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Bigger May Be Better for Health Insurers, but Doubts Remain for Consumers


“In markets where there is less choice, there tends to be higher costs,” said Lisa Hawker, the president of employee benefits for Hylant, an insurance brokerage based in Toledo ...
Balto, a Washington antitrust lawyer who worked at both the F.T.C ...

Imperfect ‘10’ as D.C. United wins wild one, 6-4, over Real Salt Lake


Real (7-8-8) remained winless in 10 all-time visits to Washington. United’s goal-scoring euphoria ...
Nine minutes after the break, referee Baldomero Toledo whistled Devon Sandoval for fouling Bobby Boswell from behind. RSL howled in protest as Boswell ...

Father dies saving his son in the Toutle River


A 35-year-old man died Saturday saving his son from drowning in the Toutle River a few miles east of Toutle, Washington. Benjamin A. Brooks, of Toledo, Washington, his wife Linda, and two children were swimming near milepost 19 of the Spirit Lake Memorial ...

Father drowns after saving son in Toutle River


A father drowned after he helped rescue his son who went under in the Toutle River Saturday afternoon. Benjamin A. Brooks, 35, of Toledo, Wash., was with his family swimming in the river, a few miles east of Toutle, a little before 3 p.m. when his 9-year ...

Toledo Ballet to add life to Degas exhibit


THE BLADE Enlarge | Buy This Photo The Toledo Ballet will present four major productions ...
and the National Gallery and Phillips Collection in Washington. The show, created by senior curator Lawrence Nichols, is to run Oct. 15 to Jan. 10.

Looking for an affordable weekend trip? Try Toledo


Info: Fifth Third Field, 406 Washington St., Toledo; $12-$32; for a schedule, go to www.milb.com/index.jsp?si d=t512. If you’re looking for breakfast or need to kill some time before the zoo opens, Wixey Bakery is a charming stop nearby. This neighborhood ...

Toledo Says It's Better Prepared To Keep Toxins Out Of Water


TOLEDO, Ohio (AP) — Bright yellow buoys equipped with sensors and scattered across western Lake Erie are more than beacons bobbing in the water. They are among the first line of defense in keeping algae-produced toxins from again infiltrating the ...

FCCLA travels to Washington, D.C.


The FCCLA Knowledge Bowl Team from Selah took first place in that event. Washington also had advisers recognized at the national level. Rene Ketchum from Toledo received an Adviser Mentor Award, Lori Bialkowsy from Montesano received a Spirit of Advising ...

Toledo Council bans dog, delays bait house decision


Due to the issue regarding this dog permission to run a bait shop out of 300 East Washington will be tabled until the dog is no longer living at the residence. The meeting closed with a closed session regarding litigation over a Toledo Police personnel ...

Detroit East English Village football's Delvin Washington uses grandpa's support to become great quarterback


Washington hopes that EEVP will be the platform he needs to get that elusive first college offer. He attended a camp at the University of Toledo on May 30 and is excited for what this upcoming season could bring. Although his favorite player may be former ...

Buitendag beaten in semis in America


HUNTINGTON BEACH – Two underdogs took home this year’s U.S. Open of Surfing titles Sunday, with small surf and long lulls causing frustration and struggle for the more experienced surfers who were whi…

This Day, August 3, In Jewish History by Mitchell A. Levin


August 3  8 C.E.: Roman Empire general Tiberius defeats Dalmatians on the river Bathinus. As the stepson of Augustus, Tiberius would become Caesar four years after this victory.  Tiberius did appoin…
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SPECIAL INFORMATION FOR TOLEDO

Giving Every Young Person in TOLEDO WASHINGTON a Path to Reach Their Potential

Our nation’s most basic duty is to ensure that every child has the chance to fulfill his or her potential. This isn’t the responsibility of one individual or one neighborhood: it’s up to all of us to pave these paths of opportunity so that young people — regardless of where they grow up — can get ahead in life and achieve their dreams.

That’s why My Brother’s Keeper (MBK) is such an important initiative. Launched by President Obama last year, MBK brings communities together to ensure that all youth — including boys and young men of color — can overcome barriers to success and improve their lives. I got to see this work up close during a recent trip to Oakland, California. I joined Mayor Libby Schaaf, City Council President Lynette McElhaney, and other stakeholders for a conversation about efforts that are making a difference in the lives of local youth.

One of the participants was a teenager named Edwin Manzano. The son of a hard-working single parent, Edwin found encouragement and support at the East Oakland Youth Development Center (EOYDC). Thanks in part to the academic and mentoring services offered by the EOYDC, Edwin will become the first member of his family to attend college when he begins his studies this fall at San Francisco State University.

Edwin is grateful for the opportunities that EOYDC afforded him. “Everyone needs a support system,” he says. That’s true whether you are a teenager or HUD Secretary. I was lucky when I was growing up on the West Side of San Antonio. Although it was a modest community in terms of resources, it was rich with folks who took an interest in my future. I had family members, teachers — and even policymakers — who paved a path that allowed me and other young people like me to succeed.

Unfortunately, not every child is as fortunate. That’s why My Brother’s Keeper is so close to my heart. The future of every young person in America should be determined by their heart, their mind and their work ethic. It should never be determined by their zip code.

In Oakland, I talked with 17 young people who have big hopes and aspirations for the future. It’s in our nation’s interest to help them achieve their goals. And we’re committed to doing our part at HUD.

For example, we’ve introduced a Jobs-Plus pilot program that will provide public housing residents in eight cities with intensive employment training, rent incentives and community building focused on work and economic self-sufficiency.

We’re also working on a broadband initiative to ensure that students living in HUD-assisted households will benefit from the life-changing opportunities available through high-speed internet. This project will provide the access to online resources that young people need to succeed in the 21st century global economy.

On the housing front, we expect the recent expansion of our Rental Assistance Demonstration (RAD) initiative to aid HUD-assisted properties in raising billions of dollars in private sector investment — funding that will be used to secure our nation’s affordable housing future. And recently, our Federal Housing Administration lowered its Mortgage Insurance Premiums to make homeownership more affordable for responsible families, helping them put down roots and build wealth for the future.

But I know HUD alone won’t solve the issues facing America’s youth. These challenges require our Department to maintain longstanding, effective partnerships with other federal agencies and key stakeholders. Most importantly, President Obama understands that My Brother’s Keeper will only succeed if local leaders take his call to action into their own hands.

Folks in Oakland are stepping up to answer this call. During the Community Conversation, I spoke with leaders from Oakland’s nonprofits, philanthropic institutions, and faith-based organizations that are putting our young people on the path to success. Groups like the East Oakland Youth Development Center, the East Bay Foundation, and the Allen Temple Baptist Church are using promising and proven approaches to make a real difference in their communities.

This kind of work is happening all across the nation and will benefit generations of Americans. We’ve got to keep it going by continuing to support our young people. When they succeed, our nation grows stronger, and our future becomes brighter. And by giving everyone an opportunity to reach their goals, we can ensure that the 21st century is another American century.

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TOLEDO WASHINGTON tspan:3m TOLEDO WASHINGTON




Responding To and Protecting Students from Sexual Assault in TOLEDO WASHINGTON

January 26, 2015

Courtesy of Eve Hill and Mark Kappelhoff, Deputy Assistant Attorneys General for the Civil Rights pision

Note: The sample MOU can be found at here.

President Obama established the White House Task Force to Protect Students from Sexual Assault one year ago. On this anniversary, the task force has released a sample memorandum of understanding (MOU) to assist campuses and law enforcement agencies to work together in their efforts to protect students, address the needs of sexual assault survivors, and ensure a prompt, thorough, and fair response to allegations of sexual misconduct. This is yet another important step in the task force’s effort to help colleges and universities, as well as their partners in the community, address the problem of campus sexual violence.

While colleges and universities can do much on their own, communication and collaboration between campus administrators, campus police and local law enforcement is critically important to address the problem of sexual assault on campus.

The sample MOU reflects input from task force members and agencies, outside experts on sexual assault, police associations, state attorneys general, and campus administrators and counsels.

Many colleges and universities already have MOUs in place with local law enforcement authorities covering a variety of areas. Our conversations with campus administrators, campus police, and law enforcement have underscored the need for additional tools and strategies that are specifically tailored to the dynamics of sexual assault on campus, as well as the needs of sexual assault survivors. The task force is providing this sample MOU with that in mind.

We recognize that every campus and community is unique and there is no one-size-fits-all solution. The sample MOU is, therefore, intended to be a starting point for a conversation between campus administrators, campus police and local law enforcement on how to improve collaborations between critical first responders. We fully expect that, in partnering to address the issue of sexual violence on campus, campus administrators and law enforcement will adapt the provisions of the sample MOU to meet their particular needs and circumstances. For example, some campus and law enforcement authorities may wish to incorporate some or all of the provisions into an existing general campus safety MOU, while others may prefer a standalone agreement specifically addressing campus sexual violence. Still others may decide that some different method of collaboration better meets their needs. We hope that this sample MOU will be an important resource in collaborative efforts between campus administrators, campus police and law enforcement to eradicate sexual assault from college communities nationwide.

Posted in: 

Civil Rights pision

Office on Violence Against Women

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Take Action to Improve Your Financial Situation in TOLEDO WASHINGTON

By Katie Bryan, America Saves Communications Director.

America Saves Week, February 24 – March 1, 2014, is a time to review your finances, decide what you want to save for, and set up a system that will allow you to save automatically. That’s why the America Saves Week theme is Set a Goal. Make a Plan. Save Automatically. Did you know that only half of Americans report having good savings habits? Even if you are already saving, it’s good to take a look at your goals and decide if you can save more or start a new savings goal. Join thousands of others who are pledging to pay down debt, save money, and take financial action during America Saves Week.

Not sure what to save for or what to save for next? Here are the most popular saving goals of those who have pledged to save through America Saves:

· Save for Emergencies - Only 37 percent of low-to-moderate income households have a savings or money market account at a bank or credit union and nearly a quarter of savers who have pledged to save have chosen “emergency savings” as their first wealth-building goal. Learn more.

· Save for Education - Saving for education is the second most popular goal savers select when they pledge to save with America Saves. There are many different things to factor in when saving and paying for college. Learn more.

· Pay Down Debt - Getting out of debt is the #3 goal Savers select when they pledge to save. That does not come as a surprise since a 2012 survey found that 45% of families with annual incomes under $50,000 rely on credit cards to pay for basic needs such as rent, utilities, insurance and food. Learn more.

· Save for a Home - For decades, home ownership has been the main path to wealth for most Americans. Today, home equity - the market value of a home minus the balance on any home loans - represents more than four-fifths of the typical family’s wealth. Learn more.

· Save for Retirement - Retirement savings is a top priority for many Savers. Saving for retirement now will ensure that you have enough money to maintain a comfortable standard of living when you stop or reduce the amount of hours you work. Learn more.

Not sure how to save for your goals? Here are some saving strategies to help:

· Save Automatically - The easiest and most effective way to save is automatically. This is how millions of Americans save at their bank or credit union, and how millions of employees save through 401(k) and other retirement programs at work. Learn more.

· Save at Tax Time - Do you spend weeks eagerly anticipating your tax refund? When the money finally comes in, is it gone tomorrow? Many people view tax refunds as unplanned bonuses. They see the money as a gift from the government, to use for splurges or treats. But a tax refund provides the opportunity to improve your financial situation. Learn more.

Take the America Saves Pledge (or re-pledge) today to set your savings goal and make a plan to save. When you take the pledge you can also choose to receive text message tips and reminders to help you save for your goal. And don’t forget to follow America Saves on Facebook and Twitter.

America Saves Week is coordinated by America Saves and the American Savings Education Council. Started in 2007, the Week is an annual opportunity for organizations to promote good savings behavior and a chance for inpiduals to assess their own saving status

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