school takes to react promptly as poor air quality, students and staff are at increased risk of health problems in the short term, such as fatigue and nausea, as well as problems long-term health such as asthma. Read more about it and download or order a kit action " IAQ Tools for Schools ".
[17]

OMAHA TEXAS tspan:3m OMAHA TEXAS




The city agains Asthma

 If you or your child has asthma, you are not alone. About 23 million people in the United States suffer from asthma. Asthma is the leading cause of disease of long duration in children.

We are all responsible for protecting the conditions that determine a good level of health for our family and our community. Education is the basis for creating health-promoting environments for all.

At present, we have at our disposal a wealth of information about asthma. Hence, both the parents and the people who are caring for children play an important role in the transmission of knowledge, and changing lifestyle of the family.

Since the EPA is committed to educating all people about asthma, then you will find useful information that will help you more effectively control asthma.

What are the environmental factors that cause asthma?

Asthma can be triggered by allergens or irritants that are common in our homes.The most common factors are:

Smoke snuff

Asthma can be caused by smoke from a cigarette butt, pipe or cigar and also by the smoke exhaled by a smoker.
  • Choose not to smoke in your home or car or allow others to do so.

Dust mites

Dust mites are too small to be seen with the naked eye, but are in every home.They live in mattresses, pillows, carpets, furniture fabric wallpaper, bedspreads, clothes and stuffed toys.
  • Wash sheets and blankets weekly in hot water.
  • Choose soft toys that are washable, and wash them often in hot water, drying them completely. Keep these toys off beds.
  • Cover mattresses and pillows with covers that prevent the passage of dust (allergen impermeable) having a closure.

Pets

Skin flakes emerging from domestic animals, urine and saliva may trigger asthma.
  • Consider keeping pets out of the house or finding a new home if necessary.
  • Keep your pets all the time outside the bedroom or any other area that is used for sleeping and keep the doors shut.
  • Keep pets off the furniture with tapestry fabric, carpets and stuffed toys.
Learn more at www.epa.gov/asthma/pets.html 

Moho

Mold grows in damp places or materials. The key to mold control is moisture control. If mold is a problem in your home, clean and remove excess water or moisture. Reducing moisture also helps reduce other factors that cause asthma, such as cockroaches.
  • Wash mold off hard surfaces and dry completely. Absorbents, such as tile roofs and carpets, if they rust, should probably be removed or replaced materials.
  • Make any water leaks in the pipes and pipes and other sources of water supply.
  • Keep drip pans in your refrigerator, air conditioner and dehumidifier environments, clean and dry.
  • Use exhaust fans or open windows hold while cooking or when using the dishwasher.
  • Use exhaust fans in the bathrooms while showering.
  • Place the exhaust in a clothes dryer to the outside.
  • Keep the humidity inside the house at a low level, 30 to 50 percent relative humidity. Humidity levels can be measured by hygrometers which can be purchased at hardware stores.

Cockroaches

Droppings or excretions of cockroaches can trigger asthma.
  • Do not leave food or garbage out environmental exposure.
  • Store food in tightly sealed containers.
  • Clean all food waste or spilled liquids immediately.
  • First try to control cockroaches using poison baits, boric acid or traps before using pesticide sprays.
If sprays are used:
  • Limit yourself to use only in infested areas.
  • Carefully follow the instructions found on product labels.
  • Ensure that enough fresh air when you spray and keep the person with asthma out of the home.

Preventing asthma attacks

Visit www.noattacks.org/es. To make an asthma action plan, tips on how to manage asthma and get a copy of the popular activity book "Dusty the Goldfish".
www.noattacks.org/es
  • Step 1: Talk to your doctor about your child´s asthma. If your child has asthma or you think your child has this disease, take your child to a doctor.The doctor will work with you to ensure that your child has an asthma attack.
    • Learn what causes asthma in your child.
    • Identify your asthma triggers in your home are.
    • Learn how to rid your home the factors that cause asthma.
    • Know what your child should take medication.
  • Step 2: Make a plan. Ask your doctor to help you create an individual action plan to control your child´s asthma. Work with your doctor to create a plan of action to help you learn how to prevent asthma attacks your child regularly.
  • Step 3 - Make your home resistant asthma. The factors that cause asthma are part of our daily lives. Asthma attacks can be caused by mold growing on the shower curtain in the bathroom, dust mites living in blankets or blankets, the pillows and stuffed toys of your child. Learn more about the things that can cause an asthma attack and what you can do to eliminate them and keep your child healthy.

Tools Program Indoor Air Quality for Schools

EPA has developed a program of Air Quality Tools for Schools Interior to reduce exposure to environmental contaminants in them through the voluntary adoption of practices to manage indoor air quality.
IAQ Tools for Schools Program
The "program IAQ Tools for Schools "is a detailed to help maintain a healthy environment in school buildings by identifying, correcting and preventing problems of air quality resource.Poor indoor air quality in schools can affect the comfort and health of students and staff, which in turn can affect concentration, attendance, and student performance. In addition, if the school takes to react promptly as poor air quality, students and staff are at increased risk of health problems in the short term, such as fatigue and nausea, as well as problems long-term health such as asthma. Read more about it and download or order a kit action " IAQ Tools for Schools ".
[17]



Avoiding Foreclosure in OMAHA

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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