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Latest News - STILWELL OKLAHOMA

Legislation endorsed by House panel would help veterans, improve access to rural health care, update dental statutes


Reps. Claudia Griffith, D-Norman; Will Fourkiller, D-Stilwell; and Mike Shelton, D-Oklahoma City, supported all five bills, which now advance for consideration by the full A&B committee. § SB 398 would establish a burial assistance program for indigent ...

Procurement Details


Company:Cherokee Nation Industries Title: Seeking bids to buy a Commerical Zero Turn Mower Cherokee Nation Industries HWY 51 WEST STILWELL, OK 74960 Tribal Employment Rights Office TERO requirements apply including fee of 1/2 of 1% of contract award.

MHS boys second, Lady Wardogs third at Stilwell tourney


STILWELL – The Miami boys finished second and the Lady Wardogs ...
please call our circulation department at (918) 542-5533. Northeastern Oklahoma A&M College students can subscribe to get full access of MiamiOK.com at a discounted rate using a student ...

Tribe adds Adair County to list of child care centers with garden projects


The Child Development Center in Stilwell serves up to 90 children in summer months. Cherokee Nation partners with Oklahoma State University Extension Office, Department of Human Services Child Care Licensing, Native American Association of Ketchum and ...

4 CN clinics deemed ‘Certified Healthy’ by state Department of Health


Mankiller Health Center in Stilwell were recently selected among 1,700 winners of the Certified Healthy Oklahoma award for 2014. The designation for maintaining a healthy campus for employees is administered by the state, Oklahoma Academy, state chamber ...

James “Jim” Meeks


He was preceded in death by his father, Fred Meeks of Haileyville, OK; his mother, Cherokee Taylor-Meeks of Stilwell, OK; his brother and nephew, Michael and Lucas Meeks of Gentry, AR; and his fiancé, Rita Rankin of Decatur, AR. Jim is survived by brother ...

Tribe honors Locust Grove quarterback


Blake Fletcher, of Stilwell, and Dr. Marty Matlock ...
In other business, Locust Grove junior quarterback and Gatorade Oklahoma Player of the Year Mason Fine was recognized by the tribe for his athletic, academic and leadership abilities during the ...

Stilwell, Oklahoma, man arrested in connection with brother's death


STILWELL — A man was arrested Sunday in connection with the shooting death of his brother. The Adair County sheriff’s office arrested Glen Kester, 58, after a 911 call reporting a shooting, according to the Oklahoma State Bureau of Investigation, which ...

If you have never been to the Strawberry Festival in Stilwell, OK you need to go


at least once in your life. This festival is held the second Saturday in May after the Kentucky Derby the week before. You have the chance to hear some great entertainment, check out some local vendors, and pick up some strawberries, from the Strawberry ...

Stilwell Memorial Hospital Goes Live on OpenVista Electronic Health Record


http://pdf.reuters.com/ht mlnews/8knews.asp?i=43059 c3bf0e37541&u=urn:new sml:reuters.com:20130212: nBw125356a Oklahoma community hospital uses proven open source EHR to realize affordable, economically sustainable, patient care improvements STILWELL ...

Two men killed in sport plane crash near Pleasanton


PLEASANTON — Two men were killed when their kit-built airplane crashed northwest of Pleasanton Tuesday afternoon. Herbert Siegel, 67, Stilwell; and Brian Decker, 55, Independence, Mo., took off from a…

Names released in plane crash northwest of Pleasanton


PLEASANTON (KSNT) – The Kansas Highway Patrol confirms two people were killed Tuesday afternoon when a small plane crashed northwest of Pleasanton, Kansas. Details are sketchy at this time, but the K…

Yes, a Sequel is in the Works!


For those of you who have read, Adrift on a Sea of Stars and want more, I am happy to say that I am busy working on a sequel.  With any luck, it will be out by Christmas.  (Fingers crossed and knock o…

Bloomberg News - Economy in U.S. Grew 2.2% in Fourth Quarter on Consumer Spending


Tugboats assist a ship carrying Shanghai Zhenhua Heavy Industry Co. (ZMPC) STS gantry cranes dock at the Long Beach Container Terminal in Long Beach, California.Photographer: Tim Rue/Bloomberg (Bloomb…

Digest for soc.culture.british@googl egroups.com - 20 updates in 19 topics


soc.culture.british@googl egroups.com Google Groups …

Core Consumer Prices in U.S. Increase More Than Projected


Shoppers in the Center City area of Philadelphia, Pennsylvania, on March 21, 2015.Photographer: Charles Mostoller/Bloombergby Bloomberg News | 4:47 PM GST | March 24, 2015 (Bloomberg) -- The cost of l…

PTSD in Emergency Services


Do you all know who the world’s most famous ambulance driver was? Ernest Hemingway, and yes I called him an ambulance driver because that was exactly what he did. He was a writer before going to Europ…

On This Day in History March 19


March 19 – Events: • 1279 – A Mongolian victory in the Battle of Yamen ends the Song Dynasty in China • 1687 – Explorer Robert Cavelier de La Salle, searching for the mouth of the Mississippi River,…

US: Jobless Claims Rise to Highest Level in Nine Month


Jobless Claims in U.S. Rise to Highest Level in Nine Monthby Bloomberg News5:31 AM PST March 5, 2015 (Bloomberg) -- The number of Americans filing for unemployment benefits rose last week to the h…

International Women’s Day 2015: Celebrating African Women Leaders in Intellectual Property


Angélique Kidjo won her 2nd Grammy Award in 2015. The world renowned Beninoise singer-songwriter is Vice President of the International Confederation of Societies of Authors and Composers (CISAC). CIS…




SPECIAL INFORMATION FOR STILWELL

Make Your Health Benefits Work for You in STILWELL OKLAHOMA

The Department of Labor´s Employee Benefits Security Administration (EBSA) administers several important health benefit laws covering employer-based health plans. They govern your basic rights to information about how your health plan works, how to qualify for benefits, and how to make claims for benefits.

In addition, there are specific laws protecting your right to health benefits when you lose coverage or change jobs. EBSA also oversees health care laws covering special medical conditions. For more information on the laws that protect your benefits, see EBSA´s Website. Or call the agency toll free at 1-866-444-3272 to reach a regional office near you. These 10 tips can help make your health benefits work better for you.

1. Explore Your Options for Health Coverage

You have options for health coverage. There are many different types of health benefit plans. Find out what your employer offers, then check out the plan (or plans). Your employer´s human resource office, the health plan administrator, or your union can provide information to help you match your needs and preferences with the available plans. Or consider a health plan through the Health Insurance Marketplace. Visit HealthCare.gov to see the health plan options available in your area. Get information about all of your options and review it. The more information you have, the better your health care decisions will be.

2. Review the Benefits Available

Do the plans offered cover the benefits that are important to you, such as mental health services, well-baby care, vision or dental care? Are there deductibles? What are the out-of-pocket expenses you may face? Determine your needs and priorities. Compare all of your options before you decide which coverage to elect. Matching your needs and those of your family members will result in the best possible benefits. Cheapest may not always be best. Your goal is high quality health benefits.

3. Read Your Plan´s Summary Plan Description (SPD) for the Wealth of Information It Provides

Your health plan administrator should provide a copy. It outlines your benefits and your legal rights under the Employee Retirement Income Security Act (ERISA), the Federal law that protects your health benefits. It also should contain information about the coverage of dependents, what services will require a co-payment or coinsurance, and the circumstances under which your employer can change or terminate a health benefits plan. You also can find many of the answers to your questions in the Summary of Benefits and Coverage (SBC), a short, easy-to-understand summary of what a plan covers and what it costs. You should receive a copy with your enrollment materials. Save the SPD, the SBC, and all other health plan brochures and documents, along with memos or correspondence from your employer relating to health benefits.

4. Use Your Health Coverage

Once your health coverage has started, use it to help cover medical costs for services like going to the doctor, filling prescriptions or getting emergency care. Using your benefits will help you and your family stay healthy and reduce your health care costs. The Patient Protection and Affordable Care Act (ACA) provides many valuable protections for people enrolled in employment-based health plans including prohibiting preexisting condition exclusions and annual and lifetime limits on essential health benefits. What’s more, many plans cover certain preventive services for free, including routine vaccinations, regular well-baby and well-child visits, blood pressure, diabetes and cholesterol tests, and many cancer screenings. You also can keep your children on your health plan until age 26. Take advantage of your benefits, especially free preventive care if your plan covers it. If you were required to pay cost-sharing for a preventive service, check your Explanation of Benefits and ensure that the provider billed the service properly.

5. Understand Your Plan’s Mental Health and Substance Use Coverage

Many health plans provide coverage for mental health and substance use disorder benefits. If a plan does offer these benefits, the financial requirements (such as co-payments and deductibles) and the quantitative treatment limits (such as visit limits) for the mental health and substance use disorder benefits cannot be more restrictive than the financial requirements or treatment limits applied to medical/surgical benefits. Plans also cannot impose lifetime and annual limits on the dollar amount of mental health and substance use disorder services, including behavioral health treatment. Some plans cover preventive services like screenings for depression and child behavioral assessments for free. Check your SPD and SBC to find out what your plan covers.

6. Look For Wellness Programs

More employers are establishing wellness programs that encourage employees to work out, stop smoking, and generally adopt healthier lifestyles. The Health Insurance Portability and Accountability Act (HIPAA) and the ACA encourage group health plans to adopt wellness programs but also includes protections for employees and dependents from impermissible discrimination based on a health factor. These programs often provide rewards such as cost savings as well as promoting good health. Check your SPD and SBC to see whether your plan offers a wellness program(s). If your plan does, find out what reward is offered and what you need to do to receive it.

7. Know How to File an Appeal if Your Health Benefits Claim is Denied

Understand your plan’s procedures for filing a claim for benefits and where to make appeals of the plan´s decisions. Pay attention to time limits – make sure you timely file claims and appeals and that the plan makes decisions on time. Keep records and copies of correspondence. Check your health benefits package and your SPD to determine who is responsible for handling problems with benefit claims. Contact EBSA for assistance if you are unable to obtain a response to your complaint.

8. Assess Your Benefits Coverage as Your Family Status Changes

Marriage, Porce, childbirth or adoption, the death of a spouse, and aging out of a parent’s health plan are life events that may signal a need to change your health benefits. You, your spouse, and your dependent children may be eligible for special enrollment into other employer health coverage or through the Health Insurance Marketplace. Even without life-changing events, the information provided by your employer should tell you how you can change benefits or switch plans. If you’re considering special enrollment, act quickly. You have 30 days after the life event to request special enrollment in other employer coverage or 60 days to select a plan in the Marketplace.

9. Be Aware that Changing Jobs and Other Work Events Can Affect Your Health Benefits

If you change employers or lose your job, you may need to find other health coverage. If you have a new job, consider enrolling in your new employer’s plan. Whether starting or losing a job, you may be eligible to special enroll in a spouse’s employer-sponsored plan or through the Health Insurance Marketplace. Under the Consolidated Omnibus Budget Reconciliation Act – better known as COBRA – you, your covered spouse, and your dependent children may be eligible to continue coverage under your former employer-sponsored plan. This coverage is temporary (generally 18 to 36 months) and you may have to pay the entire premium plus a 2 percent administrative charge. Get information on your coverage options and compare. Be aware of the deadlines for deciding on coverage and find out when your new coverage will be effective.

10. Plan For Retirement

Before you retire, find out what health benefits, if any, extend to you and your spouse during your retirement years. Consult with your employer´s human resources office, your union, or the plan administrator. Check your SPD and other plan documents. Make sure there is no conflicting information among these sources about the benefits you will receive or the circumstances under which they can change or be eliminated. With this information in hand, you can make other important choices, like finding out if you are eligible for Medicare and Medigap insurance coverage. If you want to retire before you are eligible for Medicare and your employer does not provide health benefits in retirement, consider what you will do for health coverage. Your options may include enrolling in a spouse’s employer plan or in a Marketplace plan or temporarily continuing your employer coverage by electing COBRA. Planning for retirement includes planning for your health coverage in retirement. To find out more, read Taking the Mystery Out of Retirement Planning.

These Laws Can Help

  • The Employee Retirement Income Security Act – Offers protection for inPiduals enrolled in retirement, health, and other benefit plans sponsored by private-sector employers, and provides rights to information and a claims and appeals process for participants to get benefits from their plans.
  • The Patient Protection and Affordable Care Act – Creates the Health Insurance Marketplace and provides protections for employment-based health coverage, including extending dependent coverage of children to age 26; prohibiting preexisting condition exclusions and prohibiting lifetime and annual limits on essential health benefits.
  • The Consolidated Omnibus Budget Reconciliation Act – Contains provisions giving certain former employees, retirees, spouses, and dependent children the right to purchase temporary continuation of group health plan coverage at group rates in specific instances.
  • The Health Insurance Portability and Accountability Act – Allows employees, their spouses and their dependents to enroll in employer-provided health coverage regardless of open enrollment periods if they lose coverage or in the event of marriage, birth, adoption or placement for adoption. Also prohibits discrimination in health care coverage.
  • The Women´s Health and Cancer Rights Act – Offers protections for breast cancer patients who elect breast reconstruction in connection with a mastectomy.
  • The Newborns´ and Mothers´ Health Protection Act – Provides rules on minimum coverage for hospital lengths of stay following childbirth.
  • The Genetic Information Nondiscrimination Act – Prohibits discrimination in group health plan premiums based on genetic information. Also, generally prohibits group health plans from requesting genetic information or requiring genetic tests.
  • The Mental Health Parity and Addiction Equity Act and the Mental Health Parity Act – Requires parity in financial requirements and treatment limitations for mental health and substance use benefits with those for medical and surgical benefits.
  • The Children´s Health Insurance Program Reauthorization Act – Allows special enrollment in a group health plan if an employee or dependents lose coverage under CHIP or Medicaid or are eligible for premium assistance under those programs.

For More Information

Visit the Employee Benefits Security Administration’s Website to view the following publications. To order copies or to request assistance from a benefits advisor, contact EBSA electronically or call toll free 1-866-444-3272.

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Fighting against human trafficking in STILWELL OKLAHOMA

Under Secretary for Civilian Security, Democracy, and Human Rights » Office to Monitor and Combat Trafficking in Persons » Identify and Assist a Trafficking Victim » 20 Ways You Can Help

20 Ways You Can Help Fight Human Trafficking


After first learning about human trafficking, many people want to help in some way but do not know how. Here are just a few ideas for your consideration.

1. Learn the red flags that may indicate human trafficking and ask follow up questions so that you can help identify a potential trafficking victim. Human trafficking awareness training is available for inpiduals, businesses, first responders, law enforcement, and federal employees.

2. In the United States, call the National Human Trafficking Resource Center at 1-888-373-7888 (24/7) to get help and connect with a service provider in your area, report a tip with information on potential human trafficking activity; or learn more by requesting training, technical assistance, or resources. Call federal law enforcement directly to report suspicious activity and get help from the Department of Homeland Security at 1-866-347-2423 (24/7), or submit a tip online at www.ice.gov/tips, or from the U.S. Department of Justice at 1-888-428-7581 from 9:00am to 5:00pm (EST). Victims, including undocumented inpiduals, are eligible for services and immigration assistance.

3. Be a conscientious consumer. Discover your Slavery Footprint, and check out the Department of Labor’s List of Goods Produced by Child Labor or Forced Labor. Encourage companies, including your own, to take steps to investigate and eliminate slavery and human trafficking in their supply chains and to publish the information for consumer awareness.

4. Incorporate human trafficking information into your professional associations’ conferences, trainings, manuals, and other materials as relevant [example].

5. Join or start a grassroots anti-trafficking coalition.

6. Meet with and/or write to your local, state, and federal government representatives to let them know that you care about combating human trafficking in your community, and ask what they are doing to address human trafficking in your area.

7. Distribute public awareness materials available from the Department of Health and Human Services or Department of Homeland Security.

8. Volunteer to do victim outreach or offer your professional services to a local anti-trafficking organization.

9. Donate funds or needed items to an anti-trafficking organization in your area.

10. Organize a fundraiser and donate the proceeds to an anti-trafficking organization.

11. Host an awareness event to watch and discuss a recent human trafficking documentary. On a larger scale, host a human trafficking film festival.

12. Encourage your local schools to partner with students and include the issue of modern day slavery in their curriculum. As a parent, educator, or school administrator, be aware of how traffickers target school-aged children.

13. Set up a Google alert to receive current human trafficking news.

14. Write a letter to the editor of your local paper about human trafficking in your community.

15. Start or sign a human trafficking petition.

16. Businesses: Provide internships, job skills training, and/or jobs to trafficking survivors. Consumers: Purchase items made by trafficking survivors such as from Jewel Girls or Made by Survivors.

17. Students: Take action on your campus. Join or establish a university or secondary school club to raise awareness about human trafficking and initiate action throughout your local community. Consider doing one of your research papers on a topic concerning human trafficking. Professors: Request that human trafficking be an issue included in university curriculum. Increase scholarship about human trafficking by publishing an article, teaching a class, or hosting a symposium.

18. Law Enforcement Officials: Join or start a local human trafficking task force.

19. Mental Health or Medical Providers: Extend low-cost or free services to human trafficking victims assisted by nearby anti-trafficking organizations. Train your staff on how to identify the indicators of human trafficking and assist victims.

20. Attorneys: Look for signs of human trafficking among your clients. Offer pro-bono services to trafficking victims or anti-trafficking organizations. Learn about and offer to human trafficking victims the legal benefits for which they are eligible. Assist anti-trafficking NGOs with capacity building and legal work.

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Take Action to Improve Your Financial Situation in STILWELL OKLAHOMA

By Katie Bryan, America Saves Communications Director.

America Saves Week, February 24 – March 1, 2014, is a time to review your finances, decide what you want to save for, and set up a system that will allow you to save automatically. That’s why the America Saves Week theme is Set a Goal. Make a Plan. Save Automatically. Did you know that only half of Americans report having good savings habits? Even if you are already saving, it’s good to take a look at your goals and decide if you can save more or start a new savings goal. Join thousands of others who are pledging to pay down debt, save money, and take financial action during America Saves Week.

Not sure what to save for or what to save for next? Here are the most popular saving goals of those who have pledged to save through America Saves:

· Save for Emergencies - Only 37 percent of low-to-moderate income households have a savings or money market account at a bank or credit union and nearly a quarter of savers who have pledged to save have chosen “emergency savings” as their first wealth-building goal. Learn more.

· Save for Education - Saving for education is the second most popular goal savers select when they pledge to save with America Saves. There are many different things to factor in when saving and paying for college. Learn more.

· Pay Down Debt - Getting out of debt is the #3 goal Savers select when they pledge to save. That does not come as a surprise since a 2012 survey found that 45% of families with annual incomes under $50,000 rely on credit cards to pay for basic needs such as rent, utilities, insurance and food. Learn more.

· Save for a Home - For decades, home ownership has been the main path to wealth for most Americans. Today, home equity - the market value of a home minus the balance on any home loans - represents more than four-fifths of the typical family’s wealth. Learn more.

· Save for Retirement - Retirement savings is a top priority for many Savers. Saving for retirement now will ensure that you have enough money to maintain a comfortable standard of living when you stop or reduce the amount of hours you work. Learn more.

Not sure how to save for your goals? Here are some saving strategies to help:

· Save Automatically - The easiest and most effective way to save is automatically. This is how millions of Americans save at their bank or credit union, and how millions of employees save through 401(k) and other retirement programs at work. Learn more.

· Save at Tax Time - Do you spend weeks eagerly anticipating your tax refund? When the money finally comes in, is it gone tomorrow? Many people view tax refunds as unplanned bonuses. They see the money as a gift from the government, to use for splurges or treats. But a tax refund provides the opportunity to improve your financial situation. Learn more.

Take the America Saves Pledge (or re-pledge) today to set your savings goal and make a plan to save. When you take the pledge you can also choose to receive text message tips and reminders to help you save for your goal. And don’t forget to follow America Saves on Facebook and Twitter.

America Saves Week is coordinated by America Saves and the American Savings Education Council. Started in 2007, the Week is an annual opportunity for organizations to promote good savings behavior and a chance for inpiduals to assess their own saving status

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