ROUND LAKE MINNESOTA
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Latest News - ROUND LAKE MINNESOTA

What you need to know about Minnesota’s un-swimmable streams and lakes


It is expected to have completed its latest round of studies by 2019, but has said it will publish a mid-term report some time this spring updating people on the general condition of the state’s waters. Skuta said that in general Minnesota’s lake ...

Straight outta Red Lake: Baby Shel has come a long way


It’s a long way from the Red Lake Indian Reservation in northwestern Minnesota to the great hipster uprising that ...
so I don’t get home until like 7 a.m. It’ll be like a 14-hour road trip round-trip just to do a 30-40-minute show.”

MINNESOTA NEWS ROUND-UP: Man and grandson hospitalized after off-road vehicle breaks through ice


A 50-year-old man and his two-and-a-half-year-old grandson are hospitalized in the Twin Cities after they were pulled from Lake Andrew just south of Alexandria ...
pileup Tuesday on Interstate 94 in central Minnesota. 44-year-old Holly Hoglund Klein ...

Artists to take up residence at Kirkbride


Ten artists from Georgia to northern Minnesota have been selected to ...
Springboard for the Arts’ Lake Region office will welcome the 10 at varying times to the first round of Hinge Arts, a new artist residency program on the sprawling campus Hinge ...

Windom KBowl team finishes eighth at Mt. Lake Invitational


A total of 23 teams from eight schools participated in the final meet before sub-regional competition Tuesday at Minnesota West Community ...
Out of a possible 45 points in each round, the Mt. Lake team scored 20 points in the first round, 17 in the ...

Behind The (frozen) Scenes At An Iconic MN Landmark


Took the family for a hike at Gooseberry Falls State Park on the Lake Superior North Shore. The waterfalls at Gooseberry are one of Minnesota's most visited landmarks year round. Yes, even after the water stops flowing, the frozen falls are a fun day trip.

Minnesota's Water Worries


Pine Tree Lake, Mann Lake, Round Lake, Sunset Lake, and Oneka Lake all dropped ...
and public policy at the Humphrey School of Public Affairs at the University of Minnesota, and a member of the school's Water Resources Center, said the path Minnesota ...

Running results from the Minnesota Individual State Wrestling Tournament


A number of area wrestlers will be in action this weekend at the Minnesota State Wrestling Tournament ...
of Foley in the opening round Class 1A: At 106 pounds, Windom/Mountain Lake Area’s Zach Spinks (30-11) will wrestle Phil Skeps of St. Agnes in ...

Mavericks to Host Golden Eagles in Opening Round of NSIC Tournament


Two seasons ago, the Mavericks defeated the Golden Eagles 86-60 in the first round. Senior Zach Monaghan ...
while freshman TJ Lake matched his season-high with 20 points. Against Minnesota Crookston: Wednesday's meeting against Minnesota Crookston marks ...

5 EYEWITNESS NEWS Investigates: Minnesota's Water Worries


Pine Tree Lake, Mann Lake, Round Lake, Sunset Lake, and Oneka Lake all dropped ...
and public policy at the Humphrey School of Public Affairs at the University of Minnesota, and a member of the school's Water Resources Center, said the path Minnesota ...

Devils Lake hoops teams drop EDC openers


From here on out, the Devils Lake girls and boys basketball teams are in the same boat. After falling in opening-round action of the EDC tournament Tuesday evening on the road, the teams have to win t…

Devils Lake hoops teams drop EDC openers


From here on out, the Devils Lake girls and boys basketball teams are in the same boat. After falling in opening-round action of the EDC tournament Tuesday evening on the road, the teams have to win t…

Devils Lake hoops teams drop EDC openers


From here on out, the Devils Lake girls and boys basketball teams are in the same boat. After falling in opening-round action of the EDC tournament Tuesday evening on the road, the teams have to win t…

Carpenter Round Lake Beach (IL) – Round Lake Beach Carpenters


Carpenter Round Lake Beach (IL) Lending helping hands when you need masterpieces built in Round Lake Beach (IL). Papa’s Carpenter Specialists in Round Lake Beach, Illinois work with, builds and fixe…

3 Excellent Photo Locations for Outdoor Portraits in Round Rock


If you’re like me, the thought of having to pack all your gear and head into Austin to find a great photo location, is nothing short of inconvenient. Yes, there are some awesome places to take outdoor…

Round Lake Heights man indicted on charges of intent to distribute meth


A Round Lake Heights man is being held in lieu of $1 million bail and potentially faces up to 50 years in prison following his indictment on charges of possession of methamphetamine with intent to del…

UFO Sighting in Round Lake, Illinois on February 25th 2015 - I saw this bright light for about 20 minutes,from multiple streets. It was very bright and much bigger than a star.


NEW LISTING: 325 East Lake Shore Drive in Round Lake Park


http://www.egelandgroup.c om/MRD8835974 CALLING ALL REHABBERS/BUILDERS. EXCELLENT OPPORTUNITY FOR 2189sf BANK OWNED CAPE COD. VERSATILE LAYOUT COULD BE RECONFIGURED FOR MORE BEDROOMS. GREAT LOCATION…

Round Lake Beach man pleads not guilty to Fox Lake robbery


A Round Lake Beach man accused of participating in a Fox Lake gas station robbery has pleaded not guilty. Rashon Jackson, 25, of the 2000 block of North Stratford Road in Round Lake Beach, pleaded not…

Carpenter Round Lake (IL) – Round Lake Carpenters


Carpenter Round Lake (IL) Lending helping hands when you need masterpieces built in Round Lake (IL). Papa’s Carpenter Specialists in Round Lake, Illinois work with, builds and fixes items and struct…




SPECIAL INFORMATION FOR ROUND LAKE

Avoiding Foreclosure in ROUND LAKE MINNESOTA

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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ROUND LAKE MINNESOTA tspan:3m ROUND LAKE MINNESOTA




People help people. Gods do not help people

HealthDay news image Organ transplants have saved more than two million years of life in the United States over a period of 25 years, new research shows.But fewer than half the people who needed a transplant in this period they received, according to a report in the online edition of the January 28 issue of the journalSurgery JAMA ."The critical shortage of donors continues to affect this field. Just 47.9 percent of patients on the waiting list during the 25 years of the study underwent a transplant. The need is increasing, and therefore the Organ donation should increase, "wrote Dr. Abbas Rana, Baylor College of Medicine in Houston, and colleagues. The researchers analyzed the medical records of more than 530,000 people receiving organ transplants between 1987 and 2012, and nearly 580,000 people who signed up for the waiting list but never received a transplant. In that period, transplants saved 2.2 million life years, with an average of just over four years saved for each person who received a transplant from a living body, the study authors noted in a news release from the journal . The number of years saved by type of organ transplant life were: kidney, 1.3 million years; liver, more than 460,000; heart, almost 270,000; lung, about 65,000: pancreas and kidney, nearly 80,000; pancreas, just under 15,000, and intestines, around 4,500. One expert noted the relevance of the findings. "This study highlights the importance of organ donation, and shows that solid organ transplants save lives. One organ donor can have an impact on up to 50 lives," said Dr. Kareem Abu-Elmagd, director of the Center for transplant at the Cleveland Clinic in Ohio. "The field of transplantation continues to seek ways to save more lives," said Abu-Elmagd. "For example, the program of ex vivo perfusion of organs of the Cleveland Clinic has been studying perfusion technology to better preserve organs donated." Powered by infusion, a machine pumps oxygen and nutrients to the donated enriched to prevent damage or deterioration of the body prior to transplant into a patient waiting, according to the Cleveland Clinic organ solution. Baylor researchers suggested a direct solution. "We call for greater support of transplantation and solid organ donation, valuable efforts have an impressive record of achievements and tremendous potential to do even more good for humanity in the future," concluded the authors. HealthDay, translated by HispaniCare

SOURCES: Kareem Abu-Elmagd, MD, Ph.D., director, Cleveland Clinic´s Transplant Center, Ohio; JAMA Surgery , news release, Jan. 28, 2015

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How can I prepare for breastfeeding before I give birth?

baby-breastfeedingTo prepare for breastfeeding, the most important thing you can do is have confidence in yourself and to plan ahead. Committing to breastfeeding starts with the conviction that you can do it! Other steps you can take to prepare for breastfeeding are:
  • Get good prenatal care, which can help you avoid early delivery. Babies born too early have more problems with breastfeeding.
  • Tell your doctor about your plans to breastfeed, and ask if the place where you plan to deliver your baby has the staff and setup to support successful breastfeeding. Some hospitals and birth centers have taken special steps to create the best possible environment for successful breastfeeding. These places are called Baby-Friendly Hospitals and Birth Centers.
  • Take a breastfeeding class. Pregnant women who comprehend about how to breastfeed are more likely to be successful at breastfeeding than those who do not. Breastfeeding classes offer pregnant women and their partners the chance to prepare and ask questions before the baby´s arrival.
  • Ask your doctor to recommend a lactation consultant. You can establish a contact with a lactation consultant before the baby comes so that you will have support ready after the baby is born.
  • Talk to your doctor about your health. Discuss any breast surgery or injury you may have had. If you have depression, or are taking supplements or medicines, talk with your doctor about treatments that can work with breastfeeding.
  • Tell your doctor that you would like to breastfeed as soon as possible after delivery. The sucking instinct is very strong within the baby´s first hour of life.
  • Talk to friends who have breastfed, or consider joining a breastfeeding support group.
  • Talk to fathers, partners, and other family members about how they can help you successfully breastfeed. Partners and family members can:
    • Support your breastfeeding by being kind and encouraging
    • Show their love and appreciation for all of the work that goes into breastfeeding
    • Be good listeners if you need to talk about any breastfeeding concerns you might have
    • Help make sure you have enough to drink and get enough rest
    • Help around the house
    • Take care of any other children who are at home
    • Give the baby love through playing and cuddling
  • Get the items you will need for breastfeeding, such as nursing bras, covers, and nursing pillows.
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it is all the more important that the public understand
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Newsof.org. Selected the top stories of the city of ROUND LAKE MINNESOTA. Political events, traffic accidents on highways, downtown events, neighborhoods and inside. Also researched local newspapers and social networks, as well as the site of City Hall. Crimes, are always subject to demand generally for information. Also the tragedies and disasters such as fires, floods, flooding, rain, hail and winds. Tags: Breaking News, ROUND LAKE MINNESOTA, City, Indoors, Monday, Tuesday, Wednesday, Thursday , Friday, Saturday, Sunday, Car, Crash, Elections, Beating, Accident, Crime, Police, Criminal, Police, Road, Highway Access, Elections, Party, Hail, Rain, Flood, Anniversary, Award, Month, Week End , Today, Yesterday, Female, Male, Family, Child, People.