SAN CARLOS ARIZONA
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Latest News - SAN CARLOS ARIZONA

Occupy Oak Flat asks Obama to declare site a National Monument


In 2005, Arizona Senators McCain and Kyl ...
The most vocal opposition to the land swap comes from the San Carlos Apache Tribe and environmentalists, who've been occupying Oak Flat since early February, beginning with a 44-mile march from the tribe's ...

Late Night Snacks: Minnesota wins at Michigan State, No. 7 Arizona and No. 13 Utah roll


The second of those situations was on a Carlos Morris three-pointer that ...
points in the Buffaloes’ 82-54 loss at No. 7 Arizona, shooting 1-for-3 from the field and 1-for-5 from the foul line. 3. San Diego’s Johnny Dee and Christopher Anderson ...

2015 Fantasy Football Outlook for San Francisco 49ers Stars


I'm really excited about Carlos Hyde. Hyde’s possibilities in 2015 depend heavily on whether or not Frank Gore re-signs. Trent Baalke said San Francisco wants the ...
He was actually my quarterbacks coach in Arizona my rookie year. He's a great football ...

Exodus - The Forced March of the Yavapai-Apache People


After two weeks of struggle, the Yavapai-Apache people arrived at the Indian Agency in the badlands of San Carlos, Arizona. Of the 1,451 souls who left their homeland, nearly 100 perished. It was reported 25 babies were born to their mothers as they ...

Occupy Oak Flat Refuses to Back Down in Protest Against Resolution Copper


Leaders of Occupy Oak Flat say they won't give up until the U.S. government repeals the Southeast Arizona Land Exchange. The San Carlos Apache Tribe, leading a three-week protest at the Oak Flat Campground, vows to remain there until the federal government ...

Why is Congress Turning over Public Lands to Foreign Copper Mine Companies?


Wendsler Nosie, a former chairman of the San Carlos Apache Tribe, told the Arizona Daily Star, “we’re not moving. . . . “We can work with the United States to fix this. If the United States fails and becomes defensive, then I have no control.

Land Subsidence Damage Caused by Groundwater Withdrawals in Arizona: Who Pays?


Although Arizona has actively managed groundwater withdrawals within ...
might encourage constitutional claims. See for example, San Carlos Apache Tribe v. Superior Court, 193 Ariz. 195, 972 P.2d 179 (1999) (legislation may not attach new legal ...

Letter to the editor: Southeast Arizona Land Exchange Bill sabotages National Environmental Policy Act


our former tribal chairman and my father is Marvin Mull, Jr., our former vice chairman of the San Carlos Apache Tribe ...
and many of you don't know the real story. The Southeast Arizona Land Exchange Bill that was passed in December 2014 sabotages ...

Elementary School Principal – Diocese of Tucson, Arizona (Tucson, AZ)


St. Charles Apache Mission School, San Carlos, AZ – School Principal St. Charles Apache Mission School is searching for a principal for the 2015-2016 school year. The school is located on the San Carlos Apache Reservation 100 miles north of Tucson.

City requests to take over historic San Carlos Irrigation building


The old San Carlos Irrigation Project building on 255 W. Roosevelt has been declared as surplus by the federal government due to SCIP moving to their new location just north of Coolidge on the other side of Highway 287 along Arizona Boulevard. The move ...

debt management plan San Carlos CA http://t.co/wHq1pqikzW | https://t.co/q3hWRiGBnX debt management plan San Carlos CA http://t.co/wHq1pqikzW | https://t.co/q3hWRiGBnX — Кал 83;ист& #1072; Саш 77;нко& #1074;a (@a_adrienne139) February 26, 2015 from Twitter https://twitter.com/a_adr ienne139 February 26, …

COSTA RICA - NICARAGUA BORDER CROSSING • VISA RUN - Los Chiles, Costa Rica to•from San Carlos, Nicaragua


LivingAbroadInCostaRica.c om/blog/2009/12/waiting-f or-the-boat-to-nicaragua I'm JUST starting this page with info on how to do your Border Crossing • Visa Run from Los Chiles, Costa Rica and then up t…

Update on San Carlos…


Still going through 4 SD Cards of photos and images, but in the meantime I really like this one.

The San Carlos Real Estate Week in Review: 2-22-15.


The continued strength of the San Carlos housing market was very evident this past week with some of the closing prices that are posted below.  Two of the homes that closed fetched $250,000 over their…

New Listing: 278 Vine Street, San Carlos


New Bredel & Gillooley San Carlos Listing. My partner Bob Bredel has an outstanding listing on the market this weekend at 278 Vine Street in San Carlos.  This is a tastefully updated three bedroom, tw…

San Carlos Apache Tribe claims small victory in dispute over sacred land


The young and old participated in a 44-mile journey from the San Carlos Apache Tribe’s office to Oak Flat campground where some plan on occupying the area for “as long as it takes,” organizer Vernelda…

COSTA RICA - NICARAGUA VISA RUN - Los Chiles, Costa Rica to•from San Carlos, Nicaragua - February 18, 2015


This is now at: LivingLifeInCostaRica.blo gspot.com/2015/02/LosChil esCR-SanCarlosNIBorderCro ssing.htmlPlease tell everyone you've found here that Vicki (the Sarong Goddess) with Living Life in Costa Ri…

Friday Fun: Girl Scouts Invade San Carlos.


It’s That Time of Year. It’s now about a month or so into the new year, and you’re hopefully still working on at least one of the few New Year’s resolutions left that you didn’t scrap during the first…

San Carlos Enacts Emergency Drought Ordinance.


Official Drought Declaration. Back in November 2014, the City Council passed Ordinance 1479, which gave the City tools for the enforcement of water restrictions if/when a declaration of drought emerge…

3-Bedroom Homes Dominate Sales (Again) in San Carlos.


The Staple of the San Carlos Housing Market. Do you ever get the feeling when you’re looking at homes for sale in San Carlos that everything seems to be a 3-bedroom home?  And that finding a decent 4 …




SPECIAL INFORMATION FOR SAN CARLOS

People help people. Gods do not help people

HealthDay news image Organ transplants have saved more than two million years of life in the United States over a period of 25 years, new research shows.But fewer than half the people who needed a transplant in this period they received, according to a report in the online edition of the January 28 issue of the journalSurgery JAMA ."The critical shortage of donors continues to affect this field. Just 47.9 percent of patients on the waiting list during the 25 years of the study underwent a transplant. The need is increasing, and therefore the Organ donation should increase, "wrote Dr. Abbas Rana, Baylor College of Medicine in Houston, and colleagues. The researchers analyzed the medical records of more than 530,000 people receiving organ transplants between 1987 and 2012, and nearly 580,000 people who signed up for the waiting list but never received a transplant. In that period, transplants saved 2.2 million life years, with an average of just over four years saved for each person who received a transplant from a living body, the study authors noted in a news release from the journal . The number of years saved by type of organ transplant life were: kidney, 1.3 million years; liver, more than 460,000; heart, almost 270,000; lung, about 65,000: pancreas and kidney, nearly 80,000; pancreas, just under 15,000, and intestines, around 4,500. One expert noted the relevance of the findings. "This study highlights the importance of organ donation, and shows that solid organ transplants save lives. One organ donor can have an impact on up to 50 lives," said Dr. Kareem Abu-Elmagd, director of the Center for transplant at the Cleveland Clinic in Ohio. "The field of transplantation continues to seek ways to save more lives," said Abu-Elmagd. "For example, the program of ex vivo perfusion of organs of the Cleveland Clinic has been studying perfusion technology to better preserve organs donated." Powered by infusion, a machine pumps oxygen and nutrients to the donated enriched to prevent damage or deterioration of the body prior to transplant into a patient waiting, according to the Cleveland Clinic organ solution. Baylor researchers suggested a direct solution. "We call for greater support of transplantation and solid organ donation, valuable efforts have an impressive record of achievements and tremendous potential to do even more good for humanity in the future," concluded the authors. HealthDay, translated by HispaniCare

SOURCES: Kareem Abu-Elmagd, MD, Ph.D., director, Cleveland Clinic´s Transplant Center, Ohio; JAMA Surgery , news release, Jan. 28, 2015

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SAN CARLOS ARIZONA tspan:3m SAN CARLOS ARIZONA




Avoiding Foreclosure in SAN CARLOS ARIZONA

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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Exercise at any age is vital for healthy bones and is essential for the prevention and treatment of osteoporosis.

Exercise not only improves bone health, it also increases muscle strength, coordination and balance and helps improve overall health.

Why do you exercise?

Bones, like muscles, are living tissue that responds to exercise by becoming stronger. In general, women and young men who exercise regularly reach a higher bone density (the highest level of consistency and strength of bones) than those who do not exercise. Most people reach peak bone density between 20 and 30 years old. From that age usually bone density begins to decrease. Women and men over age 20 can help prevent bone loss hacienda exercise frequently. The exercise allows us to maintain muscle strength, coordination and balance, which in turn helps prevent falls and fractures. This is especially important for older adults and people who have been diagnosed with osteoporosis.

The best exercise to strengthen bones

The best exercise for your bones is required weight-bearing. This type of exercise makes you strive to work against gravity. Examples of these exercises include weight lifting, walking, hiking, jogging, stair climbing, tennis and dance. In contrast, exercises that do not require weight-bearing include swimming and cycling. While these exercises help strengthen and maintain strong muscles and reduce the risk of cardiovascular disease, are not the most effective in strengthening bones.

Exercise Tips

If you have health problems such as heart problems, high blood pressure, diabetes or obesity, or if you are 40 years old or more, consult your doctor before you start exercising regularly. According to the Surgeon General, the optimal goal is to exercise for at least 30 minutes most days; preferably daily.

Pay attention to your body. When starting an exercise routine, you may have some pain and discomfort in the muscles, but should not be painful or last more than 48 hours. If this occurs, you may be working too hard and need to slow down. Stop exercising if you feel any pain or discomfort in the chest and talk to your doctor before your next workout.

If you have osteoporosis, it is important to ask your doctor what activities are safe for you. If you have low bone density, experts recommend that the column is protected and avoiding exercises or activities that cause bending or twisting of the back. Moreover, should avoid high-impact exercise to reduce the risk of breaking a bone. You can also consult with an exercise specialist to teach you the proper progression of their activities, to stretch and strengthen muscles safely, and correct bad posture habits. An exercise specialist should have a degree in exercise physiology, physical education, physiotherapy or similar specialty. Be sure to ask if you are familiar with the special needs of people with osteoporosis.

A comprehensive system to combat osteoporosis

Remember, exercise is only part of a regimen for the prevention or treatment of osteoporosis. Like a diet rich in calcium and vitamin D, exercise helps strengthen bones at any age. But it is possible that good nutrition and exercise are not enough to stop the loss of bone density caused by medical conditions, menopause or certain habits such as the use of snuff and excessive consumption of alcohol. It is important to talk to your doctor about your bone health. Ask if you are a candidate for a bone density test. If densitometry shows low bone mass, ask what medications may help maintain healthy bones and fight osteoporosis. [16]










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