SANDUSKY MICHIGAN
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Latest News - SANDUSKY MICHIGAN

Community donates more than $4,000 to send wounded Bay City police officer, family on vacation


Murphy and his family on a trip to Kalahari Waterpark in Sandusky, Ohio. Murphy in the early morning ...
wounds from which he died on Sunday, Feb. 15. Following a Michigan State Police investigation, prosecutors ruled the shooting justified.

Pirates finish GTE unbeaten


SANDUSKY — Harbor Beach was able to hold off Sandusky to earn a 54-51 victory, Thursday night. In doing so, the Pirates capped off an undefeated run through the league. The game with the Redskins was close through, out, but Harbor Beach led after every ...

Harlen Bailey


10, 2002, in Sandusky; a son, Christopher W. Bailey; three grandchildren; two half sisters, Betty "Jean" (nee: Lance) Salisbury of Wyandotte, Michigan, and Jimmie Lu (nee: Lance) Williamson of Southgate, Michigan; a half brother, Robert "Paul" Dasovich of ...

Sandusky sweethearts


Sandusky High School crowned the 2015 Sweetheart King and Queen Friday evening at the varsity basketball game. King Jared Sanderson is the son of Mike and Patty Sanderson. You must be an online subscriber to view this story. The full version of this story ...

New brewery opens in Sandusky


Ron and Anne Hasenbusch, owners of the Elk Street Brewery & Tap Room, talk about why craft beer is so popular and bringing that to Michigan's thumb area, Sunday, Mar 1, at their brewery in Sandusky. Andrew Jowett/ Times Herald Elk Street Brewery currently ...

Michigan’s coolest high school gymnasiums: See the 10 finalists and vote for the best


Quincy is joined by Charlotte, Holland, Fremont, Sandusky, Beaverton, Fennville, Kent City, Belding and Mackinac Island – a school with a Michigan High School Athletic Association listed enrollment of just 19 students that received more than 1,700 votes.

Michigan AP media editors name journalism contest finalists


Bee and The Columbus (Ohio) Dispatch, Division III; the Sandusky (Ohio) Register and The (Elyria ...
stations in the U.S. Members of AP include 48 daily newspapers in Michigan. Finalists in the 2014 Michigan APME newspaper contest: DIVISION III, Newspapers ...

Finalists announced in Michigan APME contest


DETROIT – Finalists were announced Wednesday in the Michigan Associated Press Media Editors 2014 ...
Bee and The Columbus (Ohio) Dispatch, Division III; the Sandusky (Ohio) Register and The (Elyria, Ohio) Chronicle-Telegram, Division II; Fort Payne ...

Michigan upsets No. 24 Ohio State 64-57


Spike Albrecht scored 16 points to help Michigan upset No. 24th-ranked Ohio State 64-57 on Sunday. The Buckeyes (19-8, 8-6 Big Ten) trailed by as many as 17 points in the second half before closing to 49-46 with seven minutes left with a 14-0 run.

Does Frank Clark's future hinge on the NFL's change in culture?


Clark was dismissed from Michigan after he was accused of physically assaulting his girlfriend in a hotel room in Sandusky, Ohio, during the Wolverines' bye week. He spent two days in jail. In a time when the NFL is trying to revamp its image following the ...

New brewery opens in Sandusky – Port Huron Times Herald


Port Huron Times Herald New brewery opens in Sandusky Port Huron Times Herald In 1984 Ron and Anne Hasenbusch, of Port Sanilac, were young college students at Western Michigan University – they had …

Process gets underway to carve up $60 million Sandusky fine


HARRISBURG, Pa. (AP) — Now that a settlement has cleared the way for $60 million from Penn State to be spent in Pennsylvania to address child sexual abuse, potential recipients are starting to think a…

Process gets underway to carve up $60 million Sandusky fine


HARRISBURG, Pa. (AP) – Now that a settlement has cleared the way for $60 million from Penn State to be spent in Pennsylvania to address child sexual abuse, potential recipients are starting to think a…

Judge: Keeping accuser’s lawsuit against Penn State, Sandusky in Philadelphia isn’t burdensome


HARRISBURG, Pennsylvania – A judge presiding over a civil lawsuit against Penn State and ex-assistant football coach Jerry Sandusky by an accuser who testified in Sandusky’s criminal child sex abuse t…

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Carpenter Sandusky (OH) – Sandusky Carpenters


Carpenter Sandusky (OH) Lending helping hands when you need masterpieces built in Sandusky (OH). Papa’s Carpenter Specialists in Sandusky, Ohio work with, builds and fixes items and structures made …

Home and flower show in Sandusky, Summit Co. Master Gardeners classes and garden art: Home and Garden News


Home and flower show in Sandusky, Summit Co. Master Gardeners classes and garden art: Home and Garden News.

Sandusky police arrest wanted man after he flees while carrying three-month-old child


SANDUSKY, Ohio – Kenneth Rice, 27, was arrested after an altercation with police resulting in police having to taser him. Rice had three outstanding warrants for his arrest; one for aggravated robber…

Jerry Sandusky’s Ex-Lawyer Charged With Stealing $535,000


CARLISLE, Pa. (AP) – An attorney who represented former Penn State assistant football coach Jerry Sandusky at his sex abuse trial has been charged with stealing more than a half-million dollars from c…

Sandusky Tool Company


The Sandusky Tool Company, pictured above in the book Sandusky of To-Day, was established in 1869 to succeed Allen, Dorsey and Tenner.  George Barney, Sr. was the company’s first president, and Stephe…




SPECIAL INFORMATION FOR SANDUSKY

Domestic violence in SANDUSKY MICHIGAN

Does your partner ever….

> Embarrass you with put-downs?

> Control what you do, who you see or talk to or where you go?

> Look at you or act in ways that scare you?

> Push you, slap you, choke you or hit you?

> Stop you from seeing your friends or family members?

> Control the money in the relationship? Take your money or Social Security check, make you ask for money or refuse to give you money?

> Make all of the decisions?

> Tell you that you’re a bad parent or threaten to take away your children?

> Prevent you from working or attending school?

> Act like the abuse is no big deal, deny the abuse or tell you it’s your own fault?

> Destroy your property or threaten to kill your pets?

> Intimidate you with guns, knives or other weapons?

> Attempt to force you to drop criminal charges?

> Threaten to commit suicide, or threaten to kill you?

If you answered ‘yes’ to even one of these questions, you may be in an unhealthy or abusive relationship. Don’t hesitate to chat or call to 1-800-799-SAFE if anything you read raises a red flag about your own relationship or that of someone you know.

For over 17 years, the National Domestic Violence Hotline has been the vital link to safety for women, men, children and families affected by domestic violence. With the help of our dedicated advocates and staff, we respond to calls 24/7, 365 days a year.

We provide confidential, one-on-one support to each caller and chatter, offering crisis intervention, options for next steps and direct connection to sources for immediate safety. Our database holds over 5,000 agencies and resources in communities all across the country. Bilingual advocates are on hand to speak with callers, and our Language Line offers translations in 170+ different languages.

The Hotline is an excellent source of help for concerned friends, family, co-workers and others seeking information and guidance on how to help someone they know. We work to educate communities all over through events, campaigns, and dynamic partnerships with companies ranging from The Avon Foundation to Verizon. Today, The Hotline is continuing to grow and explore new avenues of service.

http://www.thehotline.org/

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SANDUSKY MICHIGAN tspan:3m SANDUSKY MICHIGAN




Domestic violence in SANDUSKY MICHIGAN

Does your partner ever….

> Embarrass you with put-downs?

> Control what you do, who you see or talk to or where you go?

> Look at you or act in ways that scare you?

> Push you, slap you, choke you or hit you?

> Stop you from seeing your friends or family members?

> Control the money in the relationship? Take your money or Social Security check, make you ask for money or refuse to give you money?

> Make all of the decisions?

> Tell you that you’re a bad parent or threaten to take away your children?

> Prevent you from working or attending school?

> Act like the abuse is no big deal, deny the abuse or tell you it’s your own fault?

> Destroy your property or threaten to kill your pets?

> Intimidate you with guns, knives or other weapons?

> Attempt to force you to drop criminal charges?

> Threaten to commit suicide, or threaten to kill you?

If you answered ‘yes’ to even one of these questions, you may be in an unhealthy or abusive relationship. Don’t hesitate to chat or call to 1-800-799-SAFE if anything you read raises a red flag about your own relationship or that of someone you know.

For over 17 years, the National Domestic Violence Hotline has been the vital link to safety for women, men, children and families affected by domestic violence. With the help of our dedicated advocates and staff, we respond to calls 24/7, 365 days a year.

We provide confidential, one-on-one support to each caller and chatter, offering crisis intervention, options for next steps and direct connection to sources for immediate safety. Our database holds over 5,000 agencies and resources in communities all across the country. Bilingual advocates are on hand to speak with callers, and our Language Line offers translations in 170+ different languages.

The Hotline is an excellent source of help for concerned friends, family, co-workers and others seeking information and guidance on how to help someone they know. We work to educate communities all over through events, campaigns, and dynamic partnerships with companies ranging from The Avon Foundation to Verizon. Today, The Hotline is continuing to grow and explore new avenues of service.

http://www.thehotline.org/

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Avoiding Foreclosure in SANDUSKY MICHIGAN

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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