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Latest News - SHELBY OHIO

Man sentenced in girlfriend’s death


YOUNGSTOWN, Ohio (WYTV) – A Youngstown man charged in the beating death of his girlfriend was sentenced Monday. Larry Johnson, 40, was sentenced to 15 years in prison in the 2013 death of 26-year-old LaShea Parker inside the couple’s Shelby Street home.

Managing Ohio's deer herd presents a variety of issues


But the only real control over populations is hunters. These deer were frolicking in a farmer’s field in Shelby, Ohio. (Photo: Submitted photo) Obviously, it's not that simple to just kill more deer. Still, I think the DOW is doing its best with a thorny ...

Shelby County Farm Bureau kicks-off membership drive


Today, it doesn’t matter if you grow food or purchase it, Shelby County Farm Bureau invites residents to work with their neighbors to enhance the way our food touches our lives. In fact the mission of Ohio Farm Bureau is to forge a partnership between ...

Lennell Shelby carries Warriors to perfection


Lennell Shelby carries Warriors to perfection Ontario senior Lenell Shelby hits a jumper with six seconds left to beat Norwalk and post a perfect Northern Ohio League record. Check out this story on mansfieldnewsjournal.com: http://ohne.ws/1Akf6i6

UND women take Game 1 of WCHA playoff series against Ohio State


Goaltender Shelby Amsley-Benzie’s shutout streak ended at 297 minutes ...
Dalen quickly backhanded a shot before Ohio State goalie Stacy Danczak (13 saves) could move across. UND was able to kill a pair of Buckeyes power plays late in the third, then ...

Auburn softball offers glimpse of potential, crushing 5 homers in run-rule rout over Ohio State


Ohio State knows that better than just about anybody now ...
Auburn (19-1) opened Friday night's game against Shelby Hursh by working the count, taking pitches and waiting for the right pitch to hit. In the first inning, Hursh got out of a bases-loaded ...

Man Robs Ohio Pharmacy, Stuffs $90,000 Worth of Narcotics into Hello Kitty Tote Bag


Police are searching for a man who robbed an Ohio Discount Drug Mart of over $90,000 of narcotics on Saturday, and carried out his booty in a Hello Kitty tote bag. Video surveillance from the Shelby, OH pharmacy shows a man brandishing a gun and climbing ...

Video: Police on hunt for ‘Hello Kitty’ robber after drug store hold-up


SHELBY, Ohio — Police are searching for a man who robbed a drug store of narcotics — armed with a gun and a Hello Kitty bag. Shelby police say the robbery happened at Drug Mart on Feb. 21. The suspect was described as being white and was driving a ...

Anderson firm to rebuild after weather-related roof collapse


But in the meantime, some of its employees will relocate to a sister facility in Shelby, Ohio, where they could begin work as soon as Wednesday. Others, including administrative, customer service and IT, were moved to an offsite location in Norris.

Ohio gas prices up to start work week


Shelby, Union, Warren COLUMBUS, Ohio (AP) -- Gas prices in Ohio are up to start the work week. The cost for a gallon of regular gas in Ohio was averaging $2.33 in Monday's survey from auto club AAA, the Oil Price Information Service and WEX Inc. That's ...

Man sentenced in girlfriend’s death


YOUNGSTOWN, Ohio (WYTV) – A Youngstown man charged in the beating death of his girlfriend was sentenced Monday. Larry Johnson, 40, was sentenced to 15 years in prison in the 2013 death of 26-year-old…

Man sentenced in girlfriend’s death


YOUNGSTOWN, Ohio (WKBN) – A Youngstown man charged in the beating death of his girlfriend was sentenced Monday. Larry Johnson, 40, was sentenced to 15 years in prison in the 2013 death of 26-year-old…

Three Reasons To Watch The Cardinals In 2015


Here’s the thing about the St. Louis Cardinals ...
they’re always good, but they just don’t make a big production out of it. Oh, sure: In Cardinals Country, there’s a picture of Seth Maness on the wal…

Impending DHS shutdown won’t affect services in Shelby County yet


MEMPHIS, Tenn. — Lawmakers on Capitol Hill can’t come to an agreement on the Department of Homeland Security budget, but DHS officials in Shelby County say local budgets aren’t affected by this govern…

If you've ever wanted to drive some mid-90's Mustangs or a Shelby Omni, Forza stands out more for it's muscle cars. This one is actually pretty easy and a little cool.It's just so much easier to paste labels on people and spit out hate speech


If you've ever wanted to drive some mid-90's Mustangs or a Shelby Omni, Forza stands out more for it's muscle cars.This one is actually pretty easy and a little cool. It's just so much easier to paste…

Single Family Residential for $91,675 in Shelby, NC


Click for details Check out this beautiful home located in Shelby, NC. It has a large front porch, a one-car attached carport, wood flooring, a fireplace, spacious kitchen and more. This might be the …

Single Family Residential for $66,800 in Shelby, NC


Click for details This lovely home, sitting on a large lot in Leander Street, boasts of two-car parking space, bright and open floor plan, a large living room with fireplace, three bedrooms and more. …

shelby chesnes


shelby chesnes

Tiffany Stained Glass in Shelby, North Carolina


In 1911, when The First Baptist Church of Shelby dedicated its new Gothic Revival edifice, the exterior sanctuary walls were filled with magnificent stained glass windows manufactured by the Lewis Com…

Mentors wanted to improve lives of at-risk children in Shelby County Schools


MEMPHIS, Tenn. — In Memphis, it’s been said the problem of at-risk youth isn’t just one  affecting the individual child, but also the entire community when problems such as truancy, crime, and violenc…




SPECIAL INFORMATION FOR SHELBY

Avoiding Foreclosure in SHELBY OHIO

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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Avoiding cyberbullyng in SHELBY OHIO

Cyberbullying is bullying that takes place using electronic technology. Electronic technology includes devices and equipment such as cell phones, computers, and tablets as well as communication tools including social media sites, text messages, chat, and websites.

Examples of cyberbullying include mean text messages or emails, rumors sent by email or posted on social networking sites, and embarrassing pictures, videos, websites, or fake profiles.

Why Cyberbullying is Different

Kids who are being cyberbullied are often bullied in person as well. Additionally, kids who are cyberbullied have a harder time getting away from the behavior.

  • Cyberbullying can happen 24 hours a day, 7 days a week, and reach a kid even when he or she is alone. It can happen any time of the day or night.
  • Cyberbullying messages and images can be posted anonymously and distributed quickly to a very wide audience. It can be difficult and sometimes impossible to trace the source.
  • Deleting inappropriate or harassing messages, texts, and pictures is extremely difficult after they have been posted or sent.

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Effects of Cyberbullying

Cell phones and computers themselves are not to blame for cyberbullying. Social media sites can be used for positive activities, like connecting kids with friends and family, helping students with school, and for entertainment. But these tools can also be used to hurt other people. Whether done in person or through technology, the effects of bullying are similar.

Kids who are cyberbullied are more likely to:

  • Use alcohol and drugs
  • Skip school
  • Experience in-person bullying
  • Be unwilling to attend school
  • Receive poor grades
  • Have lower self-esteem
  • Have more health problems

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Frequency of Cyberbullying

The 2010-2011 School Crime Supplement (National Center for Education Statistics and Bureau of Justice Statistics) indicates that 9% of students in grades 6–12 experienced cyberbullying.

The 2013 Youth Risk Behavior Surveillance Survey finds that 15% of high school students (grades 9-12) were electronically bullied in the past year.

Research on cyberbullying is growing. However, because kids’ technology use changes rapidly, it is difficult to design surveys that accurately capture trends.

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Domestic violence in SHELBY OHIO

Does your partner ever….

> Embarrass you with put-downs?

> Control what you do, who you see or talk to or where you go?

> Look at you or act in ways that scare you?

> Push you, slap you, choke you or hit you?

> Stop you from seeing your friends or family members?

> Control the money in the relationship? Take your money or Social Security check, make you ask for money or refuse to give you money?

> Make all of the decisions?

> Tell you that you’re a bad parent or threaten to take away your children?

> Prevent you from working or attending school?

> Act like the abuse is no big deal, deny the abuse or tell you it’s your own fault?

> Destroy your property or threaten to kill your pets?

> Intimidate you with guns, knives or other weapons?

> Attempt to force you to drop criminal charges?

> Threaten to commit suicide, or threaten to kill you?

If you answered ‘yes’ to even one of these questions, you may be in an unhealthy or abusive relationship. Don’t hesitate to chat or call to 1-800-799-SAFE if anything you read raises a red flag about your own relationship or that of someone you know.

For over 17 years, the National Domestic Violence Hotline has been the vital link to safety for women, men, children and families affected by domestic violence. With the help of our dedicated advocates and staff, we respond to calls 24/7, 365 days a year.

We provide confidential, one-on-one support to each caller and chatter, offering crisis intervention, options for next steps and direct connection to sources for immediate safety. Our database holds over 5,000 agencies and resources in communities all across the country. Bilingual advocates are on hand to speak with callers, and our Language Line offers translations in 170+ different languages.

The Hotline is an excellent source of help for concerned friends, family, co-workers and others seeking information and guidance on how to help someone they know. We work to educate communities all over through events, campaigns, and dynamic partnerships with companies ranging from The Avon Foundation to Verizon. Today, The Hotline is continuing to grow and explore new avenues of service.

http://www.thehotline.org/

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