TWIN CITY GEORGIA
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Latest News - TWIN CITY GEORGIA

Ohio Man Replies on Facebook to Sheriff Posting his Wanted Photo


Obama, kicked off Facebook A Georgia student believes his passion for politics and ...
When Derrick Keeny and his buddies set out for some shark fishing along Panama City Beach, the last thing they thought they would see was a Great White.

Identical sisters are different races


There was a one in 500 case the twin girls would differ and sure enough they do, according to the BCC. One girl appears white while the other is black. Around 12,000 sets of twins are born each year in Britain. A Georgia student believes his passion for ...

Area Deaths


The Ennis family took Teresa and her twin sister into their family when they were infants and raised them lovingly in Guyton. Teresa was a proud graduate of Bulloch County High School. She fondly remembered the time she spent at Warm Springs, Ga.

Abkhazia Tries Flower-Power on Russia


A standard mimosa bouquet sells for 100 rubles, or $1.60, in Sochi, the largest Russian city near Abkhazia ...
and its breakaway twin, South Ossetia, into the Russian economic space through agreements on integration. Georgia views these steps as attempts ...

Johnson shows he's still the man to beat with Atlanta win


HAMPTON, Ga. (AP) — One by one, Jimmie Johnson picked off all the ...
like the one in Atlanta and the one he'll be racing on in Sin City. In some ways, this was the start of the real season, competing under the rules and on the style of track that ...

Documents: Georgia officials indecisive about execution


ATLANTA (AP) - Georgia prison officials were indecisive about whether to ...
bombing suspect Dzhokhar Tsarnaev (joh-HAHR' tsahr-NEYE'-ehv). In the two years since twin bombs tore through crowds at the Boston Marathon finish line, the case against suspect ...

Hadden-Brannen


Kelly is a 2009 graduate of Southeast Bulloch High School and is a 2013 graduate of Georgia Southern University ...
at 5 p.m. at Beaver Creek Plantation in Twin City. Invitations will be mailed. SUBSCRIBE to the Statesboro Herald print edition or online ...

Jewish Voice for Peace Minnesota on Israel


Marisa Katz grew up in Georgia “with a proud Zionist family history and background ...
Andy Berman and Allan Malkis have long lived in Minnesota but grew up in New York City. Each tells how he has measured the devotion of their respective families ...

Plastic Surgery in TWIN CITY, GA


Are you considering plastic surgery? Are you located in the TWIN CITY, GA area? A well planned plastic surgery with a board certified surgeon can give you the look you've always wanted and dramatically boost your self-confidence. Whether you want to shed ...

F. Dickson Durden (TWIN CITY, Ga.)


TWIN CITY, Ga. - Peebles-Curry-Durden Mortuary announces the death of F. Dickson Durden, age 83, of Twin City, GA on Friday, April 13, 2007, at East GA Regional Medical Center in Statesboro, GA. Funeral services will be Sunday, April 15th, at 2 PM in the ...

parkmerced:The view of downtown SF from Twin Peaks takes our...


parkmerced: The view of downtown SF from Twin Peaks takes our breath away. San Francisco, California

Twin City Stage Presents Curious George


"Twin City Stage will present Curious George, a new musical based on the books by Margaret and H.A. Rey, on Saturday, April 11 at the Arts Council Theatre, 610 Coliseum Drive in Winston-Salem.  The sh…

Blog Illustrates Life In The City Through The Eyes Of Twin Toddlers


By Kristina Dougherty PHILADELPHIA (CBS) – Did you ever wonder what life looks like through the eyes of a child? Jaime L.B. Schell took that idea, plus a passion for writing and illustration, and la…

Womens Empowerment Wednesdays :: Meet Aja Brown - the youngest Mayor elected in the City of Compton.


Meet Aja Laquita Brown. Born April 17, 1982, Ms. Brown currently made history as Compton’s youngest mayor to ever be elected. To further toot her horn, she won the election by a landslide against he…

For Twin City Residents, More Rain in Store


By Ramsha Hasan Islamabad / Rawalpindi — It has been a rainy week in the twin cities and the rain is not going away. The current spell of rain in Rawalpindi and Islamabad is expected to continue with …

Twin Detective: A Crossover Event


"Damn good coffee." "Well, I mean, what's 'good,' man? It wakes you up, gets you ready for the day, but what are you gonna do in that day? Walk around looking for a killer, maybe find him, maybe not,…

Local Paragons VI: Twin City Stage (Pride and Prejudice)


Twin City Stage, formerly known as the Little Theatre of Winston Salem, is the longest running professional theatre in the triad. It was founded in 1935 and puts on a number of quality productions per…

LOVE AND SEX IN THE CITY (Episode 28)


“You skanky bitch!” “I know, right,” I said with a chuckle, missing the venom in Adebola’s voice and misreading good humour in his words. “You scheming little bitch!” he said caustically. This time…

Valentine’s Day Special: Love in the City


With the lovers’ holiday just days away, I thought I’d share some Valentine’s Day specials from the couples of the Love in the City series! First, you’ll get a glimpse into Wanted By You (Love in the …

Twin City Stage Announces its 2015 “Best. Summer. Ever.” Drama Camps


"Twin City Stage will be full of drama – the good kind – this summer, offering a wide array of acting camps for children ages 4-18.  Aside from performing in a show, kids and teens will play theatre g…




SPECIAL INFORMATION FOR TWIN CITY

Two years of community college free for responsible students in TWIN CITY GEORGIA

The President unveiled a new proposal: Make two years of community college free for responsible students across America.

In our growing global economy, Americans need to have more knowledge and more skills to compete -- by 2020, an estimated 35 percent of job openings will require at least a bachelor's degree, and 30 percent will require some college or an associate's degree. Students should be able to get the knowledge and the skills they need without taking on decades' worth of student debt.


The numbers:

If all 50 states choose to implement the President's new community college proposal, it could:

  • Save a full-time community college student $3,800 in tuition per year on average
  • Benefit roughly 9 million students each year

Under President Obama's new proposal, students would be able to earn the first half of a bachelor's degree, or earn the technical skills needed in the workforce -- all at no cost to them.


The requirements:

  • What students have to do: Students must attend community college at least half-time, maintain a 2.5 GPA, and make steady progress toward completing their program.
  • What community colleges have to do: Community colleges will be expected to offer programs that are either 1) academic programs that fully transfer credits to local public four-year colleges and universities, or 2) occupational training programs with high graduation rates and lead to in-demand degrees and certificates. Community colleges must also adopt promising and evidence-based institutional reforms to improve student outcomes.
  • What the federal government has to do: Federal funding will cover three-quarters of the average cost of community college. Participating states will be expected to contribute the remaining funds necessary to eliminate the tuition for eligible students.

Expanding technical training programs:

President Obama also proposed the new American Technical Training Fund, which will expand innovative, high-quality technical training programs across the country. Specifically, the fund will award programs that:

  • Have strong employer partnerships and include work-based learning opportunities
  • Provide accelerated training
  • Accommodate part-time work

Read the full fact sheet on the President's proposal here.

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TWIN CITY GEORGIA tspan:3m TWIN CITY GEORGIA




Avoiding Foreclosure in TWIN CITY GEORGIA

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

Please read FHA's brochure, "Save Your Home:  Tips to Avoid Foreclosure," also published in   Spanish,  Chinese and  Vietnamese.

Making Home Affordable

The Making Home Affordable © (MHA) Program is a critical part of the Obama Administration's broad strategy to help homeowners avoid foreclosure, stabilize the country's housing market, and improve the nation's economy.

Homeowners can lower their monthly mortgage payments and get into more stable loans at today's low rates. And for those homeowners for whom homeownership is no longer affordable or desirable, the program can provide a way out which avoids foreclosure. Additionally, in an effort to be responsive to the needs of today's homeowners, there are also options for unemployed homeowners and homeowners who owe more than their homes are worth. Please read the following program summaries to determine which program options may be best suited for your particular circumstances.

Modify or Refinance Your Loan for Lower Payments

  • Home Affordable Modification Program (HAMP): HAMP lowers your monthly mortgage payment to 31 percent of your verified monthly gross (pre-tax) income to make your payments more affordable. The typical HAMP modification results in a 40 percent drop in a monthly mortgage payment. Eighteen percent of HAMP homeowners reduce their payments by $1,000 or more. Click Here for more information.
  • Principal Reduction Alternative (PRA): PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Second Lien Modification Program (2MP): If your first mortgage was permanently modified under HAMP SM and you have a second mortgage on the same property, you may be eligible for a modification or principal reduction on your second mortgage under 2MP. Likewise, If you have a home equity loan, HELOC, or some other second lien that is making it difficult for you to keep up with your mortgage payments, learn more about this MHA program. Click Here for more information.
  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.

“Underwater” Mortgages

In today's housing market, many homeowners have experienced a decrease in their home's value. Learn about these MHA programs to address this concern for homeowners.

  • Home Affordable Refinance Program (HARP): If you are current on your mortgage and have been unable to obtain a traditional refinance because the value of your home has declined, you may be eligible to refinance through HARP. HARP is designed to help you refinance into a new affordable, more stable mortgage. Click Here for more information.
  • Principal Reduction Alternative: PRA was designed to help homeowners whose homes are worth significantly less than they owe by encouraging servicers and investors to reduce the amount you owe on your home. Click Here for more information.  
  • Treasury/FHA Second Lien Program (FHA2LP): If you have a second mortgage and the mortgage servicer of your first mortgage agrees to participate in FHA Short Refinance, you may qualify to have your second mortgage on the same home reduced or eliminated through FHA2LP. If the servicer of your second mortgage agrees to participate, the total amount of your mortgage debt after the refinance cannot exceed 115% of your home’s current value. Click Here for more information.

 Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): If you are having a tough time making your mortgage payments because you are unemployed, you may be eligible for UP. UP provides a temporary reduction or suspension of mortgage payments for at least twelve months while you seek re-employment. Click Here for more information.
  • Emergency Homeowners’ Loan Program (EHLP):  Click Here for more information about EHLP assistance provided in your state.
  • FHA Special Forbearance: If you are having difficulty making mortgage payments because you are unemployed and have no other sources of income, you may be eligible for FHA's Special Forbearance.  FHA now requires servicers to extend the forbearance period, by offering a reduced or suspended mortgage payment for up to twelve months, for FHA borrowers who qualify for the program. Click Here for more information.

Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA): If your mortgage payment is unaffordable and you are interested in transitioning to more affordable housing, you may be eligible for a short sale or deed-in-lieu of foreclosure through HAFA SM. Click Here for more information.
  • “Redemption”is a period after your home has already been sold at a foreclosure sale when you can still reclaim your home. You will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.

Contact Your Lender

If you are experiencing difficulties making your mortgage payments, you are encouraged to contact your lender or loan servicer directly to inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, there are organizations that can help by contacting lenders and servicers on your behalf. 

 

Assistance for FHA-Insured Homeowners

The Federal Housing Administration (FHA), which is a part of the U.S. Department of Housing and Urban Development (HUD), is working aggressively to halt and reverse the losses represented by foreclosure. Through its  National Servicing Center (NSC), FHA offers a number of various loss mitigation programs and informational resources to assist FHA-insured homeowners and home equity conversion mortgage (HECM) borrowers facing financial hardship or unemployment and whose mortgage is either in default or at risk of default.

  • Click Here to log onto the NSC Loss Mitigation Programs home page.
  • Click Here for answers to Frequently Asked Questions about FHA’s loss mitigation programs.

Contact FHA

FHA staff are available to help answer your questions and assist you to better understand your options as an FHA borrower under these loss mitigation programs. There are several ways you can contact FHA for more information, including:

  • Call the National Servicing Center at (877) 622-8525
  • Call the FHA Outreach Center at 1-800-CALL FHA (800-225-5342)
  • Persons with hearing or speech impairments may access this number via TTY by calling the Federal Information Relay Service at (800) 877-8339.
  • Email the FHA Resource Center
  • The Online FHA Resource Center

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How can I prepare for breastfeeding before I give birth?

baby-breastfeedingTo prepare for breastfeeding, the most important thing you can do is have confidence in yourself and to plan ahead. Committing to breastfeeding starts with the conviction that you can do it! Other steps you can take to prepare for breastfeeding are:
  • Get good prenatal care, which can help you avoid early delivery. Babies born too early have more problems with breastfeeding.
  • Tell your doctor about your plans to breastfeed, and ask if the place where you plan to deliver your baby has the staff and setup to support successful breastfeeding. Some hospitals and birth centers have taken special steps to create the best possible environment for successful breastfeeding. These places are called Baby-Friendly Hospitals and Birth Centers.
  • Take a breastfeeding class. Pregnant women who comprehend about how to breastfeed are more likely to be successful at breastfeeding than those who do not. Breastfeeding classes offer pregnant women and their partners the chance to prepare and ask questions before the baby´s arrival.
  • Ask your doctor to recommend a lactation consultant. You can establish a contact with a lactation consultant before the baby comes so that you will have support ready after the baby is born.
  • Talk to your doctor about your health. Discuss any breast surgery or injury you may have had. If you have depression, or are taking supplements or medicines, talk with your doctor about treatments that can work with breastfeeding.
  • Tell your doctor that you would like to breastfeed as soon as possible after delivery. The sucking instinct is very strong within the baby´s first hour of life.
  • Talk to friends who have breastfed, or consider joining a breastfeeding support group.
  • Talk to fathers, partners, and other family members about how they can help you successfully breastfeed. Partners and family members can:
    • Support your breastfeeding by being kind and encouraging
    • Show their love and appreciation for all of the work that goes into breastfeeding
    • Be good listeners if you need to talk about any breastfeeding concerns you might have
    • Help make sure you have enough to drink and get enough rest
    • Help around the house
    • Take care of any other children who are at home
    • Give the baby love through playing and cuddling
  • Get the items you will need for breastfeeding, such as nursing bras, covers, and nursing pillows.
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