SPIRIT LAKE IOWA
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Latest News - SPIRIT LAKE IOWA

Spirit Lake receives Blue Zones certification


Spirit Lake is the second northwest Iowa community to receive this designation -- Spencer was certified as a Blue Zone community in 2013. Spirit Lake received Blue Zones community designation in the winter of 2012, joining nine other towns in Iowa.

Iowa on alert: New notification system provides emergency info in new ways


SPIRIT LAKE, Iowa — In an effort to keep citizens informed in the event of severe weather or other emergencies, the state of Iowa has rolled out a new Alert Iowa system free to each of the state’s 99 counties. So far 80 have signed on for the program ...

Weekly Iowa DNR Fishing Report


Spirit Lake, Iowa — The Iowa Department of Natural Resources issues a weekly fishing report on Thursdays in an effort to provide the latest information heading into the weekend. The weekly fishing report is compiled from information gathered from local ...

Forfeiting Property Rights in the Name of Fighting Crime?


May 22, 2013 started out as a peaceful, quiet day for Carole Hinders, the proprietor for nearly 40 years of Mrs. Lady’s Mexican Food in Spirit Lake, Iowa. She had just finished breakfast with her grandchildren and was about to start a crossword puzzle ...

Jonathan Lester Siebrecht


Jonathan Lester Siebrecht, age 35, of Spirit Lake, formerly of Odebolt, Iowa passed away on Monday, March 23, 2015 at Lake's Regional Health Care of Spirit Lake, Iowa. Funeral services will be held at 10:30 a.m., Thursday, March 26, 2015, at the United ...

City of Spirit Lake earns 2015 Iowa Stormwater Award


In 2012, the city of Spirit Lake hired engineer Brad Beck with Beck Engineering, Inc. to plan measures to improve a storm sewer system that was overtaxed. At the same time, they asked Beck to try and reduce the quantity of water and to improve the quality ...

Spirit Lake driver arrested after car crashes into apartment complex


SPIRIT LAKE, Iowa | A vehicle that crashed into an apartment complex in Spirit Lake early Monday injured three and caused an estimated $50,000 damage to the complex, according to a news release. The incident occurred around 1 a.m. Officials suspect the ...

Three Injured After Car Plows Through Spirit Lake Apartment Building


24-Year-Old Spirit Lake Man Charged in Connection With Early Morning Crash SPIRIT LAKE, IA (ABC9)- Three people were injured early Monday morning after a car plowed through an apartment building in Spirit Lake, Iowa. According to the Spirit Lake Police ...

3 injured when SUV crashes through Spirit Lake, IA apartment building


SPIRIT LAKE, IA (KTIV) - Three people suffered minor injuries and one person went to jail after a sport utility vehicle went crashing through an apartment building in Spirit Lake, Iowa early Monday morning. Spirit Lake Police say the Dodge Durango driven ...

Spirit Lake man arrested after driving through building


SPIRIT LAKE, Iowa – The Spirit Lake Police Department arrested 24-year-old Quentin Karlyle of Spirit Lake on Monday after he allegedly drove a 2002 Dodge Durango into an apartment building in the early morning hours. According to information released by ...

Ready for growth in Spirit Lake


SPIRIT LAKE – Spirit Lake is planning for future growth, which means buying property to dispose of its treated wastewater. The city is purchasing 34 acres a mile north of town in Bonner County for $12…

The Leonardo in Salt Lake City, Utah


 Leonardo da Vinci was an artist, an engineer, a scientist, an architect, a musician and a humanitarian, among many other things. One of his most important skills was learning how to learn. Leonardo's…

MAD MAX: Spirit Lake’s Max Bower clears speed stacking milestone in tourney win


PHOTO SUBMITTED Spirit Lake sixth-grader Max Bower celebrates after setting a speed stacking milestone with a time of 5.958 seconds in the cycle. [Order this photo] For most preteens, stacking dishes …

Spirit Lake man arrested after driving through building


SPIRIT LAKE, Iowa – The Spirit Lake Police Department arrested 24-year-old Quentin Karlyle of Spirit Lake on Monday after he allegedly drove a 2002 Dodge Durango into an apartment building in the earl…

Photo Challenge, Fresh: Lake Michigan’s Sands Await


While we in Michigan chafe in the traces of a winter reluctant  to give way to spring, there are memories of scenes to turn our fancy to greener times.  Like this sun-dappled stream whispering on its …

Spirit Lake teams run at Lakes Conference Indoor


STORM LAKE – The Spirit Lake Park girls and Spirit Lake boys track teams opened their respective seasons at the 2015 Lakes Conference Indoor Championships on Tuesday in Storm Lake. The girls’ effort w…

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corannhena: outcasted-animal: i-spent-two-weeks-in-silv er-lake: lavenderwrath: i-spent-two-weeks-in-silv er-lake: Kind of disgusted with this “godspouse” thing… Why… People can’t even take sacred thi…

New city hall a sign of growth in Spirit Lake


SPIRIT LAKE, Iowa | Spirit Lake’s new 7,400-square-foot city hall nearly doubles the 4,600-square-foot office that stood on the same basic footprint at 1803 Hill Ave., until the desks were moved early…

Cover Reveal: Spirit Lake by Tamar Hela


YOU. GUYS. It’s here. It’s finally here. The brand-spanking-new cover for the first book of my series in Spirit Lake, appropriately re-titled Spirit Lake (formally known as Feast Island.) What’s …

Spirit Lake Man Wins $100,000 Lottery Prize


Spirit Lake, Iowa — A Spirit Lake man has won a $100,000 lottery prize. Merle Sorum of Spirit Lake claimed the second of six top prizes of $100,000 available in the Iowa Lottery’s “Cash Frenzy” instan…




SPECIAL INFORMATION FOR SPIRIT LAKE

Make Your Health Benefits Work for You in SPIRIT LAKE IOWA

The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.

1. Explore Your Options for Health Coverage

You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.

2. Review the Benefits Available

Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.

3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides

Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.

4. Use Your Health Coverage

Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.

5. Understand Your Plan’s Mental Health and Substance Use Coverage

Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.

6. Look For Wellness Programs

More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.

7. Know How to File an Appeal if Your Health Benefits Claim is Denied

Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.

8. Assess Your Benefits Coverage as Your Family Status Changes

Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.

9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits

If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.

10. Plan For Retirement

Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.

These Laws Can Help

  • The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
  • The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
  • The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
  • The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
  • The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
  • The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
  • The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
  • The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
  • The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.

For More Information

Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.

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Get a Homeland Security Job in SPIRIT LAKE IOWA

What You Need to Know

The Department of Homeland Security has unique career opportunities that will challenge your mind and reward your skills and talents. As a Homeland Security employee, you will help secure our borders, airports, seaports and waterways; research and develop the latest security technologies; respond to natural disasters or terrorists acts; and analyze intelligence reports.

Next Steps

  1. Find the Job Right for You. Find DHS jobs at dhs.usajobs.gov.

    You can also use USAJOBS through an Interactive Voice Response Telephone System
    phone: 703-724-1850
    TDD: 978-461-8404.

    From general mission support to law enforcement to immigration and travel security to prevention and response, exciting professional growth opportunities exist throughout the Department.

  • Mission support careers involve the following fields: medical, human resources, facilities, budget, procurement, science and technology, training, intelligence, planning and coordination, detection, civil rights, fraud detection and more.
  • Law enforcement careers offer positions in protection of the President, Vice President, their families, heads of state and other designated inpiduals; securing the nation’s borders and enforcing immigration laws; interagency law enforcement training; and enforcing economic, transportation and infrastructure security.
  • Immigration and travel security careers involve protecting the nation’s transportation systems, as well as overseeing lawful immigration to the U.S.
  • Prevention and response careers protect the public, environment and U.S. economic and security interests in any maritime region, as well as provide preparedness, protection, response, recovery and mitigation to reduce loss of life and property and protect the nation from all hazards are what these careers are all about.
  1. Read the Job Announcement. The announcement will provide you with information about job qualifications, duties, salary, duty location, benefits, and security requirements. Here you will be able to determine if your interests, education, and professional background make you a good candidate for the job.

A list of common terms is available to assist you in understanding Department job announcements.

Most Homeland Security jobs require U.S. citizenship and successful completion of a full background investigation and drug screening.

  1. Apply for the Job. Follow the instructions in the “How to Apply” section of each USAJOBS announcement (upper right tab). Instructions will guide you through the application process, providing you detailed information on the questions, forms, and format that must be addressed and used to capture your qualifications for the job. Submit all required documents and pay close attention to the application due date and application procedures, which will vary by job and the Department component.

    During the application process, veterans may be asked to identify Veterans Preference status.

    To post your resume online, apply to certain federal jobs, check on the status of your application, and receive automated job alerts, you must create a USAJOBS member account.

  2. Interview for the Job. The names of best-qualified candidates will be forwarded to the supervisor or hiring official. If you are one of the best-qualified candidates, the supervisor or hiring official may interview you in person or by telephone, or in rare cases may hire you based solely on your application materials. Selection procedures are subject to Federal Civil Service laws, which ensure that all applicants receive fair and equal treatment in the hiring process.

Tips

No matter where you are in your career - at the very beginning, transitioning to the federal government mid-career, or another stage in your professional life - the Department of Homeland Security has a place for you.

  • Student and Recent Graduate Job Opportunities - Learn about internships, fellowships and training programs available across the Department.
  • Experienced Professionals - Use your technical skills and management experience to contribute to the homeland security mission. Explore meaningful career opportunities today.
  • Retirees - The Department offers retirees meaningful work opportunities, including short- and long-term projects, on a part-time or flexible schedule.
  • Veterans - The Department is committed to recruiting and employing eligible veterans for suitable jobs.

LEARN MORE

Last Published Date: December 16, 2014

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The importance of local education funding in SPIRIT LAKE IOWA

Yesterday, President Obama spoke to the Council of the Great City Schools about the exceptional progress being made within local and state education levels. The work of our administrators and educators has been more impactful than ever, resulting in higher standardized test scores in some of the previously lowest-performing schools and increased resources for students.

In fact, more graduation caps are going airborne as high school students are graduating at the highest rate ever recorded, with the largest improvement among minority and low-income students.

See what President Obama had to say about what we must do to improve access to quality education in America: 

This funding is an investment in our nation's future that has been able to give the kind of education our children need and deserve to compete in the 21st century. 

President Obama hopes that the upcoming budget plan by the Republican House and Senate will reflect the priorities of educating every child. If their new budget maintains sequester-level funding of the past, we would actually be giving less federal support to America’s schools than we were back in 2000.

Most alarmingly, if their current proposal is not changed, over the next six years, billions of dollars would be cut in education funding. That means we'd be cutting the support given to America's most impoverished schools, the funding that has helped create the progress we're seeing today. 


"The notion that we would be going backwards instead of forwards in how we’re devoting resources to educating our kids makes absolutely no sense." 

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Newsof.org. Selected the top stories of the city of SPIRIT LAKE IOWA. Political events, traffic accidents on highways, downtown events, neighborhoods and inside. Also researched local newspapers and social networks, as well as the site of City Hall. Crimes, are always subject to demand generally for information. Also the tragedies and disasters such as fires, floods, flooding, rain, hail and winds. Tags: Breaking News, SPIRIT LAKE IOWA, City, Indoors, Monday, Tuesday, Wednesday, Thursday , Friday, Saturday, Sunday, Car, Crash, Elections, Beating, Accident, Crime, Police, Criminal, Police, Road, Highway Access, Elections, Party, Hail, Rain, Flood, Anniversary, Award, Month, Week End , Today, Yesterday, Female, Male, Family, Child, People.