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SB: Shocks Defeat Stanford, Falls to UCLA


LAKEWOOD, Calif – Wichita State’s softball team defeated Stanford, 6-4, but fell to UCLA 11-0 to split their Friday portion at the Long Beach State Louisville Slugger Tournament at the Mayfair Park. Wichita State completes the Long Beach State ...

Stanford’s Akash Modi should vie for NCAA gymnastics title


Akash Modi has been a national team member since high school and was an All-American as a Stanford freshman. Akash Modi, who will compete in Stanford’s final home meet of the season Saturday, might have to take a break in his studies to train more ...

Stanford Takes Series-Opener Friday, 5-3


HOUSTON - Stanford struck for four runs in the top of the first inning to claim a 5-3 win over the Rice baseball team in the opener of a four-game weekend series Friday night at Reckling Park in Houston. A Rice fielding error in the top of the first inning ...

Stanford's brightest were lining up to get jobs from these startups you've never heard of


Melia Robinson/Business InsiderXiao Liang mans the Polarr booth at Stanford's Startup 101 Entrepreneur Career Expo. On Wednesday, hundreds of Stanford students filed into the resource center for a career fair. Presented by the school's Career Development ...

Stanford loss underscores Beavers' lack of depth: Oregon State rundown


STANFORD, California -- Road tests have highlighted Oregon State's shortcomings this season. And in Thursday night's 75-48 loss at Stanford, foul trouble exposed perhaps the Beavers' most glaring weakness: a shallow bench. Standing in a Maples Pavilion ...

Stanford, Vanderbilt among U-High DB Malik Antoine's notable new offers, upcoming visits


Malik Antoine visits Stanford this weekend with a much different perspective on the recruiting process than when he received his first offer from Akron almost two years ago. The University Lab defensive back saw the attention his way pick up this past ...

Stanford's McNealy named Pac-12 Men's Golfer of the Month


SAN FRANCISCO – Maverick McNealy of STANFORD has been named the Pac-12 Men’s Golfer of the Month for February, the Pac-12 announced today. The sophomore from Portola Valley, Calif., who is currently ranked No. 6 in GolfStat, posted a pair of top-2 ...

Stanford technology gives humans gecko-climbing abilities


Palo Alto, Calif. — In the quest to build a better climbing robot, mechanical engineers at Stanford University chose an unusual muse – the gecko. “They can run at a meter per second up, down, any direction. They can work on both smooth and rough ...

Humphrey leads Stanford past Oregon State 75-48


STANFORD, Calif. (AP) — An injury opened the door for Michael Humphrey to get into Stanford's starting lineup. The freshman forward is making his own case to stay there. Humphrey scored 14 points and had a season-high 15 rebounds for his second straight ...

No. 19 Stanford women defeat No. 7 Oregon State 69-58


Stanford played an unusual role — at least for the Cardinal — against No. 7 Oregon State: Spoiler. Lili Thompson had 13 points to lead five players in double figures as the No. 19 Cardinal snapped Oregon State's 21-game winning streak at Gill Coliseum ...

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SPECIAL INFORMATION FOR STANFOR

Avoiding Foreclosure in STANFORD

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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STANFORD tspan:3m STANFORD




Get a Homeland Security Job in STANFORD

What You Need to Know

The Department of Homeland Security has unique career opportunities that will challenge your mind and reward your skills and talents. As a Homeland Security employee, you will help secure our borders, airports, seaports and waterways; research and develop the latest security technologies; respond to natural disasters or terrorists acts; and analyze intelligence reports.

Next Steps

  1. Find the Job Right for You. Find DHS jobs at dhs.usajobs.gov.

    You can also use USAJOBS through an Interactive Voice Response Telephone System
    phone: 703-724-1850
    TDD: 978-461-8404.

    From general mission support to law enforcement to immigration and travel security to prevention and response, exciting professional growth opportunities exist throughout the Department.

  • Mission support careers involve the following fields: medical, human resources, facilities, budget, procurement, science and technology, training, intelligence, planning and coordination, detection, civil rights, fraud detection and more.
  • Law enforcement careers offer positions in protection of the President, Vice President, their families, heads of state and other designated inpiduals; securing the nation’s borders and enforcing immigration laws; interagency law enforcement training; and enforcing economic, transportation and infrastructure security.
  • Immigration and travel security careers involve protecting the nation’s transportation systems, as well as overseeing lawful immigration to the U.S.
  • Prevention and response careers protect the public, environment and U.S. economic and security interests in any maritime region, as well as provide preparedness, protection, response, recovery and mitigation to reduce loss of life and property and protect the nation from all hazards are what these careers are all about.
  1. Read the Job Announcement. The announcement will provide you with information about job qualifications, duties, salary, duty location, benefits, and security requirements. Here you will be able to determine if your interests, education, and professional background make you a good candidate for the job.

A list of common terms is available to assist you in understanding Department job announcements.

Most Homeland Security jobs require U.S. citizenship and successful completion of a full background investigation and drug screening.

  1. Apply for the Job. Follow the instructions in the “How to Apply” section of each USAJOBS announcement (upper right tab). Instructions will guide you through the application process, providing you detailed information on the questions, forms, and format that must be addressed and used to capture your qualifications for the job. Submit all required documents and pay close attention to the application due date and application procedures, which will vary by job and the Department component.

    During the application process, veterans may be asked to identify Veterans Preference status.

    To post your resume online, apply to certain federal jobs, check on the status of your application, and receive automated job alerts, you must create a USAJOBS member account.

  2. Interview for the Job. The names of best-qualified candidates will be forwarded to the supervisor or hiring official. If you are one of the best-qualified candidates, the supervisor or hiring official may interview you in person or by telephone, or in rare cases may hire you based solely on your application materials. Selection procedures are subject to Federal Civil Service laws, which ensure that all applicants receive fair and equal treatment in the hiring process.

Tips

No matter where you are in your career - at the very beginning, transitioning to the federal government mid-career, or another stage in your professional life - the Department of Homeland Security has a place for you.

  • Student and Recent Graduate Job Opportunities - Learn about internships, fellowships and training programs available across the Department.
  • Experienced Professionals - Use your technical skills and management experience to contribute to the homeland security mission. Explore meaningful career opportunities today.
  • Retirees - The Department offers retirees meaningful work opportunities, including short- and long-term projects, on a part-time or flexible schedule.
  • Veterans - The Department is committed to recruiting and employing eligible veterans for suitable jobs.

LEARN MORE

Last Published Date: December 16, 2014

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Cautions with Jasbug in STANFORD

The "Jasbug" is a flaw in the way that computers have access to a network. If any of the hackers had known this since 2000, they could have used to infiltrate computer systems company and take complete control.

Suppose you use your laptop and public access to Wi-Fi to connect to the office computers. Hackers nearby could spy, steal documents or introduce malware ... I mean, everything.

There is still no evidence that someone has taken advantage of Jasbug and did this. But it may be too early to say.

Microsoft considered that the gravity of this situation was "critical". Even Alert guaranteed by the Department of Homeland Security and similar warnings from major companies in cybersecurity.

Jasbug affects everything from Windows Vista to Windows 8.1 newer. This is the kind of problem that will give you many headaches for system administrators and IT staff of the company.

Some mistakes are too embedded in the code. The Jasbug was so embedded that Microsoft had to return to restructure some basic parts of Windows.

Consider this another example of that small defects embedded in computer code could give you problems later. In fact, Microsoft did not even find on your own.

Jeff Schmidt, an independent researcher JAS Global Advisors in Chicago, discovered a year ago while working on another project. He alerted Microsoft and have since worked together to fix this error.

Why it took so long to fix it? Jasbug is a problem with the design of the Microsoft operating system itself. The company had to restructure basic parts of your engine giant ... and test it thoroughly to make sure it still worked fine.

Microsoft can not afford to make arrangements affecting a complete system. Remember that according Netmarketshare, Windows is used by 91% of computers worldwide. [10]










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