RAIFORD NEWS AND BLOG


Latest News - RAIFORD

John L. Ory Magnet in LaPlace names second nine weeks honor roll students


Donovan Green-Lewis, Katelyn Hyland, Nathaniel Jones, Randi Joseph, Logan Klibert, Landon Levron, Megan McMillon, Emily Mondello, Alexis Navarro, Seth Raiford, Abby Remondet, Logan Underwood, Ean Watson, James Westbrook, Semaj Westbrook, and Tristan Williams.

In The 239: Smallwood music fest benefits historic store


Kicking off at 11 a.m. and running “till dark,” musical entertainment includes guitar ace Raiford Starke (his stage name comes from two Florida state prisons), Stone Crab Steve Arvey, Nate the Gladesman, Valerie C. Wisecracker and the Walkin’ Catfish ...

Sue Harrelson


She was preceded in death by her parents, Robert and Cornelia Mills; and a brother, Bobby Mills. Sue is survived by her daughter, Amy Harrelson Raiford of Church Road; two stepsons, Brian Walton (Tammy) and Matthew Walton (Sally), all of Mechanicsville ...

Cree, Inc. (CREE)’s Second Quarter 2015 Earnings Conference Call Transcript


As a reminder, this conference call may be recorded. I would now like to hand the conference over to Mr. Raiford Garrabrant, director of investor relations. Sir, you may begin. Raiford Garrabrant, Director, Investor Relations Thank you, Sayeed, and good ...

Job Outlook For L.A.’s MRI Techs Gets A Healthy Diagnosis


Sharon Raiford Bush is an award-winning journalist who covers topics of social interest in greater Los Angeles. Some news articles she has authored have been archived by the Smithsonian Institution in Washington, DC. Sharon also contributes to Examiner.com.

St. Tammany Parish real estate transfers


Section 7, township 7 south, range 10 east: Ann T. Raiford, Kent P. Raiford, Chard W. Raiford and Ryan M. Raiford to Debra B. Martinez and Eric J. Martinez, $136,000. Silver Oak Drive 428: DSLD Homes LLC to Michelle M. Romano and Jed D. Romano Jr., $246,900.

No Riot Here


Hales was more willing to discuss when cops should show up in full gear. Don't Shoot Portland organizer Teressa Raiford and Dan Handelman of Portland Copwatch both testified that just a glimpse of armored cops at a peaceful protest comes off as ...

An aloof Gov. Scott lets prison crisis fester, worsen


Askew took immediate ownership of the situation. He sent two aides to Raiford to investigate and overruled the prison’s attempt to bar reporters. He eventually ordered Louie Wainwright, the longtime head of corrections, to suspend three officials and ...

Protesters postpone vote on PPS school transfer policy


“We’re doing the right thing today,” said one of the lead organizers of Don’t Shoot PDX, Teressa Raiford. Don’t Shoot PDX has led protests on racial equality issues throughout the Portland region in recent months, mostly focused on police relation

VERMELL (Raiford) SMITH


SMITH VERMELL SMITH (nee Raiford), age 100, passed away on Jan. 7, 2014. Beloved wife of the late Clee DeBerry, aunt of many, she was preceded in death by two sisters: Hilda and Alvena, and four brothers: William, Ralph, Arthur and Gilbert. A memorial ...




SPECIAL INFORMATION FOR RAIFOR

There are more opportunities than ever for those receiving benefits from Social Security Disability Insurance [Social Security Disability Insurance (SSDI)] and SSI [Supplemental Security Income (SSI)] to learn job skills and find permanent employment in RAIFOR.

If you are looking for work, or are new to the workforce, familiarize yourself with the Americans with Disabilities Act [Americans with Disabilities Act (ADA)] of 1990 , a federal civil rights law designed to prevent discrimination and enable people with disabilities to participate fully in all aspects of society.

A fundamental principle of the ADA is that people with disabilities who want to work and are qualified to do so should have equal employment opportunities.

This booklet answers questions you may have about your employment rights under the ADA.

How do I know if I am protected by the ADA?

To be protected, you must be a qualified individual with a disability. This means you must have a disability as defined by the ADA. Under the ADA, you have a disability if he has a physical or mental impairment that substantially limits a major life activity such as hearing, seeing, speaking, thinking, walking, breathing, or performing manual tasks. You must also be able to perform the job for which you want to be hired, or for which you have been hired, with or without reasonable accommodation.

What are my rights under the ADA?

The ADA protects you from discrimination in all employment practices, including: job application procedures, hiring, firing, training, pay, promotions, benefits and licenses. You are also right not to be harassed because of your disability and your employer can not fire or discipline you for asserting your rights under the ADA. More importantly, you have the right to request reasonable for the hiring process and employment functional adaptations.

What is a "reasonable accommodation"?

A reasonable accommodation is any modification or adjustment to a job, work environment or how they usually do things that would allow you to apply for a job, work, or enjoy equal access to the benefits available to others in the workplace. There are many things that can help people with disabilities work successfully. Some of the most common types of accommodations are:

  • physical changes, such as installing a ramp or modifying the workspace or services;
  • sign language interpreters for the deaf or blind readers;
  • provide a quiet space or other changes to reduce noise distractions for someone with mental disabilities;
  • training and written materials in accessible formats such as Braille or audio cassette or computer discs;
  • TTY for deaf can use the telephone, and computer hardware and software to facilitate computer access for people with visual impairments or who have difficulty using their hands; and
  • licenses disability who needs treatment.

    What should I do if I think I need a reasonable accommodation?

    If you think you need a reasonable accommodation for the job application process or at work, you must apply. You may request a reasonable accommodation at any time during the job application, or any time before or after starting work. How do I request a reasonable accommodation? Just let your employer who needs an adjustment or change because of their disability. Needless to complete special forms or use technical language to do so. For example, if you use a wheelchair and it does not fit under your desk, you should talk to your supervisor. This is a request for a reasonable accommodation. A doctor´s note requesting disability leave or saying that you can work with certain restrictions is also a request for reasonable accommodation. What happens after making a request for a reasonable accommodation? Once you have made the request for reasonable accommodation, the employer must discuss the options available to you. If you have a disability that is not obvious, the employer may require documentation that demonstrates and explains why you need a reasonable accommodation. You and your employer must work together to determine an appropriate accommodation.

    For more information on labor support, contact the Social Security Administration [Social Security Administration] to:

    1-800-772-1213 (voice)

    1-800-325-0778 (TTY) www.ssa.gov/work [2]



    RAIFORD tspan:3m RAIFORD




    Found Unclaimed Money in RAIFOR

    What Is Unclaimed Money?

    If the government owes you money and you do not collect it, then it’s unclaimed. This can also happen with banks, credit unions, pensions, and other sources.

    Beware of unclaimed money scams. There are people who pretend to be the government and offer to send you unclaimed money for a fee. Government agencies will not call you about unclaimed money or assets. Learn how to spot these types of scams.

    Currently, the government does not have one website for finding unclaimed money by name, Social Security number, or state. To find it, you’ll need to visit each site separately and perform a search.

    States’ Unclaimed Money

    • Search by State  – Search your state’s listing of unclaimed funds and property.

    Retirement

    Taxes

    Banking, Investments, and Currency

    • Bank Failures  – Search the Federal Deposit Insurance Corporation (FDIC) for unclaimed funds from failed financial institutions.
    • Credit Union Failures  – Find unclaimed deposits from credit unions.
    • SEC Claims Funds  – The Securities and Exchange Commission (SEC) lists enforcement cases where a company or person owes investors money.
    • Damaged Money  – The Treasury Department will exchange mutilated or damaged U.S. currency.

    Mortgages

    • FHA-Insurance Refunds  – If you had an FHA-insured mortgage, you may be eligible for a refund from the Department of Housing and Urban Development (HUD).

    Savings Bonds

    International

    • Foreign Claims  – U.S. nationals can find money owed to them from foreign governments after loss of property.

    Back to Top

    [29]



  • Avoiding Foreclosure in RAIFOR

    The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

    Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

    Making Home Affordable

    The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

    Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

    Modify or Refinance Your Loan for Lower Payments

    • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
    • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
    • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
    • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

    “Underwater” Mortgages

    In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

    • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
    • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
    • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

     Assistance for Unemployed Homeowners

    • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
    • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
    • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

    Managed Exit for Borrowers

    • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
    • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

    Contact Your Lender

    If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

     

    Assistance for FHA-Insured Homeowners

    The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

    • Click Here to log onto the NSC Loss Mitigation Programs home page.
    • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

    Contact FHA

    FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

    • Call the National Servicing Center at (877) 622-8525
    • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
    • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
    • Email the FHA Resource Center
    • The Online FHA Resource Center

    [11]






    We selected RAIFORD LAST NEWS AND IMPORTANT ISSUES. Share!

    Feed Widget


    If people in the media cannot decide whether they are in the
    business of reporting news or manufacturing propaganda,
    it is all the more important that the public understand
    that difference,and choose their news sources accordingly.
    Thomas Sowell

    Newsof.org. Selected the top stories of the city of RAIFORD FLORIDA. Political events, traffic accidents on highways, downtown events, neighborhoods and inside. Also researched local newspapers and social networks, as well as the site of City Hall. Crimes, are always subject to demand generally for information. Also the tragedies and disasters such as fires, floods, flooding, rain, hail and winds. Tags: Breaking News, RAIFORD FLORIDA, City, Indoors, Monday, Tuesday, Wednesday, Thursday , Friday, Saturday, Sunday, Car, Crash, Elections, Beating, Accident, Crime, Police, Criminal, Police, Road, Highway Access, Elections, Party, Hail, Rain, Flood, Anniversary, Award, Month, Week End , Today, Yesterday, Female, Male, Family, Child, People.