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Annual Gender and Sexuality in Everyday Life conference at ISU


POCATELLO – Idaho State University will host its 11th annual Gender and Sexuality in Everyday Life Conference Thursday and Friday in the Pond Student Union Building. “ISU’s Gender and Sexuality Conference provides an important opportunity to hear and ...

Why Idaho kids don't go to college


The question is why. The Isolated Geography It was 11 degrees below zero in Pocatello, researcher Jered Hinchcliffe recalls, when he flew into Idaho in December of 2013. Over nearly two weeks, he visited Pocatello, Coeur d'Alene, Boise and Twin Falls.

Pocatello Police arrest report for March 2-3


The Idaho State Journal welcomes news tips and story ideas from our readers. E-Mail them to reporters@journalnet.com or submit the article or photo below. CINCINNATI (AP) — Lauren Hill has won an all-conference honor for the courage she showed in playing ...

AP-ID--Intermountain Grain & Livestock, ID


POCATELLO, Idaho (AP) — Idaho Farm Bureau Intermountain Grain and Livestock Report for Wednesday, March 4. Bids subject to change. BLACKFOOT — white wheat 5.66 (down 10); hard red winter 5.35 (down 10); 14 percent spring 6.65 (down 15); hard white 5.45 ...

Pocatello City Council: All prayers welcome


For years, each Pocatello City Council meeting has opened with an invocation ...
Tuesday morning, at least three Idaho state senators sparked controversy when they waited outside the Senate chamber until a guest chaplain finished delivering a Hindu prayer.

Pocatello reaches functional zero for homeless veterans


The team included agencies such as Aid for Friends, South Eastern Idaho Community Action Agency, and the Pocatello Housing Authority. "We were able to address veteran homelessness as a team instead of what we were all doing in our own silos," said Sunny ...

Nuke Waste "Road Show" This Week in Idaho


POCATELLO, Idaho - Nuclear waste has a complicated history in Idaho, and many of those complications have resurfaced because of the shutdown of a waste storage site in New Mexico and a decision by the Governor to allow Idaho to accept spent nuclear fuel.

Can college solve murder mystery in Idaho caves?


POCATELLO, Idaho - Authorities have recruited Idaho State University staff and graduate students to help search some large caves for a missing human head in a mysterious cold-case killing. Clark County Sheriff Bart May said he asked the school's ...

Authorities recruit Idaho college for help finding human head


POCATELLO, Idaho -- Authorities have recruited Idaho State University staff and graduate students to help search some large caves for a missing human head in a mysterious cold-case killing. Clark County Sheriff Bart May said he asked the school's ...

ATM skimmers found at E. Idaho banks


POCATELLO, Idaho -- Authorities in Pocatello say bank card skimmers have been found at two different bank ATMs. Police tell KIFI-TV that the skimmers were attached on Friday, but didn't say the locations. The skimmers are designed to look like part of the ...

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Upcoming Continuing Education Course – April 1st in Pocatello, Idaho


An Overview of CFPB’s New Loan Estimate and Closing Disclosure continuing education class, IREC course E1134, will be held April 1, 2015 from 9:00 am to 12:00 pm at: Alliance Title & Escrow 2350 Via…

WIPP: Homeless Plutonium Waste Tour in Idaho, March 2nd, 4th, & 5th


Flyer from: http://www.srswatch.org/ If Hanford and the Columbia Generating Station weren’t enough, here is more risk for the Columbia River Basin, and Pacific, from nuclear waste on the Snake River…

Injury Crash on Yellowstone Ave. and Oak St. in Pocatello


IDAHO STATE POLICE NEWS RELEASE - generated by our News Release ListServer DO NOT REPLY ------------------------- ------------------------- ------------------------- Idaho State Police District 5…

If you or someone you know is in the Pocatello, ID area you wont want to miss this opportunity!!!


Pocatello, ID March 7th, 2015 You’re invited to a Presentation of Military Micronutrient Formulation Developed for US troops and now available for commercial use, it is the first oral product clini…

Female farmers learn marketing skills – KPVI News 6 – Pocatello, ID


IDAHO FALLS, Idaho — Women learned key marketing aspects when it comes to promoting a farm or a farm related business on Saturday. This is the second annual women in agriculture class held in Idaho Fa…

2 Bedroom Home In Pocatello ID Available For Lease-To-Own


2 Bedroom Home In Pocatello ID Available For Lease-To-Own. Click here for more info, map and virtual tour

High Quality Used Vehicles in Pocatello


When you’re looking for a high quality used vehicle in the Pocatello area, Fresh Start Auto is your destination!

Injury Crash on Mink Creek Road at Cinnimon Ridge in Pocatello


IDAHO STATE POLICE NEWS RELEASE - generated by our News Release ListServer DO NOT REPLY ------------------------- ------------------------- ------------------------- Idaho State Police District 5…

dalkenstarbyne: I am in Pocatello, Idaho. Safe travels!


dalkenstarbyne: I am in Pocatello, Idaho. Safe travels!




SPECIAL INFORMATION FOR POCATELLO

In POCATELLO IDAHO: Understanding Links Between Smoking & Weight

Maybe you quit smoking to do something good for your health, and now you’ve noticed the pounds adding up on the scale. Or maybe one of the reasons you’re not quite ready to quit is that you’re afraid of gaining weight.

Here are some of the reasons why some people gain weight when they quit:

  • Smoking lowers your appetite.
    Smoking cigarettes makes you feel less hungry. So, when you quit smoking, you might feel hungrier and then eat more than you used to eat.  
  • Smoking increases your metabolism.
    Smoking cigarettes increases your metabolism, so you burn more calories. So when you stop smoking, you may burn fewer calories which can lead to weight gain. 
  • Eating can be a substitute for smoking.
    Smoking gave you something to do with your hands and something to put in your mouth. For a lot of people, food replaces cigarettes. And the more you reach for food, the more likely it is that you will gain weight.
  • Eating may soothe the feelings that smoking used to soothe.
    Maybe smoking was your go-to when you were feeling bad. When you stop smoking, you may find that you turn to eating to feel better or to deal with stress—but this can backfire and result in weight gain.

The good news is that you can take charge of your weight even while quitting smoking. Check out Forever Free for more info about smoking and weight.

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POCATELLO IDAHO tspan:3m POCATELLO IDAHO




Avoiding Foreclosure in POCATELLO IDAHO

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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How can I prepare for breastfeeding before I give birth?

baby-breastfeedingTo prepare for breastfeeding, the most important thing you can do is have confidence in yourself and to plan ahead. Committing to breastfeeding starts with the conviction that you can do it! Other steps you can take to prepare for breastfeeding are:
  • Get good prenatal care, which can help you avoid early delivery. Babies born too early have more problems with breastfeeding.
  • Tell your doctor about your plans to breastfeed, and ask if the place where you plan to deliver your baby has the staff and setup to support successful breastfeeding. Some hospitals and birth centers have taken special steps to create the best possible environment for successful breastfeeding. These places are called Baby-Friendly Hospitals and Birth Centers.
  • Take a breastfeeding class. Pregnant women who comprehend about how to breastfeed are more likely to be successful at breastfeeding than those who do not. Breastfeeding classes offer pregnant women and their partners the chance to prepare and ask questions before the baby´s arrival.
  • Ask your doctor to recommend a lactation consultant. You can establish a contact with a lactation consultant before the baby comes so that you will have support ready after the baby is born.
  • Talk to your doctor about your health. Discuss any breast surgery or injury you may have had. If you have depression, or are taking supplements or medicines, talk with your doctor about treatments that can work with breastfeeding.
  • Tell your doctor that you would like to breastfeed as soon as possible after delivery. The sucking instinct is very strong within the baby´s first hour of life.
  • Talk to friends who have breastfed, or consider joining a breastfeeding support group.
  • Talk to fathers, partners, and other family members about how they can help you successfully breastfeed. Partners and family members can:
    • Support your breastfeeding by being kind and encouraging
    • Show their love and appreciation for all of the work that goes into breastfeeding
    • Be good listeners if you need to talk about any breastfeeding concerns you might have
    • Help make sure you have enough to drink and get enough rest
    • Help around the house
    • Take care of any other children who are at home
    • Give the baby love through playing and cuddling
  • Get the items you will need for breastfeeding, such as nursing bras, covers, and nursing pillows.
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