OWENSVILLE MISSOURI
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Latest News - OWENSVILLE MISSOURI

Motorist slightly injured in Route EE crash


An Owensville man escaped serious injury Friday morning when the truck he was driving struck an embankment on Route EE. According to the Missouri State Highway Patrol report filed by Trooper Morgan Patterson, Keith A. Eaves, 26, was traveling north on ...

No. 2 RHS boy cagers win on Senior Night


As overwhelmed is what the Bulldogs did to Owensville. Rolla, ranked No. 3 in the Missouri Class 4 state poll, rolled to a 64-24 non-conference victory over Owensville Tuesday at the RHS gym. It was the second during a stretch of three games in four days ...

Former cop Rainey’s preliminary hearing delayed until May


But that hearing was scratched and Rainey’s preliminary set for May 18, the same date as the preliminary for Jonathan Pohlmann of Owensville ...
after a 14-month investigation by a unit of the Missouri State Highway Patrol.

Mildred ‘Kay’ Janish


She is survived by her husband, Wayne, of the family home; two daughters, Jane Crosby and husband, Ted, of Owensville, MO and Tammy Reid and husband, Jay, of Gerald, MO; one brother, Harry Herbert of St. Louis, MO; six grandchildren, Tabetha Jones and ...

Irene Catherine Hoffman


She is survived by one daughter: Donna Bassmann of Jefferson City; two grandsons: Brian Bassmann of St. Paul, Missouri and Christopher Bassmann of Jefferson City; seven siblings: Loretta Lairmore of Owensville, Missouri, Mildred (Joe) Taube of Wardsville ...

Missouri State Wrestling Quarterfinal Results: Class 2 & 4


Genevieve) 37-7 (Dec 7-5) Quarterfinal - Brit Wilson (Mexico) 42-2 won by decision over Grant Taylor (Clinton) 38-6 (Dec 5-0) Quarterfinal - Olen Brattin (Pleasant Hill) 52-1 won by fall over Wyatt Harrell (Owensville) 30-6 (Fall 4:45) Quarterfinal ...

Communities Envision A Bright Future Along Rock Island Trail


Near Owensville on the eastern side of the 146-mile corridor ...
Development of the corridor is an opportunity for landowners,” Davis said. Missouri Healthcare Network Inc. plans to construct a 46,000 square foot assisted living facility adjacent ...

Missouri prep wrestling results: Day 1


195—Jace Palmer, Moberly, won by forfeit over rusmisel-Swink, Nevada. 285—Villalta, Monett, pinned Anthony Soest, Owensville, 4:58. Today’s Quarterfinal Matches 106—Barrientos, Monett, 45-7, vs. Tucker Caswell, Fulton, 37-4. 120—Jastal ...

STJ girls' basketball clinches share of FRC crown


St. James, ranked No. 3 in this week’s Missouri Class 3 state poll, improves to 22-2 overall and 6-0 in the conference. The Lady Tigers would clinch an undefeated FRC championship by winning at Owensville tonight. The St. Clair Lady Bulldogs fall to 14-8 ...

Man dies after boat hits rock on the Gasconade River


OWENSVILLE, Mo. (AP) - A 57-year-old man has died after a jon boat struck a rock and sunk on the Gasconade River. The Missouri State Highway Patrol identified the victim as Neal J. Turnbough, of Owensville. He and another man were traveling upstream Friday ...

Mizzou grad begins Peace Corps service in Panama


Jody Gerth, 23, of Gerald, Mo., has been accepted into the Peace Corps and will depart for Panama Feb. 24 to begin training as a secondary English education volunteer. Gerth will live and work at the …

Former Owensville resident found dead in lake at Holts Summit; foul play not suspected


A former Owensville resident and local musician was discovered dead Feb. 10 in a Callaway County lake south of Holts Summit. No foul play is suspected in the death of Mark “Earl” Douglas Wenkel, 55, o…

7 Old State Road 65, Owensville, IN 47665 by elkvirtualtours | February 17, 2015 at 12:12PM


Video Title: 7 Old State Road 65, Owensville, IN 47665 This video has upload by elkvirtualtours Date: February 17, 2015 at 12:12PM Original Source (Youtube video ID Z8AOBYzzzUc) 7 Old State Road 65…

Fish Fry Schedule – local Cincinnati area – brought to you by our Quicklane Department


24 Hour Towing 513-574-9518 5400 Glenway Ave, Cincinnati,&nbs p;OH 45238, USA All Saints   & nbsp;   &n bsp;   &nb sp;   &nbs p;     ;         & nbsp;   &n bsp;   &nb sp;   &nbs p;     ;         & nbsp;   &n bsp;   &nb sp;   &nbs p;     ;         C incinnati 8939 Montgo…

Senior Housing Investments & Transactions: Capital Senior Living


American House Acquires Spring Lake, Michigan Community Bloomfield Hills-based American House Senior Living Communities is acquiring a 111-unit comment in Spring Lake, Mich., and has plans to renovat…

Few contests in municipal primary – Princeton Daily Clarion


Few contests in municipal primaryPrinceton Daily ClarionFriday was the deadline for filing petitions of candidacy in the Princeton and Oakland City municipal primary elections. Candidates for town cou…

504 North First, Owensville, IN 47665 by PamRickenbaugh | January 26, 2015 at 10:11PM


Video Title: 504 North First, Owensville, IN 47665 This video has upload by PamRickenbaugh Date: January 26, 2015 at 10:11PM Original Source (Youtube video ID nWpJrQSrnow) 504 North First, Owensvil…

Boater Dies in Gasconade River


OWENSVILLE, Mo. (AP)- A 57-year-old man has died after a jon boat struck a rock and sank on the Gasconade River. The Missouri State Highway Patrol identified the victim as Neal J. Turnbough, of Owens…

504 North First, Owensville, IN 47665 by PamRickenbaugh | January 26, 2015 at 10:11PM


Video Title: 504 North First, Owensville, IN 47665 This video has upload by PamRickenbaugh Date: January 26, 2015 at 10:11PM Original Source (Youtube video ID nWpJrQSrnow) 504 North First, Owensvil…

504 North First, Owensville, IN 47665 by PamRickenbaugh | January 26, 2015 at 10:11PM


Video Title: 504 North First, Owensville, IN 47665 This video has upload by PamRickenbaugh Date: January 26, 2015 at 10:11PM Original Source (Youtube video ID nWpJrQSrnow) 504 North First, Owensvil…




SPECIAL INFORMATION FOR OWENSVILLE

Register now and request your ballots for the year in OWENSVILLE MISSOURI

The Federal Post Card Application (FPCA) registers you to vote, and acts as a request for your State absentee ballots for the year. It is important to complete a new FPCA annually, every time you move or at least 90 days prior to the election you want to vote in.

Completing a new FPCA is easy at FVAP.gov:

  • Select your State from the drop-down on the home page
  • Click the box at the bottom of the page to Register to Vote, Request a Ballot or Update My Voter Info
  • The FVAP online tool will walk you through the form, and provide you with a PDF packet to print, sign and send directly to your local election official (LEO); links are also provided here for States that offer online voter registration
  • You can check the status of your registration and/or ballot request by contacting your LEO at any time

Remember, the only way your LEO knows how to reach you is with the information you provide! Some States allow a longer time between registrations, but if you submit a new FPCA every year, you wont have to worry about your registration or ballot request status and can participate in all the elections* you´re eligible to.

* While there are no regularly scheduled elections for Federal offices, there may be some elections for office which are vacated by the end of the term. Being registered ensures you will be able to participate in these elections.

#

If you experience any issues or have questions, FVAPs call center is available at 1-800-438-VOTE (8683), DSN 425-1584 or at vote@fvap.gov. Toll-free phone numbers from 67 countries are listed at FVAP.gov. Find us on Facebook at /DoDFVAP and follow @FVAP on Twitter.

PDF version of FVAP Voter Alert #1

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Schools and libraries with Wi-Fi in OWENSVILLE MISSOURI ?

In June 2013, I joined the President in Mooresville, NC, to launch ConnectED – an initiative to close the technology gap in our schools and bring high-speed Internet to 99 percent of America’s students within five years. This vision – that all students should have access to world-class digital learning – is well on its way to becoming a reality.

Thanks to the leadership of the President and the FCC, the resources are in place to meet the President’s connectivity goal. In addition, various private-sector partners are making over $2 billion worth of resources available to students, teachers, and schools. These include tablets, mobile broadband, software, and online teacher professional development courses from top universities. Fewer than 40 percent of public schools currently have the high-speed Internet needed to support modern digital learning.

But now we have the resources to solve this problem. We just need help from our nation’s superintendents and school technology chiefs.

Last year, the FCC approved the first major update to the E-Rate program since it was created in 1997. E-Rate (also known as the Universal Service Program for Schools and Libraries) makes it more affordable for schools and libraries to connect to high-speed Internet – with the goal of making the gigabit speeds we see in cities like Cedar Falls, Iowa, and Chattanooga, Tennessee the norm in schools across the country.

These updates have unlocked funding to support internal Wi-Fi network upgrades in schools and libraries this year for the first time since 2012. Wi-Fi is important because no matter how fast the Internet connection is to a school, students can’t take full advantage of it without a robust wireless network within the school.

To secure E-rate support for Wi-Fi, schools and libraries must submit a form describing their project needs to the Universal Service Administrative Company (USAC). USAC then posts the request for competitive bidding. The Department of Education has prepared an Infrastructure Guide to help district leaders navigate the many decisions required to deliver cutting-edge connectivity to students. That said, schools and libraries have the final say when they submit an application to USAC for approval.

Bringing our schools up to speed is a major priority, and E-rate provides an opportunity to make doing so much more affordable. For all of the superintendents and technology officers: If you haven’t yet done so, get your requests submitted by February 26, 2015, and your applications in before March 26, 2015 (requests must be up for 28 days before a school can choose a vendor). Your students, your community, and your country will thank you for bringing our classrooms into the 21st century. [20]




Avoiding Foreclosure in OWENSVILLE MISSOURI

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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